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Money

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CreditCards.com’s Matt Shulz Talks Financial Infidelity

Are you guilty of cheating when it comes to your finances?

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New Changes Coming for “Know Before You Owe” Mortgage Rules

Bureau makes updates to assist consumers

The Dodd-Frank Wall Street Reform and Protection Act worked to make this information more accessible…

By Sheiresa Ngo

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McDonald’s Sued for Racism and Sexual Harrassment

McDonald's faces lawsuit among sales and stock decline

Ten former McDonald’s employees filed a lawsuit on Thursday against the fast food chain alleging…

By Essence Gant

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Millennials More Likely to Overdraft

Younger bank customers tend to spend more than they have

Overdraft and insufficient funds fees make up most of the checking account fees paid by…

By Sheiresa Ngo

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Millions are Committing Financial Infidelity

Are you guilty?

More than 7 million Americans have hidden a bank or credit card account from their…

By Sheiresa Ngo

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Consumer Tip: Learn to Live on One Income

Your daily money bite

If you or your spouse has recently become unemployed, you’ll have to make a few…

By Sheiresa Ngo

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Walmart Shoppers Can Pick Up Tax Refund in Cash

No more waiting on tax refund checks

Walmart announced that instead of taxpayers opting for check or direct deposit this tax refund season, they can…

By Essence Gant

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Five Money Experts Millennials Should Follow

Tips from these gurus could help millennials get a tighter hold of their finances

Though many millennials have access to better education and employment opportunities than their parents, they are still confronted…

By Essence Gant

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Consumer Tip: When to Close a Credit Card

Your daily money bite

There are times when you should close a credit card.

By Sheiresa Ngo

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Credit Cards

Credit Card Balance Transfer Offers Get More Generous

Act fast if you're thinking of transferring a balance

If you’re thinking of doing a credit card balance transfer, now might be the time.…

By Sheiresa Ngo

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IRS Publication Helps Consumers Learn about Health Care Law

New guide assists taxpayers with updates

Are you curious about how the Affordable Care Act will impact your taxes? Then you’re…

By Sheiresa Ngo

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AARP and SBA Share Start Up Advice on Entrepreneurship for the 50 Plus

Wells Fargo’s Katrina Everett Offers Estate Planning Tips

Take step to make sure your estate is in order

The New Year is a a great time to get your finances in order. One…

By Sheiresa Ngo

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Report: Millennials Rank Cell Phone More Important than Toothbrush

Cell phones prove more valuable than dental and body hygiene for many

Bank of America research on cell phone trends reveals people value mobile devices more than…

By Essence Gant

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CFPB Launches Tool for Home Owners

Bureau aims to help with the home ownership process

The Consumer Financial Protection Bureau is now offering resources to help home owners and home…

By Sheiresa Ngo

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Consumer Tip: Watch out for Phantom Lenders

Your daily money bite

Here are three tips from the FTC for avoiding this type of scam.

By Sheiresa Ngo

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Infographic: Housing Counseling Could Make Your Dream a Reality

Your wish might not be out of reach

If you’re thinking of purchasing a home or modifying an existing mortgage, a housing counselor…

By Sheiresa Ngo

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MoneyandHealth

Consumer Tip: How to Handle Medical Identity Theft

Your daily money bite

Medical identity theft often occurs when someone steals your health insurance card or some other…

By Sheiresa Ngo

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student loan

Taylor Swift Helps Fan Pay Down Student Loan Debt

One music lover gets the shock of her life

Don’t you ever wish that someone would just magically appear and help you pay off…

By Sheiresa Ngo

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Consumer Tip: Get a Copy of Your Specialty Report

Your daily money bite

Thanks to a warning sent by the Consumer Financial Protection Bureau to specialty consumer reporting…

By Sheiresa Ngo

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CFPB Releases Safe Student Account Scorecard

Bureau aims to shield students from underhanded practices

The CFPB is looking for consumers to weigh in on a Safe Student Account Scorecard,…

By Sheiresa Ngo

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money

Bankrate.com’s Claes Bell Talks Saving Money

Are you putting enough away for a rainy day?

