October 30, 2014 9:28 AM • Log InREGISTER
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National Consumer Protection Week Starts Now [Infographic] WhatsApp Sales Means Major Payday for Employees Personal Income Slightly Rises in January Where to Go to Crowdfund Your College Tuition The White House Emphasizes the Importance of Enrollment in Affordable Health Care Personal Finance Word of the Day: Automatic Stay Infographic: Two-Income Households Struggle More Than Single Income Ones? Five Factors That Affect Your Credit Score Do Men Still Earn More than Women? [Infographic] 8 Ways to Fight Drip Pricing New Trading Service for Consumers Personal Finance Word of the Day: Absorption Rate Personal Finance Word of the Day: COB Fraud Personal Finance Word of the Day: Data Breach Consumers Show Gains in Personal Income Tips for Keeping Shopping Under Control Life Insurance 101: The Dos and Dont’s of Buying Life Insurance U.S. Workers Lose Hope for Higher Wages and Job Security Apple Inc. to Pay More Than $32 Million in Refunds Jobless Claims Dip to Pre-Thanksgiving Levels More Customers Affected By Target Data Breach 4 Reasons to Ditch Department Store Cards Right Now How to Replace a Lost or Stolen Gift Card Don’t Make These Holiday Credit Mistakes IRS Announces 2014 Standard Mileage Rates for Business, Medical and Moving FTC Updates Online Complaint Site Personal Income and Savings Rate Dip, Report Says Is Money “Dripping” From Your Wallet Because of Drip Pricing? How to Give the Gift of Meals This Holiday Season FTC Cracks Down on Phantom Lender 9 Steps To Protect Yourself From Crooks on Cyber Monday Walmart Announces Even Earlier Black Friday Sales Consumer Financial Protection Bureau Prepares to Crack Down on Debt Collectors Best Times to Buy Holiday Gifts [Infographic] Treasury Modifies “Use-or-Lose” Rule for Health Flexible Spending Accounts Top Expert Tips on How to Save With Coupons Google Helps Consumers Prepare for Digital Afterlife Fast Food Workers in US Struggle With Low Wages How to Get the Best Deals on Fall Shopping High School Students Receive $1,000 Prize from Wells Fargo The Financial Benefits of a College Degree [Infographic] How I Became a ‘Couponer’ The Surprising Benefits of Coupons Loophole Permits Loans at Non-U.S. Accredited Schools Majority of Workers Lack Information Needed for Informed Health Coverage Decisions Putting Patients in Charge of Their Health Why Hospitals Taking Health Care Digital is Important More Help for Those Focused on Fixing Their Finances Learn How to Plan More and Save More Money The 5 Best Bargains for the Fall Months Congressional Black Caucus Foundation to Help Strengthen Black Banks Payday Lender Stopped by U.S. Courts and Federal Trade Commission Consumer Financial Protection Bureau Amends Mortgage Rule How to Keep Your Digital Wallet Safe Celebrate National Coupon Month Economists Have a Positive Outlook for 2014 Expect Higher Prices at the Pump ‘Soldier of Finance’ Book Supplies You With Marching Orders on Your Finances You Lost Your Social Security Card. Now What? Don’t Allow ‘Free’ Online Offers to Make You ‘Go Broke’ Protect Yourself from Medical Identity Theft More Americans to Travel This Labor Day Weekend Tax Breaks for Going Back to School 4 Quick Tips for Saving Money on Back-to-School Shopping Tips for Avoiding Timeshare Resale Scams Frustrated U.S. Fast Food Workers to Strike for Higher Wages Price of Gas Could Soar to $4 Per Gallon, Analysts Say Help, I’m in Love With a Shopaholic! Will It Be More Expensive to Throw Your 4th of July Barbecue? Probably, Analysts Say Robert Johnson Announces Alliance to End Payday Lending Health Care Costs Expected to Rise in 2014, Study Says 7 Things to Ask Yourself Before Donating to a Crowdfunding Campaign How to Keep Funeral Expenses Down Should Tipping Be Banned? An Expert Says Yes Some Religious Items Have an Afterlife at Pawn Shops Don’t Let Future Costs of College Deter Your Saving New Study Focuses On Financial Priorities, Challenges of Black America Women and the Financial Know How Gap [Study] 10 Ways Men and Women Spend Money Differently The Home Depot Awards HBCU Oakwood University With $50,000 Makeover Blacks Optimistic About Economy, Pessimistic About Retirement Savings 4 Ways to Avoid a Moving Scam Know the Signs of Telemarketing Fraud For Financial Capability Month, CFTC Resources Help Crack Down on Fraud Best Travel Credit Cards for 2013 Come in All Shapes and Sizes College Loan Interest Rates to Double by July Stop Thieves From Digging Up The Identities of the Dead Staggering Number of College Graduates Working on Minimum Wage 6 Things Debt Collectors Can and Can’t Do The Truth About Emergency Savings Funds HBCUs Clash With Obama Administration Over Financial Aid 5 Money-Saving Skincare Tips For Your Budget JCPenney’s Effort to Go Big and Avoid Bankruptcy States Cut Spending, and Tuition at Public Universities Rise Online Banks: Too Good to be True? A Woman’s Crusade For Financial Education Helps Veterans Succeed Are Americans Taking on More Debt? Disputing Errors on Your Credit Report Tax Cuts Will Leave Lasting Impact on Higher Education U.S. Recovery Boosting Profits, Not Putting Americans Back to Work Tips for Eating Clean on a Budget Andrew Mason, CEO and Founder of Groupon, Is Out Kentucky Panhandler Rakes In $100,000 Annually Tips for Using Lent to Recommit to Your Savings Goals Why you Should Avoid Prepaid Debit Cards at all Costs Pres. Obama Says the Penny May be Passé Is a $9 Minimum Wage a Possibility? US Airways, American Airlines Agree on Merger Why Swiping Your Debit Card Has Increased Risk Are We Tiring of Apple? Financial Planning for College Doesn’t Have to Be Intimidating Congressional Budget Office: Economy to Pick up Steam in 2014 For Middle Income Job Seekers: Jobs are Leaving, Not Coming Back Employers Show Love with Benefits Packages A Family’s Story Underlines Need for Financial Resources for HIV and AIDS Patients Southwest Airlines Announces Another New Fee New Jobs Added in January; Slow Climb Ahead NFL Partners with Harvard for $100 Million Study on Players AMEX CEO Kenneth Chenault: “We Ended 2012 In Strong Shape” The Creepiest Financial Scams of 2012 Chrysler Rolls Out New Jeep at Detroit Auto Show Is Wendy’s Value Menu Not Much of a Value Anymore? Target “Price Matching” to Continue Throughout the Year Wellness Travel Big Business in the New Year Fiscal Cliff Resolution to Take Large Chunk Out of American Paychecks Fiscal Crisis Ends, Decision Made by the House Avis Buys Zipcar For $500 Million in Cash Money From Sandy Hook Relief Concert Being Put to Use Got Milk? Dairy Prices May Soar in the New Year Some Credit Card Companies Issuing Refunds Harlem Brownstone Sells for Whopping $3 Million Is Washington Post Digital Paywall System a Good Idea? After Breakdown, Diageo to Take a Shot at Another Tequila How to Avoid Wesley Snipes’ Tax Fate Fed Sets Fair Student Loan Repayment Terms, Conditions Yahoo! In Battle with Mexican Yellow Pages Freddie Mac and Fannie Mae Announce Eviction Moratorium for Holiday Season Good News For Americans Living Paycheck to Paycheck Jordan Releases Air Jordan XX8 Shoe in Manhattan Unemployment Tally in the Billions, Agency Says Zynga to Facebook: We Need Space Report: Credit Card Debt, Late Payments On the Rise 3 Holiday Shopping Mistakes to Avoid Economy Grew Slightly in the Third Quarter BP Oil Banned From Government Contracts — For Now Deficit Downpayment of $1 Trillion Will Help Abate Fiscal Cliff NBA’s No. 1 Selling Jersey Belongs to LeBron James Retailers Count on Aspirational Shoppers to Boost Revenue This Season Michigan to Give Money to Early High School Graduates Put a Smile on Your Face, it May Lead to More Money

