December 21, 2014 12:15 PM • Log InREGISTER

Money > Consumer Affairs

panh

Kentucky Panhandler Rakes In $100,000 Annually

Convicted con artist is literally ridin' around and gettin' it

Con artist says he pretends to be mentally challenged and makes six figures from the…

By Darren Sands

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C

Tips for Using Lent to Recommit to Your Savings Goals

Keep money in your wallet this Lent

Use these tips to get ahead!

By Ashley R. Harris

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Why you Should Avoid Prepaid Debit Cards at all Costs

The benefits of prepaid debit cards can often appear attractive

Companies peddling prepaid debit cards often use celebrities to target consumers.

By Jennifer Streaks

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president obama smiling

Pres. Obama Says the Penny May be Passé

Obama said it wouldn't be a huge savings for the government to discontinue the penny

Do you think it’s useful anymore?

By Makkada B. Selah

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black-businesses-minimum-wage-hike

Is a $9 Minimum Wage a Possibility?

President offers plan to increase workers wages by $3,500 annually

The president laid out a plan to raise the minimum wage.

By Ashley R. Harris

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benews_avatar

US Airways, American Airlines Agree on Merger

A deal, close to being done, is still subject to scrutiny

The deal would be among the largest mergers in U.S. history.

By Darren Sands

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credit-cards-rates

Why Swiping Your Debit Card Has Increased Risk

Increased regulations aren't fool proof against fraudulent activity

Even with added security measures, using your debit card has serious risk.

By Darren Sands

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Siri functunality

Are We Tiring of Apple?

According to Wall Street, possibly

Are we seeing the beginning of the end of Apple’s reign?

By Ashley R. Harris

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Financial Planning for College Doesn’t Have to Be Intimidating

With proper planning and budgeting, paying for college doesn't have to drain your finances

Make sure you’re not letting the process of saving for your child’s education intimidate you.

By Ashley R. Harris

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Congressional Budget Office: Economy to Pick up Steam in 2014

The Congressional Budget Office forecasts the economic climate

A positive outlook is on the horizon.

By Ashley R. Harris

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SeniorCitySuit

For Middle Income Job Seekers: Jobs are Leaving, Not Coming Back

Service sector jobs are being obliterated by technology

Jobs are disappearing in certain sectors, not expected to return

By Ashley R. Harris

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Five Tips to Increase Your Chances of Getting a Small Business Bank Loan

Employers Show Love with Benefits Packages

Improving economy giving employers confidence to treat workers well

Employers see the benefit in keeping workers happy, healthy a new study says

By Ashley R. Harris

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Image: Thinkstock

A Family’s Story Underlines Need for Financial Resources for HIV and AIDS Patients

Remembering those in need on National Black HIV/AIDS Awareness Day

Having an illness can create a significant financial burden. In honor of this day, here…

By Sheiresa Ngo

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be_news_blk

Southwest Airlines Announces Another New Fee

Now you can pay extra to board early

Southwest Airlines adds optional early boarding fee

By Makkada B. Selah

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New Jobs Added in January; Slow Climb Ahead

Slow and steady wins the race whether we like it or not

Labor Department releases latest jobs numbers.

By Ashley R. Harris

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nfl field

NFL Partners with Harvard for $100 Million Study on Players

The NFL is taking a hard stance on player health and safety by commissioning new studies on the effects of the game

The beleaguered sport is searching for solutions to player health and has partnered with Harvard…

By Ashley R. Harris

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American Express CEO Kenneth Chenault

AMEX CEO Kenneth Chenault: “We Ended 2012 In Strong Shape”

Earnings dip not indicative of progress at American Express, its CEO says

American Express CEO Kenneth I. Chenault isn’t panicking after earnings report on Thursday

By Darren Sands

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The Creepiest Financial Scams of 2012

Better Business Bureau highlights the most popular scams of the past year

Thousands lose money every year by falling victim to these scams.

By Darren Sands

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Chrysler Rolls Out New Jeep at Detroit Auto Show

Chrysler has rebounded after 2009 bailout from the federal government

Chrysler is making a big splash with new technology at Detroit’s auto show.

By Darren Sands

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imgres

Is Wendy’s Value Menu Not Much of a Value Anymore?

