November 27, 2014 2:06 AM • Log InREGISTER
HOT TOPICS:
Got Milk? Dairy Prices May Soar in the New Year Some Credit Card Companies Issuing Refunds Harlem Brownstone Sells for Whopping $3 Million Is Washington Post Digital Paywall System a Good Idea? After Breakdown, Diageo to Take a Shot at Another Tequila How to Avoid Wesley Snipes’ Tax Fate Fed Sets Fair Student Loan Repayment Terms, Conditions Yahoo! In Battle with Mexican Yellow Pages Freddie Mac and Fannie Mae Announce Eviction Moratorium for Holiday Season Good News For Americans Living Paycheck to Paycheck Jordan Releases Air Jordan XX8 Shoe in Manhattan Unemployment Tally in the Billions, Agency Says Zynga to Facebook: We Need Space Report: Credit Card Debt, Late Payments On the Rise 3 Holiday Shopping Mistakes to Avoid Economy Grew Slightly in the Third Quarter BP Oil Banned From Government Contracts — For Now Deficit Downpayment of $1 Trillion Will Help Abate Fiscal Cliff NBA’s No. 1 Selling Jersey Belongs to LeBron James Retailers Count on Aspirational Shoppers to Boost Revenue This Season Michigan to Give Money to Early High School Graduates Put a Smile on Your Face, it May Lead to More Money Sommelier Kim Wood at Center of Vintage Vegas Experience Could Cory Booker Soon be Living on Food Stamps? Spending Wisely on Small Business Saturday Say Goodbye to Your Twinkies and Wonderbread University of Chicago Starts Program for Local Students Ursula Burns Pushes Washington to Solve ‘Fiscal Cliff’ Crisis MoneyGram to Donate Money to Red Cross Travel Giant Priceline Acquires Kayak The Lazy Man’s Guide to Holiday Shopping: Gift Cards The Fiscal Cliff: What You Need To Know Is Tax Relief Coming to Sandy Survivors? Watch Out for These Changes at Your Bank Women More Likely to Use Payday Loans Than Men How to Start Your Emergency Fund Now A Look at the Catastrophic Economic Impact of Sandy Banks Give Customers Fee Reprieve in Sandy Aftermath Shoppers Have More to Spend This Holiday Season 5 Ways to Cut Your Grocery Bill Right Now After Hurricane Sandy: How You Can Help Sandy Shuts Down Wall Street for Second Consecutive Day Consumer Spending Increased in September A Few Ways Frankenstorm Can Help, Not Hurt You Co-Pay? No Way, Healthcare Changes Looming Need Quick Cash? Look Around the House for Unused, Broken Electronics 3 Hottest Food Trends Sure to Eat a Hole in Your Wallet Popeyes Is Louisiana Fast — Minn. and Calif., Fast, Too New York to Set Tax on Lap Dances, Court Rules Scary Easy! Quick Ways to Save Big This Halloween Income-Based Student Loan Repayment Complicated, Overlooked 3 Steps to Avoid Getting Swindled for Your Money Harlem is Getting a Whole Foods GoDaddy Users No Longer on Cloud Nine Food, Energy Prices on the Rise 6 Tips for National Cyber Security Awareness Month Red Lobster Makes Menu More Diverse, Affordable Jordan Brand Adds Russell Westbrook After Losing Dwayne Wade Ignorance Linked to Lack of Bank Accounts Among Blacks At Ryder Cup Golf Tournament, Black Small Businesses on the Fringe Healthcare Coverage Costs Outpace Salary Increases Want to Break Your Lease? Here’s How to Go About it Health Coverage Costs Outpace Salary Increases Three Hidden Credit Card Perks You May Not Know About 5 Tips for Renting Your Vacation Home College Degrees with the Highest Unemployment Rates Job Credit Checks Are Becoming a Thing of the Past 5 Ways the Affordable Care Act Affects Your Wallet Auto Insurance Myths and Reality As Tax Day Nears, Meet the Deadline with These 7 Resources 4 Apps to Boost Your Score “Our Black Year” Rewarded for Loyalty IRS2Go 2.0 Places Tax Help at Your Fingertips Know Your Renter’s Rights Your Get-Out-of-Debt Checklist 12 Financial New Year’s Resolutions for 2012 To Sue or Not To Sue? What Kim Kardashian Can Teach You About Filing a Lawsuit 5 Ways to Maximize Coupon Campaigns Holiday Scams and How to Avoid Them Ask the Money Coach: 10 Easy Ways to Save Money on Gas for Your Car Attention Layaway Shoppers: 8 Tips to Know Before Using Layaway How to Use Coupons for Big Savings Recovering From Bank Fraud The DOs and DON’Ts of Charitable Giving How to Dump a Vacation Timeshare You Don’t Want When a Relative Dies and You Can’t Afford the Funeral Don’t Let Your Car Note Drive You Crazy 3 Reasons You Should Consider Buying Identity Theft Insurance 9 Most Irritating Bank Fees and What to Do About Them Credit Counseling Myths and Reality How to Make the Most Out of Groupon and Daily Deal Sites 6 Signs Your Extreme Couponing Has Gotten Too Extreme 6 Ways to Save Big on Back-to-School Shopping The Right Way to Use Coupons for Big Savings 3 Ways to Get Your Warranty Extended for Free Facebook to Offer Consumer Deals What to Buy in July What You Need to Know about Co-signing on a Loan Moving Soon? Be Careful Thieves Don’t Move with Your Identity Will the Consumer Financial Protection Bureau Do Any Good? Beware of Cross-selling Tactics How to Get the Most For Your Dollar When Traveling Abroad How to Score a Summer Vacation Deal! 5 Ways to Protect Your Mail from Identity Theft Consumer Alert: Watch out for Tax-Related ID Theft How Not to Get Scammed by Movers 3 Mobile Apps That’ll Help You Find the Cheapest Gas Prices Business Credit Cards Might Put Your Personal Credit at Risk Pay Your Bills…With a Gift Card Why Facebook’s New Offer Is Kind of a Big Deal 3 Things to Do if You Can’t Pay a Large Tax Bill 3 Things to Do Before You Start Banking From a Smartphone 4 Ways to Prevent Debt Collectors from Contacting You on Facebook Your Wallet: A Loser’s Manual Should Debt Collectors Use Facebook to “Poke” You? 4 Circumstances that Qualify You for a Free Credit Report Websites That Save You Money What to Buy in March What to Buy in February Keep Track of Recalls You the Consumer Have the Power How to Negotiate the Best Deal on a New Car Love & Money: Are You Legally Responsible for Your Stepchildren? Rental Payments Will Count Toward Credit History Save For a Rainy Day! Minorities Don’t Drive Green: 4 Ways Obama Can Change That 12 Things Every Entrepreneur Needs to Succeed in Marketing Surprise! The IRS Counts Forgiven Debt As Taxable ‘Income’ Love & Money: Online Dating Financial Scams What to Do If You’re Contacted about an Expired Debt The Statute of Limitations on Debt New Bank Fees? No Problem. You Can Still Get Free Checking 4 Things You Might Not Know About Credit 4/11: Leaders of the New School ‘Tis the Season to ‘Buy Black’ Your Get-out-of-Debt Checklist Opinion: Student Loans Should NOT Be Discharged in Bankruptcy Get Your Tax Credit Before It’s Too Late! Opinion: All Student Loans Should Be Discharged in Bankruptcy POLL: Payroll Debit Card or Paper Check? How to Get a Free TV SLIDESHOW: What to Look for When Buying Electronics on Black Friday Traveling? Know Your Rights When it Comes to Pat-Downs and Body Scanners 7 Ways to Profit on Small Business Saturday How Not to Go Broke on Black Friday Is Your Spouse Guilty of Financial Infidelity? Chase Waives Foreign Transaction Fees Credit Reporting Myths Exposed 4 Credit Reporting Myths and Realities