Only 38% of Americans have enough savings to cover unexpected expenses such as a $1,000…

By Sheiresa Ngo

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Half of Borrowers Don’t Shop Around for a Mortgage

Do you shop around?

Most shoppers compare prices when looking for new clothes or a new car, but you’d…

By Sheiresa Ngo

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Consumer Tip: Protect Your Financial Information

Guard your personal information

In light of the record number of data breaches last year, you might feel a…

By Sheiresa Ngo

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Some Consumers Are More Concerned about Going Broke Than Dying

Are you one of them?

Financial concerns are gripping some consumers with terror.

By Sheiresa Ngo

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4 Ways to Reduce Your Monthly Cell Phone Bill

You can get service for three lines for as little as $80 a month

A report identifies four ways for consumers to reduce their monthly cell phone bill.

By Essence Gant

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Consumer Tip: Save Money on Hotel Costs

Keep more cash in your pocket

If you’re traveling this winter, there are plenty of ways for you to cut back…

By Sheiresa Ngo

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Poll: Consumers are Concerned about Financial Stability

Do finances keep you up at night?

Roughtly 66% of respondents are not sure how to attain financial stability.

By Sheiresa Ngo

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Wall Street Project Summit Kicks Off with Teaching Youth Financial Literacy

Daylong program introduces careers in finance, technology, and the corporate world

The 18th Annual Rainbow PUSH Wall Street Project Economic Summit keeps MLKs’ dream of economic…

By Raqiyah Mays

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Infographic: How Americans Plan to Save in the New Year

What are your savings goals?

Saving money is one of the top financial resolutions for this year.

By Sheiresa Ngo

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President Obama Makes Home Ownership More Affordable, Saves Families More than $900 a Year

HE reveals plan to make more Americans home owners

President Obama and Julián Castro, Secretary of Housing and Urban Development, visited Phoenix, Arizona to “put…

By Essence Gant

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Getting Help for a Money Disorder

Learn what is and isn't normal when it comes to money

The first step to getting help for a money disorder is to determine whether or…

By Sheiresa Ngo

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How to Get Rid of Unwanted Gift Cards

Don't let your cards go to waste

Are you among the thousands of consumers who never use their gift cards?

By Sheiresa Ngo

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Many Consumers Can’t Cover Unexpected Expenses

Are you putting away enough for a rainy day?

Just 38% of Americans have enough money stashed away in their savings accounts to cover…

By Sheiresa Ngo

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Kickstarter Reveals Which Day People Are Most Likely to Support Your Campaign

Kickstarting your project on certain days may maximize pledges

Kickstarter, the platform creators use to seek financial backing for their projects, released breakdown data…

By Essence Gant

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What Are You Willing To Sacrifice To Save Money?

Six daily tips to help save you up to $4,400 a year

While it’s certainly true that you must have goals to get your finances on track,…

By Kandia Johnson

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You Might Still Have Time to Return Unwanted Gifts

Your credit card might have features that can help

If you have holiday gifts that you want to return, you still may have a…

By Sheiresa Ngo

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MONEY

Recognizing the Signs of a Money Disorder

Learn what is and isn't normal when it comes to money

If you have a chronic problem with your finances, money brings more pain than pleasure,…

By Sheiresa Ngo

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37% of Americans Say They’re Too Broke to Save

Is reduced cash flow preventing you from building your nest egg?

Do you feel like you don’t have enough money to save?

By Sheiresa Ngo

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Consumer Tip: Know What Triggers a Credit Inquiry

Arm yourself with the right information

An inquiry will appear on your credit report when a lender inquires about your credit.…

By Sheiresa Ngo

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Fail Proof Plan to Save Money this New Year

Saving is easy with this simple plan

Each year we set new year’s resolutions with pure intentions to see them through, but…

By Essence Gant

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What You Should Know about FAFSA

Arm yourself with the information you need

If you’re preparing to head to college, one important task you’ll have to attend to…

By Sheiresa Ngo

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Infographic: How Well Are Small Business Websites Meeting Your Needs?