Get it while it's hot, because these deals won't last for long

The price of food is going up and the effect is being seen in fast…

By Ashley R. Harris

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target

Target “Price Matching” to Continue Throughout the Year

The bargain store attempts to lure customers away from its competitors

Will you be taking advantage of the big box retailer’s extension?

By Ashley R. Harris

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(Image: ThinkStock)

Wellness Travel Big Business in the New Year

Living well can be a costly endeavor, especially when on vacation

Travel could be the key to wellness in the new year.

By Ashley R. Harris

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Fiscal Cliff Resolution to Take Large Chunk Out of American Paychecks

The resolution may hurt more than it helps

Many Americans are just finding out what the fiscal cliff could mean for them.

By Ashley R. Harris

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10 Reasons Why People of Color Should Care About Sequestration

Fiscal Crisis Ends, Decision Made by the House

Tax increases will not affect most Americans

Late yesterday evening the House of Representatives came to decision to pass legislation that would…

By Sasha King

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Zip

Avis Buys Zipcar For $500 Million in Cash

Zipcar execs said to net profits in the tens of millions

Avis Budget will purchase Zipcar, a deal expected to be complete this spring.

By Darren Sands

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Kanye-West-Sandy-Benefit

Money From Sandy Hook Relief Concert Being Put to Use

More than 160 organizations and counting have gotten shares of the Sandy relief funds.

The funds were collected by the Robin Hood Foundation

By Black Enterprise

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Milk

Got Milk? Dairy Prices May Soar in the New Year

Congress is stalling on yet another important issue that will affect Americans' pockets

The price of milk is just another symptom of the up-and-down economy.

By Ashley R. Harris

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Credit card usage is on the rise, new data says.

Some Credit Card Companies Issuing Refunds

Customers should be receiving refunds from now until March

You could be in line for a refund from your credit card company.

By Ashley R. Harris

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The interior of a brownstone on W. 121st St. in Harlem, which recently sold for $3 million.

Harlem Brownstone Sells for Whopping $3 Million

Home is most expensive sale in Harlem 2012

The home went for $3 million, just over the asking price of $2.85 according to…

By Darren Sands

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imgres

Is Washington Post Digital Paywall System a Good Idea?

With nearly 20 million unique visitors, the move would be a controversial one

The Washington Post could be adjusting its financial system with a digital paywall.

By Darren Sands

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imgres

After Breakdown, Diageo to Take a Shot at Another Tequila

Liquor giant expected to look elsewhere to corner the tequila market

Who should they go after?

By Darren Sands

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Wesley-Snipes

How to Avoid Wesley Snipes’ Tax Fate

The IRS has programs available to help people avoid the same situation

The IRS don’t play games. Here’s how to play by the rules.

By Ashley R. Harris

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Money

Fed Sets Fair Student Loan Repayment Terms, Conditions

Borrowers finding relief from new government regulations

New regulations are supposed to make loan repayment more manageable for borrowers

By Ashley R. Harris

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Yahoo! In Battle with Mexican Yellow Pages

Search engine giant told to pay up for not keeping its word

Y! may have to pay up.

By Ashley R. Harris

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Freddie Mac

Freddie Mac and Fannie Mae Announce Eviction Moratorium for Holiday Season

Lending giants join in on holiday cheer

Two financial giants are giving consumers a break for the holidays.

By Ashley R. Harris

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Good News For Americans Living Paycheck to Paycheck

Analysts say this is a great sign towards to a rebounding economy

How can American workers reverse the trend?

By Ashley R. Harris

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(via @SoleCollector)

Jordan Releases Air Jordan XX8 Shoe in Manhattan

Brand President Larry Miller tells BlackEnterprise.com the brand has to "motivate young people"

Jordan releases new shoe just in time for Christmas.

By Darren Sands

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Unemployment Tally in the Billions, Agency Says

Even though the jobs numbers have improved, people still rely on the government to get by

When will the unemployment tide turn?

By Ashley R. Harris

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Zynga to Facebook: We Need Space

The social networking giant and the gaming company put distance between them

Not quite a match made in Heaven, Zynga begins to reconsider.

By Ashley R. Harris

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Businesses Unite to Fight Credit card companies & High Swipe Fees

Report: Credit Card Debt, Late Payments On the Rise

Experts say there's no need to panic even though there's increase

What do the numbers say about the state of the economy?