Money > Consumer Affairs

Milk

Got Milk? Dairy Prices May Soar in the New Year

Congress is stalling on yet another important issue that will affect Americans' pockets

The price of milk is just another symptom of the up-and-down economy.

By Ashley R. Harris

Posted: Tags: , ,
Credit card usage is on the rise, new data says.

Some Credit Card Companies Issuing Refunds

Customers should be receiving refunds from now until March

You could be in line for a refund from your credit card company.

By Ashley R. Harris

Posted: Tags: , ,
The interior of a brownstone on W. 121st St. in Harlem, which recently sold for $3 million.

Harlem Brownstone Sells for Whopping $3 Million

Home is most expensive sale in Harlem 2012

The home went for $3 million, just over the asking price of $2.85 according to…

By Darren Sands

Posted: Tags: ,
imgres

Is Washington Post Digital Paywall System a Good Idea?

With nearly 20 million unique visitors, the move would be a controversial one

The Washington Post could be adjusting its financial system with a digital paywall.

By Darren Sands

Posted:
imgres

After Breakdown, Diageo to Take a Shot at Another Tequila

Liquor giant expected to look elsewhere to corner the tequila market

Who should they go after?

By Darren Sands

Posted: Tags: , ,
Wesley-Snipes

How to Avoid Wesley Snipes’ Tax Fate

The IRS has programs available to help people avoid the same situation

The IRS don’t play games. Here’s how to play by the rules.

By Ashley R. Harris

Posted: Tags: , ,
Money

Fed Sets Fair Student Loan Repayment Terms, Conditions

Borrowers finding relief from new government regulations

New regulations are supposed to make loan repayment more manageable for borrowers

By Ashley R. Harris

Posted: Tags: ,
imgres

Yahoo! In Battle with Mexican Yellow Pages

Search engine giant told to pay up for not keeping its word

Y! may have to pay up.

