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HOT TOPICS:
Living Single: 5 Easy Money Saving Tips for The Young Adult My Fab Finance’s Tonya Rapley Celebrates Black Enterprise Cover AXA Advisors’ Ainka Munroe Talks Women, Money and Divorce (Part 2) BBB Offers Tips for Holiday Shopping Woman Shares How She Dug Out of $50,000 Worth of Debt How to Plan a Wedding on a Budget Survey: 45% of Couples Think They’d Be Richer if They Were Single Interest.com’s Mike Sante Talks Home Ownership NFCC Offers Tips for Covering Holiday Expenses Fidelity Study: 1 in 4 Women Don’t Take the Lead When it Comes to Finances Home Ownership Out of Reach for Many Americans How to Manage Finances for Senior Family Members AXA Advisors’ Ainka Munroe Talks Women, Money and Divorce NFCC Unveils Updated Website with Enhanced Financial Education Tools Study: Student Debt and the Class of 2013 Why Everyone Should Care About Net Neutrality One Third of Part-Time Workers Are Struggling to Find Full-Time Work Decoding a Pop Culture Legend: Pharrell Williams Bankrate.com’s Greg McBride Talks Consumer Spending The Best Times of the Year to Snag a Deal Entrepreneur Offers Mobile Money Advice Infographic: Consumers Prefer Root Canal Over Over Mortgage Product Recall: McDonald’s Hello Kitty Happy Meal Toy Lincoln Motors’ Shawn Thompson Talks Philanthropy and Alpha Phi Alpha Win Credit Card Penalty Rate Drops Slightly Consumer Tip of the Day: Protect Elderly Veterans from Financial Abuse How to Teach Children About Money Survey: African Americans Put Family First When Making Financial Decisions Take Advantage of the Saver’s Tax Credit Bank of America’s Andrew Plepler Talks Khan Academy Partnership Beyond the Game: Michael Strahan’s Money and Power Moves Man Who Dug His Way Out of $30,000 Debt Shares Advice Bank of America and Khan Academy Team Up Debt Collection Practices a Top Complaint for Older Americans Consumer Tip of the Day: Enjoy a Luxury Suite Experience for Less Cyber Crimes Top Consumers’ List of Fears Report Changes Affecting Your Premium Tax Credit Before It’s Too Late Thanksgiving Shopping: Kmart to Stay Open 42 Consecutive Hours Consumer Tip of the Day: Free Car Seat Inspections in November Infographic: Pre-Sale Car Fixes to Help You Get More Money Back NFCC Announces Financial Programs for Military Members Economics Of LeBron: How He Became 6th Man For City Of Cleveland CTO Launches 2014 Tourism Trends Report Study Reveals Some IRA Investors Take an Extreme Approach Infographic: The Meaning of Investment Infographic: What You Could Buy with the Nation’s Student Loan Debt Starbucks to Offer Delivery Product Recall: Tectron International Phone Chargers Infographic: Don’t Let Winter Heating Bills Burn Your Budget How Millennials Can Score in the Game of Wealth Building Merrill Lynch Study Explores Impact of Health on Retirement Randal Pinkett and Lynnette Khalfani-Cox Join Financial Freedom Conference 10 Ways To Protect Your Mobile Payments TIAA-CREF’s Sean Wilson Talks Millennials and Money (Part 2) IRS Increases Retirement Contribution Limits TIAA-CREF Financial Expert Sean Wilson Talks Millennials and Money Never Too Early to Plan: 5 Ways Millennials Can Build Wealth for the Future Best Metro Areas for Budgeters Some Consumers Treat Checking Account Like a Payday Loan Most Consumers Fear Running out of Money ICBA Study: Millennials Value Community Banks, Want to Be Bosses Money Advice for the Sandwich Generation Watch out for Ebola Charity Scams Tips for Embarking on an Encore Career Report: Private Student Loan Borrowers Driven into Default Seniors Struggle to Replace Pre-Retirement Income How to Run Your Home More Like a CEO Infographic: Are You Taking on Too Much Student Loan Debt? [SURVEY] How Does Your Wealth Management Measure Up? 10 Worst States for Student Loan Debt Scammers Take Advantage of Ebola Scare Consumers Cut Back on Spending Beware of Court Email Scam Study: Despite Economic Upturn, Long-term Unemployed Still Experiencing Difficulty 7 Savvy Year-End Tax Tips for Smart Consumers Some Millennials Have Trust Issues When It Comes to Money Money Problems Plague Americans Why Your Personal Life Impacts Your Professional Brand [Part 2] App Helps Parents Teach Kids Budgeting Bestselling Author ‘Zane’ Files For Bankruptcy 10 Financial Institutions Hit By Hackers FTC Halts Medicare Scam Targeting Seniors Q & A With Allowance Manager Creator Dan Meader Nielsen Study Highlights the Power of Black Female Consumers CFPB Study: Many Owners of Manufactured Homes Have Pricey Loans Survey: Millennials Rely on Personal Networks for Financial Advice [Part 2] How to Catch Up With Your Retirement Savings 4 Things No One Has Ever Told You About Budgeting Should an Engagement Ring Be Financed? Securing a Legacy: Detroit Lions’ Rob Sims Shares His Personal Journey [Part 1] How to Catch Up With Your Retirement Savings ATM Overdraft Fees Reach All-Time High Circle of Sisters Expo Returns to New York to Empower Women Student Loan Defaults Decline, Yet Number Remains High Infographic: The Financial Lives of Working Mothers Nas, Snoop Dogg Bet Big On Robinhood App Walmart Now Offers Low-Cost Checking Accounts Infographic: Wealthbuilding Habits of the Rich Cost of Caregiving Takes Many by Surprise FTC Issues Refunds to Consumers Affected by AmeriDebt Scam Top of the Upper Class: 155 New Billionaires Minted in 2014 Older Americans Saddled with Student Loan Debt Federal Reserve Decides Not to Change Swipe Fees TIAA-CREF Survey: More Consumers Interested in Financial Advice Citizens Bank Offers Student Borrowers a Chance to Refinance at Lower Rate Infographic: Countries with the Highest Customer Satisfaction AARP Family Expert Offers Coping Tips for the Sandwich Generation Study: One in Five Can’t Live without Credit Cards Tips for Calculating Mortage Costs Tip of the Month: Managing Credit Card Debt Watch out for Health Plan Scams 10 Richest African Americans In Congress [Part 2] Retirement Tips for the Sandwich Generation Timeshare Nightmare: Waking Up & Walking Out Can Be Just A Pipe Dream Timeshare Red Flags: Six Things to Look Out for Before You Sign FDIC Introduces Updated Site Retirement Tips for the Sandwich Generation New Work-at-Home Scheme Hits NYC Back-to-School: CFPB Works to Protect Student Veterans Infographic: How Did Credit Become King? Hospitals Team Up with Banks to Offer Interest-Free Loans September is Life Insurance Awareness Month Infographic: Tips for Managing Your Student Loan IRS Warns of Phone Scams Study: More Millennials Saying No to Credit Cards Study: Couples Hesitant to Share Finances Flying the Friendly Skies: 6 Tax Tips Every Business Traveler Should Know 7 Ways To Give To Your Favorite Charitable Causes Consumer Tip: Watch Out for Hidden College Costs Infographic: Navigating the World of Financial Aid Report Shows Amazon Offers Best Deal on College Textbooks Infographic: Best Practices for Purchasing Life Insurance Computer Chips Coming to a Credit Card Near You TIAA-CREF Survey Details Retirement Contribution Challenges Top-Selling Sneakers: Which NBA Baller Reigns Supreme? Infographic: Where College Students Spend Their Money Money-Flipping Scams on Instagram Popular Safe and Sound: Where to Keep Important Documents Infographic: A Visual Guide to the American BBQ 5 Reasons Your Credit Card Application Was Denied Bank Fees Hit New Highs Infographic: Save on Labor Day Travel Survey: Gen Xers Still Recovering From Recession Infographic: Kid-Friendly Tax Breaks Consumer Tip of the Day: Negotiating a Financial Aid Package Three Things to Look for When Checking Your Credit Report Consumer Tip of the Day: Track Spending Survey: Healthcare Providers Fall Short in Providing Cost Transparency Infographic: How Much Do You Spend on Coffee? Infographic: Car Insurance Mistakes

