November 23, 2014 1:39 PM • Log InREGISTER
HOT TOPICS:
Need More Time? How to File an Extension on Your Taxes As Louisville’s Kevin Ware Cut Down Nets, Fiskars Scissors Gets the Big Stage Walmart Worker Finds $20,000, Returns it to Customer 5 Financial Pitfalls the Underinsured Must Avoid 5 Important Tips to Consider When Choosing a Financial Planner From Roblé Ali, Tasty Dishes to Wear Mindless Behavior: Behind the Business of America’s Hottest Boy Band 5 Money-Saving Skincare Tips For Your Budget Could Emergency Financial Management in Detroit Hurt Blacks? Sports Illustrated Says Barack Obama Is 44th Most Powerful Person in Sports Why you Should Avoid Prepaid Debit Cards at all Costs 5 Reasons the Obamas Should Bring the 2024 Olympic Games to Chicago Q&A: LaQuan Smith on Building a Brand, Dressing the Stars and Watching Boomerang 4 Ways to Raise a Bad Credit Score For Middle Income Job Seekers: Jobs are Leaving, Not Coming Back 3 Ways to Turn Your Idea into an Income Stream in 2013 Columbus, Ohio Mayor Michael B. Coleman Likes His City Very Much 6 Unlikely Tips to Get Your Financial House in Order Could Floyd Mayweather, Jr. Have Made $4.3M on Sports Bets? Kandi Burruss Decoded: On the Move Mogul Quietly Builds “The Kandi Empire” For Detroit’s KeY Wane, Graduation Has Two Degrees of Success Houston Texans WR Andre Johnson Spends $19k on Toys for Less Fortunate Kids Baltimore Launches Micro-Loan Program for Small Businesses Say Goodbye to Your Twinkies and Wonderbread Women More Likely to Use Payday Loans Than Men Unemployment Steady in Final Jobs Report of the Year Black Churches in Florida Try to Keep Turnout High Before NBA Season Opener, Ticket Sales Sizzle 5 Lies That Keep You in Debt Tax Policy Changes to Affect Most Americans [Report] No Debate: As Race Heats Up, So Does Business, Networking The Great Recession No Match For ‘The Great MacDaddy’ Play How to Keep it Rich Black CEO Announces Plans to Combine Some Olive Garden, Red Lobster Restaurants At Ryder Cup Golf Tournament, Black Small Businesses on the Fringe NJ Governor Not Using $300 Million in Funds to Help Foreclosure Victims Want to Break Your Lease? Here’s How to Go About it Mortgage Companies Forgiving Homeowners Big Time Tired of Your Money Market Account? Black Population Low in Nation’s Top-Earning Towns American Workforce Much Better Off Than Last Year Paycheck-to-Paycheck Living Reaches Recession-Era Low Three Hidden Credit Card Perks You May Not Know About 21 Ways Rich People Think Differently Than the Average Joe/Jane Worker Productivity Beats Expectations, Pay Is Constant ‘Notorious’ Actress Raises $50,000 from Fans for Music Career Protect Your Child from Back-to-School ID Theft Should You Check into the Divorce Hotel? Five Athletes Whose Love Battles Killed Their Brands Real-World Finances 101: Smart Money Tips for Recent Grads College Degrees with the Highest Unemployment Rates Do You Need a Postnuptial Agreement? 5 Ways the Affordable Care Act Affects Your Wallet Don’t Just Retire Cash Rich, Retire Wealthy

Money Featured

(Image: ThinkStock)

Need More Time? How to File an Extension on Your Taxes

The form is as easy as 1-2-3

It’s April, and millions still haven’t filed their taxes.

By Darren Sands

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Kevin Ware is undoubtedly the face of the 2013 NCAA Tournament, and Adidas and the scissors company Fiskars are two major benefactors.

As Louisville’s Kevin Ware Cut Down Nets, Fiskars Scissors Gets the Big Stage

Iconic images at Final Four have little monetary benefit for players

Critics parse fairness of brand associations on the court at the Final Four.

By Darren Sands

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be news

Walmart Worker Finds $20,000, Returns it to Customer

Good Samaritan worker has been promoted

A kind-hearted Walmart worker defines customer service

By Makkada B. Selah

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the underinsured

5 Financial Pitfalls the Underinsured Must Avoid

The already susceptible should be extra careful

Waste no time getting into these tips.

By Darren Sands

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(Image: Thinkstock )

5 Important Tips to Consider When Choosing a Financial Planner

Need professional assistance to manage your finances?

Here’s some help how to choose the right person for you

By Black Enterprise

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Over the course of his career, Chef Roble has positioned himself as a serial entrepreneur.

