With the average cost of tuition, fees, and room and board at a private, non-profit four-year college topping out at more than $39,000, you’re likely looking for alternative financing to bridge the gap. Crowdfunding, which involves asking a group of people to help fund a project or need,...

After struggling for years with credit issues, you’ve put a plan in place to develop a budget, pay your debts on time, and spend wisely. You’re doing all you can and you’re ready for a fresh start, but your credit score is still not where you’d like it to be. What now? Here are a few...

Image: Thinkstock Gina Moore-Herring was devastated when she got the news that her sister, Brenda, had been diagnosed with AIDS. It was 1992. Fortunately, Brenda throughout her illness had the resources to pay for medications and medical visits. “My sister was blessed to have coverage for...

After months of searching, you finally find the perfect apartment. Your building is surrounded by tree-lined streets, you have your own parking spot, and an ice cream truck glides through the neighborhood every evening as angelic little kiddies line up patiently. As the first year in your new...

I often hear people list the evils of credit cards, and blame them for financial problems. In some cases, credit card abuse is the reason for the problems. In other cases, credit card debt gets out of hand due to hard times. If neither applies to you, and you have the cash on hand to purchase...

            If you plan on making some extra cash by renting your vacation home this year, you’ll need to familiarize yourself with a few tax rules. The Internal Revenue Service has some handy tips for those inviting renters to stay at their home away from...

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Things change after you get married. Waistlines often get bigger, hair sometimes gets thinner, and wrinkles grow deeper. But what you may not think about are the changes that affect your finances. If circumstances change significantly after you say ‘I do,’ you might want to consider a...

(Image: Thinkstock) Depending on your state of residence, you might no longer be subjected to a credit check when applying for a job. This is welcome news for many job seekers, as the downturn in the economy has had a negative impact on the household finances of American workers. Although...

While the web and the world are all abuzz about the historical ruling the Supreme Court handed down today in support of President Obama’s Affordable Care Act, you might be wondering exactly how it affects you and your money.  Well, the full Affordable Care Act document (hundreds of...