Money

money-fans-122312-575hc

Living Single: 5 Easy Money Saving Tips for The Young Adult

The Living Single sitcom was a 90s favorite! Living single for most of us in…

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Image: Instagram

My Fab Finance’s Tonya Rapley Celebrates Black Enterprise Cover

Rapley uses networking celebration event to educate millennials on finances

Black Enterprise October cover subject, Tonya Rapley, host celebration event in New York City.

By Courtney Connley

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money and love

AXA Advisors’ Ainka Munroe Talks Women, Money and Divorce (Part 2)

Pay attention to your finances as much as your heart

Munroe offers her insights on how women can take control of their financial destiny no…

By Sheiresa Ngo

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shopping-620x480

BBB Offers Tips for Holiday Shopping

Here's how you can get the most out of your purchases

Black Friday, Small Business Saturday, and Cyber Monday are sure to yield some great deals.…

By Sheiresa Ngo

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Ja'Net Adams updated-headshot-2

Woman Shares How She Dug Out of $50,000 Worth of Debt

Tips for getting back on the right financial track

A few weeks ago we shared with you how David Bakke, a financial contributor for…

By Sheiresa Ngo

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(Image: Thinkstock)

How to Plan a Wedding on a Budget

'I do' doesn't have to mean going broke

When planning your nuptials, you don’t have to go broke. Here’s how to plan a…

By Kenny Pugh

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Survey: 45% of Couples Think They’d Be Richer if They Were Single

Will you have more money if you lose the dead weight?

Gender and age play a role in one’s opinion on whether staying single or coupling…

By Sheiresa Ngo

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Interest.com’s Mike Sante Talks Home Ownership

Expert discusses future of The American Dream

Housing prices have risen far faster than household income, making it more difficult for middle…

By Sheiresa Ngo

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(Image: ThinkStock)

NFCC Offers Tips for Covering Holiday Expenses

Foundation provides tools to help you keep more cash in your pocket

Last year, holiday shoppers spent an average of $407 during the Thanksgiving weekend.