Shoppers desire more web interaction

Are small business websites meeting your online shopping needs?

By Sheiresa Ngo

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Consumer Tip: Conduct a Financial Checkup (Part 2)

Take time to make sure your finances are in order

Now that the holidays are coming to a close, it’s a great time to take…

By Leslie E. Royal

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Over 3.1 Million Americans Expected to See a Pay Raise in the New Year

20 states planning to increase minimum wages on New Years day

On January 1st, 20 states will increase their minimum wage rates, leading to a major…

By Courtney Connley

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CFPB Releases Report on Loopholes in Military Lending Act Rules

Bureau aims to protect servicemembers

Loopholes in the Military Lending Act rules are causing servicemembers to incur extra costs.

By Sheiresa Ngo

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Uber Expected to Raise Prices New Year’s Eve

Beware of heightened Uber prices this holiday

A disproportionate increase in uber prices is expected this New Year’s Eve.

By Essence Gant

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MONEY

Consumer Tip: Conduct a Financial Checkup

Take time to make sure your finances are in order

Now that the holidays are coming to a close, it’s a great time to take…

By Leslie E. Royal

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7 Creative Ways to Cover Conference Expenses

Boost your marketability by using these tips to ensure you network toward success

Conferences can be expensive, but you don’t have to go broke to upgrade your marketability.…

By Michelle Y. Talbert, Esq.

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Older IRA Owners Get Renewal for Tax-Free Transfers to Charity

Older investors get a gift this holiday season

If you’re an older investor with an IRA and you plan on making a charitable…

By Sheiresa Ngo

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5 Worst States for Black Americans

Home seekers may want to avoid these socially disproportionate states

The coming year for many may involve moving in search of new beginnings and better…

By Essence Gant

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Avoid Getting Hacked During the Holidays

Don't let thieves shop on your dime

Fraudsters are everywhere, waiting to steal your personal information so that they can complete their…

By Sheiresa Ngo

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Halle Berry Will Pay $16,000 Child Support

Decoded: Multifaceted Power Moves of Halle Berry

The actress earns as much as $14 million per film

Halle Berry is one of the highest paid actresses in Hollywood, earning as much as…

By Kandia Johnson

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Infographic: The Real Cost of the Perfect Gift

How much are you shelling out to make others happy?

Are you still looking for that perfect gift? Well, Christmas is tomorrow so you better…

By Sheiresa Ngo

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Bureau of Economic Analysis Report Shows Personal Income Slightly Rose in November

Salaries saw a slight uptick last month

The U.S. Bureau of Economic Analysis reports that personal income increased $54.4 billion, or 0.4%,…

By Sheiresa Ngo

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Infographic: How Millennials Can Get Involved in Philanthropy

Young people are giving back to their communities

An increasing number of millennials are looking to make a difference by donating their time,…

By Sheiresa Ngo

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Many Baby Boomers Say They’ll Never Retire

Will you work until you die?

Are you making plans to work until you draw your last breath? You’ve got some…

By Sheiresa Ngo

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Gas Prices Drop Less Than $2 in These Cities

Fill up in these cities

Americans have already determined that they won’t be spending more this Holiday, despite the money they’re…

By Essence Gant

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5 Ways to Prep for Retirement

Consider these tips if you're near retirement

We know retirement is inevitable, but it can feel far away so we drag our…

By Essence Gant

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AARP Life Reimagined Survey Finds Money Buys Happiness

Will more cash make you content?

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Does money buy happiness? A recent survey shows that money can indeed make you…

By Sheiresa Ngo

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Bankrate’s Laura Adams Explains C.L.U.E. Reports

Tips for getting the best insurance rates

Some surprising actions that can hike up your insurance rates.

