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Consumer Financial Protection Bureau to Update Prepaid Card Disclosures Personal Finance Word of the Day: Rally [Video] 3 Tax Audit Triggers To Avoid Watch Out for Malaysia Airline Scams on Facebook Are You Living Paycheck to Paycheck? [Infographic] Tax Tip: Paying for Medical and Dental Expenses [Video] Personal Finance Word of the Day: Adjustable-Rate Mortgage Tax-Time Identity Theft: The IRS Tells You What to Do [Video] Personal Finance Word of the Day: FINRA What to Do If Someone Else Gets Your Tax Forms 4 Things You Should Know About Bartering How to Invest in Emerging Markets [Infographic] Personal Finance Word of the Day: Uniform Transfer to Minors Act Charity Impersonation Listed as One of the IRS “Dirty Dozen” Tax Scams An Analysis of Money Laundering [Infographic] Personal Finance Word of the Day: Average Daily Balance Website Mistakes that Cost You Money [Infographic] Inflated Refunds Listed as One of the IRS “Dirty Dozen” Tax Scams Personal Finance Word of the Day: Mid-Cap Fund Personal Finance Word of the Day: Credit Utilization Ratio A New FICO Scoring Model is Coming Your Way The Anatomy of a Credit Card Payment [Infographic] A Brief History of Taxes [Infographic] Track Your Tax Refund [Video] An Asset Allocation Guide [Infographic] How to Change Your Bad Money Habits [Infographic] Personal Finance Word of the Day: Accelerated Depreciation National Consumer Protection Week Starts Now [Infographic] Personal Income Slightly Rises in January Black Enterprise Financial All-Star: Sonya Smith-Valentine Where to Go to Crowdfund Your College Tuition Black Enterprise Financial All-Star: Michelle Oliver America Saves Week: Where Does Your Money Go? [Infographic] America Saves Week: “Why You Should Save” Wells Fargo and NeighborWorks America Offer Down Payment Assistance Black Enterprise Financial All-Star: Dwight Raiford America Saves Week: Play the Savings Game Personal Finance Word of the Day: Adjusted Basis US News & World Report Editor Talks New Book “The Economy of You” Tax Season 2014: Watch Out for Tax-Related Identity Theft Learn How to Save Money During ‘America Saves’ Week How One Black Enterprise Reader is Helping Black-Owned Businesses The White House Emphasizes the Importance of Enrollment in Affordable Health Care Personal Finance Word of the Day: Automatic Stay Five Factors That Affect Your Credit Score Do Men Still Earn More than Women? [Infographic] Looking for a Valentine’s Day Gift? Try Your Credit Report MetLife Offers Tips on Managing Love and Money Black Enterprise Financial All-Star: Katrina H. Everett Talks Income Strategy Black Enterprise Financial All-Star: Lori Ann Douglass Talks End of Life Planning Black Enterprise’s Financial All-Stars: Aaron W. Smith Talks Raising Capital 4 Tips for Keeping Business and Personal Finances Separate Tips for Keeping Shopping Under Control IRS Launching ‘Free File’ on January 17th More Customers Affected By Target Data Breach Ways to Save on Car Insurance Costs [Video] Don’t Make These Holiday Credit Mistakes Black Enterprise Financial Fitness Contest: Rodd Herbert Talks 1 Year Later How to Start Your Retirement Planning in an Intelligent Manner IRS Announces 2014 Standard Mileage Rates for Business, Medical and Moving FTC Updates Online Complaint Site Is Money “Dripping” From Your Wallet Because of Drip Pricing? How to Give the Gift of Meals This Holiday Season FTC Cracks Down on Phantom Lender Tips for Staying within Your Holiday Budget Walmart Announces Even Earlier Black Friday Sales How to Save Money When Starting a Business Consumer Financial Protection Bureau Prepares to Crack Down on Debt Collectors 5 Financial Questions You Must Ask Before Saying “I do” Best Times to Buy Holiday Gifts [Infographic] Treasury Modifies “Use-or-Lose” Rule for Health Flexible Spending Accounts Financial Planning Tips for New Entrepreneurs Top Expert Tips on How to Save With Coupons Wealth Builder Spotlight: The Inspirational Story of Kanyessa McMahon Hurricane Sandy Anniversary: A Primer on Catastrophe Tax Deduction Average 30-Year Mortgage Rate Dips to 4.13% Google Helps Consumers Prepare for Digital Afterlife Set Yourself up for Financial Success [Infographic] Wells Fargo Presents Video Series on Paying for College Retiring on Time is No Longer Realistic for Many Americans TIAA-CREF Release Results of Financial Advice Survey How to Get the Best Deals on Fall Shopping High School Students Receive $1,000 Prize from Wells Fargo The Financial Benefits of a College Degree [Infographic] How I Became a ‘Couponer’ More Banks Shun Mortgage Preapprovals The Surprising Benefits of Coupons Should You Let Your Sick Parent Move in? Home Improvements that Pay Off Start in the Bathroom [Infographic] Loophole Permits Loans at Non-U.S. Accredited Schools Options for Disabled Student Loan Borrowers Personal Income and Savings Slightly Rise Putting Patients in Charge of Their Health Tax-Filing and Payment Extensions Expire Soon Why Hospitals Taking Health Care Digital is Important Learn How to Plan More and Save More Money Saving for College: A Family Affair Don’t Let Boomerang Kids Ruin Your Retirement Former JPMorgan Chase Employees Charged The Roth IRA Still a Mystery for Some Tax Breaks for Going Back to School Wealthy Investors Wish They Could Save More 4 Quick Tips for Saving Money on Back-to-School Shopping 4 Tips for Managing Student Loan Debt #WealthforLife Wednesdays: Learn About ETFs, Mutual Funds and Stocks In Hedge Fund Manager’s Last Hours of Freedom, an Attempt at One Last Victim Living Single? You Still Need to Plan Financially #WealthforLife Wednesdays: Is it Time to Consult a Financial Planner? 5 Money Lessons From Kanye West’s ‘New Slaves’ Appreciation Is an Important Key to Wealth and Relationship Success Convenience Determines Best and Worst Cities For Summer Travel Report Paints Grim Financial Picture for City of Detroit Know the Signs of Telemarketing Fraud 20 Percent of African Americans Too Broke for Bank Accounts Need More Time? How to File an Extension on Your Taxes As Louisville’s Kevin Ware Cut Down Nets, Fiskars Scissors Gets the Big Stage Walmart Worker Finds $20,000, Returns it to Customer 5 Financial Pitfalls the Underinsured Must Avoid 5 Important Tips to Consider When Choosing a Financial Planner From Roblé Ali, Tasty Dishes to Wear Mindless Behavior: Behind the Business of America’s Hottest Boy Band 5 Money-Saving Skincare Tips For Your Budget Could Emergency Financial Management in Detroit Hurt Blacks? Sports Illustrated Says Barack Obama Is 44th Most Powerful Person in Sports Why you Should Avoid Prepaid Debit Cards at all Costs 5 Reasons the Obamas Should Bring the 2024 Olympic Games to Chicago Q&A: LaQuan Smith on Building a Brand, Dressing the Stars and Watching Boomerang 4 Ways to Raise a Bad Credit Score For Middle Income Job Seekers: Jobs are Leaving, Not Coming Back 3 Ways to Turn Your Idea into an Income Stream in 2013 Columbus, Ohio Mayor Michael B. Coleman Likes His City Very Much 6 Unlikely Tips to Get Your Financial House in Order Could Floyd Mayweather, Jr. Have Made $4.3M on Sports Bets? Kandi Burruss Decoded: On the Move Mogul Quietly Builds “The Kandi Empire” For Detroit’s KeY Wane, Graduation Has Two Degrees of Success Houston Texans WR Andre Johnson Spends $19k on Toys for Less Fortunate Kids Baltimore Launches Micro-Loan Program for Small Businesses Say Goodbye to Your Twinkies and Wonderbread Women More Likely to Use Payday Loans Than Men Unemployment Steady in Final Jobs Report of the Year Black Churches in Florida Try to Keep Turnout High Before NBA Season Opener, Ticket Sales Sizzle 5 Lies That Keep You in Debt Tax Policy Changes to Affect Most Americans [Report] No Debate: As Race Heats Up, So Does Business, Networking The Great Recession No Match For ‘The Great MacDaddy’ Play How to Keep it Rich Black CEO Announces Plans to Combine Some Olive Garden, Red Lobster Restaurants At Ryder Cup Golf Tournament, Black Small Businesses on the Fringe NJ Governor Not Using $300 Million in Funds to Help Foreclosure Victims