By Sheiresa Ngo

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black woman texting

Fidelity Study: 1 in 4 Women Don’t Take the Lead When it Comes to Finances

Don't let your lack of confidence hold you back

Many women will become the sole financial decision maker at some point in their lives.…

By Sheiresa Ngo

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Image: ThinkStock

Home Ownership Out of Reach for Many Americans

The American Dream is becoming less attainable

Many Americans are having difficulty affording the price of home ownership.

By Sheiresa Ngo

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seniors-smiling-couple

How to Manage Finances for Senior Family Members

Finance leader Carla A. Harris shares insights on healthcare and cost-of-living planning

Finance leader Carla A. Harris shares how to manage finances for the elderly.

By Raqiyah Mays

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coupleoutonadate

AXA Advisors’ Ainka Munroe Talks Women, Money and Divorce

Pay attention to your finances as much as your heart, consultant says

Divorce can have an impact on not only your heart, but also your wallet. A…

By Sheiresa Ngo

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NFCC Unveils Updated Website with Enhanced Financial Education Tools

Foundation offers refreshed site and engaging resources

The NFCC recently announced a refreshed website with new tools to help increase financial literacy.…

By Sheiresa Ngo

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MONEY

Study: Student Debt and the Class of 2013

Students are attempting to dig themselves out of debt.

The Project on Student Debt at the Institute for College Access & Success (TICAS) released…

By Sheiresa Ngo

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Net neutrality protest washington

Why Everyone Should Care About Net Neutrality

The battle for how data across the Web and access to it is handled rages on

With President Obama in support of net neutrality and the Internet as a utility, now…

By Patrick Austin

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One Third of Part-Time Workers Are Struggling to Find Full-Time Work

A recent study by CareerBuilder shows many still having difficulty

A nationwide survey was conducted by CareerBuilder online, which took samples from 301 U.S. part-time…

By Cristie Leondis

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(Image: File)

Decoding a Pop Culture Legend: Pharrell Williams

The style icon says his ingredients for success are quite simple

Pharrell Williams is a legendary hit-maker and collaborator at the intersection of music and fashion.…

By Kandia Johnson

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piggy-bank

Bankrate.com’s Greg McBride Talks Consumer Spending

Bankrate.com's analyst explains why consumers are leery

Two-thirds of Americans are reducing their monthly spending. One of the main reasons is, for…

By Sheiresa Ngo

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money

The Best Times of the Year to Snag a Deal

You can score a great deal if you know when to shop

Savings.com collected and analyzed shopping data from 2009 to 2013 to help you decide the…

By Sheiresa Ngo

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Image: Maya Elious

Entrepreneur Offers Mobile Money Advice

Finance coach Marsha Barnes provides services on the go

The Finance Bar is a premier mobile hub offering an array of personal finance products…

By Sheiresa Ngo

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mortgage-money

Infographic: Consumers Prefer Root Canal Over Over Mortgage

Would you prefer a trip to the dentist over applying to buy a home?

A recent study finds that most consumers say they would prefer to get a root…

By Sheiresa Ngo

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Image: Consumer Product Safety Commission

Product Recall: McDonald’s Hello Kitty Happy Meal Toy

Commission finds toy poses a choking hazard

The Consumer Product Safety Commission recalled 2.3 million whistle toys placed inside McDonald’s Happy Meals…

By Sheiresa Ngo

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Shawn Thompson2

Lincoln Motors’ Shawn Thompson Talks Philanthropy and Alpha Phi Alpha Win

The car company believes in giving back

BlackEnterprise.com chatted with Shawn Thompson, manager of Lincoln multicultural marketing, for more information about this…

By Sheiresa Ngo

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Credit Cards

Credit Card Penalty Rate Drops Slightly

Consumers get a small break

The survey found that 60 out of the 100 cards in the survey have some…

By Sheiresa Ngo

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Consumer Tip of the Day: Protect Elderly Veterans from Financial Abuse

Guard older consumers from fraudsters

Be very leery if the caller asks you to wire funds or send personal information.…

By Sheiresa Ngo

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How to Teach Children About Money

Author Sabrina Lamb offers advice on starting money management training early

Author and financial expert Sabrina Lamb teaches parents how to teach children about money management.

By Raqiyah Mays

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Image: Thinkstock

Survey: African Americans Put Family First When Making Financial Decisions

Who influences your money choices? Voice your opinions on key financial topics below

The presence or absence of a sound financial foundation directly impacts overall well-being.

By Sheiresa Ngo

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irs

Take Advantage of the Saver’s Tax Credit

Don't miss out

One advantage of the saver’s credit is that it can increase your refund or reduce…

By Sheiresa Ngo

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7 SAVINGS ACCOUNT QUESTIONS  	1. Does this account fit my banking habits?  	Just like with a checking account you have to ask yourself (and the prospective bank) similar questions: Do you prefer meeting face-to-face with a teller or quick transactions online? How often do you tap into your savings, if at all? Do you prefer setting up automatic withdrawals or managing your account with a passbook? Your personal preference(s) play a major part in selecting a bank.

Bank of America’s Andrew Plepler Talks Khan Academy Partnership

Executive discusses importance of financial education

BlackEnterprise.com caught up with Andrew Plepler, Global Corporate Social Responsibility and Consumer Policy executive at…

By Sheiresa Ngo

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Beyond the Game: Michael Strahan’s Money and Power Moves

Football star turned TV host talks career transitions and brand

Michael Strahan, former defensive end for the New York Giants, is no stranger to the…

By Kandia Johnson

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MONEY

Man Who Dug His Way Out of $30,000 Debt Shares Advice

Four steps to getting back on the right financial track

Debt can slowly creep up on you until it suddenly gets out of control.