From Roblé Ali, Tasty Dishes to Wear

#FoodPorn clothing line is a savvy merge of interests, business acumen

Chef Roblé, is at it again.

By Ashley R. Harris

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Mindless2

Mindless Behavior: Behind the Business of America’s Hottest Boy Band

A tried and true business model goes next-level with Prodigy, Ray Ray, Roc Royal and Princeton

The business of Mindless Behavior isn’t exactly ‘mindless’ at all.

By Darren Sands

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(Image: Thinkstock)

5 Money-Saving Skincare Tips For Your Budget

Smart spending and planning can help your skin rebound, our expert says

Being smart about your skincare doesn’t mean you have to break the bank.

By Dr. Michelle Henry

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Mayor Bing, budget, Black Enterprise

Could Emergency Financial Management in Detroit Hurt Blacks?

Is Detroit doomed?

The state of Michigan is threatening to take over Detroit

By Makkada B. Selah

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Barack-Obama-620x480

Sports Illustrated Says Barack Obama Is 44th Most Powerful Person in Sports

Obama speaks, and the sports world listens, SI says

Obama one of four African Americans on the list.

By Darren Sands

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credit-cards-620x480.jpg

Why you Should Avoid Prepaid Debit Cards at all Costs

The benefits of prepaid debit cards can often appear attractive

Companies peddling prepaid debit cards often use celebrities to target consumers.

By Jennifer Streaks

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michelle obama president obama

5 Reasons the Obamas Should Bring the 2024 Olympic Games to Chicago

After a failed bid for the 2016 Games, Chicago is an early favorite among U.S. cities to land the Olympics. Make no mistake: the Obamas can bring it home, in their case, literally

After a failed bid for the 2016 Games, Chicago is an early favorite among U.S.…

By Darren Sands

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LaQuanSmith

Q&A: LaQuan Smith on Building a Brand, Dressing the Stars and Watching Boomerang

Smith, just 24, is already at the top of his game -- and still rising

Business is “booming” for LaQuan Smith.

By Nikki Ogunnaike

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bad-credit

4 Ways to Raise a Bad Credit Score

A few simple changes can make a big difference

Here are a few tips for getting an added boost to your credit score.

By Sheiresa Ngo

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SeniorCitySuit

For Middle Income Job Seekers: Jobs are Leaving, Not Coming Back

Service sector jobs are being obliterated by technology

Jobs are disappearing in certain sectors, not expected to return

By Ashley R. Harris

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(Image: Thinkstock)

3 Ways to Turn Your Idea into an Income Stream in 2013

Getting specific about your goals has a significant payoff

Get serious about turning your ideas into cash.

By Amanda Miller Littlejohn

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Columbus Mayor Michael B. Coleman

Columbus, Ohio Mayor Michael B. Coleman Likes His City Very Much

Host city to Black Enterprise's 2013 Entrepreneur's Conference, the Ohio capital's biggest fan is the mayor himself

A Q+A with Columbus Mayor Michael B. Coleman.

By Darren Sands

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piggy banks-300x232

6 Unlikely Tips to Get Your Financial House in Order

You've heard this advice from time to time, but it's never been more necessary

Six tips to get organized about your finances

By Jennifer Streaks

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Money Team: Floyd Mayweather Jr. has signed a deal with Showtime/CBS which will keep his empire at the top for years to come.

Could Floyd Mayweather, Jr. Have Made $4.3M on Sports Bets?

The numbers are in via the fighter's social media posts

Money May had a pretty good year — at the sports book.

By Darren Sands

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kandi-burruss-smiling-620x480

Kandi Burruss Decoded: On the Move Mogul Quietly Builds “The Kandi Empire”

Kandi Burruss is following in the footsteps of Oprah and Tyra Banks.

90′s kids may still identify with her as the former lead singer in the group…

By Maurice Garland

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1

For Detroit’s KeY Wane, Graduation Has Two Degrees of Success

For young super producer already killing the game, graduation from Tenn. State Univ. is around the corner.

KeY Wane’s already produced some of the biggest songs in hip hop — and he’s…

By Marshall Latimore

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andre-johnson

Houston Texans WR Andre Johnson Spends $19k on Toys for Less Fortunate Kids

Johnson spreads holiday cheer for at-risk youth

Texans WR and all-around good guy Andre Johnson played the role of Santa Wednesday.

By Darren Sands

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Baltimore launches micro-loan program for small businesses

Baltimore Launches Micro-Loan Program for Small Businesses

The program will enable small businesses with under $1 million in annual revenue to apply for loans that range in amounts from $5,000 to $30,000.

