<?xml version="1.0" encoding="UTF-8"?>
<rss version="2.0"
	xmlns:content="http://purl.org/rss/1.0/modules/content/"
	xmlns:wfw="http://wellformedweb.org/CommentAPI/"
	xmlns:dc="http://purl.org/dc/elements/1.1/"
	xmlns:atom="http://www.w3.org/2005/Atom"
	xmlns:sy="http://purl.org/rss/1.0/modules/syndication/"
	xmlns:slash="http://purl.org/rss/1.0/modules/slash/"
	>

<channel>
	<title>BLACK ENTERPRISE &#187; Margarette Burnette</title>
	<atom:link href="http://www.blackenterprise.com/author/Margarette/feed" rel="self" type="application/rss+xml" />
	<link>http://www.blackenterprise.com</link>
	<description>Your Ultimate Source for Wealth Creation</description>
	<lastBuildDate>Sat, 21 Nov 2009 00:11:59 +0000</lastBuildDate>
	<generator>http://wordpress.org/?v=abc</generator>
	<language>en</language>
	<sy:updatePeriod>hourly</sy:updatePeriod>
	<sy:updateFrequency>1</sy:updateFrequency>
			<item>
		<title>Open Enrollment: Strategies to Reduce Costs of Health Insurance Coverage</title>
		<link>http://www.blackenterprise.com/lifestyle/2009/11/13/open-enrollment-strategies-to-reduce-costs-of-health-insurance-coverage</link>
		<comments>http://www.blackenterprise.com/lifestyle/2009/11/13/open-enrollment-strategies-to-reduce-costs-of-health-insurance-coverage#comments</comments>
		<pubDate>Fri, 13 Nov 2009 16:41:22 +0000</pubDate>
		<dc:creator>Margarette Burnette</dc:creator>
				<category><![CDATA[Lifestyle]]></category>
		<category><![CDATA[COBRA]]></category>
		<category><![CDATA[health insurance]]></category>
		<category><![CDATA[healthcare]]></category>

		<guid isPermaLink="false">http://www.blackenterprise.com/?p=42783</guid>
		<description><![CDATA[For the companies that are able to offer this important benefit to their employees, the pros say it’s important to reign in expenses and educate workers.  Here are expert-suggested steps for employers and employees to help reduce their financial burdens.]]></description>
		<wfw:commentRss>http://www.blackenterprise.com/lifestyle/2009/11/13/open-enrollment-strategies-to-reduce-costs-of-health-insurance-coverage/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How to Benefit from a Business Incubator</title>
		<link>http://www.blackenterprise.com/entrepreneurs/2009/10/12/how-to-benefit-from-a-business-incubator</link>
		<comments>http://www.blackenterprise.com/entrepreneurs/2009/10/12/how-to-benefit-from-a-business-incubator#comments</comments>
		<pubDate>Mon, 12 Oct 2009 17:57:21 +0000</pubDate>
		<dc:creator>Margarette Burnette</dc:creator>
				<category><![CDATA[Entrepreneurs]]></category>
		<category><![CDATA[chamber of commerce]]></category>
		<category><![CDATA[incubator]]></category>
		<category><![CDATA[startup]]></category>

		<guid isPermaLink="false">http://www.blackenterprise.com/?p=41060</guid>
		<description><![CDATA[Incubators are mentoring centers that provide coaching, networking opportunities, and even affordable office space, says Robert Jackson, who operates a business incubator as CEO of the African American Chamber of Commerce of Central Pennsylvania (AACCCP) in Harrisburg, Pennsylvania.]]></description>
		<wfw:commentRss>http://www.blackenterprise.com/entrepreneurs/2009/10/12/how-to-benefit-from-a-business-incubator/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Negotiating with Suppliers</title>
		<link>http://www.blackenterprise.com/entrepreneurs/2009/05/26/negotiating-with-suppliers</link>
		<comments>http://www.blackenterprise.com/entrepreneurs/2009/05/26/negotiating-with-suppliers#comments</comments>
		<pubDate>Tue, 26 May 2009 19:43:32 +0000</pubDate>
		<dc:creator>Margarette Burnette</dc:creator>
				<category><![CDATA[Entrepreneurs]]></category>
		<category><![CDATA[negotiating]]></category>