By Sheiresa Ngo

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Bank of America and Khan Academy Team Up

The website offers a customized financial education experience

Close to 70% of Americans say money is a major cause of stress.

By Sheiresa Ngo

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Debt Collection Practices a Top Complaint for Older Americans

Seniors are fed up with debt collectors

Older Americans voiced more complaints about debt collection than any other financial product or service.

By Sheiresa Ngo

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money

Consumer Tip of the Day: Enjoy a Luxury Suite Experience for Less

You can enjoy the luxe life without breaking the bank

Book an entire suite or an individual seat in a suite–no annual lease required.

By Sheiresa Ngo

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Cyber Crimes Top Consumers’ List of Fears

Many are spooked by potential identity theft

A Gallup study finds consumers fear getting their identity hacked more than any other crime…

By Sheiresa Ngo

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irs

Report Changes Affecting Your Premium Tax Credit Before It’s Too Late

There's still time to let the IRS know about changes

Make sure your information is up-to-date because inaccuracies could result in receiving too much or…

By Sheiresa Ngo

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Thanksgiving Shopping: Kmart to Stay Open 42 Consecutive Hours

It's a holiday. Why stay home?

Kmart will open at 6:00 a.m. on Thanksgiving morning and stay open late for your…

By Sheiresa Ngo

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Consumer Tip of the Day: Free Car Seat Inspections in November

Ensure your children are secure during National Child Safety Month

Even if you think your child is properly strapped in, it doesn’t hurt to be…

By Sheiresa Ngo

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car insurance

Infographic: Pre-Sale Car Fixes to Help You Get More Money Back

A few upgrades can mean more money in your pocket

Simple fixes could make a world of difference.

By Sheiresa Ngo

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Veteran Women and Spouses

NFCC Announces Financial Programs for Military Members

Servicemen and women will get the help they need

The organization has decided to make these programs available in light of recent results from…

By Sheiresa Ngo

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Economics Of LeBron: How He Became 6th Man For City Of Cleveland

James' return to Cleveland is a big assist to the City's economy

Lebron James’ return to Cleveland is a big assist to the City’s economy. Here’s how.

By Richard Spiropoulos

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jamaica island beach

CTO Launches 2014 Tourism Trends Report

Publication provides insight into global travel habits

CTO launches the 2014 Trends & Insight Report at the World Travel Market, providing insight…

By Cristie Leondis

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(Image: ThinkStock)

Study Reveals Some IRA Investors Take an Extreme Approach

An all-or-nothing approach is preferred by some investors

Roughly 56% of IRA owners had either all of their IRA money in equities or…

By Sheiresa Ngo

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Infographic: The Meaning of Investment

Your daily money bite

Did you know that the term “investing” has origins dating back to the 1600s?

By Sheiresa Ngo

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student loan

Infographic: What You Could Buy with the Nation’s Student Loan Debt

What could you purchase with $1 trillion?

According to the Consumer Financial Protection Bureau, total student loan debt is more than $1.2…

By Sheiresa Ngo

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Starbucks to Offer Delivery

Get caffeine at your door

Starbucks is working to make your coffee experience so effortless, you’ll barely have to speak…

By Sheiresa Ngo

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Product Recall: Tectron International Phone Chargers

This device could catch fire

(Image: Thinkstock)
If you’re like most people, your cell phone charger is like a life line.…

By Sheiresa Ngo

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Infographic: Don’t Let Winter Heating Bills Burn Your Budget

Tips for saving money while staying warm

The cost of replacing windows and insulation can hit your wallet pretty hard.

By Sheiresa Ngo

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How Millennials Can Score in the Game of Wealth Building

Conserve your cash, increase your financial acumen, and invest money in vehicles that produce solid long-term returns

Millennials, when should you start planning for your financial future? Today. Here’s how.

By Earl "Butch" Graves Jr.

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Merrill Lynch Study Explores Impact of Health on Retirement

Poor health can ruin your wealth

Poor health can mean significant retirement challenges, so staying in top condition is important.

By Sheiresa Ngo

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Randal Pinkett and Lynnette Khalfani-Cox Join Financial Freedom Conference

Rev. DeForest Soaries' event teaches and empowers about healthy financial habits

Randal Pinkett and Lynnette Khalfani-Cox are featured speakers at this year’s dfree® Financial Conference, kicking…

By Raqiyah Mays

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White iPhone 6 Plus

10 Ways To Protect Your Mobile Payments

Follow these steps to protect yourself financially

With the announcement by Apple Inc., millions of Americans can now begin using a new…

By Carolyn M. Brown

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TIAA-CREF’s Sean Wilson Talks Millennials and Money (Part 2)

The wealth advisor explains how young people approach money

Roughly 47% of millennials, compared with 19% of the general population, look to Mom and…

By Sheiresa Ngo

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irs

IRS Increases Retirement Contribution Limits

Savers can save even more

There is terrific news for all of you investors out there. The Internal Revenue Service…

By Sheiresa Ngo

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TIAA-CREF Financial Expert Sean Wilson Talks Millennials and Money

The wealth advisor explains how young people approach money

Roughly 47% of millennials, compared with 19% of the general population, look to Mom and…

By Sheiresa Ngo

Posted: Tags: , , ,
(Image: Thinkstock)

Never Too Early to Plan: 5 Ways Millennials Can Build Wealth for the Future

Tips for getting young professionals prepared for retirement

It’s never too early to start planning for your future. One financial educator and consultant…

By Courtney Connley

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Best Metro Areas for Budgeters

How do you compare?