By Ashley R. Harris

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3 Holiday Shopping Mistakes to Avoid

Keeping the reason for the season in mind will help curb overspending

In the mood to give this season? Be careful!

By Ashley R. Harris

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Economy Grew Slightly in the Third Quarter

Revised numbers show continued positive trending

Good news on the economy.

By Ashley R. Harris

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bp-oil

BP Oil Banned From Government Contracts — For Now

The oil giant is facing stiff punishment from the Deepwater Horizon oil spill.

Oil giant BP is being held accountable.

By Ashley R. Harris

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Deficit Downpayment of $1 Trillion Will Help Abate Fiscal Cliff

First step towards resolution with the fiscal cliff

Solution to a long term problem could be found in paying down the deficit.

By Ashley R. Harris

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Lebron-James-Miami-Heat-Jersey

NBA’s No. 1 Selling Jersey Belongs to LeBron James

New look N.Y. Knicks take top merchandise spot

The NBA announced its bi-annual merchandise rankings report.

By Darren Sands

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black-woman-shopping

Retailers Count on Aspirational Shoppers to Boost Revenue This Season

Marketers taking a page from Oprah's book in order to lure customers into stores

What does Oprah know that retailers are trying to adopt to boost revenus?

By Ashley R. Harris

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(Image: File)

Michigan to Give Money to Early High School Graduates

Will new strategy energize students to perform?

A new approach to rewarding students is in bloom in Michigan.

By Ashley R. Harris

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Put a Smile on Your Face, it May Lead to More Money

Study shows that people with positive dispositions will be richer than the rest

Smile. It pays.

By Ashley R. Harris

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KimWood

Sommelier Kim Wood at Center of Vintage Vegas Experience

Sommelier Kim Wood on drinking wine at Thanksgiving, his career and future

Kim Wood’s at the center of a fantastic Las Vegas dining experience.

By Darren Sands

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(Image: File)

Could Cory Booker Soon be Living on Food Stamps?

Newark mayor challenges Twitter follower to contest

Cory Booker will participate in Univ. of Bridgeport food stamp contest.

By Darren Sands

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Cash Mobs Support Small Businesses

Spending Wisely on Small Business Saturday

Give local and small businesses a try

Will you support small business Saturday?

By Ashley R. Harris

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imgres

Say Goodbye to Your Twinkies and Wonderbread

Hostess brands closing after decades in the snack business

Will you miss their goods?

By Ashley R. Harris

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School officials believe new program to make college affordable to local students will bring hope to the city's youth.

University of Chicago Starts Program for Local Students

U of C will try to lure more local talent

The University of Chicago is making attending the school easier for local students

By Ashley R. Harris

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Xerox CEO Ursula Burns

Ursula Burns Pushes Washington to Solve ‘Fiscal Cliff’ Crisis

Xerox chief warns of stagnant economy

Xerox CEO is one of dozens of the nation’s most powerful chief executives hoping Washington…

By Darren Sands

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hurricane sandy damages supply chain holiday time

MoneyGram to Donate Money to Red Cross

Dollar of every transaction will go to relief efforts

More companies are pitching in to help the survivors of Hurricane Sandy. Dallas-based MoneyGram International…

By Ashley R. Harris

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The specialized passport sleeve

Travel Giant Priceline Acquires Kayak

Analysts unsure of what shocker means for web travel industry

Does Priceline’s purchase of Kayak mean cheaper travel?

By Ashley R. Harris

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The Lazy Man’s Guide to Holiday Shopping: Gift Cards

Achieving holiday cheer from the comfort of your couch

Strategies for the gift card buyer in you.

By Ashley R. Harris

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The Fiscal Cliff: What You Need To Know

A primer on the sequester

The fiscal cliff, explained

By Ashley R. Harris

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IRS Comissioner Doug Shulman

Is Tax Relief Coming to Sandy Survivors?

