No Time Like The Present

Gen Xers should start investing for smooth sailing in the future

Congratulations! You’re in your 20s. At long last you’ve finished school and escaped the…

By L.D. Saunders

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From Sweats To Suits

You've earned your academic credentials. Now learn how to dress for professional success.

Sekou Ma’at spends much of his workday in the company of teenagers. He speaks…

By Robyn D. Clarke

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More Y2K Glitches That Could Bug You

Here are a few ways to protect yourself from the millennium sting-even if you're not a techie

Happy New Year! You pick up the phone to wish your mom well when…

By Monique R. Brown

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Saving Dollars & Making Sense of Divorce

Here's how you can part ways without taking the financial plunge

MIldred Miller was excited about her promotion. After living nearly five years of her…

By Monique R. Brown

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College Climb

Navigate your way to scholarship money to fund your child's education

Paula and Jesse James of Hackensack, New Jersey, vividly recall the year that was…

By Tanisha A. Sykes

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Something Old, Something New

David S. Pottruck, president & co-chief executive officer of Charles Schwab, answers questions on blacks and investing

In a future dictionary, “innovation” and “Charles Schwab” may well be synonyms.
Check out the…

By Ivan Cintron

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autumnfinances

People close to retirement need more sophisticated planning

When new clients come to see Dwayne Grady, a financial planner with American Express…

By Lynnette Khalfani-Cox

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It’s Now Or Never

Getting fiscally caught up is imperative

M. Starita Boyce, Ed.D., of Riverdale, New York, has always believed that achieving one’s…

By Lynnette Khalfani-Cox

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PUT YOUR HOUSE IN ORDER

Laying a sound fiscal foundation must be the goal in your 30s

Save rather than spend. Buy stocks and hold them for the long term. This…

By Donald Jay Korn

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Headstart

Young investors funnel spare change into the market

The springtime of life marks growth-mental, physical and social. It is a time when…

By Carolyn M. Brown

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In This Corner

As the volatile stock market climbs to new highs, investors continue to fight for the best returns. Our investment roundtable tries to pick the winners as the battle between growth and value rages.

With rising interest rates and inflation fears, it’s not easy to make the right…

By Derek T. Dingle

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Luxury travel

You, too, can afford first class

Did you know you could cut the cost of your next vacation and…

By Korey A. Wilson

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Start tripping-Abroad

Tips to help you whiz through your nearest passport office

You dream of strolling through the Louvre, sailing on the Nile or savoring authentic…

By Tanisha A. Sykes

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Cut eye-care costs

Here are tips for buying budget-friendly frames and lenses

Your blurry vision is telling you it’s time to visit your eye doctor, but…

By Stanley B. Chambers Jr.

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Find A Favorable Fix

How do I safeguard my jewelry from being switched at repair shops?

Consider “birth marking” your stones. Several manufacturers, among them PhotoScribe (888-746-8672), offer this…

By Ann Brown

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Know your roots

Suggestions on how you can trace your family tree

Are you interested in researching your family’s roots? If so, you’re not alone.…

By Ann Brown

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To-Do List Dilemma

I make it a point to work from a to-do list. But by…

By Korey A. Wilson

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Riding the emotional roller-coaster

How one self-published author weathered a storm

I had just finished a book signing at a major business conference when…

By Hasani Pettiford

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rejection is no problem. . .

Once you overcome your fear

Besides satisfying customers, a primary aim of businesspeople is to excel in their…

By Korey A. Wilson

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What’s In A Habit?

Your rituals determine whether you'll reach your potential

No one’s perfect, right? Everyone has their own little quirks. In theory, this…

By Robyn D. Clarke

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Read them your rights

Many employees are unaware of their rights in the workplace. Unfortunately, there are…

By Stanley B. Chambers Jr.

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CAREER AT A GLANCE

The world sees his colorful work every day

Name: Hassan Shareef
Age: 34
Occupation: Flexographic printing manager
Location: Delray Beach, Florida
Ever wonder who is…

By Josee Valcourt

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Closer than the average co-worker

Appropriate doses of camaraderie can boost office productivity

The company picnic. The office Christmas party. Those functions are more than just the…

By Marcia A. Reed-Woodard

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BURNOUT BLUES

I'm totally burned out at the office. Should I tell my boss?