By Ashley R. Harris

Posted: Tags: ,
Freddie Mac

Freddie Mac and Fannie Mae Announce Eviction Moratorium for Holiday Season

Lending giants join in on holiday cheer

Two financial giants are giving consumers a break for the holidays.

By Ashley R. Harris

Posted: Tags: , , ,
businessman-stressed-at-computer-300x232.jpg

Good News For Americans Living Paycheck to Paycheck

Analysts say this is a great sign towards to a rebounding economy

How can American workers reverse the trend?

By Ashley R. Harris

Posted: Tags: ,
(via @SoleCollector)

Jordan Releases Air Jordan XX8 Shoe in Manhattan

Brand President Larry Miller tells BlackEnterprise.com the brand has to "motivate young people"

Jordan releases new shoe just in time for Christmas.

By Darren Sands

Posted: Tags: , , ,
(File)

Unemployment Tally in the Billions, Agency Says

Even though the jobs numbers have improved, people still rely on the government to get by

When will the unemployment tide turn?

By Ashley R. Harris

Posted: Tags: ,
facebook2

Zynga to Facebook: We Need Space

The social networking giant and the gaming company put distance between them

Not quite a match made in Heaven, Zynga begins to reconsider.

By Ashley R. Harris

Posted: Tags: ,
Businesses Unite to Fight Credit card companies & High Swipe Fees

Report: Credit Card Debt, Late Payments On the Rise

Experts say there's no need to panic even though there's increase

What do the numbers say about the state of the economy?

By Ashley R. Harris

Posted: Tags: ,
gift-of-giving-620x480

3 Holiday Shopping Mistakes to Avoid

Keeping the reason for the season in mind will help curb overspending

In the mood to give this season? Be careful!

By Ashley R. Harris

Posted: Tags: , ,
Graph

Economy Grew Slightly in the Third Quarter

Revised numbers show continued positive trending

Good news on the economy.

By Ashley R. Harris

Posted: Tags:
bp-oil

BP Oil Banned From Government Contracts — For Now

The oil giant is facing stiff punishment from the Deepwater Horizon oil spill.

Oil giant BP is being held accountable.

By Ashley R. Harris

Posted: Tags: ,
Graph

Deficit Downpayment of $1 Trillion Will Help Abate Fiscal Cliff

First step towards resolution with the fiscal cliff

Solution to a long term problem could be found in paying down the deficit.

By Ashley R. Harris

Posted: Tags: ,
Lebron-James-Miami-Heat-Jersey

NBA’s No. 1 Selling Jersey Belongs to LeBron James

New look N.Y. Knicks take top merchandise spot

The NBA announced its bi-annual merchandise rankings report.

By Darren Sands

Posted: Tags:
black-woman-shopping

Retailers Count on Aspirational Shoppers to Boost Revenue This Season

Marketers taking a page from Oprah's book in order to lure customers into stores

What does Oprah know that retailers are trying to adopt to boost revenus?

By Ashley R. Harris

Posted: Tags:
(Image: File)

Michigan to Give Money to Early High School Graduates

Will new strategy energize students to perform?

A new approach to rewarding students is in bloom in Michigan.

By Ashley R. Harris

Posted: Tags: ,
(Image: Thinktock)

Put a Smile on Your Face, it May Lead to More Money

Study shows that people with positive dispositions will be richer than the rest

Smile. It pays.

By Ashley R. Harris

Posted: Tags: ,
KimWood

Sommelier Kim Wood at Center of Vintage Vegas Experience

Sommelier Kim Wood on drinking wine at Thanksgiving, his career and future

Kim Wood’s at the center of a fantastic Las Vegas dining experience.

By Darren Sands

Posted: Tags: , ,
(Image: File)

Could Cory Booker Soon be Living on Food Stamps?

Newark mayor challenges Twitter follower to contest

Cory Booker will participate in Univ. of Bridgeport food stamp contest.

By Darren Sands

Posted: Tags: ,
Cash Mobs Support Small Businesses

Spending Wisely on Small Business Saturday

Give local and small businesses a try

Will you support small business Saturday?

By Ashley R. Harris

Posted: Tags: , ,
imgres

Say Goodbye to Your Twinkies and Wonderbread

Hostess brands closing after decades in the snack business

Will you miss their goods?

By Ashley R. Harris

Posted:
School officials believe new program to make college affordable to local students will bring hope to the city's youth.

University of Chicago Starts Program for Local Students

U of C will try to lure more local talent

The University of Chicago is making attending the school easier for local students

By Ashley R. Harris

Posted: Tags:
Xerox CEO Ursula Burns

Ursula Burns Pushes Washington to Solve ‘Fiscal Cliff’ Crisis

Xerox chief warns of stagnant economy

Xerox CEO is one of dozens of the nation’s most powerful chief executives hoping Washington…

By Darren Sands

Posted: Tags: , ,
hurricane sandy damages supply chain holiday time

MoneyGram to Donate Money to Red Cross

Dollar of every transaction will go to relief efforts

More companies are pitching in to help the survivors of Hurricane Sandy. Dallas-based MoneyGram International…

By Ashley R. Harris

Posted: Tags: ,
The specialized passport sleeve

Travel Giant Priceline Acquires Kayak

Analysts unsure of what shocker means for web travel industry

Does Priceline’s purchase of Kayak mean cheaper travel?