Money > Consumer Affairs

black-woman-shopper-300x232.jpg

National Consumer Protection Week Starts Now [Infographic]

This week is National Consumer Protection Week (March 2 to 8)

What will you be doing this week?

By Sheiresa Ngo

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WhatsApp-Logo

WhatsApp Sales Means Major Payday for Employees

Employees to receive close to 1% share of company

One of the major headlines following the announcement of the purchase of WhatsApp by Facebook…

By Sasha King

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10 money moves - savings_crop

Personal Income Slightly Rises in January

Private wages and salaries increased $14.8 billion, amongst other areas

Government wages and salaries increased $0.6 billion, compared with an increase of $1.3 billion in…

By Sheiresa Ngo

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Should You Do a Crowdfunding Campaign?

Where to Go to Crowdfund Your College Tuition

Students think like entrepreneurs to meet school expenses

The average cost of tuition, fees, and room and board at a private, nonprofit, four-year…

By Sheiresa Ngo

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healthcare story

The White House Emphasizes the Importance of Enrollment in Affordable Health Care

Millions will have access to coverage

Nearly 6.8 million African Americans in the United States are uninsured

By Sheiresa Ngo

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BankruptcyCourt

Personal Finance Word of the Day: Automatic Stay

Your daily money bite

Learn what an automatic stay is

By Sheiresa Ngo

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Couple-managing-bills-300x232

Infographic: Two-Income Households Struggle More Than Single Income Ones?

Two incomes aren't necessarily better

Research shows two incomes aren’t necessarily better

By Sheiresa Ngo

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creditscore

Five Factors That Affect Your Credit Score

A guide to boosting your number

How high or low is your credit score?

By Sheiresa Ngo

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black-couple-and-stack-of-money-378x350

Do Men Still Earn More than Women? [Infographic]

A recent study answers the question

If you’re a woman, most times you can expect a smaller paycheck than your male…

By Sheiresa Ngo

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money-fans-122312-575hc

8 Ways to Fight Drip Pricing

Here’s what you need to do to protect yourself

Check your credit card statements for additional fees

By Sheiresa Ngo

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8. Barter services. If you have a friend who’s a genius when it comes to accounting, or you know someone who is an amazing artist, barter with them for their services. The more you can get for free, the faster you can grow your business. You don’t need big time capital (unless you’re building the next Facebook).Most business ,like my own, start from nothing. I had a word processor and my parents’ phone line. I bartered a lot early on, and as a result, I own 100% of my business today.

