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By Janel Martinez | Published December 6, 2010 | Full size is 500 × 320 pixels

Ask and you shall receive As a member of a congregation, your faith-based community may provide some type of assistance with utility bills, housing payments or various other expenses if they are able to. The monetary assistance may be at no cost to you or as a fair trade for your time. Similarly, certain private schools allow parents to volunteer during the school day in exchange for a tuition deduction. Giving up a few hours in your day or week in return for a bill paid is a small price to pay.

Ask and you shall receive As a member of a congregation, your faith-based community…