By Ashley R. Harris

Posted: Tags: , , , ,
shopping-620x480

The Lazy Man’s Guide to Holiday Shopping: Gift Cards

Achieving holiday cheer from the comfort of your couch

Strategies for the gift card buyer in you.

By Ashley R. Harris

Posted: Tags: ,
barack-obama-620x480

The Fiscal Cliff: What You Need To Know

A primer on the sequester

The fiscal cliff, explained

By Ashley R. Harris

Posted: Tags: ,
IRS Comissioner Doug Shulman

Is Tax Relief Coming to Sandy Survivors?

For victims and volunteers, help is on the way

The IRS will begin relief to those affected by Hurricane Sandy

By Ashley R. Harris

Posted: Tags: ,
banks

Watch Out for These Changes at Your Bank

Consumers will have increased mobile access to information

Changes are on the horizon at some banks

By Ashley R. Harris

Posted: Tags: ,
money-stack-620x480

Women More Likely to Use Payday Loans Than Men

Predatory lending practice popular among whites, women

The parasite of the lending community attacks women significantly more than it does men

By Ashley R. Harris

Posted: Tags: ,
piggy banks-300x232

How to Start Your Emergency Fund Now

Plan for the unexpected to avoid financial hardship

Tips for starting an emergency fund

By Ashley R. Harris

Posted: Tags: , ,
Small Business Resilient in the Face of Harsh February Weather, According to Direct Capital Lending Index

A Look at the Catastrophic Economic Impact of Sandy

The hurricane's damage has long term effects

Millions have been affected by the storm and its aftermath

By Ashley R. Harris

Posted: Tags:
banks

Banks Give Customers Fee Reprieve in Sandy Aftermath

For a short time customers will avoid banking fees

Customers finally get a break from hurricane storm

By Ashley R. Harris

Posted: Tags: , ,
shopping-620x480

Shoppers Have More to Spend This Holiday Season

Consumers plan to budget, turn to mobile this season

Consumers will turn to mobile, budget more this season, analysts say

By Ashley R. Harris

Posted: Tags: ,
Woman in grocery aisle

5 Ways to Cut Your Grocery Bill Right Now

A penny saved is a penny earned in the grocery aisles

How can you maximize your hard-earned funds in the grocery store?

By Ashley R. Harris

Posted: Tags: , ,
obama-hurricane-sandy-large

After Hurricane Sandy: How You Can Help

A few ways to give immediate assistance to those in need

Millions are still in need of essentials in the aftermath of the storm

By Ashley R. Harris

Posted: Tags:
One Year after Superstorm Sandy, Many Small Businesses Aren't Prepared for the Next Disaster

Sandy Shuts Down Wall Street for Second Consecutive Day

The financial hub has not been closed for days in a row since 1888

Sandy continues its destruction up the Eastern Seaboard

By Ashley R. Harris

Posted:
cash-counting-300x232.jpg

Consumer Spending Increased in September

Economy shows positive trend just week before presidential election

Numbers show broad economic improvement

By Ashley R. Harris

Posted: Tags:
One Year after Superstorm Sandy, Many Small Businesses Aren't Prepared for the Next Disaster

A Few Ways Frankenstorm Can Help, Not Hurt You

Getting ready for the storm requires that you think, plan ahead

How to take advantage of an unfortunate situation

By Ashley R. Harris

Posted: Tags: ,
Black-Doctor-300x232

Co-Pay? No Way, Healthcare Changes Looming

Companies dropping co-payment for co-insurance

Could your industry be the next to be affected?

By Ashley R. Harris

Posted: Tags: ,
(Image: Thinkstock)

Need Quick Cash? Look Around the House for Unused, Broken Electronics

A little cleaning up around the house can help line your pockets

A little cleaning up around the house can help line your pockets

By Ashley R. Harris

Posted: Tags:
SoulFood

3 Hottest Food Trends Sure to Eat a Hole in Your Wallet

Tightening your budget may mean you don't have to loosen your belt

Will you be able to avoid the popular trends in favor of a fatter wallet?

By Ashley R. Harris

Posted:
popeyes

Popeyes Is Louisiana Fast — Minn. and Calif., Fast, Too

Development means opportunity for investors

Popeyes will spend nearly $13 million to creat restaurants in Minn. and Calif.

By Ashley R. Harris

Posted: Tags: , ,
Poles

New York to Set Tax on Lap Dances, Court Rules

Could taxes on live entertainment affect cash transactions?

Could taxes on live entertainment affect cash transactions?