New Trading Service for Consumers

Website allows trading of goods and services through your social network

Igobono is a marketplace that helps members of a social network learn what their friends…

By Sheiresa Ngo

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(Image: Thinkstock)

Personal Finance Word of the Day: Absorption Rate

Your daily money bite

The final result will show how many months it will take to deplete the market’s…

By Sheiresa Ngo

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Tips for Getting Your Direct Mail Marketing Letters Read

Personal Finance Word of the Day: COB Fraud

Have you ever been a victim?

Do you know what this is?

By Sheiresa Ngo

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Shred, don’t toss, important papers.  Any sensitive documents that won’t be going with you should be shred, not just thrown into a trashcan. Identity thieves often go “dumpster diving” to find information or get paperwork they can use to illegally open accounts in your name.

Personal Finance Word of the Day: Data Breach

Your daily money bite

A data breach does not have to be digital

By Sheiresa Ngo

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money

Consumers Show Gains in Personal Income

Small improvements take place

Consumers demonstrate small improvements when it comes to personal income

By Sheiresa Ngo

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black-woman-shopping

Tips for Keeping Shopping Under Control

Regain control over your cash

Close your wallet

By Sheiresa Ngo

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Life-Insurance-620x480

Life Insurance 101: The Dos and Dont’s of Buying Life Insurance

Learn about the different types of life insurance

There are different types of permanent life insurance. All of them have a death benefit,…

By Tamara E. Holmes

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woman-on-computer-phone-300x232

U.S. Workers Lose Hope for Higher Wages and Job Security

Don't hold your breath when it comes to improvements on the job

Have you gotten a raise lately or feel insecure about your job status?

By Sheiresa Ngo

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man screaming at cell phone

Apple Inc. to Pay More Than $32 Million in Refunds

Billing practices to change

Parents were unaware of charges

By Sheiresa Ngo

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Number of People seeking Unemployment drops to 2008 levels

Jobless Claims Dip to Pre-Thanksgiving Levels

U.S. applications for benefits show a decline

Initial jobless claims went down by 2,000 to 326,000 in the week ending Jan. 11.…

By Sheiresa Ngo

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identity theft

More Customers Affected By Target Data Breach

Retailer revises numbers to show a lot more customers were affected than originally thought

Make sure you check—and then double-check–your account statements

By Sheiresa Ngo

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credit-card-use

4 Reasons to Ditch Department Store Cards Right Now

Don’t let the promise of rewards points keep you in debt

Why department store cards are a dead end

By Patrice C. Washington

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Swap your gift cards and get things you'll actually want.

How to Replace a Lost or Stolen Gift Card

Don’t panic if your gift card goes missing

If you can prove you purchased a gift card, or received one as a present,…

By Sheiresa Ngo

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The type of plastic you use matters

Don’t Make These Holiday Credit Mistakes

Don’t let these blunders ruin your holiday

Pay very close attention to the fine print and exercise self-control

By Sheiresa Ngo

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irs

IRS Announces 2014 Standard Mileage Rates for Business, Medical and Moving

Updates for the new year

Updated rates are coming for the costs of operating an automobile for business, charitable, medical…

By Sheiresa Ngo

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woman-computer-internet

FTC Updates Online Complaint Site

Changes are coming to FTC complaint features

The FTC has redesigned its online Complaint Assistant

By Sheiresa Ngo

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(File)

Personal Income and Savings Rate Dip, Report Says

Consumers show slight declines

The Bureau of Economic Analysis reports a slight drop in savings and income

By Sheiresa Ngo

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Empty-Wallet-300x232

Is Money “Dripping” From Your Wallet Because of Drip Pricing?

Beware of hidden fees

Avoid getting hit with fees that weren’t in the original price quote

By Tory Parrish

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feeding america

How to Give the Gift of Meals This Holiday Season

For 1 in 6 Americans, hunger is an everyday challenge. Here's how you can help

Just $28 can feed a family for three weeks

By Darren Sands

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Using Criminal Background Checks in Small Businesses

FTC Cracks Down on Phantom Lender

Company accused of collecting on fake loans gets its due

The FTC requested a U.S. court to shut down a fake lender

By Sheiresa Ngo

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cyber monday

9 Steps To Protect Yourself From Crooks on Cyber Monday

Don't get ripped off while holiday shopping online

Be careful where you input your information

By Alfred Edmond, Jr.

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Black-Friday-Shopping

Walmart Announces Even Earlier Black Friday Sales

To get great deals, you might have to eat Thanksgiving dinner on the go

The store announced that it will have two major sales events

By Sheiresa Ngo

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single-black-women-debt-bankruptcy

Consumer Financial Protection Bureau Prepares to Crack Down on Debt Collectors

New rules may be on the horizon

The CFPB complaint database has more than 155,000 complaints on several financial consumer issues

By Sheiresa Ngo

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holiday-gifts-300x232

Best Times to Buy Holiday Gifts [Infographic]

Learn when to make purchases so you can save more of your cash

This handy infographic from Savings.com lists the best times to purchase your holiday gifts

By Sheiresa Ngo

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MoneyandHealth

Treasury Modifies “Use-or-Lose” Rule for Health Flexible Spending Accounts

Plan participants get to hold on to some of their money

The U.S. Department of the Treasury and the IRS will adjust the “use-or-lose” rule attached…

By Sheiresa Ngo

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coupons

Top Expert Tips on How to Save With Coupons

Savings and coupon advice from money expert Sami Cone

You’ll never know how much you can save until you realize how much you’re spending

By Sheiresa Ngo

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WomanComputerCity

Google Helps Consumers Prepare for Digital Afterlife

New feature helps you plan for the future

Users of Google can entrust account information to family or friends or have the account…

By Alanna Hunter

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fast food workers strike

Fast Food Workers in US Struggle With Low Wages

Wage hikes go unheard as fast food workers receive federal assistance.