For victims and volunteers, help is on the way

The IRS will begin relief to those affected by Hurricane Sandy

By Ashley R. Harris

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banks

Watch Out for These Changes at Your Bank

Consumers will have increased mobile access to information

Changes are on the horizon at some banks

By Ashley R. Harris

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Women More Likely to Use Payday Loans Than Men

Predatory lending practice popular among whites, women

The parasite of the lending community attacks women significantly more than it does men

By Ashley R. Harris

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How to Start Your Emergency Fund Now

Plan for the unexpected to avoid financial hardship

Tips for starting an emergency fund

By Ashley R. Harris

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Small Business Resilient in the Face of Harsh February Weather, According to Direct Capital Lending Index

A Look at the Catastrophic Economic Impact of Sandy

The hurricane's damage has long term effects

Millions have been affected by the storm and its aftermath

By Ashley R. Harris

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banks

Banks Give Customers Fee Reprieve in Sandy Aftermath

For a short time customers will avoid banking fees

Customers finally get a break from hurricane storm

By Ashley R. Harris

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Shoppers Have More to Spend This Holiday Season

Consumers plan to budget, turn to mobile this season

Consumers will turn to mobile, budget more this season, analysts say

By Ashley R. Harris

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Woman in grocery aisle

5 Ways to Cut Your Grocery Bill Right Now

A penny saved is a penny earned in the grocery aisles

How can you maximize your hard-earned funds in the grocery store?

By Ashley R. Harris

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obama-hurricane-sandy-large

After Hurricane Sandy: How You Can Help

A few ways to give immediate assistance to those in need

Millions are still in need of essentials in the aftermath of the storm

By Ashley R. Harris

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One Year after Superstorm Sandy, Many Small Businesses Aren't Prepared for the Next Disaster

Sandy Shuts Down Wall Street for Second Consecutive Day

The financial hub has not been closed for days in a row since 1888

Sandy continues its destruction up the Eastern Seaboard

By Ashley R. Harris

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Consumer Spending Increased in September

Economy shows positive trend just week before presidential election

Numbers show broad economic improvement

By Ashley R. Harris

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One Year after Superstorm Sandy, Many Small Businesses Aren't Prepared for the Next Disaster

A Few Ways Frankenstorm Can Help, Not Hurt You

Getting ready for the storm requires that you think, plan ahead

How to take advantage of an unfortunate situation

By Ashley R. Harris

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Black-Doctor-300x232

Co-Pay? No Way, Healthcare Changes Looming

Companies dropping co-payment for co-insurance

Could your industry be the next to be affected?

By Ashley R. Harris

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(Image: Thinkstock)

Need Quick Cash? Look Around the House for Unused, Broken Electronics

A little cleaning up around the house can help line your pockets

A little cleaning up around the house can help line your pockets

By Ashley R. Harris

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SoulFood

3 Hottest Food Trends Sure to Eat a Hole in Your Wallet

Tightening your budget may mean you don't have to loosen your belt

Will you be able to avoid the popular trends in favor of a fatter wallet?

By Ashley R. Harris

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popeyes

Popeyes Is Louisiana Fast — Minn. and Calif., Fast, Too

Development means opportunity for investors

Popeyes will spend nearly $13 million to creat restaurants in Minn. and Calif.

By Ashley R. Harris

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Poles

New York to Set Tax on Lap Dances, Court Rules

Could taxes on live entertainment affect cash transactions?

Could taxes on live entertainment affect cash transactions?

By Ashley R. Harris

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Money

Scary Easy! Quick Ways to Save Big This Halloween

Goons and goblins alike should get ready to save their pennies

Halloween expenses can add up — here’s how to stem the tide!

By Ashley R. Harris

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student loan

Income-Based Student Loan Repayment Complicated, Overlooked

Confusion could be root cause of non-payment in many cases

According to the New York Federal Reserve, nearly 5 million people are behind on payments.…

By Ashley R. Harris

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(File)

3 Steps to Avoid Getting Swindled for Your Money

Don't let your money disappear from you, now.

These three steps can help keep you in the black

By Ashley R. Harris

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Harlem is Getting a Whole Foods

Grocer coming to historically black neighborhood

Whole Foods is now part of the Harlem’s rapid transformation.

By Ashley R. Harris

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godaddy-logo-sad

GoDaddy Users No Longer on Cloud Nine

Brands, small businesses reevaluate hosting needs

Will GoDaddy rebrand itself after this latest hiccup?

By Ashley R. Harris

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Food, Energy Prices on the Rise

Upward trend to persist, experts say

The numbers aren’t dire, but since consumer wages haven’t kept up the pace of growth,…

By Ashley R. Harris

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6 Tips for National Cyber Security Awareness Month

Steps to stay safe when shopping and banking online

Steps to stay safe when shopping and banking online

By Sheiresa Ngo

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Red Lobster's new design, courtesy of Darden.