By Ashley R. Harris

Posted: Tags:
Money

Scary Easy! Quick Ways to Save Big This Halloween

Goons and goblins alike should get ready to save their pennies

Halloween expenses can add up — here’s how to stem the tide!

By Ashley R. Harris

Posted: Tags:
student loan

Income-Based Student Loan Repayment Complicated, Overlooked

Confusion could be root cause of non-payment in many cases

According to the New York Federal Reserve, nearly 5 million people are behind on payments.…

By Ashley R. Harris

Posted: Tags: ,
(File)

3 Steps to Avoid Getting Swindled for Your Money

Don't let your money disappear from you, now.

These three steps can help keep you in the black

By Ashley R. Harris

Posted: Tags: , ,
WholeFoods_01

Harlem is Getting a Whole Foods

Grocer coming to historically black neighborhood

Whole Foods is now part of the Harlem’s rapid transformation.

By Ashley R. Harris

Posted: Tags: ,
godaddy-logo-sad

GoDaddy Users No Longer on Cloud Nine

Brands, small businesses reevaluate hosting needs

Will GoDaddy rebrand itself after this latest hiccup?

By Ashley R. Harris

Posted:
Graph

Food, Energy Prices on the Rise

Upward trend to persist, experts say

The numbers aren’t dire, but since consumer wages haven’t kept up the pace of growth,…

By Ashley R. Harris

Posted: Tags: ,
cyber-security-620x480

6 Tips for National Cyber Security Awareness Month

Steps to stay safe when shopping and banking online

Steps to stay safe when shopping and banking online

By Sheiresa Ngo

Posted: Tags: ,
Red Lobster's new design, courtesy of Darden.

Red Lobster Makes Menu More Diverse, Affordable

Revamped menu complete with unlimited biscuits for all

Revamped menu complete with unlimited biscuits for all

By Darren Sands

Posted:
Jordan Brand signee Russell Westbrook.

Jordan Brand Adds Russell Westbrook After Losing Dwayne Wade

Westbrook's addition adds youth, cache to the already formidable Jordan team.

Westbrook’s addition adds youth, cache to the already formidable Jordan team.

By Darren Sands

Posted: Tags: , ,
man-counting-money-in-suit

Ignorance Linked to Lack of Bank Accounts Among Blacks

Rate of Americans with no bank accounts is startling

Rate of Americans with no bank accounts is startling

By Sakina P. Spruell

Posted: Tags: ,
Medinah Country Club, Medinah, Ill.

At Ryder Cup Golf Tournament, Black Small Businesses on the Fringe

The tournament is underway, and some black-owned small businesses fear they're on the outside looking in

The tournament is underway, and some black-owned small businesses fear they’re on the outside looking…

By Darren Sands

Posted: Tags: ,
Healthcare-job

Healthcare Coverage Costs Outpace Salary Increases

New study shows health insurance premiums are up 4 percent

New study shows health insurance premiums are up 4 percent

By Sakina P. Spruell

Posted: Tags: , ,
3-17-11-Lease

Want to Break Your Lease? Here’s How to Go About it

While it's not recommend, sometimes you will just have to break your lease

While it’s not recommend, sometimes you will just have to break your lease

By Sheiresa Ngo

Posted: Tags: , , ,
MoneyInsuranceHealthcare

Health Coverage Costs Outpace Salary Increases

New study shows health insurance premiums are up 4 percent

New study shows health insurance premiums are up 4 percent

By Sakina P. Spruell

Posted: Tags: , , ,
Best-Credit-Card-Rates

Three Hidden Credit Card Perks You May Not Know About

When used correctly, credit cards can work in your favor

When used correctly, credit cards can work in your favor

By Sheiresa Ngo

Posted: Tags: ,
vacation home

5 Tips for Renting Your Vacation Home

Know the rules before filing your tax forms

If you plan on making some extra cash by renting your vacation home this year,…

By Sheiresa Ngo

Posted: Tags: ,
No. 2: Arts. Aspiring artists will face an 11.1% unemployment rate. Generally, non-technical majors have a significantly higher rate of unemployment.

College Degrees with the Highest Unemployment Rates

Here is a list of the top 7 college degrees with the highest unemployment rate in the country at the moment.

Here is a list of the top 7 college degrees with the highest unemployment rate…

By Sheiresa Ngo

Posted: Tags: , , ,
job applicant

Job Credit Checks Are Becoming a Thing of the Past

Depending on your state of residence, you might no longer be subjected to a credit check when applying for a job.

You might no longer be subjected to a credit check when applying for a job.