Money Featured

prepaid cards marketed to small businesses

Consumer Financial Protection Bureau to Update Prepaid Card Disclosures

It will be easier to understand fees

The Consumer Financial Protection Bureau announced yesterday that it is working on new disclosures that…

By Sheiresa Ngo

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stocks rise

Personal Finance Word of the Day: Rally [Video]

Your daily money bite

A recent Marketwatch article discusses the stock market’s curious response to last weekend’s political news.…

By Sheiresa Ngo

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taxesforms

3 Tax Audit Triggers To Avoid

Tax season is a stressful time of year. Being audited by the Internal Revenue Service…

By Sheiresa Ngo

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Be honest in your financial dealings. “Dishonest money dwindles away, but he who gathers money little by little makes it grow.”     —Proverbs 13:11

Watch Out for Malaysia Airline Scams on Facebook

Don't fall for scammers' tricks

If you see a post in your Facebook feed with a video claiming the…

By Sheiresa Ngo

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<ul> 	<li><strong>Salary is inadequate:</strong></li> </ul> <strong> </strong>If you’re barely making ends meet when it comes to your bills, debt payments or providing for your family, then either you’re not budgeting correctly or your salary is too low.  If it’s the latter, Price suggests that you seek another job.  “If you don’t feel like you’re being compensated enough to handle living arrangements then something has to change,” he says.  “If you can look for another job that pays more then by all means go and pursue that.”

Are You Living Paycheck to Paycheck? [Infographic]

If you’re barely making ends meet when it comes to your bills, debt payments or…

By Sheiresa Ngo

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Female-doctor-patient-300x232

Tax Tip: Paying for Medical and Dental Expenses [Video]

Did you spend a large amount of your income on medical and dental expenses last…

By Sheiresa Ngo

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money-house_crop.jpg

Personal Finance Word of the Day: Adjustable-Rate Mortgage

Your daily money bite

Adjustable-rate mortgages are making a comeback. A recent article in The Wall Street Journal says…

By Sheiresa Ngo

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identity theft

Tax-Time Identity Theft: The IRS Tells You What to Do [Video]

Here's an action plan if your personal information is at risk

If you believe that you’re the victim of one of the IRS “dirty dozen” tax…

By Sheiresa Ngo

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Image: ThinkStock

Personal Finance Word of the Day: FINRA

Your daily money bite

Word of the day: FINRA
FINRA, which stands for Financial Industry Regulatory Authority, is a regulatory…

By Sheiresa Ngo

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File Electronically 	Last year alone, 99 million people—70 percent of all individual taxpayers—used IRS e-file to electronically transmit their tax returns, according to the government agency. With electronic filing, you can literally submit your taxes up until the very last second without penalty. E-filing is an easy and cost-effective method to filing your taxes. Plus, it does the math for you. If you’re concerned about not knowing all the credits you qualify for, remember, most software programs have step-by-step instructions, which increases accuracy and the possibility of receiving a larger refund. Those with an adjusted gross income of $58,000 or less may be able to use the IRS’s Free File option, where taxpayers use online software donated by TurboTax and other tax agencies.