WalletHub.com released a study outlining the metropolitan areas with the best and worst track record…

By Sheiresa Ngo

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know-your-banker

Some Consumers Treat Checking Account Like a Payday Loan

Are you using overdraft as a piggy bank?

Just 8% of bank customers are responsible for roughly 75% of all overdraft fees.

By Sheiresa Ngo

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(Image: ThinkStock)

Most Consumers Fear Running out of Money

Are you afraid of going broke?

If you want to get a handle on your debt, you’ll have to first identify…

By Sheiresa Ngo

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Source: File

ICBA Study: Millennials Value Community Banks, Want to Be Bosses

New research analyzes opinions and values of generation Y

Roughly 46% of the respondents reported that they are interested in learning the process of…

By Sheiresa Ngo

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Image: Thinkstock

Money Advice for the Sandwich Generation

Don't let competing demands ruin your retirement plans

Many Sandwichers say their adult children pose more of a financial strain than their parents.…

By Sheiresa Ngo

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MONEY

Watch out for Ebola Charity Scams

Don't let your hard-earned cash slip through your fingers

The Federal Trade Commission warns that scammers are ready and waiting to take advantage of…

By Sheiresa Ngo

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retirement

Tips for Embarking on an Encore Career

Advice for your second act

About 52% have fully retired from the workforce, up from 45% in 2011. However, some…

By Sheiresa Ngo

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student loan debt

Report: Private Student Loan Borrowers Driven into Default

New report shows borrowers struggle to get help

Some borrowers say they don’t receive enough information or assistance from lenders and servicers when…

By Sheiresa Ngo

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money-fans-122312-575hc

Seniors Struggle to Replace Pre-Retirement Income

Older Americans in 49 of 50 states have trouble making ends meet

Across the nation, those age 65 and older have a median annual income that is…

By Sheiresa Ngo

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How to Run Your Home More Like a CEO

4 tips for time & budget management from a business development expert

All successful CEOs have one thing in common: They’re able to maintain a big-picture perspective.…

By Carolyn M. Brown

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MONEY

Infographic: Are You Taking on Too Much Student Loan Debt?

Don't dig yourself into a debt hole

Student loan debt is at an all-time high. In fact, nearly 11% of all student…

By Sheiresa Ngo

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(Image: Thinkstock)

[SURVEY] How Does Your Wealth Management Measure Up?

Voice your insights on key financial topics for your household below

Massachusetts Mutual Life Company (MassMutual) took an in-depth look at African American household finances to…

By Sheiresa Ngo

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student loan

10 Worst States for Student Loan Debt

Is your state one of them?

Personal finance website Wallet Hub recently conducted a study highlighting the best and worst states…

By Sheiresa Ngo

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scam

Scammers Take Advantage of Ebola Scare

Don't let fear cause you to lose your common sense

The FTC and FDA are making it clear that unsubstantiated claims will not be tolerated.…

By Sheiresa Ngo

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Consumers Cut Back on Spending

Are you doing some belt tightening?

Two-thirds of Americans are reducing their monthly spending. One of the main reasons is the…

By Sheiresa Ngo

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Five Legal Terms Every Business Owner Should Know

Beware of Court Email Scam

Protect yourself from email fraud

If you’re not sure whether or not you need to appear in court, call…

By Sheiresa Ngo

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black unemployment

Study: Despite Economic Upturn, Long-term Unemployed Still Experiencing Difficulty

You may have a rough road ahead of you

John J. Heldrich Center for Workforce Development research finds only 14% of long-term unemployed able…

By Sheiresa Ngo

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businesswoman on calculator

7 Savvy Year-End Tax Tips for Smart Consumers

It's never to early to plan, saving time and stress

These tax tips will help you save time and money. It’s never too early to…

By Sheiresa Ngo

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Close-up of a young businesswoman holding a pair of glasses

Some Millennials Have Trust Issues When It Comes to Money

Who do you trust with your money?

The millennials who responded to this survey expressed anxiety when it comes to their personal…

By Sheiresa Ngo

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Money Problems Plague Americans

Consumers are tortured by debt

A drastic increase in debt, while not having enough savings for retirement, makes things…

By Sheiresa Ngo

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HBO to Air Beyonce Concert Series

Why Your Personal Life Impacts Your Professional Brand

Brands don’t only pertain to businesses, but people, as well.

We can’t help it. Whether we hear Apple, Starbucks, Coca-Cola, or Target, we habitually create…

By Patrice C. Washington

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[Part 2] App Helps Parents Teach Kids Budgeting

One-on-one with Allowance Manager creator Dan Meader

An allowance can serve as a learning tool.