By Sheiresa Ngo

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Credit Cards

CFPB Sues Company Over Misleading Credit Card

Bureau cracks down on Texas company

Union Workers Credit Services is being sued for allegedly tricking consumers into paying fees to…

By Sheiresa Ngo

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Decoded: 6 Power Women Who Drove Culture and Conversation in 2014

In 2014, women of color inspired conversations about issues that matter and shaped culture around…

By Kandia Johnson

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10 College Scholarships for Minority Students

Top college funding opportunities and resources

Check out this roundup of some of the top scholarship opportunities designed to benefit minority…

By Courtney Connley

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Walgreens State of Small Gifting Report

Do you remember those who serve you?

If you’re still trying to figure out what to get your housekeeper or you just…

By Sheiresa Ngo

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Sprint Overcharges Customers, Fined $105 Million

Company found to be practicing 'cramming' by U.S. Consumer Financial Protection Bureau

Sprint overcharges customers and faces a $105 million lawsuit.

By Essence Gant

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5 Tips for Lowering Your Winter Heating Bill

Keep more cash in your wallet

If you’re looking for ways to save on your heating bill, there are plenty of…

By Sheiresa Ngo

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Consumer Tip: Take Advantage of Free Shipping Day

You might not have to pay a dime for shipping today

If you’re still pulling your holiday shopping list together, today is your lucky day.

By Sheiresa Ngo

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American Airlines Rewards Top-Paying Flyers with Mileage

First and business class travelers score extra miles

American Airlines recently announced that they would be rewarding its travelers who pay top dollar…

By Essence Gant

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Watch out for Car and Home Insurance Surprises

Don't get caught off guard

If your goal is to save money this coming year, then you should definitely be…

By Sheiresa Ngo

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CFPB Report Reveals Decline in College Credit Card Agreements

Credit card agreements becoming more difficult to locate

There has been a nearly 70% reduction in the number of credit card agreements since…

By Sheiresa Ngo

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Lack of Long Term Care Insurance Leaves Women Vulnerable (Part 2)

Are you prepared?

If you’re a woman, chances are you’ll require some long-term financial support when it comes…

By Sheiresa Ngo

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oil

How To Profit from Falling Oil Prices

Oil is the lowest its been since 2009

According to Time.com, oil prices are the lowest they’ve been since 2009 due to “stagnant…

By Essence Gant

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Employees Close to Retirement Wish They Had Saved Sooner

Did you start saving early enough?

Do you find yourself regretting the fact that you didn’t start saving for retirement when…

By Sheiresa Ngo

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BE Buy Black Holiday Gift Guide: Part Two

Great gifts for the foodie, reader, well-dressed gentleman and more

The Holiday season is officially upon us and that time to exchange gifts will be…

By Essence Gant

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Americans Say No to More Holiday Spending Depsite Lower Gas Prices

Americans, with the exception of millennials, shut their wallets despite cheaper gas

Gas prices are on a steady decline. According to USAToday.com, the Energy Department predicts that…

By Essence Gant

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Wealth Gap Widens Between Black and White Households

Wealth disparities between white, black and Hispanic families

As American families recover from the Great Recession’s brutal economic blow, the recovery in white and black households…

By Essence Gant

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EY seeks exceptional women entrepreneurs for its 2014 Entrepreneurial Winning Women™ Program

Four Funding Sources for Women

Going back to school or starting a business may be more realistic than you think

The average cost of a college education and starting a business is $30,000, according to College…

By Essence Gant

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10 Tools You Need to Launch Your Freelance Business

These apps provide time management and can increase your productivity

If you’re ready to join 53 million Americans working as a Freelancer, you should have…

By Kandia Johnson

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NFCC Offers Holiday Financial Checklist

Get your finances in order for the New Year

Have you been financially naughty or nice this holiday season?

By Sheiresa Ngo

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student loan

CFPB Fights Student Debt Relief Scams

Bureau aims to put an end to underhanded practices

Some students seeking debt relief were lured into a sneaky scam.