Although the fast food industry brings in billions of dollars a year, full-time workers get…

By Sasha King

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Patrice-J-Williams-new-300x232

How to Get the Best Deals on Fall Shopping

Tips from shopping expert Patrice J. Williams

Now that Fall is here, it’s time to pack away your pastels and break out…

By Jamarris Richardson-Mcfield

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Grad-cap-money-620x480

High School Students Receive $1,000 Prize from Wells Fargo

Bank awards cash prizes to winners of their CollegeSTEPS® sweepstakes.

 

Wells Fargo is presenting $1,000 checks to 520 high school students who won …

By Sheiresa Ngo

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(Image: Thinkstock)

The Financial Benefits of a College Degree [Infographic]

A college degree could mean more money and lower unemployment

Benefits of getting higher education are highlighted in this infographic

By Sheiresa Ngo

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MONEY

How I Became a ‘Couponer’

Savings and coupon advice from money expert Kasey Trenum.

Black Enterprise got some juicy coupon tips from Kasey Trenum, Savings.com DealPro and co-founder of…

By Sheiresa Ngo

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coupons

The Surprising Benefits of Coupons

Savings.com editor Susan Yoo-Lee shares results of the 2013 ValPak Readership Survey

National Coupon Month ended last week, but that doesn’t mean the fun has to stop.…

By Sheiresa Ngo

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(Image: Thinkstock)

Loophole Permits Loans at Non-U.S. Accredited Schools

U.S. taxpayers held responsible for loans made overseas

Why are we responsible for this?

By Sheiresa Ngo

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MoneyandHealth

Majority of Workers Lack Information Needed for Informed Health Coverage Decisions

Small businesses are the least likely to offer health care benefits to employees

With an implementation of the Affordable Care Act (ACA) just days away, many workers and…

By C. Daniel Baker

Posted: Tags:
HOW TO START AN EMPLOYEE WELLNESS PROGRAM

Putting Patients in Charge of Their Health

New electronic health records system gives control to patients.

Obtaining a copy of your medical records can be a hassle.

By Sheiresa Ngo

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Healthcare-job

Why Hospitals Taking Health Care Digital is Important

CEO Ryan Howard talks about the importance of electronic health records.

Many medical facilities are in the process of making the switch to electronic health records.…

By Sheiresa Ngo

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Business Continuity Tips Discussed at Free Webinar Hosted by SBA and Agility Recovery

More Help for Those Focused on Fixing Their Finances

The Sharpen Your Financial Focus initiative is a great new resource to help you to gain financial freedom and build wealth for life.

Sharpen Your Financial Focus is a comprehensive effort to help you move toward financial stability.…

By Alfred Edmond, Jr.

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Saving on the fly is like not saving at all. The best savers are serious about financial planning.

Learn How to Plan More and Save More Money

Those who make a plan for their money save more cash.

Do you want to save more money? A recent survey shows that if you want…

By Sheiresa Ngo

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black-woman-shopping

The 5 Best Bargains for the Fall Months

Tips for getting seasonal deals

Fall is the best time to look around your home, assess your needs, and try…

By Jennifer Streaks

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know-your-banker

Congressional Black Caucus Foundation to Help Strengthen Black Banks

Five lending institutions to receive $1 million each

The Congressional Black Caucus Foundation, Inc. announced that it will deposit a total of $5…

By Alan Hughes

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money-fans-122312-575hc

Payday Lender Stopped by U.S. Courts and Federal Trade Commission

An alleged shady loan broker is halted in its tracks.

A U.S. district court has stopped an online payday lender that was suspected of using…

By Sheiresa Ngo

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(Image: Thinkstock)

Consumer Financial Protection Bureau Amends Mortgage Rule

Changes might be on the horizon.

The Consumer Financial Protection Bureau issued amendments and clarifications to its mortgage rules

By Sheiresa Ngo

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iPhone - Featured

How to Keep Your Digital Wallet Safe

Here’s how to protect your money from would-be thieves.

If you pay for items using a digital wallet, security concerns are likely to be…

By Tamara E. Holmes

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coupons

Celebrate National Coupon Month

Ways to coupon effectively.

This September, coupon with a purpose.

By Sheiresa Ngo

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economy-rising

Economists Have a Positive Outlook for 2014

Experts predict next year will yield economic growth.

Economists predict that in the second quarter of next year, there will be 3% growth.

By Sheiresa Ngo

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Oil-rig-300x232

Expect Higher Prices at the Pump

Possible Syrian conflict expected to drive up gasoline prices

According to MarketWatch, the average national price for a gallon of regular gasoline stood at…

By Alan Hughes

Posted: Tags:
Soldier-of-Finance

‘Soldier of Finance’ Book Supplies You With Marching Orders on Your Finances

Review of certified financial planner Jeff Rose's new book, "Soldier of Finance"

If you feel out of control when it comes to your finances, a few simple…

By Candace Myers

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social-security-card

You Lost Your Social Security Card. Now What?

