The perpetual fund raiser. Everyone has one: the co-worker or neighbor who constantly raises money for her sonâ€™s basketball team. (The kids need new sneakers, new uniforms, and now they need a pair of back-up sneakers to match their new warm-up suits.)Once, maybe even twice, is understandable. But three strikes and youâ€™re out. How many candy bars could you possibly eat? (OK, donâ€™t answer that.) When the donation box comes around, politely decline. If the culprit is your neighbor, close the blinds and pretend you're not home.