		<guid isPermaLink="false">http://blackenterprise.com/?p=35336</guid>
		<description><![CDATA[Cash is king whether the economy is good or bad, and if your company is experiencing a money crunch, it may be time to renegotiate payment terms with your suppliers and vendors. ]]></description>
		<wfw:commentRss>http://www.blackenterprise.com/entrepreneurs/2009/05/26/negotiating-with-suppliers/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Working with Independent Contractors</title>
		<link>http://www.blackenterprise.com/entrepreneurs/2009/05/21/working-with-independent-contractors</link>
		<comments>http://www.blackenterprise.com/entrepreneurs/2009/05/21/working-with-independent-contractors#comments</comments>
		<pubDate>Thu, 21 May 2009 14:58:52 +0000</pubDate>
		<dc:creator>Margarette Burnette</dc:creator>
				<category><![CDATA[Entrepreneurs]]></category>
		<category><![CDATA[contractors]]></category>
		<category><![CDATA[Financial Business Solutions]]></category>

		<guid isPermaLink="false">http://blackenterprise.com/?p=35201</guid>
		<description><![CDATA[If you can’t afford the costs of hiring a new employee, but you do have a need for talent, consider outsourcing to find a self-employed independent contractor to handle the job. Contractors can work on a per-project basis, which could make accounting easier, reduce overhead and reduce the employer’s tax burden.]]></description>
		<wfw:commentRss>http://www.blackenterprise.com/entrepreneurs/2009/05/21/working-with-independent-contractors/feed</wfw:commentRss>
		<slash:comments>5</slash:comments>
		</item>
		<item>
		<title>How the Recovery Act Encourages Small Businesses to Increase Hiring</title>
		<link>http://www.blackenterprise.com/entrepreneurs/2009/03/27/how-the-recovery-act-encourages-small-businesses-to-increase-hiring</link>
		<comments>http://www.blackenterprise.com/entrepreneurs/2009/03/27/how-the-recovery-act-encourages-small-businesses-to-increase-hiring#comments</comments>
		<pubDate>Fri, 27 Mar 2009 15:30:23 +0000</pubDate>
		<dc:creator>Margarette Burnette</dc:creator>
				<category><![CDATA[Entrepreneurs]]></category>
		<category><![CDATA[American Recovery and Reinvestment Act]]></category>
		<category><![CDATA[employment]]></category>
		<category><![CDATA[hiring]]></category>
		<category><![CDATA[Small Business Administration]]></category>

		<guid isPermaLink="false">http://blackenterprise.com/?p=28454</guid>
		<description><![CDATA[The recently passed American Recovery and Reinvestment Act promises to help small businesses increase their ability to hire employees, which will hopefully stimulate the economy. The White House predicts the legislation will create or save 3.5 million new jobs over the next two years. Here’s a summary of how certain provisions could encourage small businesses to employ new workers.]]></description>
		<wfw:commentRss>http://www.blackenterprise.com/entrepreneurs/2009/03/27/how-the-recovery-act-encourages-small-businesses-to-increase-hiring/feed</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>Making Good on Collections</title>
		<link>http://www.blackenterprise.com/entrepreneurs/2009/02/26/making-good-on-collections</link>
		<comments>http://www.blackenterprise.com/entrepreneurs/2009/02/26/making-good-on-collections#comments</comments>
		<pubDate>Thu, 26 Feb 2009 22:20:33 +0000</pubDate>
		<dc:creator>Margarette Burnette</dc:creator>
				<category><![CDATA[Entrepreneurs]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[H.E. Freeman Enterprises]]></category>
		<category><![CDATA[The Enterprise Center]]></category>
		<category><![CDATA[Wood & Wood L.L.P.]]></category>