Tips for replacing a lost card.

Here’s what to do if your Social Security card is lost or stolen.

By Sheiresa Ngo

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Free-Shipping-LG

Don’t Allow ‘Free’ Online Offers to Make You ‘Go Broke’

If you really want to control your spending, recognize that there is no such thing as something for nothing, no matter what marketers say.

There is no such thing as something for nothing, no matter what marketers say.

By Alfred Edmond, Jr.

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10 CyberSecurity Tips for Small Business

Protect Yourself from Medical Identity Theft

Tips for keeping your health information away from thieves.

If you have health insurance, you could become a victim of medical identity theft.

By Sheiresa Ngo

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how-to-avoid-traffic-jams-35319_2

More Americans to Travel This Labor Day Weekend

Improving economic indicators are expected to fuel US travel spending

The study looks at a variety of factors and how they impact travel.

By Alan Hughes

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Image: Thinkstock

Tax Breaks for Going Back to School

Get financial perks for hitting the books.

Tax breaks are a great way to reduce educational costs.

By Sheiresa Ngo

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back-to-school-shopping

4 Quick Tips for Saving Money on Back-to-School Shopping

Keep more cash in your pocket

Summer will soon draw to a close, and kids will be back on the school…

By Sheiresa Ngo

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A_timeshare2

Tips for Avoiding Timeshare Resale Scams

Anxious to sell? Don’t get taken for a ride.

Fraudsters have been using the dip in the economy as an opportunity to prey on…

By Sheiresa Ngo

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McDonald's CEO Don Thompson told Bloomberg that McDonald's pays above the minimum wage and will continue to provide entry-level jobs.

Frustrated U.S. Fast Food Workers to Strike for Higher Wages

McDonald's CEO comments on worker pay

U.S. fast food workers to strike for better pay.

By Darren Sands

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No Gas Cheap Gas Small Business Thrive Bike NYC

Price of Gas Could Soar to $4 Per Gallon, Analysts Say

Hike partially due to unrest in the Middle East

Only Hawaii and Alaska reportedly had prices higher than Calif.

By Darren Sands

Posted:
shopping-620x480

Help, I’m in Love With a Shopaholic!

When it's time to admit the person you love has a problem

When finances are out of order, life can become a nightmare.

By Kenny Pugh

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be news

Will It Be More Expensive to Throw Your 4th of July Barbecue? Probably, Analysts Say

Costs of food, meats in particular, have risen in past months

Sales show that consumers are gravitating more and more to items like pork, which carry…

By Darren Sands

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Robert L. Johnson And Dr. DeForest B. Soaries, Jr. Announce Alliance To End Payday Lending, Lower Minority Consumer Debt, And Promote Financial Education

Robert Johnson Announces Alliance to End Payday Lending

12 million Americans turn to payday loans annually when faced with financial challenges

Alliance looks to help minorities pay down debt, increase savings, and break the cycle of…

By C. Daniel Baker

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Sad-doctor-620x480

Health Care Costs Expected to Rise in 2014, Study Says

Costs continue to exceed wages, expert says

Health care costs expected to coincide with the Affordable Care Act are expected to rise…

By Darren Sands

Posted: Tags:
NWBC As Key Resource to Women Veteran Entrepreneurs

7 Things to Ask Yourself Before Donating to a Crowdfunding Campaign

Helping someone realize their dreams shouldn't come before goals of your own

(Image: Thinkstock)
Hey Frugs! Nowadays, it seems like every person has a project that he…

By Natalie P. McNeal

Posted: Tags:
Caskets like these can be more expensive than families think, causing financial issues for already grieve-stricken family members.

How to Keep Funeral Expenses Down

Just because you're mourning doesn't mean you shouldn't think clearly about your finances

Even sadder is that experts say funerals are high time for old family spats over…

By Darren Sands

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cash-counting-300x232.jpg

Should Tipping Be Banned? An Expert Says Yes

Questioning a normally unquestioned practice

A study shows that in countries where tipping is prominent, there is also high corruption…

By Darren Sands

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Extra-Cash-620x480

Some Religious Items Have an Afterlife at Pawn Shops

Why do some religious items have value right now?

Did you know religious pieces had so much value at pawn shops?

By Darren Sands

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college financing

Don’t Let Future Costs of College Deter Your Saving

Save now, worry later

Knotts says parents should stretch their savings, save smart and be realistic about their goals.…

By Darren Sands

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National Urban League CEO Marc Morial discuss the results of the latest African American Financial Experience Survey results with CNN's Soledad O'Brien (Image: Alfred Edmond Jr.)

New Study Focuses On Financial Priorities, Challenges of Black America

Prudential Financial reveals the results of its 2013-2014 "African American Financial Experience" study

The 2013-2014 African American Financial Experience study is out. Commissioned by Prudential Financial, this is…

By Alfred Edmond, Jr.

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financial literacy

Women and the Financial Know How Gap [Study]

Women seemed to know just as much of the fundamentals as men

Literacy differences between men and women has been overstated, experts say.

By Aaron Morrison

Posted: Tags:
black-couple-finances

10 Ways Men and Women Spend Money Differently

The Frugalista on the many differences in financial attitudes, behaviors of men and women

Men and women are on both sides of the spectrum when it comes to spending.

