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healthcare story

5 Ways the Affordable Care Act Affects Your Wallet

We sift through the dense text to tell you what the ACA means for your family and your money

5 key points of show the historical Affordable Care Act upheld by the Supreme Court…

By Sheiresa Ngo

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Don’t Just Retire Cash Rich, Retire Wealthy

If you start with a $200 monthly contribution at age 25 that earns 6% interest,…

By LaToya M. Smith

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Jeremy McMullen (Photo by Brian Dressler)

Portfolio Repair

Many people would love to be in Jeremy McMullen’s shoes. At 30, he has little…

By BLACK ENTERPRISE

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Cashing it In
Ever feel like your feeding a slot machine when pouring all your change into a coin-counter? Perhaps that's because your bank is taking a cut from your cash. The standard fee is 5 percent of the total amount converted.

What you can do: Don't wait until you have bags and bags of loose change before wrapping them in paper rolls. Instead, pick up the empty paper coin tubes at your bank and wrap as you go.

Andrea Woroch is a nationally recognized consumer and money-saving expert for Kinoli, Inc.

9 Most Irritating Bank Fees and What to Do About Them

Useful tips to help you cope with rising bank fees and constant changes

Black Enterprise explores the 9 most irritating bank fees and what can be done about…

By Andrea Woroch

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3 Mistakes Singles Make with Their Money

Without a spouse to pick up the slack, you could be left in a financially vulnerable position. Here's how to be prepared

Without a spouse to pick up the slack, you could be left in a financially…

By Sheiresa Ngo

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piggy bank college fund

4 Tax Breaks for College Students

How to be smart and save with a tax break on your tuition

A college education is probably the most expensive purchase you’ll make besides a home. Who…

By Sheiresa Ngo

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Get paid up front. This sometimes depends on the nature of your freelancing, but it’s good to either get full or at least part of your fees up front. You can weed out serious inquiries on work that way and avoid wasting time and money in your freelancing efforts.

The Right Way to Use Coupons for Big Savings

The process can be worth the time investment to cut costs

Here are four tips on how to work those coupon savings in your favor.

By Sheiresa Ngo

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lending money_african american

Poll: Do You Plan to Support Your Adult Children?

Knowing when it's time to cut the financial umbilical cord

A recent study conducted by SunAmerica Financial Group found that 70% of parents age 55…

By Sheiresa Ngo

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Will the Consumer Financial Protection Bureau Do Any Good?

New agency aims to have your back when dealing with financial institutions

On July 21, consumers will officially have a new watchdog in the form of the…

By Sheiresa Ngo

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Teens window shopping

7 Money Lessons Teens Learned from the Recession

A new study shows the Great Recession turned out to be teens’ most effective teacher.

You’ve probably talked to your teens about money management numerous times. And you’ve probably felt…

By Sheiresa Ngo

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