By Sheiresa Ngo

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Lack of Long Term Care Insurance Leaves Women Vulnerable

Are you covered?

Women are at a higher risk of needing long term care insurance.

By Sheiresa Ngo

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CFPB Announces Consumer Saving Research Project

Bureau aims to help consumers with saving

The CFPB announced a research program that would assess the effectiveness of certain habits designed…

By Sheiresa Ngo

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Kevin Hart Turns Social Media Fans into Million-Dollar Wins At the Box Office

Check out a breakdown of how he did it with #HustleHart

With over 40 million followers across social-media channels, Kevin Hart used his #Hustlehart work ethic…

By Kandia Johnson

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18% of Consumers Say They’ll Never Get out of Debt

Will you be in debt for the rest of your life?

Do you feel like you’ll be be paying off your mountain of debt forever?

By Sheiresa Ngo

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Study: Generation X Unprepared for Healthcare Costs During Retirement

Are you ready for future healthcare costs?

Generation X is not prepared when it comes to managing healthcare costs during retirement.

By Sheiresa Ngo

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tax tips

Year-End Tax Planning Tips

Use this time to get on the right financial foot

The end of the year is the perfect time to get your taxes in order.

By Sheiresa Ngo

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CFPB Announces New Rules for Medical Debt Collection and Reporting

Bureau cracks down on medical debt reporting practices

If you have an outstanding medical debt on your credit report, then you understand the…

By Sheiresa Ngo

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irs

IRS Releases Updated Standard Mileage Rates

New rates are here

The standard mileage rates are used to figure the deductible costs of using a vehicle…

By Sheiresa Ngo

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identity theft

Tips for National Identity Theft Prevention and Awareness Month

Take steps to protect your identity

Identity theft is the top consumer fraud in the United States, according to the Federal…

By Sheiresa Ngo

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4 Easy Apps To Manage and Track Your Money

Get a great start on the New Year with these resources

The best mobile solutions for your finances can help you monitor your bank account, and…

By Kandia Johnson

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YouTube Paying Top Dollar to Keep Big Stars

Vloggers have all the power

YouTube, an entitiy of Google Inc, is offering its “celebrities” top dollar to sign exclusive…

By Essence Gant

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Credit Cards

Three Things That Trigger a Hard Credit Inquiry

Tips for managing your credit

If your New Year’s resolution is to improve your credit, then you’re probably wondering which…

By Sheiresa Ngo

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Consumer Tip: Teaching Your Children about Philanthropy

Emphasize the importance of giving back

The holidays are an excellent time to teach your children about giving to those who…

By Sheiresa Ngo

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New Scam Lures Consumers with Letters from Santa

That note from the North Pole might bring you a world of trouble

You might want to do something extra special for the kiddos this Christmas, but you…

By Sheiresa Ngo

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5 Smart Gifts To Ask For While You’re Still Young

Save money and get money this Holiday

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Take advantage of your youth. You still have a little time before Mom, Dad, and…

By Essence Gant

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BE Buy Black Holiday Gift Guide: Part One

Gifts from Beyoncé's stylist, Shark Tank cooks and more!

Image: Instagram
Despite African-Americans’ $1 trillion buying power, which is expected to reach $1.3 trillion by…

By Essence Gant

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How to Manage Hidden Holiday Costs

Hold on to more of your money

You love the holiday deals but you’re not so in love with those unexpected costs.…

By Sheiresa Ngo

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Medical Billing Provider Settles FTC Charges for Misleading Consumers about Privacy

Your information might not be safe

You might not give a second thought to how your information is going to be…

By Sheiresa Ngo

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Small Business Owners predicate a bounce in Holiday Sales

OneUnited Bank President Teri Williams Talks Holiday Money Management

Take charge of your money for a less stressful New Year

During this time of year, you may be facing a lot of stress when it…

By Sheiresa Ngo

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Five Legal Terms Every Business Owner Should Know

CFPB Takes Action Against Debt Settlement Firm

Bureau steps in to protect consumers

Sometimes debt collectors can be downright sneaky. Thankfully, the Consumer Financial Protection Bureau is here…

By Sheiresa Ngo

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Brian Williams pic

Entrepreneur Provides Resource for ‘Buying Black’

Elevator Pitch finalist Brian Williams' PurchaseBlack.com, provides a place to find black owned businesses.