		<guid isPermaLink="false">http://blackenterprise.com/?p=25903</guid>
		<description><![CDATA[Bad debts should be rare, but sometimes even the most well-meaning customers don’t satisfy their obligations. They may have written a bad check or they may not have paid at all. Regardless of how their customer’s debt became overdue, small businesses need to use documentation, diplomacy, and if necessary, a judgment, to collect what’s owed.]]></description>
		<wfw:commentRss>http://www.blackenterprise.com/entrepreneurs/2009/02/26/making-good-on-collections/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Eliminating Red Flags on Your Tax Return</title>
		<link>http://www.blackenterprise.com/wealth-for-life/taxes/2009/02/25/eliminating-red-flags-on-your-tax-return</link>
		<comments>http://www.blackenterprise.com/wealth-for-life/taxes/2009/02/25/eliminating-red-flags-on-your-tax-return#comments</comments>
		<pubDate>Wed, 25 Feb 2009 17:37:27 +0000</pubDate>
		<dc:creator>Margarette Burnette</dc:creator>
				<category><![CDATA[Taxes]]></category>
		<category><![CDATA[audit]]></category>

		<guid isPermaLink="false">http://blackenterprise.com/?p=25805</guid>
		<description><![CDATA[Getting audited is probably not on your list of goals for this year. However, if you’re sloppy with your tax returns, you’re practically asking for a review from the IRS.  To reduce the red flags on your paperwork, here’s what certified public accounts (CPAs) and enrolled agents (EAs, or tax professionals who are licensed to represent clients before the IRS) say you need to watch out for:]]></description>
		<wfw:commentRss>http://www.blackenterprise.com/wealth-for-life/taxes/2009/02/25/eliminating-red-flags-on-your-tax-return/feed</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>BEing Green: Put Your Old PC to Good Use</title>
		<link>http://www.blackenterprise.com/being-green/lifestyles-being-green/2009/02/18/being-green-put-your-old-pc-to-good-use</link>
		<comments>http://www.blackenterprise.com/being-green/lifestyles-being-green/2009/02/18/being-green-put-your-old-pc-to-good-use#comments</comments>
		<pubDate>Wed, 18 Feb 2009 17:53:26 +0000</pubDate>
		<dc:creator>Margarette Burnette</dc:creator>
				<category><![CDATA[Lifestyle BEing Green]]></category>
		<category><![CDATA[A-Advantage Networking Inc.]]></category>
		<category><![CDATA[BEing Green]]></category>
		<category><![CDATA[computers]]></category>

		<guid isPermaLink="false">http://blackenterprise.com/?p=25223</guid>
		<description><![CDATA[Has your computer overstayed its welcome? According to the U.S. Government Accountability Office, more than 100 million computers become obsolete each year. One or two of them are probably stashed in your office closet. Before you get rid of these old machines, think about where they’ll end up, cautions Jamal Theodore, a computer repair specialist and owner of Almasi Tech Solutions in Clinton, Maryland. “The different components in old computers can contain toxic substances—like lead and mercury---that shouldn’t be in landfills,” he says.]]></description>
		<wfw:commentRss>http://www.blackenterprise.com/being-green/lifestyles-being-green/2009/02/18/being-green-put-your-old-pc-to-good-use/feed</wfw:commentRss>
		<slash:comments>5</slash:comments>
		</item>
		<item>
		<title>Three Tips for Managing Cash Flow</title>
		<link>http://www.blackenterprise.com/entrepreneurs/entrepreneurs-news/2009/01/27/three-tips-for-managing-cash-flow</link>
		<comments>http://www.blackenterprise.com/entrepreneurs/entrepreneurs-news/2009/01/27/three-tips-for-managing-cash-flow#comments</comments>
		<pubDate>Tue, 27 Jan 2009 15:06:28 +0000</pubDate>
		<dc:creator>Margarette Burnette</dc:creator>
				<category><![CDATA[Entrepreneurs News]]></category>
		<category><![CDATA[cash flow]]></category>
		<category><![CDATA[green money management]]></category>
		<category><![CDATA[Ministry Marketing Solutions]]></category>
		<category><![CDATA[Smith Accounting and Associates]]></category>
		<category><![CDATA[virtual assistant]]></category>