By Sheiresa Ngo

Posted: Tags: , ,
healthcare story

5 Ways the Affordable Care Act Affects Your Wallet

We sift through the dense text to tell you what the ACA means for your family and your money

5 key points of show the historical Affordable Care Act upheld by the Supreme Court…

By Sheiresa Ngo

Posted: Tags: , , , , , ,
signing-documents-298x285.jpg

Auto Insurance Myths and Reality

Auto insurance coverage can be costly. The average annual expenditure for auto insurance came to…

By Jeff Fortson

Posted: Tags: , , ,
Taxes-620x480

As Tax Day Nears, Meet the Deadline with These 7 Resources

Don't fret! You still have time to fill out your taxes. Check out our compilation of helpful links

With taxes needing to be postmarked by midnight Tuesday, peruse through these useful links before…

By BlackEnterprise.com

Posted: Tags: , , , ,
Michael Nolen (Photo by Quantrell D. Colbert)

4 Apps to Boost Your Score

Michael Nolen was unhappy with his credit report. It was back in 2010 when the…

By Bridget McCrea

Posted: Tags: , , , , ,
our black year

“Our Black Year”

The story of one family’s mission to buy black

A little more than three years ago, John and Maggie Anderson decided to spend more…

By Alfred Edmond, Jr.

Posted: Tags: , , , , ,
02Money-V-Ashford1a

Rewarded for Loyalty

Using rewards programs to save money

Victoria Ashford is a maven of reward and cash-back programs.

By Bridget McCrea

Posted: Tags: , , , ,
Overall Satisfaction among Small Business Banking Customers Drops

IRS2Go 2.0 Places Tax Help at Your Fingertips

The Internal Revenue Service app now offers a YouTube feature, news feed and tax transcript service for Android and iPhone (iOS) users

The latest version of the Internal Revenue Service’s tax app IRS2Go 2.0 is available…

By Sheiresa Ngo

Posted: Tags: , , , , , , ,
Rachel Mixon (Photo by John Bashian)

Know Your Renter’s Rights

Learn how to protect yourself in landlord–tenant disputes

In February 2010, Rachel Mixon of Cleveland was disgusted to find sewage seeping into her…

By Tamara E. Holmes

Posted: Tags: , , , , ,
debt2

Your Get-Out-of-Debt Checklist

A new year is upon us and, according to Experian, the average consumer owed more…

By Sheiresa Ngo

Posted: Tags: , , , , , , , , ,
If one of your New Year’s resolutions for 2012 is to improve your finances in some way, join the club.

According to a survey from TD Ameritrade, 73% of Americans will make at least one money-related New Year’s resolution. Regardless of your current economic circumstances, here are 12 crucial and doable financial goals worth putting on your list of New Year’s resolutions for 2012 – along with some tips and resources to ensure your financial success.---Lynnette Khalfani-Cox, Askthemoneycoach.com

12 Financial New Year’s Resolutions for 2012

Money Coach Lynnette Khalfani-Cox tells you 12 easy steps to get your money matters in order for 2012!

Money Coach Lynnette Khalfani-Cox tells you 12 easy steps to get your money matters in…

By Lynnette Khalfani-Cox

Posted: Tags: , , , , , , ,
Kim-Kardashian-Kris-Humphries-300x232

To Sue or Not To Sue? What Kim Kardashian Can Teach You About Filing a Lawsuit

What you need to know before threatening to sue

Money coach Lynnette Khalfani-Cox tells you what you need to know before filing a lawsuit

By Lynnette Khalfani-Cox

Posted: Tags: , , , , , , ,
coupons

5 Ways to Maximize Coupon Campaigns

Consumers are inundated these days with special offers including online codes and social coupons. For…

By Carolyn M. Brown

Posted: Tags: , , , , ,
(Image: Thinkstock)

Holiday Scams and How to Avoid Them

What the (real!) Better Business Bureau wants you to know about this familiar holiday scam

Money Coach Lynnette Khalfani-Cox warns of the holiday scam the Better Business Bureau wants you…

By Lynnette Khalfani-Cox

Posted: Tags: , , , , , ,
man-driving-car-111111-300x232.jpg

Ask the Money Coach: 10 Easy Ways to Save Money on Gas for Your Car

Tips on how to cut costs at the gas pump

Save money on gas prices with tips from Money Coach Lynnette Khalfani-Cox

By Lynnette Khalfani-Cox

Posted: Tags: , , , , , , , ,
black-woman-shopper-300x232.jpg

Attention Layaway Shoppers: 8 Tips to Know Before Using Layaway

Why you need read the fine print before committing to that purchase

Money coach Lynnette Khalfani-Cox tells what you need to know before you commit to putting…

By Lynnette Khalfani-Cox

Posted: Tags: , , , , ,
coupons

How to Use Coupons for Big Savings

The process can be worth the time and investment

Do you see people in line at the supermarket handing over a stack of coupons…

By Sheiresa Ngo

Posted: Tags: , , , ,
Patricia Washington  (Photo by Alex Jones)

Recovering From Bank Fraud

What to do if your bank account is wiped out

Last October, Patricia Washington’s doctor’s office informed her that her debit card payment for the…