Red Lobster Makes Menu More Diverse, Affordable

Revamped menu complete with unlimited biscuits for all

Revamped menu complete with unlimited biscuits for all

By Darren Sands

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Jordan Brand signee Russell Westbrook.

Jordan Brand Adds Russell Westbrook After Losing Dwayne Wade

Westbrook's addition adds youth, cache to the already formidable Jordan team.

Westbrook’s addition adds youth, cache to the already formidable Jordan team.

By Darren Sands

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man-counting-money-in-suit

Ignorance Linked to Lack of Bank Accounts Among Blacks

Rate of Americans with no bank accounts is startling

Rate of Americans with no bank accounts is startling

By Sakina P. Spruell

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Medinah Country Club, Medinah, Ill.

At Ryder Cup Golf Tournament, Black Small Businesses on the Fringe

The tournament is underway, and some black-owned small businesses fear they're on the outside looking in

The tournament is underway, and some black-owned small businesses fear they’re on the outside looking…

By Darren Sands

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Healthcare-job

Healthcare Coverage Costs Outpace Salary Increases

New study shows health insurance premiums are up 4 percent

New study shows health insurance premiums are up 4 percent

By Sakina P. Spruell

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3-17-11-Lease

Want to Break Your Lease? Here’s How to Go About it

While it's not recommend, sometimes you will just have to break your lease

While it’s not recommend, sometimes you will just have to break your lease

By Sheiresa Ngo

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MoneyInsuranceHealthcare

Health Coverage Costs Outpace Salary Increases

New study shows health insurance premiums are up 4 percent

New study shows health insurance premiums are up 4 percent

By Sakina P. Spruell

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Best-Credit-Card-Rates

Three Hidden Credit Card Perks You May Not Know About

When used correctly, credit cards can work in your favor

When used correctly, credit cards can work in your favor

By Sheiresa Ngo

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vacation home

5 Tips for Renting Your Vacation Home

Know the rules before filing your tax forms

If you plan on making some extra cash by renting your vacation home this year,…

By Sheiresa Ngo

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No. 2: Arts. Aspiring artists will face an 11.1% unemployment rate. Generally, non-technical majors have a significantly higher rate of unemployment.

College Degrees with the Highest Unemployment Rates

Here is a list of the top 7 college degrees with the highest unemployment rate in the country at the moment.

Here is a list of the top 7 college degrees with the highest unemployment rate…

By Sheiresa Ngo

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job applicant

Job Credit Checks Are Becoming a Thing of the Past

Depending on your state of residence, you might no longer be subjected to a credit check when applying for a job.

You might no longer be subjected to a credit check when applying for a job.

By Sheiresa Ngo

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healthcare story

5 Ways the Affordable Care Act Affects Your Wallet

We sift through the dense text to tell you what the ACA means for your family and your money

5 key points of show the historical Affordable Care Act upheld by the Supreme Court…

By Sheiresa Ngo

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Auto Insurance Myths and Reality

Auto insurance coverage can be costly. The average annual expenditure for auto insurance came to…

By Jeff Fortson

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As Tax Day Nears, Meet the Deadline with These 7 Resources

Don't fret! You still have time to fill out your taxes. Check out our compilation of helpful links

With taxes needing to be postmarked by midnight Tuesday, peruse through these useful links before…

By BlackEnterprise.com

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Michael Nolen (Photo by Quantrell D. Colbert)

4 Apps to Boost Your Score

Michael Nolen was unhappy with his credit report. It was back in 2010 when the…

By Bridget McCrea

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our black year

“Our Black Year”

The story of one family’s mission to buy black

A little more than three years ago, John and Maggie Anderson decided to spend more…

By Alfred Edmond, Jr.

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02Money-V-Ashford1a

Rewarded for Loyalty

Using rewards programs to save money

Victoria Ashford is a maven of reward and cash-back programs.