What to Do If Someone Else Gets Your Tax Forms

A plan for dealing with tax trouble

Tax season can be a stressful time of year. You certainly don’t want to…

By Sheiresa Ngo

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3. Do seek "trade credit" from vendors and suppliers. 

Too many entrepreneurs dream of going to a bank and getting a business loan or line of credit for their enterprise. But maybe you don’t need a traditional bank loan at all to launch or grow your business. 

If you can get your vendors and suppliers to agree to provide you with trade credit---i.e., the ability to pay for goods and services over time---you can creatively and more frugally run your operations.

4 Things You Should Know About Bartering

Learn the rules so you can stay out of trouble with the IRS

Bartering can help you save money. However, it's important to be aware of the tax…

By Sheiresa Ngo

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Florida Tech to Host Webinar on Supply Chain Risk Management

How to Invest in Emerging Markets [Infographic]

If you’ve considered investing in an emerging market, you may not know how to get…

By Sheiresa Ngo

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estate planning

Personal Finance Word of the Day: Uniform Transfer to Minors Act

Your daily money bite

Word of the day: Uniform Transfer to Minors Act
If you are a parent or grandparent,…

By Sheiresa Ngo

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tax-bills-300x232

Charity Impersonation Listed as One of the IRS “Dirty Dozen” Tax Scams

Don't donate blindly

Each year, the IRS releases its list of “dirty dozen” tax scams to watch out…

By Sheiresa Ngo

Posted: Tags: , ,
extra money

An Analysis of Money Laundering [Infographic]

Don't even think about taking dirty money

Chances are you’ve heard of money laundering, but do you really know what it is…

By Sheiresa Ngo

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credit-card-use

Personal Finance Word of the Day: Average Daily Balance

Your daily money bite

Word of the day: Average daily balance
The average daily balance is the average balance on…

By Sheiresa Ngo

Posted: Tags: , ,
internet_1

Website Mistakes that Cost You Money [Infographic]

Don't make these blunders

If you’ve been trying to cut corners when it comes to your business website, you…

By Sheiresa Ngo

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tax tips

Inflated Refunds Listed as One of the IRS “Dirty Dozen” Tax Scams

Don’t trust a tax preparer who makes outrageous promises

Each year, the IRS releases its list of “dirty dozen” tax scams to watch out…

By Sheiresa Ngo

Posted: Tags: , , ,
Image: ThinkStock

Personal Finance Word of the Day: Mid-Cap Fund

Your daily money bite

Word of the day: Mid-cap fund
A mid-cap fund is a type of stock fund that…

By Sheiresa Ngo

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credit2

Personal Finance Word of the Day: Credit Utilization Ratio

Your daily money bite.

Word of the day: Credit utilization ratio
Creditors use a calculation called a credit utilization ratio,…

By Sheiresa Ngo

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creditscore

A New FICO Scoring Model is Coming Your Way

The credit-scoring leader announces updates

FICO announced recently that the newest credit scoring model is coming soon. Known as FICO…

By Sheiresa Ngo

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CreditCards3

The Anatomy of a Credit Card Payment [Infographic]

A step-by-step guide

Have you ever wondered exactly what happens when you swipe your credit card? Well, a…

By Sheiresa Ngo

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Taxes-620x480

A Brief History of Taxes [Infographic]

Fun tax facts

It’s almost that time again. Tax day is just around the corner. In honor of…

By Sheiresa Ngo

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taxes

Track Your Tax Refund [Video]

Find your money

If you’ve recently filed your tax forms, you’re probably wondering when you’ll receive your refund.…

By Sheiresa Ngo

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investing

An Asset Allocation Guide [Infographic]

Don't put all your eggs in one basket

What does asset allocation mean?

By Sheiresa Ngo

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How to Change Your Bad Money Habits [Infographic]

You don't have to let routine ruin your finances

How will you improve?

By Sheiresa Ngo

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MONEY

Personal Finance Word of the Day: Accelerated Depreciation

Your daily money bite

It is legal to depreciate the cost at a rate faster than would be allowed…

By Sheiresa Ngo

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black-woman-shopper-300x232.jpg

National Consumer Protection Week Starts Now [Infographic]

This week is National Consumer Protection Week (March 2 to 8)

What will you be doing this week?

By Sheiresa Ngo

Posted: Tags: ,
10 money moves - savings_crop

Personal Income Slightly Rises in January

Private wages and salaries increased $14.8 billion, amongst other areas

Government wages and salaries increased $0.6 billion, compared with an increase of $1.3 billion in…

By Sheiresa Ngo

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be-home-logo

Black Enterprise Financial All-Star: Sonya Smith-Valentine

Advice from Black Enterprise's top experts

Learn how to manage your credit

By Sheiresa Ngo

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Should You Do a Crowdfunding Campaign?

Where to Go to Crowdfund Your College Tuition

Students think like entrepreneurs to meet school expenses

The average cost of tuition, fees, and room and board at a private, nonprofit, four-year…

By Sheiresa Ngo

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be-home-logo

Black Enterprise Financial All-Star: Michelle Oliver

Advice from Black Enterprise's top experts

Life insurance purchases are important

By Sheiresa Ngo

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(Image: Thinkstock)

America Saves Week: Where Does Your Money Go? [Infographic]

Are you saving enough?

Does your pocket seem to always have a hole in it?