Mayor Stephanie Rawlings-Blake is launching a micro-loan fund to assist owners in hiring and stabilizing…

By C. Daniel Baker

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imgres

Say Goodbye to Your Twinkies and Wonderbread

Hostess brands closing after decades in the snack business

Will you miss their goods?

By Ashley R. Harris

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money-stack-620x480

Women More Likely to Use Payday Loans Than Men

Predatory lending practice popular among whites, women

The parasite of the lending community attacks women significantly more than it does men

By Ashley R. Harris

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President Obama knows he must get both sides Congress to work together to avoid potential economic disaster

Unemployment Steady in Final Jobs Report of the Year

Some 171,000 jobs were added in October

Could the latest jobs numbers could have a last-minute effect on the election?

By Ashley R. Harris

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florida-black-churches

Black Churches in Florida Try to Keep Turnout High

African Americans were twice as likely as whites to cast early ballots

African Americans were twice as likely as whites to cast early ballots

By Gene Demby

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LeBron James, the NBA's best player, is a champion, which is excellent news for the league's ticket sales.

Before NBA Season Opener, Ticket Sales Sizzle

Marketing, excitement drives season tickets increases

A number of factors mean robust ticket sales for the NBA.

By Darren Sands

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Financial expert Patrice C. Washington.

5 Lies That Keep You in Debt

Discover what fibs may be costing you financial freedom

These common myths could be keeping you from financial freedom

By Patrice C. Washington

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man-counting-money-in-suit2

Tax Policy Changes to Affect Most Americans [Report]

Annual tax planning will see significant changes if Congress doesn't take action

Annual tax planning will see significant changes if Congress doesn’t take action

By Ashley R. Harris

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obama-romney

No Debate: As Race Heats Up, So Does Business, Networking

From DJs to developers, uniting around the president has business benefits -- again

From now until Election Day, socializing and networking in the weeks leading up to November…

By Darren Sands

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Actors Khalil Kane and J Kyle Manzay will star in 'The Great MacDaddy' in New York this fall.

The Great Recession No Match For ‘The Great MacDaddy’ Play

Producers of classic piece of American theatre ignore financial barriers this fall

Producers of classic piece of American theatre ignore financial barriers this fall

By Darren Sands

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stack-of-money

How to Keep it Rich

Too many people get rich and lose their money. Here's how to hold on to it.

Here’s a roadmap to setting your wealth goals

By Sakina P. Spruell

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Otis

Black CEO Announces Plans to Combine Some Olive Garden, Red Lobster Restaurants

Darden CEO Clarence Otis has rolled out a new strategy to become more profitable in smaller markets.

Darden CEO Clarence Otis has rolled out a new strategy to become more profitable in…

By Darren Sands

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Medinah Country Club, Medinah, Ill.

At Ryder Cup Golf Tournament, Black Small Businesses on the Fringe

The tournament is underway, and some black-owned small businesses fear they're on the outside looking in

The tournament is underway, and some black-owned small businesses fear they’re on the outside looking…

By Darren Sands

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chris-christie-talking-featured

NJ Governor Not Using $300 Million in Funds to Help Foreclosure Victims

Why isn't Christie helping foreclosed homeowners?

Christie hasn’t used more than $300 million in federal funds to help those struggling in…

By Black Enterprise

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3-17-11-Lease

Want to Break Your Lease? Here’s How to Go About it

While it's not recommend, sometimes you will just have to break your lease

While it’s not recommend, sometimes you will just have to break your lease

By Sheiresa Ngo

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mortgage-foreclosure

Mortgage Companies Forgiving Homeowners Big Time

First report of the foreclosure abuse settlement shows banks swiftly pardoned half of the $20 bil required

First report of the foreclosure abuse settlement shows banks swiftly pardoned half of the $20…

By Sakina P. Spruell

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saving-and-investing

Tired of Your Money Market Account?

Check out these pros and cons of Exchange Traded Funds (ETFs) as a safe cash alternative

Check out these pros and cons of Exchange Traded Funds (ETFs) as a safe cash…

By Sakina P. Spruell

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(Image: Thinkstock)

Black Population Low in Nation’s Top-Earning Towns

Area with the highest income has a black population of less than 4 %

While CNN’s Top-Earning Towns list highlights communities that boast posh pads and stellar schools, these…

By Sakina P. Spruell

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black man in tie giving thumbs up

American Workforce Much Better Off Than Last Year

There’s some good in the newly released Labor Department report

The unemployment rate for blacks is still a whopping 14.1%, which remains unchanged from July,…

By Sakina P. Spruell

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$640 million... 

