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How To Have “The Talk” With Your Teen

They're back in school. But, when it comes to raising money-smart kids, it's up to us to initiate the conversation

(Image: ThinkStock)

Accept that you must set the example. For them to be more responsible with money, you must be. If financial literacy and honesty is not a priority for you, it won’t be for them. For example, your kids should see you reading at least one money book a month, and you should be sharing and discussing such books with them as well. Go a step further and buy age-appropriate books aimed at children and teens specifically focused on boosting their financial literacy. Don’t just hand them out and walk away—read them together. Young people within your sphere of influence should also see you reading Black Enterprise and other financial publications, and visiting Black Enterprise.com and other sites that address personal finance and business topics.

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