By Sheiresa Ngo

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america saves

America Saves Week: “Why You Should Save”

Your saving habits could have life-long consequences

Save now for a rainy day

By Sheiresa Ngo

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wells-fargo-lends-out-more-than-a-billion

Wells Fargo and NeighborWorks America Offer Down Payment Assistance

Low-to-middle-income consumers get the help they need

Help for homeowners is on the way

By Sheiresa Ngo

Posted: Tags: , , ,
black-enterprise-logo

Black Enterprise Financial All-Star: Dwight Raiford

Advice from Black Enterprise's top experts

Have you begun to plan for retirement?

By Sheiresa Ngo

Posted: Tags: , ,
Be sure to also read...  	5 Podcasts to Boost Your Financial Brainpower 	7 Money Lessons from the Bible 	The 7 Deadly Sins of Money Management  How are you teaching your children about money? What age did you start?

America Saves Week: Play the Savings Game

Test your savings skills with this educational game

How did you do?

By Sheiresa Ngo

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money-house_crop.jpg

Personal Finance Word of the Day: Adjusted Basis

Your daily money bite

What’s the definition?

By Sheiresa Ngo

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Economy of You ART

US News & World Report Editor Talks New Book “The Economy of You”

Kimberly Palmer talks about creating an economy that you control

Take hold of your financial destiny

By Sheiresa Ngo

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taxes

Tax Season 2014: Watch Out for Tax-Related Identity Theft

Keep an eye out for tax-time thieves

Your identity could be stolen

By Sheiresa Ngo

Posted: Tags: , , ,
(File)

Learn How to Save Money During ‘America Saves’ Week

Give your nest egg a boost

Use this week develop sound saving habits

By Sheiresa Ngo

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support-black-business

How One Black Enterprise Reader is Helping Black-Owned Businesses

Vannessa Wade supports black business with her money and her talents

Wade isn’t shy about her mission to help black businesses.

By Sheiresa Ngo

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healthcare story

The White House Emphasizes the Importance of Enrollment in Affordable Health Care

Millions will have access to coverage

Nearly 6.8 million African Americans in the United States are uninsured

By Sheiresa Ngo

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BankruptcyCourt

Personal Finance Word of the Day: Automatic Stay

Your daily money bite

Learn what an automatic stay is

By Sheiresa Ngo

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creditscore

Five Factors That Affect Your Credit Score

A guide to boosting your number

How high or low is your credit score?

By Sheiresa Ngo

Posted: Tags: ,
black-couple-and-stack-of-money-378x350

Do Men Still Earn More than Women? [Infographic]

A recent study answers the question

If you’re a woman, most times you can expect a smaller paycheck than your male…

By Sheiresa Ngo

Posted: Tags: , , ,
ValerieMorris-300x225

Looking for a Valentine’s Day Gift? Try Your Credit Report

Nothing says 'I love you' like financial planning together

According to Morris, couples are often reluctant to discuss money matters and that finances are…

By Alan Hughes

Posted:
black-couple-smiling

MetLife Offers Tips on Managing Love and Money

Guidelines for creating harmony between your money and your honey

MetLife’s handy tips are from their love and money workshop, which is part of their…

By Sheiresa Ngo

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katrina-leverett

Black Enterprise Financial All-Star: Katrina H. Everett Talks Income Strategy

Advice from Black Enterprise's top experts

Make sure you have sufficient liquidity in cash reserves in case of an emergency

By Sheiresa Ngo

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douglas_lori_crop

Black Enterprise Financial All-Star: Lori Ann Douglass Talks End of Life Planning

Advice from Black Enterprise's top experts

Do your disability and estate planning now

By Sheiresa Ngo

Posted: Tags: , , , ,
aaron-w-smith

Black Enterprise’s Financial All-Stars: Aaron W. Smith Talks Raising Capital

Advice from Black Enterprise's top experts

What are the best ways to raise capital?

By Sheiresa Ngo

Posted: Tags: , ,
6 Steps for Getting Noticed in Any Setting

4 Tips for Keeping Business and Personal Finances Separate

Advice for keeping your money in order

Don’t forget to keep a close eye on both your business and personal finances

By Sheiresa Ngo

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black-woman-shopping

Tips for Keeping Shopping Under Control

Regain control over your cash

Close your wallet

By Sheiresa Ngo

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tax tips

IRS Launching ‘Free File’ on January 17th

Free File Alliance and IRS team up to offer tax service free of charge

Choose from several free offerings from leading providers of tax software

By Sheiresa Ngo

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identity theft

More Customers Affected By Target Data Breach

Retailer revises numbers to show a lot more customers were affected than originally thought

Make sure you check—and then double-check–your account statements

By Sheiresa Ngo

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signing-documents-298x285.jpg

Ways to Save on Car Insurance Costs [Video]

Tips for keeping more cash in your pocket

Does the cost of car insurance have you reeling? It might be time to look…

By Sheiresa Ngo

Posted: Tags: ,
The type of plastic you use matters

Don’t Make These Holiday Credit Mistakes

Don’t let these blunders ruin your holiday

Pay very close attention to the fine print and exercise self-control

By Sheiresa Ngo

Posted: Tags: , ,
Rodd Herbert (Photo by Kevin Foley)

Black Enterprise Financial Fitness Contest: Rodd Herbert Talks 1 Year Later

A look back at contest winners from the Black Enterprise 2012 Financial Fitness Contest

Herbert strives to manage finances in the face of declining health

By Sheiresa Ngo

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retirement

How to Start Your Retirement Planning in an Intelligent Manner

Tips for planning for your golden years

Here’s how to make sure you’re on the right track for retirement

By Sheiresa Ngo

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irs

IRS Announces 2014 Standard Mileage Rates for Business, Medical and Moving

Updates for the new year

Updated rates are coming for the costs of operating an automobile for business, charitable, medical…

By Sheiresa Ngo

Posted: Tags: ,
woman-computer-internet

FTC Updates Online Complaint Site

Changes are coming to FTC complaint features

The FTC has redesigned its online Complaint Assistant

By Sheiresa Ngo

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Empty-Wallet-300x232

Is Money “Dripping” From Your Wallet Because of Drip Pricing?