By Sheiresa Ngo

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Image: Black Enterprise

Bestselling Author ‘Zane’ Files For Bankruptcy

Erotica writer owes $540,000 in back taxes

Kristina Laferne Roberts, better known as Zane, owes $540,000 in back taxes to the IRS.…

By Kevin L. Clark

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stress

10 Financial Institutions Hit By Hackers

These financial institutions suffered recent violations and data breaches

With the recent cases of Home Depot and JP Morgan being hacked, we take a…

By Kevin L. Clark

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Fraud-300x232

FTC Halts Medicare Scam Targeting Seniors

Commission cracks down on fraudsters

Recently the Federal Trade Commission discovered a scheme that tricked many senior citizens in the…

By Sheiresa Ngo

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black-woman-with-child-piggy-bank

Q & A With Allowance Manager Creator Dan Meader

New app helps parents manage their children’s money

If you’ve been having trouble keeping track of your kids’ allowance, you’ll be happy to…

By Sheiresa Ngo

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black-woman-shopping

Nielsen Study Highlights the Power of Black Female Consumers

Women of color hold the purse strings

African American women are the drivers of many household purchasing decisions

By Sheiresa Ngo

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Image: ThinkStock

CFPB Study: Many Owners of Manufactured Homes Have Pricey Loans

Convenience will cost you

Owners of manufactured homes tend to be older, live in rural neighborhoods, and have a…

By Sheiresa Ngo

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Survey: Millennials Rely on Personal Networks for Financial Advice

Generation Y is getting more serious about money management

Young people are demonstrating an interest in taking an active role with their finances.

By Sheiresa Ngo

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[Part 2] How to Catch Up With Your Retirement Savings

Tips for boosting your nest egg

For 2014, the limit for employees who participate in 401(k), 403(b), most 457 plans, and…

By Sheiresa Ngo

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4 Things No One Has Ever Told You About Budgeting

Before you make a financial plan, take these steps

There are some hard truths you must know before creating a good budget that will…

By Patrice C. Washington

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coupleoutonadate

Should an Engagement Ring Be Financed?

Could your fiance be in over his head by spending too much?

Here’s how to understand where the engagement ring’s value truly lies.

By Kenny Pugh

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Rob Sims2

Securing a Legacy: Detroit Lions’ Rob Sims Shares His Personal Journey

Father's death encouraged him to take a closer look at securing his family's future

If you think you don’t need life insurance, think again. Detroit Lions’ Rob Sims shares…

By Sheiresa Ngo

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piggy-bank

[Part 1] How to Catch Up With Your Retirement Savings

Tips for getting back on track

Roughly 55% say they are in “fair” or “poor” shape when it comes to being…

By Sheiresa Ngo

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MONEY

ATM Overdraft Fees Reach All-Time High

It will cost you more if you bank outside the network

The average overdraft fee of $32.74 set a new record high for the 16th consecutive…

By Sheiresa Ngo

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Circle of Sisters

Circle of Sisters Expo Returns to New York to Empower Women

Join Black Enterprise editors as they talk social media and crowdfunding

Circle of Sisters Expo, New York’s largest expo for women of color, will begin Saturday,…

By Patrick Austin

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Image: Thinkstock

Student Loan Defaults Decline, Yet Number Remains High

For-profit schools account for the majority of defaults

Among all colleges, about 13.7% defaulted within three years of entering repayment.

By Sheiresa Ngo

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Infographic: The Financial Lives of Working Mothers

More working mothers are the heads of their household

Roughly 40% of working mothers are taking the lead when it comes to providing for…

By Sheiresa Ngo

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snoop-lion-no-guns-allowed-shows-change-black-enterprise

Nas, Snoop Dogg Bet Big On Robinhood App

Creators look to eliminate the middleman, make investing free and easy

App makers look to eliminate the middleman, make investing free and easy, making it attractive…

By Richard Spiropoulos

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walmart

Walmart Now Offers Low-Cost Checking Accounts

Consumers have a new choice among checking account offerings

Are you looking to open a checking account? GoBank might be just what you’re looking…

By Sheiresa Ngo

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MONEY

Infographic: Wealthbuilding Habits of the Rich

What sets the super-rich apart from the rest of us?

If you want to be wealthy, take a few small steps each day to get…

By Sheiresa Ngo

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old-black-couple-smiling

Cost of Caregiving Takes Many by Surprise

Caring for loved ones can take a toll

A little under half of family caregivers say they spend more than $5,000 annually on…

By Sheiresa Ngo

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scam

FTC Issues Refunds to Consumers Affected by AmeriDebt Scam

Customers will get their money back

Consumers were allegedly deceived regarding fees and were led to believe that AmeriDebt was a…

By Sheiresa Ngo

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black-enterprise-michael-jordan-becomes-a-billionaire

Top of the Upper Class: 155 New Billionaires Minted in 2014

Few people of color: 2 are African American and several hail from Africa

Michael Jordan and other new faces join the billionaire club, bringing total accumulated wealth to…

By Richard Spiropoulos

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piggy bank college fund

Older Americans Saddled with Student Loan Debt

Student loans are starting to linger into borrowers' golden years

Student loan debt has an impact on a much larger group of people than might…

By Sheiresa Ngo

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Federal Reserve Decides Not to Change Swipe Fees

Fees will remain unchanged

The Federal Reserve has decided to keep current credit card swipe fees in place.