By Bridget McCrea

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Overall Satisfaction among Small Business Banking Customers Drops

IRS2Go 2.0 Places Tax Help at Your Fingertips

The Internal Revenue Service app now offers a YouTube feature, news feed and tax transcript service for Android and iPhone (iOS) users

The latest version of the Internal Revenue Service’s tax app IRS2Go 2.0 is available…

By Sheiresa Ngo

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Rachel Mixon (Photo by John Bashian)

Know Your Renter’s Rights

Learn how to protect yourself in landlord–tenant disputes

In February 2010, Rachel Mixon of Cleveland was disgusted to find sewage seeping into her…

By Tamara E. Holmes

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debt2

Your Get-Out-of-Debt Checklist

A new year is upon us and, according to Experian, the average consumer owed more…

By Sheiresa Ngo

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If one of your New Year’s resolutions for 2012 is to improve your finances in some way, join the club.

According to a survey from TD Ameritrade, 73% of Americans will make at least one money-related New Year’s resolution. Regardless of your current economic circumstances, here are 12 crucial and doable financial goals worth putting on your list of New Year’s resolutions for 2012 – along with some tips and resources to ensure your financial success.---Lynnette Khalfani-Cox, Askthemoneycoach.com

12 Financial New Year’s Resolutions for 2012

Money Coach Lynnette Khalfani-Cox tells you 12 easy steps to get your money matters in order for 2012!

Money Coach Lynnette Khalfani-Cox tells you 12 easy steps to get your money matters in…

By Lynnette Khalfani-Cox

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Kim-Kardashian-Kris-Humphries-300x232

To Sue or Not To Sue? What Kim Kardashian Can Teach You About Filing a Lawsuit

What you need to know before threatening to sue

Money coach Lynnette Khalfani-Cox tells you what you need to know before filing a lawsuit

By Lynnette Khalfani-Cox

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coupons

5 Ways to Maximize Coupon Campaigns

Consumers are inundated these days with special offers including online codes and social coupons. For…

By Carolyn M. Brown

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(Image: Thinkstock)

Holiday Scams and How to Avoid Them

What the (real!) Better Business Bureau wants you to know about this familiar holiday scam

Money Coach Lynnette Khalfani-Cox warns of the holiday scam the Better Business Bureau wants you…

By Lynnette Khalfani-Cox

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Ask the Money Coach: 10 Easy Ways to Save Money on Gas for Your Car

Tips on how to cut costs at the gas pump

Save money on gas prices with tips from Money Coach Lynnette Khalfani-Cox

By Lynnette Khalfani-Cox

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Attention Layaway Shoppers: 8 Tips to Know Before Using Layaway

Why you need read the fine print before committing to that purchase

Money coach Lynnette Khalfani-Cox tells what you need to know before you commit to putting…

By Lynnette Khalfani-Cox

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coupons

How to Use Coupons for Big Savings

The process can be worth the time and investment

Do you see people in line at the supermarket handing over a stack of coupons…

By Sheiresa Ngo

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Patricia Washington  (Photo by Alex Jones)

Recovering From Bank Fraud

What to do if your bank account is wiped out

Last October, Patricia Washington’s doctor’s office informed her that her debit card payment for the…

By Leslie E. Royal

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Layla Doman

The DOs and DON’Ts of Charitable Giving

Give with your heart, but don’t forget to use your head

Layla Doman donates to a range of charities. This helped the Washington, D.C., resident lower…

By Tory Parrish

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timeshare.jpg

How to Dump a Vacation Timeshare You Don’t Want

Here are some strategies to unload or manage a timeshare you no longer want or simply can’t afford

Here are some strategies to unload or manage a timeshare you no longer want or…

By Lynnette Khalfani-Cox

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mourning-300x232.jpg

When a Relative Dies and You Can’t Afford the Funeral

The Money Coach tells you what to do if a relative passes away and the burial costs are out of your budget

Money Coach Lynnette Khalfani-Cox tells you what to do if a relative passes away and…

By Lynnette Khalfani-Cox

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(Image: Thinkstock)

Don’t Let Your Car Note Drive You Crazy

Four ways to deal with overdue car payments or other issues when you’re struggling to pay for your vehicle

Money Coach Lynnette Khalfani-Cox gives four ways to deal with overdue car payments or other…

By Lynnette Khalfani-Cox

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identity-theft-300x232.jpg

3 Reasons You Should Consider Buying Identity Theft Insurance

You'd be surprised by the people you know who have victims of identity theft. Here's how and why you should protect yourself

You’d be surprised by the people you know who have victims of identity theft. Here’s…

By Lynnette Khalfani-Cox

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Cashing it In
Ever feel like your feeding a slot machine when pouring all your change into a coin-counter? Perhaps that's because your bank is taking a cut from your cash. The standard fee is 5 percent of the total amount converted.