Beware of hidden fees

Avoid getting hit with fees that weren’t in the original price quote

By Tory Parrish

Posted: Tags: , , , ,
feeding america

How to Give the Gift of Meals This Holiday Season

For 1 in 6 Americans, hunger is an everyday challenge. Here's how you can help

Just $28 can feed a family for three weeks

By Darren Sands

Posted: Tags: ,
Using Criminal Background Checks in Small Businesses

FTC Cracks Down on Phantom Lender

Company accused of collecting on fake loans gets its due

The FTC requested a U.S. court to shut down a fake lender

By Sheiresa Ngo

Posted: Tags: , ,
holiday-shopping-sales-e1355955650770

Tips for Staying within Your Holiday Budget

Don’t let seasonal shopping wreck your finances

How do you make sure you get the most bang for your buck?

By Sheiresa Ngo

Posted: Tags: , , ,
Black-Friday-Shopping

Walmart Announces Even Earlier Black Friday Sales

To get great deals, you might have to eat Thanksgiving dinner on the go

The store announced that it will have two major sales events

By Sheiresa Ngo

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For too long women have been forced to figure out how to survive on their own. I wrote my book, SKIRTS in the Boardroom to equip women with the tools necessary to chart their own course. S.K.I.R.T.S. is actually an acronym that represents the characteristics that today’s woman must have to thrive in the boardroom, which ultimately represents any place of power that is male-dominated---a place where decisions are made and where you have a chance to show what you're made of. While it may change at different stages of your life, the boardroom is your playing field. It's also a place where the good ‘ole boys' network has, and continues to, flourish. It is time for the ladies to take their seats in the executive suite.   So how do you position yourself to thrive in and out of the boardroom?  Here seven savvy qualities that today’s S.K.I.R.T.S. must possess to go to the next level. (Pay attention, fellas---you can learn some fabulous tips, too!)---Marshawn Evans

How to Save Money When Starting a Business

Advice for holding on to your cash during the start-up phase

Get started on the right foot during the early stages of your new business

By Sheiresa Ngo

Posted: Tags: , , , ,
single-black-women-debt-bankruptcy

Consumer Financial Protection Bureau Prepares to Crack Down on Debt Collectors

New rules may be on the horizon

The CFPB complaint database has more than 155,000 complaints on several financial consumer issues

By Sheiresa Ngo

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CoupleWedding620480

5 Financial Questions You Must Ask Before Saying “I do”

Get the full picture before merging finances

Discuss the topic of money prior to saying “I do” in order to get a…

By Kenny Pugh

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holiday-gifts-300x232

Best Times to Buy Holiday Gifts [Infographic]

Learn when to make purchases so you can save more of your cash

This handy infographic from Savings.com lists the best times to purchase your holiday gifts

By Sheiresa Ngo

Posted: Tags: , , , ,
MoneyandHealth

Treasury Modifies “Use-or-Lose” Rule for Health Flexible Spending Accounts

Plan participants get to hold on to some of their money

The U.S. Department of the Treasury and the IRS will adjust the “use-or-lose” rule attached…

By Sheiresa Ngo

Posted: Tags: , , ,
S

Financial Planning Tips for New Entrepreneurs

So you want to be a boss? Make sure your finances are in order first

After years of running the proverbial rat race, you’re thinking of starting a business

By Sheiresa Ngo

Posted: Tags: , , ,
coupons

Top Expert Tips on How to Save With Coupons

Savings and coupon advice from money expert Sami Cone

You’ll never know how much you can save until you realize how much you’re spending

By Sheiresa Ngo

Posted: Tags: , , ,
kanyessa-mcmahon

Wealth Builder Spotlight: The Inspirational Story of Kanyessa McMahon

Learn how this young boss is growing her money through entrepreneurship

After a frustrating four-month stint at a video production company, she acted on her entrepreneurial…

By Sheiresa Ngo

Posted: Tags: , , , , , ,
Business Continuity Tips Discussed at Free Webinar Hosted by SBA and Agility Recovery

Hurricane Sandy Anniversary: A Primer on Catastrophe Tax Deduction

Know what you're entitled to in the event of a disaster

If another major disaster were to strike, help may be available

By Shandra Hill Smith

Posted: Tags: , , , , , ,
money-house_crop.jpg

Average 30-Year Mortgage Rate Dips to 4.13%

Rates drop the lowest level in four months

Freddie Mac’s Primary Mortgage Market Survey shows the average rates on fixed mortgages in the…

By Sheiresa Ngo

Posted: Tags: , ,
WomanComputerCity

Google Helps Consumers Prepare for Digital Afterlife

New feature helps you plan for the future

Users of Google can entrust account information to family or friends or have the account…

By Alanna Hunter

Posted: Tags: , , ,
ManBusinessHappySuccess620480

Set Yourself up for Financial Success [Infographic]

MetLife provides money management tips for young adults

Paying careful attention to your finances is the key to achieving financial freedom

By Sheiresa Ngo

Posted: Tags: , , , ,
black student college loans

Wells Fargo Presents Video Series on Paying for College

Educational series offers tips to help students navigate the financial aid process

Wells Fargo recently produced a series of videos focused on financing college

By Sheiresa Ngo

Posted: Tags: , , ,
retirement

Retiring on Time is No Longer Realistic for Many Americans

An increasing number of workers will remain in the workforce longer than anticipated

If you’ve come to the realization that you won’t be able to fully retire when…

By Sheiresa Ngo

Posted: Tags: , , , ,
man-counting-money-in-suit

TIAA-CREF Release Results of Financial Advice Survey

Survey shows some are fearful when it comes to managing money

A random group of 1,000 adults across the nation were asked about their attitudes, preferences…

By Sheiresa Ngo

Posted: Tags: , ,
Patrice-J-Williams-new-300x232

How to Get the Best Deals on Fall Shopping

Tips from shopping expert Patrice J. Williams

Now that Fall is here, it’s time to pack away your pastels and break out…

By Jamarris Richardson-Mcfield

Posted: Tags: , , , , , , , ,
Grad-cap-money-620x480

High School Students Receive $1,000 Prize from Wells Fargo

Bank awards cash prizes to winners of their CollegeSTEPS® sweepstakes.