First, ask yourself what you can do to resolve the issue on your…

By Korey A. Wilson

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Reel exposure

If you’re a filmmaker trying to get your latest project noticed, read on.…

By Robyn D. Clarke

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After-hours etiquette

Maintain office decorum when you're outside

The after-work office gathering kicks off and you’re ready to cut loose. But…

By Femi Lewis

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To prepay or not to prepay

Is a mortgage accelerator program right for me?

In some cases, a mortgage accelerator is actually not in a home owner’s…

By Femi Lewis

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Technically speaking

Chart analysis complements fundamental research

Technical analysis is a scientific charting method developed by professional investors for the dual…

By Camille Brown

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Reading stock tables is fundamental

Get the most out of newspaper stock information

The key to picking stocks is to deal with an investment advisor, look…

By Femi Lewis

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Preparing for a lower rate of inflation

Reevaluate the asset mix in your portfolio to account for a changing economy

Diversifying investments across several asset classes can enhance investment returns and manage risk…

By Mark M. Spradley

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Early retirement depot

Former bus driver looks for places to park his pension money

When Duval Sherman landed a job as a bus driver in Los Angeles at…

By Carmen Brown

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Volatility happens

How investment clubs are dealing with turbulent markets

With 100-point rises and falls in the Dow Jones industrial average an almost commonplace…

By Kelli D. Herd

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Putting the "growth" in "growth and income"

TIAA-CREF's Carlton Martin's stock picks sizzle

Carlton Martin, the portfolio manager who hunts down fast-growing stocks for TIAA-CREF’s Growth…

By L.D. Saunders

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Take that to the bank

Fred A. Cummings of McDonald Investments makes his top sector picks

Banking stocks haven’t fared so well this year. Loan growth and merger activity-two important…

By Ivan Cintron

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Off to the races

Value portfolios take the lead among black-run mutual funds

Value is king among black-owned mutual funds.Last April, after three years of underperformance, value…

By Melissa Bradford

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Bear market blues

Pros divided on strategy as inflation woes maul bonds

Sometimes it’s not just an interest rate hike that moves markets, but what Federal…

By Ivan Cintron

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Q: What should I look for in a PC under $1,000?

A: If you’re in the market for a bargain PC, the first thing…

By Tariq K. Muhammad

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Gone but not forgotten

Removing files from your PC takes more than just hitting the delete key

Just because you’ve sent a file to the recycle bin (or trash for…

By Tariq K. Muhammad

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It’s all about the Web

Use these programs to make your Internet experience better

After just five years of widespread availability, the Internet is already approaching mass media…

By Tariq K. Muhammad

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Papyrus revisited

New e-mail note pad lets you use the Net without succumbing to it

For visionaries who are still searching for the Internet’s “killer application” of the…

By Rafiki Cai

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Taking the risk out of e-commerce

Rick Davis ensures that Internet integration won't be a liability for your company

At the relatively young age of 30, Rick Davis has just had reconstructive knee…

By Jacqueline Jones

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Agreeing on a 401(k) plan strategy

To ensure the success of your plan, consider these key points

In the first part of our series, we discussed the basic elements of creating…

By Matthew S. Scott

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Becoming a steel force

Pittsburgh-based KKAJ Inc. experiences growing pains in construction

In 1994, two couples, Anthony and Kendall Fullard and Kenneth and Joan Moore, decided…

By Jayne Cubbage

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The lowdown on bank loans

Tips on applying for start-up capital

Q: What should I do if I want to ask my bank for…

By Femi Lewis

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Making the connection

Ware Communications taps telecom growth with push toward interactive Website

In 1993, Ware Communications Inc. was founded with $500 and a dream, a…

By Deidra-Ann Parrish

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Is your business in good hands?

Using the right types of insurance can save your shop from ruin

Many home-based entrepreneurs assume that their home owner’s or rental policies will cover risks…

By Wendy M. Beech

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From the inner circle

Secretary Rodney Slater sounds off from the Department of Transportation

Transportation Secretary Rodney Slater made his debut on the Washington political scene when Clinton…

By Joyce Jones

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A Legacy of their own

Baltimore financial firm focuses on investing in the minority community

Every cloud has a silver lining and-for the resourceful few-the makings of an…

By Stanley B. Chambers Jr.

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NAACP and AT&T partner to create tech centers

Recent Commerce study cites need for Internet access in minority communities

Households with incomes of $75,000 or greater are more than 20 times as…

By Femi Lewis

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Burrell Communications sells 49% of firm to Publicis

Will black ad agencies have to merge to stay alive?

So, should it be viewed as an isolated incident-or a preview of things…

By Josee Valcourt

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