Purchaseblack.com provides a place to find black businesses.

By Raqiyah Mays

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Close-up of a young businesswoman holding a pair of glasses

Report: Many Women Unprepared for Retirement

More than 20% associated the word “retirement” with insecurity

A number of women experience tremendous anxiety when it comes to preparing for retirement, according…

By Sheiresa Ngo

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How to Save Cash on a Kitchen Remodel

Electrolux’s Julie Fritz shares her tips

If you’re planning to do a kitchen remodel, you’re probably looking for ways to save…

By Sheiresa Ngo

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Image: ThinkStock

WalletHub Releases 2014 Mortgage Insurance Report

Results from this year's report

Personal finance site WalletHub recently unveiled its 2014 Mortgage Insurance Report in an effort to…

By Sheiresa Ngo

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Your partner is a credit fugitive…but there may be hope: The phone rings constantly throughout the day and early evening and your partner refuses to answer.  Or worse, you’re constantly meeting your partner somewhere new because they frequently have a new residence. While financial expert, Harrine Freeman notes such warning signals, she says before rushing to judgment one should attempt to have an open and honest conversation about credit. “In 2010, FICO Inc. showed that 25.5% of consumers—about 43.4 million people—have a credit score of 599 or below,” she states. “Many people have bad credit so don’t jump to conclusions. Find out the whole story before making decision if you want to continue dating them.”

Americans’ Top Financial Priority is Bills

Many Americans' focus is catching up on bills

Americans’ number one money concern is bills or staying current with living expenses for the…

By Essence Gant

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Poll: Consumers Have Post-Recession Spending Itch

Do you have the urge to splurge?

However, NFCC spokesperson Gail Cunningham warns that giving in to the temptation to spend in…

By Sheiresa Ngo

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black-woman-shopping

ValPak 2014 Holiday Survey: Consumers are Shopping Smarter

Are you making wise shopping decisions?

This year, more consumers are focused on shopping smarter and saving money.

By Sheiresa Ngo

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Holiday Tipping: How Much Should You Tip?

Are you giving enough?

You want to show your appreciation for their help, but what dollar amount is appropriate?

By Sheiresa Ngo

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Reports: Sony Refunds Consumers After Misleading Advertisement

FTC busts the tech company for claims involving functions of PS3 and PS Vita

Sony settles charge with FTC and refunds customers after misleading advertisement surrounding the PS Vita…

By Essence Gant

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Nielsen Study: African American Income, Education Exceeds Expectations

Watch out for Dangerous Toys on Store Shelves

Use caution when shopping for children's toys

If you plan to do some holiday shopping for the children in your life, be…

By Sheiresa Ngo

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poverty gap

Book Review: “How The Poor Can Save Capitalism”

How The Poor Can Save Capitalism brings hope to struggling economy

John Hope Bryant is one of America’s most famed empowerment leaders. The founder, chairman and…

By Essence Gant

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Caregivers Spend $20,000 on Loved Ones with Alzheimer’s

Caring.com finds women majority of those looking after relatives with the illness

Family caregivers spend $20,000 or more a year on loved ones with Alzheimer’s according to…

By Essence Gant

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Watch out for Holiday Shopping Scams

Don't get fooled by fraudsters

You’re likely preparing to do some serious shopping this holiday season, but you need to…

By Sheiresa Ngo

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Teaching Kids about Holiday Shopping

Help your kids become better consumers

During this time of year, your children may be asking about giving holiday gifts to…

By Sheiresa Ngo

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Get Ready for Giving Tuesday

Be cautious when giving to charity

This time of year might put you in the giving mood. Luckily for you, the…

By Sheiresa Ngo

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Nielsen Study: African American Income, Education Exceeds Expectations

Survey: Consumers Likely to Rein in Holiday Spending

Will you be doing some belt tightening?