 

Wells Fargo is presenting $1,000 checks to 520 high school students who won …

By Sheiresa Ngo

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(Image: Thinkstock)

The Financial Benefits of a College Degree [Infographic]

A college degree could mean more money and lower unemployment

Benefits of getting higher education are highlighted in this infographic

By Sheiresa Ngo

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MONEY

How I Became a ‘Couponer’

Savings and coupon advice from money expert Kasey Trenum.

Black Enterprise got some juicy coupon tips from Kasey Trenum, Savings.com DealPro and co-founder of…

By Sheiresa Ngo

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home buyer

More Banks Shun Mortgage Preapprovals

Disappearing preapprovals will make it tougher for home buyers to stand out to prospective sellers

Some lenders are opting to do away with mortgage preapprovals

By Sheiresa Ngo

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coupons

The Surprising Benefits of Coupons

Savings.com editor Susan Yoo-Lee shares results of the 2013 ValPak Readership Survey

National Coupon Month ended last week, but that doesn’t mean the fun has to stop.…

By Sheiresa Ngo

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Couple-managing-bills-300x232

Should You Let Your Sick Parent Move in?

Moving a parent in could put a strain on love and money

The decision on whether to move a parent in can be an emotional and life-changing…

By Kenny Pugh

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money-house_crop.jpg

Home Improvements that Pay Off Start in the Bathroom [Infographic]

Five renovations that add value to your house.

The right updates could greatly increase the resale value of your home.

By Sheiresa Ngo

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(Image: Thinkstock)

Loophole Permits Loans at Non-U.S. Accredited Schools

U.S. taxpayers held responsible for loans made overseas

Why are we responsible for this?

By Sheiresa Ngo

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after-school-daze-recent-grad-300x232

Options for Disabled Student Loan Borrowers

Tips for discharging student loan debt due to disability.

This past July, the U.S. Department of Education enforced new regulations that made it easier…

By Sheiresa Ngo

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(File)

Personal Income and Savings Slightly Rise

Consumers show small gains in pay and savings

(File)
Personal income increased $57.2 billion, or 0.4%, and disposable personal income (DPI) increased…

By Sheiresa Ngo

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HOW TO START AN EMPLOYEE WELLNESS PROGRAM

Putting Patients in Charge of Their Health

New electronic health records system gives control to patients.

Obtaining a copy of your medical records can be a hassle.

By Sheiresa Ngo

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tax tips

Tax-Filing and Payment Extensions Expire Soon

Hurry before it's too late.

If you are among the more than 12 million taxpayers who requested a six-month extension…

By Sheiresa Ngo

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Healthcare-job

Why Hospitals Taking Health Care Digital is Important

CEO Ryan Howard talks about the importance of electronic health records.

Many medical facilities are in the process of making the switch to electronic health records.…

By Sheiresa Ngo

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Saving on the fly is like not saving at all. The best savers are serious about financial planning.

Learn How to Plan More and Save More Money

Those who make a plan for their money save more cash.

Do you want to save more money? A recent survey shows that if you want…

By Sheiresa Ngo

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10) Age matters: If you’re a BE Nexter who’s looking to invest, White suggests you pay down the debts first and then start allocating a portion of your income into the equity market. “You can start with blue chip stocks, those companies that you know well, or you can invest in ETF's (exchange traded funds), which mimic whatever industry, index or country you’re trying to match. If you’re headed toward retirement, play it safe. “You don’t want to be 62 and have to experience the kind of correction that we’re having now in the stock market,” says White.” You want to have money in savings accounts, CDs or high grade US treasure bonds when you’re seven years or so out from retirement.”

Saving for College: A Family Affair

Turbocharge college savings with the help of family members.

The cost of a college education has dramatically increased over the past decade.

By Jennifer Streaks

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Don’t Let Boomerang Kids Ruin Your Retirement

Here’s how to protect your finances from children returning to the nest.

Tips for protecting your retirement funds when you have children.

By Sheryl Nance-Nash

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bank-sam

Former JPMorgan Chase Employees Charged

Two former JPMorgan Chase employees have been charged with trying to cover up last year’s…

By Sheiresa Ngo

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dollar question

The Roth IRA Still a Mystery for Some

Fear and lack of knowledge are holding some investors back.

Some investors are giving the Roth IRA the cold shoulder.

By Sheiresa Ngo

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Image: Thinkstock

Tax Breaks for Going Back to School

Get financial perks for hitting the books.

Tax breaks are a great way to reduce educational costs.

By Sheiresa Ngo

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piggy-bank

Wealthy Investors Wish They Could Save More

More money? More problems.

Even though rich people have fewer regrets, they still have concerns about money.

By Sheiresa Ngo

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back-to-school-shopping

4 Quick Tips for Saving Money on Back-to-School Shopping

Keep more cash in your pocket

Summer will soon draw to a close, and kids will be back on the school…

By Sheiresa Ngo

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4 Tips for Managing Student Loan Debt

Start life after college on the right foot

The joy of graduating can turn into dread once student loan notices start pouring in.

By Candace Myers

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Dominique Broadway, financial advisor and coach

#WealthforLife Wednesdays: Learn About ETFs, Mutual Funds and Stocks

What's the difference and how do I choose which is best for me?