By Natalie P. McNeal

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oakwood university

The Home Depot Awards HBCU Oakwood University With $50,000 Makeover

Black colleges benefit from the company’s campus-improvement program

The Home Depot responded to HBCUs in need through a campus-improvement grant program called Retool…

By Sheiresa Ngo

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naacp-woman-african-american

Blacks Optimistic About Economy, Pessimistic About Retirement Savings

Investors move retirement to back-burner to focus on daily expenses

African American investors are optimistic about the political and economic future of the country.

By Carolyn M. Brown

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moving-day22

4 Ways to Avoid a Moving Scam

Protect yourself when making a move

Excited about getting the keys to your new place? Before you move, learn how to…

By Sheiresa Ngo

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scam

Know the Signs of Telemarketing Fraud

Be aware of thieves looking to take advantage of you.

Telemarketing scams are everywhere…watch out!

By Sheiresa Ngo

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Obama Returns Portion of Pay to Show Solidarity with Workers

For Financial Capability Month, CFTC Resources Help Crack Down on Fraud

Commissioner says agency will investigate trades after controversial tweets

Obama administration maintains its quest for transparency at the federal level.

By Darren Sands

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credit-cards-rates

Best Travel Credit Cards for 2013 Come in All Shapes and Sizes

Do you know what card is right for you?

Figuring out which card you need could save you hundreds — even thousands.

By Darren Sands

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black student college loans

College Loan Interest Rates to Double by July

If Congress doesn't budge from standoff, student loans will double in interest.

Student loan interest rates will double from 3.4 percent to 6.8 percent by July 1.

By Gerren Keith Gaynor

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identity theft

Stop Thieves From Digging Up The Identities of the Dead

How to guard your deceased loved one's identity from modern-day grave robbers.

Last year the identities of almost 2.5 million deceased American were used to fraudulently open…

By Alfred Edmond, Jr.

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Small Businesses Favor Minimum Wage Increase says National Poll

Staggering Number of College Graduates Working on Minimum Wage

Over 280,000 college graduates are working minimum wage jobs.

Nearly one in five American households are burdened with college debt.

By Gerren Keith Gaynor

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a_past due22

6 Things Debt Collectors Can and Can’t Do

Consumer Financial Protection Bureau includes debt-collection guidelines in annual report.

The Consumer Financial Protection Bureau released its annual report outlining how it has worked to…

By Sheiresa Ngo

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MONEY

The Truth About Emergency Savings Funds

Tips for saving on any budget

All budgets are not created equal. Here are practical tips for saving in the real…

By Ashley R. Harris

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hbcu

HBCUs Clash With Obama Administration Over Financial Aid

New financial aid policies make it more difficult for parents of color to borrow.

HBCU officials say they were not given a notice of the changed loan standard.

By Gerren Keith Gaynor

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(Image: Thinkstock)

5 Money-Saving Skincare Tips For Your Budget

Smart spending and planning can help your skin rebound, our expert says

Being smart about your skincare doesn’t mean you have to break the bank.

By Dr. Michelle Henry

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JC Penney CEO Ron Johnson.

JCPenney’s Effort to Go Big and Avoid Bankruptcy

Retail chains have had to adjust, some have survived, some have perished. Where will JCPenney fall?

Is the future in jeopardy?

By Ashley R. Harris

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States Cut Spending, and Tuition at Public Universities Rise

Costs are skyrocketing at the state level

Students are left in a serious quandary as states slash budgets to make room for…

By Ashley R. Harris

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Cash Mobs Support Small Businesses

Online Banks: Too Good to be True?

Online Banking isn't quite what it used to be

A few things to consider before opening an account in 2013

By Ashley R. Harris

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A Woman’s Crusade For Financial Education Helps Veterans Succeed

One woman's crusade to get military members in better financial shape.

Shay Tull-Cook helps veterans and active service members with their finances.

By Sheiresa Ngo

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WomanComputerCity

Are Americans Taking on More Debt?

Increased confidence in the economy spurring more risk from Americans, but is it too soon?

One of the biggest indicators is the consistently improving housing market, which is picking up…

By Ashley R. Harris

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creditscore

Disputing Errors on Your Credit Report

Inaccuracies exist in millions of credit reports

The National Foundation for Credit Counseling has some tips for how to correct errors in…

By Natalie P. McNeal

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capitol_hill-300x232

Tax Cuts Will Leave Lasting Impact on Higher Education

The Pell Grant will be unaffected, but other areas of higher education will feel the sequester

HIgher education may become even more unattainable for some

By Ashley R. Harris

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capitol_hill-300x232

U.S. Recovery Boosting Profits, Not Putting Americans Back to Work

Companies are turning profits, but avoiding hiring

Currently, the Dow Jones industrial average is nearing a record high resulting in a period…

By Ashley R. Harris

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Eating clean may mean you have to stay away from soul food.

Tips for Eating Clean on a Budget

Buying healthy can be costly, use these tips to curb the expense

Eating clean can pay off large dividends in the long run.

By Ashley R. Harris

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(Image: Groupon)

Andrew Mason, CEO and Founder of Groupon, Is Out

The board decided on Thursday

Andrew Mason is out as Groupon’s CEO.