If you’re planning to cut back on holiday spending, you have some company.

By Sheiresa Ngo

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Holiday Tips: 3 Ways to Shop via Instagram

These social-media linked apps will make getting the perfect gift that much easier

Some of our favorite designers and bloggers are adding more power to our fingertips by…

By Kandia Johnson

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Decoded: Top Celebrity-Owned Liquor Brands

Check out a breakdown of entertainers who raised the bankability of spirits

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Celebrities and liquor endorsements have been synonymous since the days of Prohibition, and in…

By Kandia Johnson

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Holiday Shopping: Get Ready for Goodshop Sunday

Yet another shopping day to gain savings and give back

You’re familiar with Black Friday and Cyber Monday, but you most likely haven’t heard about…

By Sheiresa Ngo

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Etiquette Tips for Black Friday

Tips for maintaining your composure while shopping for deals

Just because the “deal of the century” is within your grasp, does not give you…

By Sheiresa Ngo

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IRS Offers Tips for Year-End Gifts to Charity

Familiarize yourself with updated rules for charitable donations

If you’re in the giving spirit and planning to make a few gifts to charity,…

By Sheiresa Ngo

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Score Holiday Deals on Twitter

Snag discounts on social media

Many stores advertise special discount codes for the holiday on their Twitter feed.

By Sheiresa Ngo

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How to Get Rid of Junk Mail and Telemarketers Once and For All

Stop annoying emails and phone calls for up to five years or forever

Get rid of junk mail and telemarketers with these quick and easy steps.

By Essence Gant

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Decoded: 6 Made-For-TV Biopics and Why We Loved (or Hated) Them

As the public awaits the Whitney Houston film, check out this breakdown of past hits

With Lifetime’s Whitney Houston set to debut in 2015, here’s a breakdown of six other…

By Kandia Johnson

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Deck the Halls With Savings: 5 Tips to Slash Your 2014 Tax Liability

Before you ring in the New Year, take a look into last-minute savings

‘Tis the season to be jolly, but don’t forget about those last-minute tax strategies you…

By Marquita Miller

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Updates to Flexible Spending Accounts for 2015

Changes coming for next year

Be aware that Flexible Spending Accounts are going through a few changes next year.

By Sheiresa Ngo

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Ways to Save When Finding Your First Apartment

Cut costs when finding your first apartment

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If ever in your teenage years you mumbled, “I can’t wait to get…

By Essence Gant

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5 Ways to Market Your Business for the Holiday Season

ICBA Urging Local Shopping for Holidays

Organization advocating for consumers to keep the money in communities

Community banks and the ICBA encourage local shopping for the holiday season.

By Essence Gant

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NFCC Warns Against Holiday Overspending

Don't break the bank this holiday season

Just because something is on sale doesn’t mean you have to buy it. This is…

By Sheiresa Ngo

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CFPB Proposes Expanded Foreclosure Protections

New rules offer assistance to home owners

In an effort to address unsatisfactory mortgage servicing practices, the CFPB introduced rules that would…

By Sheiresa Ngo

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Study: Men and Women Equally Guilty of Impulse Shopping

The need to for instant gratification gets the best of us all

A CreditCards.com report reveals that three in four adult Americans have made impulse purchases.

By Essence Gant

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How to Use Life Insurance To Protect Your Wealth

Find the right policy to ensure security at any age

Being financially prepared for a breadwinner’s death saves families from the added grief of losing…

By Cliff Hocker

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Woman Shares How She Dug out of $50,000 Worth of Debt (Part 3)

Author shares how she assists college students with money management

If you want to get a handle on your debt, you’ll have to commit to…

By Sheiresa Ngo

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student loan

Wells Fargo to Provide Student Loan Modifications

Some private student loan borrowers will get relief

Eligible borrowers will be reviewed and approved on a case-by-case basis.