By Leslie E. Royal

Posted: Tags: , , , , ,
Layla Doman

The DOs and DON’Ts of Charitable Giving

Give with your heart, but don’t forget to use your head

Layla Doman donates to a range of charities. This helped the Washington, D.C., resident lower…

By Tory Parrish

Posted: Tags: , ,
timeshare.jpg

How to Dump a Vacation Timeshare You Don’t Want

Here are some strategies to unload or manage a timeshare you no longer want or simply can’t afford

Here are some strategies to unload or manage a timeshare you no longer want or…

By Lynnette Khalfani-Cox

Posted: Tags: , , , , , ,
mourning-300x232.jpg

When a Relative Dies and You Can’t Afford the Funeral

The Money Coach tells you what to do if a relative passes away and the burial costs are out of your budget

Money Coach Lynnette Khalfani-Cox tells you what to do if a relative passes away and…

By Lynnette Khalfani-Cox

Posted: Tags: , , , , , ,
black-man-driving-car-300x232.jpg

Don’t Let Your Car Note Drive You Crazy

Four ways to deal with overdue car payments or other issues when you’re struggling to pay for your vehicle

Money Coach Lynnette Khalfani-Cox gives four ways to deal with overdue car payments or other…

By Lynnette Khalfani-Cox

Posted: Tags: , , , , , , , , , ,
identity-theft-300x232.jpg

3 Reasons You Should Consider Buying Identity Theft Insurance

You'd be surprised by the people you know who have victims of identity theft. Here's how and why you should protect yourself

You’d be surprised by the people you know who have victims of identity theft. Here’s…

By Lynnette Khalfani-Cox

Posted: Tags: , , , , , , , , ,
Cashing it In
Ever feel like your feeding a slot machine when pouring all your change into a coin-counter? Perhaps that's because your bank is taking a cut from your cash. The standard fee is 5 percent of the total amount converted.

What you can do: Don't wait until you have bags and bags of loose change before wrapping them in paper rolls. Instead, pick up the empty paper coin tubes at your bank and wrap as you go.

Andrea Woroch is a nationally recognized consumer and money-saving expert for Kinoli, Inc.

9 Most Irritating Bank Fees and What to Do About Them

Useful tips to help you cope with rising bank fees and constant changes

Black Enterprise explores the 9 most irritating bank fees and what can be done about…

By Andrea Woroch

Posted: Tags: , , , , , ,
credit cards

Credit Counseling Myths and Reality

Knowing the truth can help you make the best decisions about your finances

If you’re struggling to keep up with your credit card payments, credit counseling is probably…

By Sheiresa Ngo

Posted: Tags: , ,
(Image: Thinkstock)

How to Make the Most Out of Groupon and Daily Deal Sites

Getting a good deal is one thing; being a "shopping fool" who gets scammed is another. Here's how to play it smart

Getting a good deal is one thing; being a “shopping fool” who gets scammed is…

By Lynnette Khalfani-Cox

Posted: Tags: , , , , , , ,
coupons

6 Signs Your Extreme Couponing Has Gotten Too Extreme

Don’t let your coupon behavior become obsessive

Saving money is always a plus but when your obsession with clipping coupons borders on…

By Sheiresa Ngo

Posted: Tags: , , ,
(Image: Thinkstock)

6 Ways to Save Big on Back-to-School Shopping

Whether you’re shopping for a kindergarten tyke or a college kid, here are a few tips on how to get the best deal

Whether you’re shopping for a kindergarten tyke or a college kid, here are a few…

By Sheiresa Ngo

Posted: Tags: , , , ,
Money-Cash-Black-Enterprise-Business-Large

The Right Way to Use Coupons for Big Savings

The process can be worth the time investment to cut costs

Here are four tips on how to work those coupon savings in your favor.

By Sheiresa Ngo

Posted: Tags: , , , , , , , , ,
warranty

3 Ways to Get Your Warranty Extended for Free

Don’t pay if you don’t have to

Extended warranties are expensive. Extra coverage on a new car, for instance, can cost an…

By Sheiresa Ngo

Posted: Tags: ,
facebook

Facebook to Offer Consumer Deals

If you thought the folks over at Facebook were done making changes, you’re wrong.

By Sheiresa Ngo

Posted: Tags:
WhatToBuyIn

What to Buy in July

July is chock-full of bargains.

By Sheiresa Ngo

Posted:
co-sign-loan-300x232.jpg

What You Need to Know about Co-signing on a Loan

When friends and family ask you to co-sign on a loan you might think you’re doing them a favor, but you’re actually entering into some risky business.

If you decide to co-sign on a loan for someone, there is a three out…

By LaToya M. Smith

Posted: Tags: , , , , ,
Couple moving

Moving Soon? Be Careful Thieves Don’t Move with Your Identity

A lot goes into moving, and often times identity protection is not top of mind. Here's how to protect yourself during the transition

A lot goes into a big relocation, and often times identity protection is not top…

By Lynnette Khalfani-Cox

Posted: Tags: , , ,
new-home-owners-300x232.jpg

Will the Consumer Financial Protection Bureau Do Any Good?