A mutual fund is similar to a stock, but instead of investing in one company…

By LaToya M. Smith

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Fredrick-D-Scott-Image_21-e1369017263149

In Hedge Fund Manager’s Last Hours of Freedom, an Attempt at One Last Victim

Alleged scam artist wooed startup founder with fancy cars, back story

Mr. Bailey says he’s relieved he seems to have dodged a major bullet.

By Darren Sands

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Single-black-woman

Living Single? You Still Need to Plan Financially

Could the keys to your financial success be tied up in your relative freedom?

Watch how you spend!

By Jennifer Streaks

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(Image: Thinkstock)

#WealthforLife Wednesdays: Is it Time to Consult a Financial Planner?

After years of doing things on my own I knew it was time to get some professional advice

Before you dismiss the idea of working with a financial planner, find out how they…

By LaToya M. Smith

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5 Money Lessons From Kanye West’s ‘New Slaves’

The new single from Kanye West's forthcoming album, 'Yeezus'

Spending everything on Alexander Wang — not a good idea

By Darren Sands

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CoupleProfileHappy620480

Appreciation Is an Important Key to Wealth and Relationship Success

Why you should avoid investing in things & relationships that don’t appreciate

There aren’t too many people today who don’t desire success in the areas of love…

By Kenny Pugh

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(Image: ThinkStock)

Convenience Determines Best and Worst Cities For Summer Travel

Is Denver on your summer list of places to visit? Apparently, it should be

Convenience is the name of the game when it comes to summer travel.

By Darren Sands

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Detroit Bankruptcy Turns Spotlight to Business Development

Report Paints Grim Financial Picture for City of Detroit

Pension funds, borrowing capabilities in disarray

The report was completed by Washington, D.C.- based bankruptcy lawyer Kevyn D. Orr, who was…

By Darren Sands

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scam

Know the Signs of Telemarketing Fraud

Be aware of thieves looking to take advantage of you.

Telemarketing scams are everywhere…watch out!

By Sheiresa Ngo

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Photo Credit: NBC News

20 Percent of African Americans Too Broke for Bank Accounts

Banks charge an average of $6 to cash checks

A large segment of the black community is unbanked

By Makkada B. Selah

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(Image: ThinkStock)

Need More Time? How to File an Extension on Your Taxes

The form is as easy as 1-2-3

It’s April, and millions still haven’t filed their taxes.

By Darren Sands

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Kevin Ware is undoubtedly the face of the 2013 NCAA Tournament, and Adidas and the scissors company Fiskars are two major benefactors.

As Louisville’s Kevin Ware Cut Down Nets, Fiskars Scissors Gets the Big Stage

Iconic images at Final Four have little monetary benefit for players

Critics parse fairness of brand associations on the court at the Final Four.

By Darren Sands

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be news

Walmart Worker Finds $20,000, Returns it to Customer

Good Samaritan worker has been promoted

A kind-hearted Walmart worker defines customer service

By Makkada B. Selah

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the underinsured

5 Financial Pitfalls the Underinsured Must Avoid

The already susceptible should be extra careful

Waste no time getting into these tips.

By Darren Sands

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(Image: Thinkstock )

5 Important Tips to Consider When Choosing a Financial Planner

Need professional assistance to manage your finances?

Here’s some help how to choose the right person for you

By Black Enterprise

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Over the course of his career, Chef Roble has positioned himself as a serial entrepreneur.

From Roblé Ali, Tasty Dishes to Wear

#FoodPorn clothing line is a savvy merge of interests, business acumen

Chef Roblé, is at it again.

By Ashley R. Harris

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Mindless2

Mindless Behavior: Behind the Business of America’s Hottest Boy Band

A tried and true business model goes next-level with Prodigy, Ray Ray, Roc Royal and Princeton

The business of Mindless Behavior isn’t exactly ‘mindless’ at all.

By Darren Sands

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(Image: Thinkstock)

5 Money-Saving Skincare Tips For Your Budget

Smart spending and planning can help your skin rebound, our expert says

Being smart about your skincare doesn’t mean you have to break the bank.

By Dr. Michelle Henry

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Mayor Bing, budget, Black Enterprise

Could Emergency Financial Management in Detroit Hurt Blacks?

Is Detroit doomed?

The state of Michigan is threatening to take over Detroit

By Makkada B. Selah

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Barack-Obama-620x480

Sports Illustrated Says Barack Obama Is 44th Most Powerful Person in Sports

Obama speaks, and the sports world listens, SI says

Obama one of four African Americans on the list.

By Darren Sands

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Why you Should Avoid Prepaid Debit Cards at all Costs

The benefits of prepaid debit cards can often appear attractive

Companies peddling prepaid debit cards often use celebrities to target consumers.

By Jennifer Streaks

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michelle obama president obama

5 Reasons the Obamas Should Bring the 2024 Olympic Games to Chicago

After a failed bid for the 2016 Games, Chicago is an early favorite among U.S. cities to land the Olympics. Make no mistake: the Obamas can bring it home, in their case, literally

After a failed bid for the 2016 Games, Chicago is an early favorite among U.S.…

By Darren Sands

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LaQuanSmith

Q&A: LaQuan Smith on Building a Brand, Dressing the Stars and Watching Boomerang

Smith, just 24, is already at the top of his game -- and still rising

Business is “booming” for LaQuan Smith.

By Nikki Ogunnaike

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bad-credit

4 Ways to Raise a Bad Credit Score

A few simple changes can make a big difference

Here are a few tips for getting an added boost to your credit score.