By Sheiresa Ngo

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Why Do 1 in 4 Women Take a Backseat When it Comes to Finances?

Fidelity's Kristen Robinson weighs in

Roughly 1 in 4 women are not taking part in household financial decision making.

By Sheiresa Ngo

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The Do’s and Don’ts of Regifting Holiday Presents

Here's how not to offend your friends and family this holiday

One way to save some cash this holiday season is to regift unwanted items.

By Sheiresa Ngo

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Millennials and Money: The True Cost of Specialty Coffee

Stop drinking your money

Try adding up all your coffee purchases for just one week and see how much…

By Sheiresa Ngo

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Woman Shares How She Dug Out of $50,000 Worth of Debt (Part 2)

Tips for getting back on the right financial track

Are you part of the “microwave generation?” Do you expect everything now? Be careful, you…

By Sheiresa Ngo

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Living Single: 5 Easy Money-Saving Tips for Young Adults

What other money saving tips can you think of? Share below

Living single in your 20′s? Help maximize your funds by trying these five easy money…

By Essence Gant

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My Fab Finance’s Tonya Rapley Celebrates Black Enterprise Cover

Rapley uses networking celebration event to educate millennials on finances

Black Enterprise October cover subject, Tonya Rapley, host celebration event in New York City.

By Courtney Connley

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money and love

AXA Advisors’ Ainka Munroe Talks Women, Money and Divorce (Part 2)

Pay attention to your finances as much as your heart

Munroe offers her insights on how women can take control of their financial destiny no…

By Sheiresa Ngo

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BBB Offers Tips for Holiday Shopping

Here's how you can get the most out of your purchases

Black Friday, Small Business Saturday, and Cyber Monday are sure to yield some great deals.…

By Sheiresa Ngo

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Ja'Net Adams updated-headshot-2

Woman Shares How She Dug Out of $50,000 Worth of Debt

Tips for getting back on the right financial track

A few weeks ago we shared with you how David Bakke, a financial contributor for…

By Sheiresa Ngo

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How to Plan a Wedding on a Budget

'I do' doesn't have to mean going broke

When planning your nuptials, you don’t have to go broke. Here’s how to plan a…

By Kenny Pugh

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Survey: 45% of Couples Think They’d Be Richer if They Were Single

Will you have more money if you lose the dead weight?

Gender and age play a role in one’s opinion on whether staying single or coupling…

By Sheiresa Ngo

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Interest.com’s Mike Sante Talks Home Ownership

Expert discusses future of The American Dream

Housing prices have risen far faster than household income, making it more difficult for middle…

By Sheiresa Ngo

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NFCC Offers Tips for Covering Holiday Expenses

Foundation provides tools to help you keep more cash in your pocket

Last year, holiday shoppers spent an average of $407 during the Thanksgiving weekend.

By Sheiresa Ngo

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Fidelity Study: 1 in 4 Women Don’t Take the Lead When it Comes to Finances

Don't let your lack of confidence hold you back

Many women will become the sole financial decision maker at some point in their lives.…

By Sheiresa Ngo

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Home Ownership Out of Reach for Many Americans

The American Dream is becoming less attainable

Many Americans are having difficulty affording the price of home ownership.

By Sheiresa Ngo

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How to Manage Finances for Senior Family Members

Finance leader Carla A. Harris shares insights on healthcare and cost-of-living planning

Finance leader Carla A. Harris shares how to manage finances for the elderly.

By Raqiyah Mays

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Women of Power

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Women of Power Summit: Social Media 101 for Senior Professionals

Social media isn’t just a playground for millennials. Check out tips from Angela Pitter, a…

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Women of Power Summit: Children’s Education Takes Center Stage

Black Enterprise’s Women of Power Summit brings child education to the forefront with Jhan Doughty…

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