		<guid isPermaLink="false">http://blackenterprise.com/?p=23425</guid>
		<description><![CDATA[With tightening credit markets, entrepreneurs are being advised to watch their dollars carefully. Many companies that fail don't do so because of a lack of customers. They fail because of a lack of cash. If clients owe you money, and you don't have enough funding to pay this month's lease, you have a cash flow problem. Here are three tips to help you manage your company’s cash flow:]]></description>
		<wfw:commentRss>http://www.blackenterprise.com/entrepreneurs/entrepreneurs-news/2009/01/27/three-tips-for-managing-cash-flow/feed</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>How to Close the Deal in a Sinking Economy</title>
		<link>http://www.blackenterprise.com/entrepreneurs/entrepreneurs-news/2009/01/26/how-to-close-the-deal-in-a-sinking-economy</link>
		<comments>http://www.blackenterprise.com/entrepreneurs/entrepreneurs-news/2009/01/26/how-to-close-the-deal-in-a-sinking-economy#comments</comments>
		<pubDate>Mon, 26 Jan 2009 21:58:01 +0000</pubDate>
		<dc:creator>Margarette Burnette</dc:creator>
				<category><![CDATA[Entrepreneurs News]]></category>
		<category><![CDATA[economy]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[Right Way Realty and Investment Services]]></category>

		<guid isPermaLink="false">http://blackenterprise.com/?p=23390</guid>
		<description><![CDATA[handshakeNearly everyone is cutting back on expenses these days.  For small business owners, that means it’s harder than ever to turn sales prospects into paying customers.  It’s challenging, but not impossible. Here’s what some entrepreneurs and salespeople are doing to close the deal despite the looming recession.
]]></description>
		<wfw:commentRss>http://www.blackenterprise.com/entrepreneurs/entrepreneurs-news/2009/01/26/how-to-close-the-deal-in-a-sinking-economy/feed</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Planning, Diligence Key in Re-entering Workforce after Retirement</title>
		<link>http://www.blackenterprise.com/wealth-for-life/retirement/2009/01/21/planning-diligence-key-in-re-entering-workforce-after-retirement</link>
		<comments>http://www.blackenterprise.com/wealth-for-life/retirement/2009/01/21/planning-diligence-key-in-re-entering-workforce-after-retirement#comments</comments>
		<pubDate>Wed, 21 Jan 2009 18:46:19 +0000</pubDate>
		<dc:creator>Margarette Burnette</dc:creator>
				<category><![CDATA[Retirement]]></category>
		<category><![CDATA[First Genesis Financial Group]]></category>
		<category><![CDATA[IRA]]></category>
		<category><![CDATA[Roth IRA]]></category>
		<category><![CDATA[Social Security]]></category>
		<category><![CDATA[Steven Sanders]]></category>
		<category><![CDATA[Taxes]]></category>

		<guid isPermaLink="false">http://blackenterprise.com/?p=23147</guid>
		<description><![CDATA[If you're a retiree who has been receiving Social Security benefits, pension payments, or distributions from retirement accounts, a return to the workforce could cause a complicated tax situation. To prevent any unwelcome surprises, ask yourself a few questions before accepting a new job.]]></description>
		<wfw:commentRss>http://www.blackenterprise.com/wealth-for-life/retirement/2009/01/21/planning-diligence-key-in-re-entering-workforce-after-retirement/feed</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Protecting Your Business From Liability</title>
		<link>http://www.blackenterprise.com/entrepreneurs/start-up/2008/12/03/protecting-your-business-from-liability</link>
		<comments>http://www.blackenterprise.com/entrepreneurs/start-up/2008/12/03/protecting-your-business-from-liability#comments</comments>
		<pubDate>Wed, 03 Dec 2008 14:00:25 +0000</pubDate>
		<dc:creator>Margarette Burnette</dc:creator>
				<category><![CDATA[Start-Up]]></category>
		<category><![CDATA[business owner's policy]]></category>
		<category><![CDATA[insurance]]></category>
		<category><![CDATA[liability]]></category>