What you can do: Don't wait until you have bags and bags of loose change before wrapping them in paper rolls. Instead, pick up the empty paper coin tubes at your bank and wrap as you go.

Andrea Woroch is a nationally recognized consumer and money-saving expert for Kinoli, Inc.

9 Most Irritating Bank Fees and What to Do About Them

Useful tips to help you cope with rising bank fees and constant changes

Black Enterprise explores the 9 most irritating bank fees and what can be done about…

By Andrea Woroch

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credit cards

Credit Counseling Myths and Reality

Knowing the truth can help you make the best decisions about your finances

If you’re struggling to keep up with your credit card payments, credit counseling is probably…

By Sheiresa Ngo

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How to Make the Most Out of Groupon and Daily Deal Sites

Getting a good deal is one thing; being a "shopping fool" who gets scammed is another. Here's how to play it smart

Getting a good deal is one thing; being a “shopping fool” who gets scammed is…

By Lynnette Khalfani-Cox

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coupons

6 Signs Your Extreme Couponing Has Gotten Too Extreme

Don’t let your coupon behavior become obsessive

Saving money is always a plus but when your obsession with clipping coupons borders on…

By Sheiresa Ngo

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6 Ways to Save Big on Back-to-School Shopping

Whether you’re shopping for a kindergarten tyke or a college kid, here are a few tips on how to get the best deal

Whether you’re shopping for a kindergarten tyke or a college kid, here are a few…

By Sheiresa Ngo

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Money-Cash-Black-Enterprise-Business-Large

The Right Way to Use Coupons for Big Savings

The process can be worth the time investment to cut costs

Here are four tips on how to work those coupon savings in your favor.

By Sheiresa Ngo

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warranty

3 Ways to Get Your Warranty Extended for Free

Don’t pay if you don’t have to

Extended warranties are expensive. Extra coverage on a new car, for instance, can cost an…

By Sheiresa Ngo

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facebook

Facebook to Offer Consumer Deals

If you thought the folks over at Facebook were done making changes, you’re wrong.

By Sheiresa Ngo

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WhatToBuyIn

What to Buy in July

July is chock-full of bargains.

By Sheiresa Ngo

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co-sign-loan-300x232.jpg

What You Need to Know about Co-signing on a Loan

When friends and family ask you to co-sign on a loan you might think you’re doing them a favor, but you’re actually entering into some risky business.

If you decide to co-sign on a loan for someone, there is a three out…

By LaToya M. Smith

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Couple moving

Moving Soon? Be Careful Thieves Don’t Move with Your Identity

A lot goes into moving, and often times identity protection is not top of mind. Here's how to protect yourself during the transition

A lot goes into a big relocation, and often times identity protection is not top…

By Lynnette Khalfani-Cox

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Will the Consumer Financial Protection Bureau Do Any Good?

New agency aims to have your back when dealing with financial institutions

On July 21, consumers will officially have a new watchdog in the form of the…

By Sheiresa Ngo

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Woman-on-phone

Beware of Cross-selling Tactics

Before you buy this with that, make sure you're getting what you need; not just what they sell you

When you’re at the store getting ready to purchase an item, don’t automatically be lured…

By Sheiresa Ngo

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How to Get the Most For Your Dollar When Traveling Abroad

Smart travel tips to help you save before and during your trip

Money columnist Lynnette Khalfani-Cox gives you smart travel tips that will help you save before…

By Lynnette Khalfani-Cox

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family vacation

How to Score a Summer Vacation Deal!

