How to Survive the Holiday Debt Hangover

expectations

Lower expectations. “If you have kids, educate them on your financial situation,” says Penny Ray, a financial expert with Savings.com and blogger for BallersonBudgets.com. Better yet, make all your loved ones aware of your financial status. If you can’t afford to buy a particular gift, let them know. Don’t try to cater to expensive tastes and don’t pretend to have more money than you do.

Lower expectations. “If you have kids, educate them on your financial situation,” says Penny Ray,…

  • Irma

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