Could fund the entire angel rounds for 577 tech startups. In 2011, the average angel round—which secures capital for a startup, usually from individuals investing their own money—was $1.11 million.

Paycheck-to-Paycheck Living Reaches Recession-Era Low

The number of workers relying on payday to handle bills continues to slip

A recent CareerBuilder survey shows that 40%, or two-thirds, of the 3800 full-time workers assessed…

By Sakina P. Spruell

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Best-Credit-Card-Rates

Three Hidden Credit Card Perks You May Not Know About

When used correctly, credit cards can work in your favor

When used correctly, credit cards can work in your favor

By Sheiresa Ngo

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BrainBusiness620480

21 Ways Rich People Think Differently Than the Average Joe/Jane

Controversial breakdown examines the difference between rich and average people

Here Business Insider’s Mandi Woodruff gives a brief overview of the 21 ways rich people…

By Sakina P. Spruell

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Proud-Employees-620x480

Worker Productivity Beats Expectations, Pay Is Constant

Labor Department report shows worker output was up in the second quarter, but wage increases were sluggish

The most recent Labor Department report issued Wednesday reveals that despite better-than-expected business output the…

By Sakina P. Spruell

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Actress Antonique Smith jumpstarts her singing career with funding from her Kickstarter campaign (Image: Source)

‘Notorious’ Actress Raises $50,000 from Fans for Music Career

Antonique Smith launches successful Kickstarter crowd-funding campaign

BlackEnterprise.com caught up with actress Antonique Smith to discuss raising startup capital on her own,…

By Sakina P. Spruell

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child_credit card

Protect Your Child from Back-to-School ID Theft

Disclosing sensitive information could place your child in danger of being victimized by an identity thief.

Disclosing sensitive information could place your child in danger of being victimized by an identity…

By Sheiresa Ngo

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divorce hotel

Should You Check into the Divorce Hotel?

New service called the hotel divorce promises a quickie divorce in just one weekend

There’s a new service called the hotel divorce, and it promises a quickie divorce in…

By Sheiresa Ngo

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chad-johnson-evelyn-lozada-getty

Five Athletes Whose Love Battles Killed Their Brands

These sports figures' brands have taken major hits

As details of Chad “Ochocinco” Johnson’s domestic battery case continue to be released, we take…

By Sasha King

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You’ve walked across the stage, and graduation is over. Now you’re inching your way into the world of adulthood equipped with working a 9-to-5 and paying bills. For the majority of post-college grads, handling their own finances is a new--- and scary---experience. 
According to FinAid, graduating seniors leave college with an average of $23,000 in loan debt. Add to that rent, utilities, gas, and groceries, and it’s easy to dig yourself into a deep hole with the average entry-level salary. While surviving on a starting salary is difficult, it’s not impossible. Here are four tips from Darric N. Boyd, a Merrill Lynch certified financial expert, on getting (and keeping) a grip on your newfound finances. --- Jamie Harrison

Real-World Finances 101: Smart Money Tips for Recent Grads

Once you've landed your first job, be sure to map out a financial plan

So you’ve got your degree and you’ve even landed your first job. Well, you’ll need…

By Jamie Harrison

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No. 2: Arts. Aspiring artists will face an 11.1% unemployment rate. Generally, non-technical majors have a significantly higher rate of unemployment.

College Degrees with the Highest Unemployment Rates

Here is a list of the top 7 college degrees with the highest unemployment rate in the country at the moment.

Here is a list of the top 7 college degrees with the highest unemployment rate…

By Sheiresa Ngo

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bride and groom 2

Do You Need a Postnuptial Agreement?

A lot of people are turned off by pre-nuptials, but they are a very important part of a potential marriage where high finances are involved.

Why you might need to protect your assets after marriage

By Sheiresa Ngo

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healthcare story

5 Ways the Affordable Care Act Affects Your Wallet

We sift through the dense text to tell you what the ACA means for your family and your money

5 key points of show the historical Affordable Care Act upheld by the Supreme Court…

By Sheiresa Ngo

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OlderBlackCouple

Don’t Just Retire Cash Rich, Retire Wealthy

If you start with a $200 monthly contribution at age 25 that earns 6% interest,…

By LaToya M. Smith

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Women of Power

Image: File

Female Leaders Winning: Bethann Hardison, a Leader in Fashion

Fashion industry leader Bethann Hardison talks her journey to diversify the industry.

Read More »
black womna running with suit

United Nations Hosts Women’s Entrepreneurship Day

On Nov. 19, the UN celebrates female entrepreneurs of 144 countries.

Read More »