Kick off the summer travel season with a sweet deal

You don’t have to break the bank to enjoy a fun, satisfying summer vacation. There…

By Sheiresa Ngo

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3 Tips for Getting Your Direct Mail Marketing Letters Read

5 Ways to Protect Your Mail from Identity Theft

Don't let sensitive information get into the wrong hands

Mail theft is one of the top ways that people’s identities are compromised. But there…

By Sheiresa Ngo

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Consumer Alert: Watch out for Tax-Related ID Theft

See what steps you can take to protect yourself

You’ve filed your taxes, dropped the forms in the mail, and now you’re breathing a…

By Sheiresa Ngo

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Moving-In-300x232

How Not to Get Scammed by Movers

Moving season is around the corner. Be sure follow these tips to protect yourself from movers who mean you harm

Summer is just around the corner, and moving season will soon be in full swing.…

By Sheiresa Ngo

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Looking-for-Gas-300x232

3 Mobile Apps That’ll Help You Find the Cheapest Gas Prices

With gas prices on the rise, getting the most out of your tank is a must. Don't worry there's an app for that!

To help you manage the rising price of gas, I recommend these three mobile apps…

By John Simons

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Credit-Card-Statement-300x232

Business Credit Cards Might Put Your Personal Credit at Risk

Business never personal, except when it comes to the company credit card as the CARD Act has left small business owners unprotected

The Pew Charitable Trust’s Safe Credit Cards Project recently released a study showing millions of…

By Sheiresa Ngo

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Pay Your Bills…With a Gift Card

A new way to pay

If you don’t know what to do with those unused gift cards, not to fear.…

By Sheiresa Ngo

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Why Facebook’s New Offer Is Kind of a Big Deal

See how the social network lets you save on events and activities

If you thought the folks over at Facebook were done making changes, you were wrong.…

By Sheiresa Ngo

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tax-bills-300x232

3 Things to Do if You Can’t Pay a Large Tax Bill

Ignoring you tax bill won't help. Fortunately, you have options!

Ignoring you tax bill won’t help. Fortunately, you have options!

By Sheiresa Ngo

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Overall Satisfaction among Small Business Banking Customers Drops

3 Things to Do Before You Start Banking From a Smartphone

Mobile banking offers convenience and flexibility. But here's what you need to know before you tap in to this resource

Mobile banking offers convenience and flexibility. But here’s what you need to know before you…

By BLACK ENTERPRISE

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4 Ways to Prevent Debt Collectors from Contacting You on Facebook

Fight back with these tips.

Fight back with these tips.

By Sheiresa Ngo

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Your Wallet: A Loser’s Manual

4 ways not to lose your mind when you lose your wallet

4 ways not to lose your mind when you lose your wallet

By BLACK ENTERPRISE

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Should Debt Collectors Use Facebook to “Poke” You?

New measures aim to protect consumers from debt collectors abusing social media

Recently, consumers have reported harassement by debt collectors on Facebook and other social media. In…

By Sheiresa Ngo

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credit report

4 Circumstances that Qualify You for a Free Credit Report

Knowing the facts will allow you to get the information you need

If you think the only time you can get free credit reports is when you…

By Sheiresa Ngo

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free-shipping

Websites That Save You Money

Buzzillions features consumer reviews of a wide range of products. You can get helpful feedback…

By Sheiresa Ngo

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wintercoat

What to Buy in March

If you’re looking for savings on food and clothing, March is your month.

By Sheiresa Ngo

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What to Buy in February

Timing your purchases can help you snag a great deal and save a ton of…

By Sheiresa Ngo

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Keep Track of Recalls

A new way to keep you and your loved ones safe

Hearing about a product recall on television weeks after the product has been declared unsafe…

By Sheiresa Ngo

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customer_is_always_right

You the Consumer Have the Power

Black Enterprise's President/CEO reminds consumers of their financial power and right to great customer service

For decades, African Americans have been hit with what has been called the “Black tax.”…

By Earl "Butch" Graves Jr.

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JaguarXJ

How to Negotiate the Best Deal on a New Car

Arm yourself with the right information and snag a great price

Here’s what you need to know and what you need to do to get the…

By Tamara E. Holmes

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Love & Money: Are You Legally Responsible for Your Stepchildren?

You might be surprised about what you can and cant do.

If you’ve gotten married recently and your new love has kids, congratulations—you’re a step parent!…

By Sheiresa Ngo

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Women of Power

(Image: ColoredGirlConfidential.com)

Quality Connections: How to Use Social Media to Advance Your Professional Brand

Black Enterprise Women of Power Summit panelist LC Johnson teaches women how to brand themselves…

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Legacy Award Honoree: How Charlayne Hunter-Gault Helped Desegregate Schools

Legacy Award recipient and journalist Charlayne Hunter-Gault was one of the first blacks to desegregate…

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