		<guid isPermaLink="false">http://blackenterprise.com/?p=14643</guid>
		<description><![CDATA[If you don’t have a policy in place, you can’t be helped, so take steps now to make sure your company is protected. Decide on a comprehensive policy, find the best price for it, and make ongoing insurance adjustments as your company grows.]]></description>
		<wfw:commentRss>http://www.blackenterprise.com/entrepreneurs/start-up/2008/12/03/protecting-your-business-from-liability/feed</wfw:commentRss>
		<slash:comments>9</slash:comments>
		</item>
		<item>
		<title>Lending Money to Friends and Family</title>
		<link>http://www.blackenterprise.com/lifestyle/consumer-affairs/2008/11/28/lending-money-to-friends-and-family</link>
		<comments>http://www.blackenterprise.com/lifestyle/consumer-affairs/2008/11/28/lending-money-to-friends-and-family#comments</comments>
		<pubDate>Fri, 28 Nov 2008 16:05:33 +0000</pubDate>
		<dc:creator>Margarette Burnette</dc:creator>
				<category><![CDATA[Consumer Affairs]]></category>
		<category><![CDATA[lending]]></category>
		<category><![CDATA[loans]]></category>

		<guid isPermaLink="false">http://blackenterprise.com/?p=14535</guid>
		<description><![CDATA[It is part of the African American spirit to help our friends and family who are in need. In this economy, that often means loaning money to someone you care about. If you’re not careful, however, you could also be creating a difficult situation for yourself, both financially and personally.]]></description>
		<wfw:commentRss>http://www.blackenterprise.com/lifestyle/consumer-affairs/2008/11/28/lending-money-to-friends-and-family/feed</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Finding Customers in Your Own Backyard</title>
		<link>http://www.blackenterprise.com/entrepreneurs/entrepreneurs-news/2008/11/18/finding-customers-in-your-own-backyard</link>
		<comments>http://www.blackenterprise.com/entrepreneurs/entrepreneurs-news/2008/11/18/finding-customers-in-your-own-backyard#comments</comments>
		<pubDate>Tue, 18 Nov 2008 18:53:29 +0000</pubDate>
		<dc:creator>Margarette Burnette</dc:creator>
				<category><![CDATA[Entrepreneurs News]]></category>
		<category><![CDATA[direct mail]]></category>
		<category><![CDATA[marketing]]></category>
		<category><![CDATA[Perfect Choice Hair and Beauty Supply]]></category>

		<guid isPermaLink="false">http://blackenterprise.com/?p=7483</guid>
		<description><![CDATA[If you own a local retail store or restaurant, nothing beats a new neighbor for boosting sales. The residents who have recently moved into your town are actively looking for new companies to do business with, and the places that get their attention first will be richly rewarded. ]]></description>
		<wfw:commentRss>http://www.blackenterprise.com/entrepreneurs/entrepreneurs-news/2008/11/18/finding-customers-in-your-own-backyard/feed</wfw:commentRss>
		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>Retirement Funds and Your Small Business</title>
		<link>http://www.blackenterprise.com/wealth-for-life/retirement/2008/11/03/retirement-funds-and-your-small-business</link>
		<comments>http://www.blackenterprise.com/wealth-for-life/retirement/2008/11/03/retirement-funds-and-your-small-business#comments</comments>
		<pubDate>Mon, 03 Nov 2008 22:53:06 +0000</pubDate>
		<dc:creator>Margarette Burnette</dc:creator>
				<category><![CDATA[Retirement]]></category>
		<category><![CDATA[401k]]></category>
		<category><![CDATA[retirement funds]]></category>
		<category><![CDATA[Roth IRA]]></category>

