During the State of the Union address, President Obama mentioned a new proposal aimed at making college more affordable. By making the connection between the amount of federal financial aid and how affordable tuition is, the government will allow students from all walks of life to be able to...

There’s been plenty of talk, rightfully, of how colleges and universities are complicit in the situation many college graduates find themselves in–unemployed or underemployed and facing a staggering level of student loan debt. Youth unemployment is at 18.1%, the highest it’s been...

A new analysis of census data by the Pew Research Center is showing that the wealth gap between Americans 35 and under and those 65 and over is more disparate than it has ever been. This doesn’t necessarily mean that your grandparents are rolling in the dough while you’re...

Say what you will about President Obama but, at least in this case,  he recognizes a true crisis when he sees one. Student loan debt is at its highest level ever and the delinquency rate is higher than that of credit cards. So when people call the student loan debt problem a...

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Student loan debt is often the bane of a young professional’s existence. An extremely competitive job market and an ailing economy make graduate and post-graduate degrees necessities but  the debt we incur while getting our educations puts us in the financial hole for years after our...

The cost of a college education could quickly empty out your pockets. It’s probably the most expensive purchase you’ll make besides a home. Who wouldn’t want a break on tuition? The good news is you can lighten your financial load by taking advantage of tax incentives that are...

I know it’s cliché but I’m telling you the truth: Time flies.  It seems like just yesterday that I was in college; yet that was 10 long years ago.  I wish someone had given me a proper perspective and sound strategies on personal finances and entrepreneurial success when I was a...

You’ve probably talked to your teens about money management numerous times. And you’ve probably felt they just didn’t get it. Well, a new study shows the Great Recession turned out to be teens’ most effective teacher. Charles Schwab recently conducted its 2011 Teens and Money survey....

If you or your child has just graduated from college, your number one goal may be getting a j-o-b. Of course, that’s a lot easier said than done, with unemployment rate around 9% and even higher–a staggering 16%–for African-Americans. Still, there are many steps recent college...