By Darren Sands

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panh

Kentucky Panhandler Rakes In $100,000 Annually

Convicted con artist is literally ridin' around and gettin' it

Con artist says he pretends to be mentally challenged and makes six figures from the…

By Darren Sands

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C

Tips for Using Lent to Recommit to Your Savings Goals

Keep money in your wallet this Lent

Use these tips to get ahead!

By Ashley R. Harris

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credit-cards-620x480.jpg

Why you Should Avoid Prepaid Debit Cards at all Costs

The benefits of prepaid debit cards can often appear attractive

Companies peddling prepaid debit cards often use celebrities to target consumers.

By Jennifer Streaks

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president obama smiling

Pres. Obama Says the Penny May be Passé

Obama said it wouldn't be a huge savings for the government to discontinue the penny

Do you think it’s useful anymore?

By Makkada B. Selah

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black-businesses-minimum-wage-hike

Is a $9 Minimum Wage a Possibility?

President offers plan to increase workers wages by $3,500 annually

The president laid out a plan to raise the minimum wage.

By Ashley R. Harris

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benews_avatar

US Airways, American Airlines Agree on Merger

A deal, close to being done, is still subject to scrutiny

The deal would be among the largest mergers in U.S. history.

By Darren Sands

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credit-cards-rates

Why Swiping Your Debit Card Has Increased Risk

Increased regulations aren't fool proof against fraudulent activity

Even with added security measures, using your debit card has serious risk.

By Darren Sands

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Siri functunality

Are We Tiring of Apple?

According to Wall Street, possibly

Are we seeing the beginning of the end of Apple’s reign?

By Ashley R. Harris

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Financial Planning for College Doesn’t Have to Be Intimidating

With proper planning and budgeting, paying for college doesn't have to drain your finances

Make sure you’re not letting the process of saving for your child’s education intimidate you.

By Ashley R. Harris

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Graph

Congressional Budget Office: Economy to Pick up Steam in 2014

The Congressional Budget Office forecasts the economic climate

A positive outlook is on the horizon.

By Ashley R. Harris

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SeniorCitySuit

For Middle Income Job Seekers: Jobs are Leaving, Not Coming Back

Service sector jobs are being obliterated by technology

Jobs are disappearing in certain sectors, not expected to return

By Ashley R. Harris

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Five Tips to Increase Your Chances of Getting a Small Business Bank Loan

Employers Show Love with Benefits Packages

Improving economy giving employers confidence to treat workers well

Employers see the benefit in keeping workers happy, healthy a new study says

By Ashley R. Harris

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Image: Thinkstock

A Family’s Story Underlines Need for Financial Resources for HIV and AIDS Patients

Remembering those in need on National Black HIV/AIDS Awareness Day

Having an illness can create a significant financial burden. In honor of this day, here…

By Sheiresa Ngo

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be_news_blk

Southwest Airlines Announces Another New Fee

Now you can pay extra to board early

Southwest Airlines adds optional early boarding fee

By Makkada B. Selah

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Graph

New Jobs Added in January; Slow Climb Ahead

Slow and steady wins the race whether we like it or not

Labor Department releases latest jobs numbers.

By Ashley R. Harris

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nfl field

NFL Partners with Harvard for $100 Million Study on Players

The NFL is taking a hard stance on player health and safety by commissioning new studies on the effects of the game

The beleaguered sport is searching for solutions to player health and has partnered with Harvard…

By Ashley R. Harris

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American Express CEO Kenneth Chenault

AMEX CEO Kenneth Chenault: “We Ended 2012 In Strong Shape”

Earnings dip not indicative of progress at American Express, its CEO says

American Express CEO Kenneth I. Chenault isn’t panicking after earnings report on Thursday

By Darren Sands

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cash-counting-300x232.jpg

The Creepiest Financial Scams of 2012

Better Business Bureau highlights the most popular scams of the past year

Thousands lose money every year by falling victim to these scams.

By Darren Sands

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2011-jeep-grand-cherokee-image

Chrysler Rolls Out New Jeep at Detroit Auto Show

Chrysler has rebounded after 2009 bailout from the federal government

Chrysler is making a big splash with new technology at Detroit’s auto show.

By Darren Sands

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imgres

Is Wendy’s Value Menu Not Much of a Value Anymore?

Get it while it's hot, because these deals won't last for long

The price of food is going up and the effect is being seen in fast…

By Ashley R. Harris

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target

Target “Price Matching” to Continue Throughout the Year

The bargain store attempts to lure customers away from its competitors

Will you be taking advantage of the big box retailer’s extension?

By Ashley R. Harris

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(Image: ThinkStock)

Wellness Travel Big Business in the New Year

Living well can be a costly endeavor, especially when on vacation

Travel could be the key to wellness in the new year.

By Ashley R. Harris

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Graph

Fiscal Cliff Resolution to Take Large Chunk Out of American Paychecks

The resolution may hurt more than it helps

Many Americans are just finding out what the fiscal cliff could mean for them.

By Ashley R. Harris

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10 Reasons Why People of Color Should Care About Sequestration

Fiscal Crisis Ends, Decision Made by the House

Tax increases will not affect most Americans

Late yesterday evening the House of Representatives came to decision to pass legislation that would…

By Sasha King

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Zip

Avis Buys Zipcar For $500 Million in Cash

Zipcar execs said to net profits in the tens of millions

Avis Budget will purchase Zipcar, a deal expected to be complete this spring.