		<guid isPermaLink="false">http://blackenterprise.com/?p=5943</guid>
		<description><![CDATA[With the current economic environment, many entrepreneurs believe they can’t afford to give their employees retirement benefits. But, offering a retirement package can help attract talent, which is crucial to business success. Fortunately, SEP-IRAs and even 401(k) retirement plans can be cost-effective options for employers.]]></description>
		<wfw:commentRss>http://www.blackenterprise.com/wealth-for-life/retirement/2008/11/03/retirement-funds-and-your-small-business/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Protecting Your Company&#8217;s Intellectual Property</title>
		<link>http://www.blackenterprise.com/entrepreneurs/start-up/2008/10/01/protecting-your-companys-intellectual-property</link>
		<comments>http://www.blackenterprise.com/entrepreneurs/start-up/2008/10/01/protecting-your-companys-intellectual-property#comments</comments>
		<pubDate>Wed, 01 Oct 2008 14:33:01 +0000</pubDate>
		<dc:creator>Margarette Burnette</dc:creator>
				<category><![CDATA[Start-Up]]></category>
		<category><![CDATA[intellectual property]]></category>

		<guid isPermaLink="false">http://content.blackenterprise.com/?p=8277</guid>
		<description><![CDATA[Every business has vital information that should be protected from the hands of competition, whether it's a special recipe, unique piece of software or a distinctive slogan. "You have to look for the different aspects of your product or service that are proprietary," says Michell L. Davis, a partner with Register Lett L.L.P, an intellectual property and entertainment law firm in Atlanta.]]></description>
		<wfw:commentRss>http://www.blackenterprise.com/entrepreneurs/start-up/2008/10/01/protecting-your-companys-intellectual-property/feed</wfw:commentRss>
		<slash:comments>5</slash:comments>
		</item>
		<item>
		<title>Understanding What Your Company is Worth</title>
		<link>http://www.blackenterprise.com/entrepreneurs/start-up/2008/09/23/understanding-what-your-company-is-worth</link>
		<comments>http://www.blackenterprise.com/entrepreneurs/start-up/2008/09/23/understanding-what-your-company-is-worth#comments</comments>
		<pubDate>Tue, 23 Sep 2008 18:13:19 +0000</pubDate>
		<dc:creator>Margarette Burnette</dc:creator>
				<category><![CDATA[Start-Up]]></category>
		<category><![CDATA[valuation]]></category>

		<guid isPermaLink="false">http://content.blackenterprise.com/?p=8402</guid>
		<description><![CDATA[It's important to know what your company is worth, even if you aren't planning to put it up for sale. There's no one standard formula to determine the value of your business, but financial experts say there are established ways to calculate a logical estimate.]]></description>
		<wfw:commentRss>http://www.blackenterprise.com/entrepreneurs/start-up/2008/09/23/understanding-what-your-company-is-worth/feed</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Establishing an Employee Mentor Program</title>
		<link>http://www.blackenterprise.com/careers/2008/09/09/establishing-an-employee-mentor-program</link>
		<comments>http://www.blackenterprise.com/careers/2008/09/09/establishing-an-employee-mentor-program#comments</comments>
		<pubDate>Tue, 09 Sep 2008 17:01:30 +0000</pubDate>
		<dc:creator>Margarette Burnette</dc:creator>
				<category><![CDATA[Careers]]></category>
		<category><![CDATA[mentor]]></category>
		<category><![CDATA[professional programs]]></category>

		<guid isPermaLink="false">http://content.blackenterprise.com/?p=8348</guid>
		<description><![CDATA[ Happy employees are the lifeblood of a company. One way small business owners can encourage their employees' satisfaction and professional growth is to establish a mentoring program.
"As we move up the corporate or business ladder, we really need to reach out and help someone else. That's why mentoring is so important in my company," [...]]]></description>
		<wfw:commentRss>http://www.blackenterprise.com/careers/2008/09/09/establishing-an-employee-mentor-program/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
	</channel>
</rss>