By Sheiresa Ngo

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TIAA-CREF Survey: More Consumers Interested in Financial Advice

Less people are shying away from professional input

A recent survey shows more consumers are opening up to financial advice.

By Sheiresa Ngo

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student loan

Citizens Bank Offers Student Borrowers a Chance to Refinance at Lower Rate

Borrowers may get a rate lower than what they are already paying

If you’re looking to refinancing your student loan, you now have a new option.

By Sheiresa Ngo

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Infographic: Countries with the Highest Customer Satisfaction

Find out which countries offer top-notch customer service

If you’re looking for a super-awesome customer service experience, you’re going to have to travel…

By Sheiresa Ngo

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young black family at park

AARP Family Expert Offers Coping Tips for the Sandwich Generation

If you're taking care of your parents and children financially, this advice is for you

If you’re overwhelmed by family obligations, know that it’s OK to reach out for support.

By Sheiresa Ngo

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Study: One in Five Can’t Live without Credit Cards

Are you lost without credit?

Don’t start an unhealthy love affair with your plastic.

By Sheiresa Ngo

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Image: ThinkStock

Tips for Calculating Mortage Costs

Here are some helpful uses for a calculator

A mortgage calculator can help you with determining how soon you’ll be able to pay…

By Sheiresa Ngo

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Credit Cards

Tip of the Month: Managing Credit Card Debt

Your daily money bite

Black Enterprise Money editor Sheiresa Ngo shares her tip of month on managing credit card…

By Sheiresa Ngo

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extra money

Watch out for Health Plan Scams

Don't be fooled by this trick

Make sure to thoroughly research health care plans before you buy.

By Sheiresa Ngo

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(Image: House.gov)

10 Richest African Americans In Congress

A rundown of the U.S. politicians making the most money in the House

Check out this rundown of wealthiest black congressmen and women, based on figured compiled by…

By Richard Spiropoulos

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AARP and SBA Share Start Up Advice on Entrepreneurship for the 50 Plus

[Part 2] Retirement Tips for the Sandwich Generation

Advice from TIAA-CREF financial planner Shelly-Ann Eweka

Are you caught between saving for retirement while taking care of your children’s needs as…

By Sheiresa Ngo

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hacienda2a

Timeshare Nightmare: Waking Up & Walking Out Can Be Just A Pipe Dream

A valid, binding contract almost impossible to get out of

(Image: Instagram)
On a vacation in Mexico six years ago, Jessica Martinez and her husband took…

By Richard Spiropoulos

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Timeshare Red Flags: Six Things to Look Out for Before You Sign

Industry experts warn about the devil in the details

Industry experts warn about the devil in the details in timeshare contracts. Buyer beware.

By Richard Spiropoulos

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(Image: Thinkstock)

FDIC Introduces Updated Site

Consumers get a new-and-improved site

The FDIC has unveiled an improved Website for consumers. Information is more accessible and engaging.…

By Sheiresa Ngo

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7 SAVINGS ACCOUNT QUESTIONS  	1. Does this account fit my banking habits?  	Just like with a checking account you have to ask yourself (and the prospective bank) similar questions: Do you prefer meeting face-to-face with a teller or quick transactions online? How often do you tap into your savings, if at all? Do you prefer setting up automatic withdrawals or managing your account with a passbook? Your personal preference(s) play a major part in selecting a bank.

Retirement Tips for the Sandwich Generation

Tips from TIAA-CREF Financial Planner Shelly-Ann Eweka

If you’re stuck in the middle between college savings and caring for aging parents, you…

By Sheiresa Ngo

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AngryYoungWomanComputerNewsLetter

New Work-at-Home Scheme Hits NYC

Be cautious about work-from-home jobs scams

If you’re thinking of taking on a work-from-home opportunity, think twice before signing on the…

By Sheiresa Ngo

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TD Bank offers Franchise Financing Options for Veterans

Back-to-School: CFPB Works to Protect Student Veterans

The organization aims to shield veterans from abusive and deceptive recruiting practices by schools

The Consumer Financial Protection Bureau is looking to help veterans looking to go back to…

By Sheiresa Ngo

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Credit Cards

Infographic: How Did Credit Become King?

Interesting tidbits about history of today's common denominator

You probably don’t give a second thought to that little piece of plastic, but did…

By Sheiresa Ngo

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MoneyandHealth

Hospitals Team Up with Banks to Offer Interest-Free Loans

Will this hurt or help patients?

One hospital has created a new payment option that will help patients pay for the…

By Sheiresa Ngo

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September is Life Insurance Awareness Month

An overview of life insurance buying habits

Many people put off buying life insurance until a major life event occurs. That’s not…

By Sheiresa Ngo

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Infographic: Tips for Managing Your Student Loan

Here's what to do before contacting the ombudsman

Here are a few helpful tips for managing your student loans.

By Sheiresa Ngo

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IRS Warns of Phone Scams

How to protect your personal information

Fraudsters are attempting to use their engaging phone skills to trick you out of your…

By Sheiresa Ngo

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Credit Cards

Study: More Millennials Saying No to Credit Cards

More than 60% of millennials are without a credit card

A new Bankrate survey reveals that more than 60% of millennials are shying away from…

By Courtney Connley

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black-couple-and-stack-of-money-378x350

Study: Couples Hesitant to Share Finances

Do you trust your honey with your money?