By Darren Sands

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Kanye-West-Sandy-Benefit

Money From Sandy Hook Relief Concert Being Put to Use

More than 160 organizations and counting have gotten shares of the Sandy relief funds.

The funds were collected by the Robin Hood Foundation

By Black Enterprise

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Milk

Got Milk? Dairy Prices May Soar in the New Year

Congress is stalling on yet another important issue that will affect Americans' pockets

The price of milk is just another symptom of the up-and-down economy.

By Ashley R. Harris

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Credit card usage is on the rise, new data says.

Some Credit Card Companies Issuing Refunds

Customers should be receiving refunds from now until March

You could be in line for a refund from your credit card company.

By Ashley R. Harris

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The interior of a brownstone on W. 121st St. in Harlem, which recently sold for $3 million.

Harlem Brownstone Sells for Whopping $3 Million

Home is most expensive sale in Harlem 2012

The home went for $3 million, just over the asking price of $2.85 according to…

By Darren Sands

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imgres

Is Washington Post Digital Paywall System a Good Idea?

With nearly 20 million unique visitors, the move would be a controversial one

The Washington Post could be adjusting its financial system with a digital paywall.

By Darren Sands

Posted:
imgres

After Breakdown, Diageo to Take a Shot at Another Tequila

Liquor giant expected to look elsewhere to corner the tequila market

Who should they go after?

By Darren Sands

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Wesley-Snipes

How to Avoid Wesley Snipes’ Tax Fate

The IRS has programs available to help people avoid the same situation

The IRS don’t play games. Here’s how to play by the rules.

By Ashley R. Harris

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Money

Fed Sets Fair Student Loan Repayment Terms, Conditions

Borrowers finding relief from new government regulations

New regulations are supposed to make loan repayment more manageable for borrowers

By Ashley R. Harris

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imgres

Yahoo! In Battle with Mexican Yellow Pages

Search engine giant told to pay up for not keeping its word

Y! may have to pay up.

By Ashley R. Harris

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Freddie Mac

Freddie Mac and Fannie Mae Announce Eviction Moratorium for Holiday Season

Lending giants join in on holiday cheer

Two financial giants are giving consumers a break for the holidays.

By Ashley R. Harris

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businessman-stressed-at-computer-300x232.jpg

Good News For Americans Living Paycheck to Paycheck

Analysts say this is a great sign towards to a rebounding economy

How can American workers reverse the trend?

By Ashley R. Harris

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(via @SoleCollector)

Jordan Releases Air Jordan XX8 Shoe in Manhattan

Brand President Larry Miller tells BlackEnterprise.com the brand has to "motivate young people"

Jordan releases new shoe just in time for Christmas.

By Darren Sands

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(File)

Unemployment Tally in the Billions, Agency Says

Even though the jobs numbers have improved, people still rely on the government to get by

When will the unemployment tide turn?

By Ashley R. Harris

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facebook2

Zynga to Facebook: We Need Space

The social networking giant and the gaming company put distance between them

Not quite a match made in Heaven, Zynga begins to reconsider.

By Ashley R. Harris

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Businesses Unite to Fight Credit card companies & High Swipe Fees

Report: Credit Card Debt, Late Payments On the Rise

Experts say there's no need to panic even though there's increase

What do the numbers say about the state of the economy?

By Ashley R. Harris

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gift-of-giving-620x480

3 Holiday Shopping Mistakes to Avoid

Keeping the reason for the season in mind will help curb overspending

In the mood to give this season? Be careful!

By Ashley R. Harris

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Graph

Economy Grew Slightly in the Third Quarter

Revised numbers show continued positive trending

Good news on the economy.

By Ashley R. Harris

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bp-oil

BP Oil Banned From Government Contracts — For Now

The oil giant is facing stiff punishment from the Deepwater Horizon oil spill.

Oil giant BP is being held accountable.

By Ashley R. Harris

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Graph

Deficit Downpayment of $1 Trillion Will Help Abate Fiscal Cliff

First step towards resolution with the fiscal cliff

Solution to a long term problem could be found in paying down the deficit.

By Ashley R. Harris

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Lebron-James-Miami-Heat-Jersey

NBA’s No. 1 Selling Jersey Belongs to LeBron James

New look N.Y. Knicks take top merchandise spot

The NBA announced its bi-annual merchandise rankings report.

By Darren Sands

Posted: Tags:
black-woman-shopping

Retailers Count on Aspirational Shoppers to Boost Revenue This Season

Marketers taking a page from Oprah's book in order to lure customers into stores

What does Oprah know that retailers are trying to adopt to boost revenus?

By Ashley R. Harris

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(Image: File)

Michigan to Give Money to Early High School Graduates

Will new strategy energize students to perform?

A new approach to rewarding students is in bloom in Michigan.

By Ashley R. Harris

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(Image: Thinktock)

Put a Smile on Your Face, it May Lead to More Money

Study shows that people with positive dispositions will be richer than the rest

Smile. It pays.

By Ashley R. Harris

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Women of Power

Lisa Nichols

Motivational Entrepreneur Lisa Nichols Talks How She Reclaims Her Power

Preparing for her appearance at the 2015 Women of Power Summit, motivation guru Lisa Nichols…

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Susan L. Tayloer, 10 Facts

Women of Power Summit: Ten Facts About Susan L. Taylor

Former Editor-In-Chief, Susan L. Taylor, is being honored at Black Enterprise’s Women of Power Summit…

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