By Sheiresa Ngo

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SeniorCitySuit

For Middle Income Job Seekers: Jobs are Leaving, Not Coming Back

Service sector jobs are being obliterated by technology

Jobs are disappearing in certain sectors, not expected to return

By Ashley R. Harris

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(Image: Thinkstock)

3 Ways to Turn Your Idea into an Income Stream in 2013

Getting specific about your goals has a significant payoff

Get serious about turning your ideas into cash.

By Amanda Miller Littlejohn

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Columbus Mayor Michael B. Coleman

Columbus, Ohio Mayor Michael B. Coleman Likes His City Very Much

Host city to Black Enterprise's 2013 Entrepreneur's Conference, the Ohio capital's biggest fan is the mayor himself

A Q+A with Columbus Mayor Michael B. Coleman.

By Darren Sands

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piggy banks-300x232

6 Unlikely Tips to Get Your Financial House in Order

You've heard this advice from time to time, but it's never been more necessary

Six tips to get organized about your finances

By Jennifer Streaks

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Money Team: Floyd Mayweather Jr. has signed a deal with Showtime/CBS which will keep his empire at the top for years to come.

Could Floyd Mayweather, Jr. Have Made $4.3M on Sports Bets?

The numbers are in via the fighter's social media posts

Money May had a pretty good year — at the sports book.

By Darren Sands

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Kandi Burruss Decoded: On the Move Mogul Quietly Builds “The Kandi Empire”

Kandi Burruss is following in the footsteps of Oprah and Tyra Banks.

90′s kids may still identify with her as the former lead singer in the group…

By Maurice Garland

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For Detroit’s KeY Wane, Graduation Has Two Degrees of Success

For young super producer already killing the game, graduation from Tenn. State Univ. is around the corner.

KeY Wane’s already produced some of the biggest songs in hip hop — and he’s…

By Marshall Latimore

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andre-johnson

Houston Texans WR Andre Johnson Spends $19k on Toys for Less Fortunate Kids

Johnson spreads holiday cheer for at-risk youth

Texans WR and all-around good guy Andre Johnson played the role of Santa Wednesday.

By Darren Sands

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Baltimore launches micro-loan program for small businesses

Baltimore Launches Micro-Loan Program for Small Businesses

The program will enable small businesses with under $1 million in annual revenue to apply for loans that range in amounts from $5,000 to $30,000.

Mayor Stephanie Rawlings-Blake is launching a micro-loan fund to assist owners in hiring and stabilizing…

By C. Daniel Baker

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imgres

Say Goodbye to Your Twinkies and Wonderbread

Hostess brands closing after decades in the snack business

Will you miss their goods?

By Ashley R. Harris

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Women More Likely to Use Payday Loans Than Men

Predatory lending practice popular among whites, women

The parasite of the lending community attacks women significantly more than it does men

By Ashley R. Harris

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President Obama knows he must get both sides Congress to work together to avoid potential economic disaster

Unemployment Steady in Final Jobs Report of the Year

Some 171,000 jobs were added in October

Could the latest jobs numbers could have a last-minute effect on the election?

By Ashley R. Harris

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florida-black-churches

Black Churches in Florida Try to Keep Turnout High

African Americans were twice as likely as whites to cast early ballots

African Americans were twice as likely as whites to cast early ballots

By Gene Demby

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LeBron James, the NBA's best player, is a champion, which is excellent news for the league's ticket sales.

Before NBA Season Opener, Ticket Sales Sizzle

Marketing, excitement drives season tickets increases

A number of factors mean robust ticket sales for the NBA.

By Darren Sands

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Financial expert Patrice C. Washington.

5 Lies That Keep You in Debt

Discover what fibs may be costing you financial freedom

These common myths could be keeping you from financial freedom

By Patrice C. Washington

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man-counting-money-in-suit2

Tax Policy Changes to Affect Most Americans [Report]

Annual tax planning will see significant changes if Congress doesn't take action

Annual tax planning will see significant changes if Congress doesn’t take action

By Ashley R. Harris

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obama-romney

No Debate: As Race Heats Up, So Does Business, Networking

From DJs to developers, uniting around the president has business benefits -- again

From now until Election Day, socializing and networking in the weeks leading up to November…

By Darren Sands

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Actors Khalil Kane and J Kyle Manzay will star in 'The Great MacDaddy' in New York this fall.

The Great Recession No Match For ‘The Great MacDaddy’ Play

Producers of classic piece of American theatre ignore financial barriers this fall

Producers of classic piece of American theatre ignore financial barriers this fall

By Darren Sands

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stack-of-money

How to Keep it Rich

Too many people get rich and lose their money. Here's how to hold on to it.

Here’s a roadmap to setting your wealth goals

By Sakina P. Spruell

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Otis

Black CEO Announces Plans to Combine Some Olive Garden, Red Lobster Restaurants

Darden CEO Clarence Otis has rolled out a new strategy to become more profitable in smaller markets.

Darden CEO Clarence Otis has rolled out a new strategy to become more profitable in…

By Darren Sands

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Medinah Country Club, Medinah, Ill.

At Ryder Cup Golf Tournament, Black Small Businesses on the Fringe

The tournament is underway, and some black-owned small businesses fear they're on the outside looking in

The tournament is underway, and some black-owned small businesses fear they’re on the outside looking…

By Darren Sands

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chris-christie-talking-featured

NJ Governor Not Using $300 Million in Funds to Help Foreclosure Victims

Why isn't Christie helping foreclosed homeowners?

Christie hasn’t used more than $300 million in federal funds to help those struggling in…

By Black Enterprise

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Women of Power

(Image: Bowman)

Cool Jobs: Television Executive Micheline Bowman Balances Career and Side Hustle

Fox News’ Micheline Bowman has more than 15 years experience in television and has a…

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Image: File

Women of Power: 10 Black Industry Leaders in Television and Film

Though the representation of women of color on TV and in film is still lagging…

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