Many couples prefer to separate their finances.

By Sheiresa Ngo

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Flying the Friendly Skies: 6 Tax Tips Every Business Traveler Should Know

Don't miss these breaks that could mean more money in your pocket

Business travelers, don’t miss out on these tax breaks. They could put more money in…

By Marquita Miller

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7 Ways To Give To Your Favorite Charitable Causes

How to give generously, as well as strategically, with an eye on smart wealth management.

How to give generously, as well as strategically, to charitable causes, with an eye on…

By Carolyn M. Brown

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money

Consumer Tip: Watch Out for Hidden College Costs

Be mindful of these budget busters

College is an expensive venture. Don’t kill your budget by not taking into account some…

By Sheiresa Ngo

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Infographic: Navigating the World of Financial Aid

A quick guide to making sense of the financial aid system

Figuring out the ins and outs of financial aid can be overwhelming. Here are some…

By Sheiresa Ngo

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The price of academic success (Image: Thinkstock)

Report Shows Amazon Offers Best Deal on College Textbooks

Save money on books by shopping online

Consumer Reports has determined that the first place students should shop for their textbooks. Find…

By Sheiresa Ngo

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Infographic: Best Practices for Purchasing Life Insurance

Tips for buying life insurance

Here are a few tips for purchasing life insurance.

By Sheiresa Ngo

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Credit Cards

Computer Chips Coming to a Credit Card Near You

Notice something different about your credit card?

The new computer chips make it harder for thieves to get your information from your…

By Sheiresa Ngo

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TIAA-CREF Survey Details Retirement Contribution Challenges

Workers are losing out hugely. Here's why

Research has found that workers are losing out hugely in terms of retirement contributions, with…

By Sheiresa Ngo

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(Image: Facebook)

Top-Selling Sneakers: Which NBA Baller Reigns Supreme?

Is it Lebron James, Kevin Durant or Michael Jordan?

With the latest multimillion-dollar endorsements, BlackEnterprise.com takes a look at the highest selling sneakers of…

By Richard Spiropoulos

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(Image: Thinkstock)

Infographic: Where College Students Spend Their Money

How college students go broke

Check out this infograhic breakdown of how college students use—and mishandle—their money.

By Sheiresa Ngo

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extra money

Money-Flipping Scams on Instagram Popular

Beware of these get-rich-quick schemes

Those often annoying, but very attractive claims posted under Instagram photos to make lots of…

By Sheiresa Ngo

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Safe and Sound: Where to Keep Important Documents

Tips for storing vital items for quick and easy reference later

Make sure your important documents are safe.

By Sheiresa Ngo

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young black family at park

Infographic: A Visual Guide to the American BBQ

Fun facts for your Labor Day weekend

Here are a few interesting tidbits for your long holiday weekend.

By Sheiresa Ngo

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Credit Cards

5 Reasons Your Credit Card Application Was Denied

Here's why you were turned down

No one applies for a credit card hoping their application will be rejected.

By Sheiresa Ngo

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know-your-banker

Bank Fees Hit New Highs

Prepare for a lighter wallet

Prepare to spend more to maintain your bank account.

By Sheiresa Ngo

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Infographic: Save on Labor Day Travel

Keep more cash in your pocket

Use these tips will save you money this holiday. Check out this infographic breakdown.

By Sheiresa Ngo

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Survey: Gen Xers Still Recovering From Recession

Many are not saving enough for retirement and plan to work beyond age 65

Research finds many Generation Xers aren’t saving for retirement.

By Carolyn M. Brown

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Infographic: Kid-Friendly Tax Breaks

Take advantage of these breaks

Get in on these child-related tax breaks.

By Sheiresa Ngo

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Consumer Tip of the Day: Negotiating a Financial Aid Package

Use these tips to get a better deal

Expect to pay $22,826 for tuition at an in-state public college and $44,750 at a…

By Sheiresa Ngo

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Should your business charge credit card surcharges

Three Things to Look for When Checking Your Credit Report

Here's what you need to pay attention to

You’re entitled to receive one free credit report each year from each of the three…

By Sheiresa Ngo

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piggy-bank

Consumer Tip of the Day: Track Spending

Tips for getting a handle on your cash

Check out this money-saving strategy.

By Sheiresa Ngo

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MoneyandHealth

Survey: Healthcare Providers Fall Short in Providing Cost Transparency

Consumers are consistently shocked by their medical bills

Consumers are almost always surprised by out-of-pocket medical costs.

By Sheiresa Ngo

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Infographic: How Much Do You Spend on Coffee?

How those small purchases add up to big losses for your pockets

Do you buy coffee every morning? Here’s how those seemingly small purchases add up to…

By Sheiresa Ngo

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Infographic: Car Insurance Mistakes

Don't make these blunders

Take advantage of overlooked perks.

By Sheiresa Ngo

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Women of Power

Image: File

Female Leaders Winning: Bethann Hardison, a Leader in Fashion

Fashion industry leader Bethann Hardison talks her journey to diversify the industry.

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black womna running with suit

United Nations Hosts Women’s Entrepreneurship Day

On Nov. 19, the UN celebrates female entrepreneurs of 144 countries.

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