New agency aims to have your back when dealing with financial institutions

On July 21, consumers will officially have a new watchdog in the form of the…

By Sheiresa Ngo

Posted: Tags: , , ,
Woman-on-phone

Beware of Cross-selling Tactics

Before you buy this with that, make sure you're getting what you need; not just what they sell you

When you’re at the store getting ready to purchase an item, don’t automatically be lured…

By Sheiresa Ngo

Posted: Tags: , , , ,
international-travel-couple-070511-300x240

How to Get the Most For Your Dollar When Traveling Abroad

Smart travel tips to help you save before and during your trip

Money columnist Lynnette Khalfani-Cox gives you smart travel tips that will help you save before…

By Lynnette Khalfani-Cox

Posted: Tags: , , , , , , ,
family vacation

How to Score a Summer Vacation Deal!

Kick off the summer travel season with a sweet deal

You don’t have to break the bank to enjoy a fun, satisfying summer vacation. There…

By Sheiresa Ngo

Posted: Tags: , , , ,
3 Tips for Getting Your Direct Mail Marketing Letters Read

5 Ways to Protect Your Mail from Identity Theft

Don't let sensitive information get into the wrong hands

Mail theft is one of the top ways that people’s identities are compromised. But there…

By Sheiresa Ngo

Posted: Tags: , ,
M

Consumer Alert: Watch out for Tax-Related ID Theft

See what steps you can take to protect yourself

You’ve filed your taxes, dropped the forms in the mail, and now you’re breathing a…

By Sheiresa Ngo

Posted: Tags: , , , , , ,
Moving-In-300x232

How Not to Get Scammed by Movers

Moving season is around the corner. Be sure follow these tips to protect yourself from movers who mean you harm

Summer is just around the corner, and moving season will soon be in full swing.…

By Sheiresa Ngo

Posted: Tags: , , , ,
Looking-for-Gas-300x232

3 Mobile Apps That’ll Help You Find the Cheapest Gas Prices

With gas prices on the rise, getting the most out of your tank is a must. Don't worry there's an app for that!

To help you manage the rising price of gas, I recommend these three mobile apps…

By John Simons

Posted: Tags: , , , , , , ,
Credit-Card-Statement-300x232

Business Credit Cards Might Put Your Personal Credit at Risk

Business never personal, except when it comes to the company credit card as the CARD Act has left small business owners unprotected

The Pew Charitable Trust’s Safe Credit Cards Project recently released a study showing millions of…

By Sheiresa Ngo

Posted: Tags: , ,
paying-bills-300x231

Pay Your Bills…With a Gift Card

A new way to pay

If you don’t know what to do with those unused gift cards, not to fear.…

By Sheiresa Ngo

Posted: Tags: , ,
facebook-deals1-200x300

Why Facebook’s New Offer Is Kind of a Big Deal

See how the social network lets you save on events and activities

If you thought the folks over at Facebook were done making changes, you were wrong.…

By Sheiresa Ngo

Posted: Tags: , , , ,
tax-bills-300x232

3 Things to Do if You Can’t Pay a Large Tax Bill

Ignoring you tax bill won't help. Fortunately, you have options!

Ignoring you tax bill won’t help. Fortunately, you have options!

By Sheiresa Ngo

Posted: Tags: , , , , ,
Overall Satisfaction among Small Business Banking Customers Drops

3 Things to Do Before You Start Banking From a Smartphone

Mobile banking offers convenience and flexibility. But here's what you need to know before you tap in to this resource

Mobile banking offers convenience and flexibility. But here’s what you need to know before you…

By BLACK ENTERPRISE

Posted: Tags: , , ,
debt-collectors-facebook-300x232

4 Ways to Prevent Debt Collectors from Contacting You on Facebook

Fight back with these tips.

Fight back with these tips.

By Sheiresa Ngo

Posted: Tags: , , ,
Empty-Wallet-300x232

Your Wallet: A Loser’s Manual

4 ways not to lose your mind when you lose your wallet

4 ways not to lose your mind when you lose your wallet

By BLACK ENTERPRISE

Posted: Tags: , , , , , ,

Should Debt Collectors Use Facebook to “Poke” You?

New measures aim to protect consumers from debt collectors abusing social media

Recently, consumers have reported harassement by debt collectors on Facebook and other social media. In…

By Sheiresa Ngo

Posted: Tags: , ,
credit report

4 Circumstances that Qualify You for a Free Credit Report

Knowing the facts will allow you to get the information you need

If you think the only time you can get free credit reports is when you…

By Sheiresa Ngo

Posted: Tags: , , , ,
free-shipping

Websites That Save You Money

Buzzillions features consumer reviews of a wide range of products. You can get helpful feedback…

By Sheiresa Ngo

Posted: Tags: , , , , ,
wintercoat

What to Buy in March

If you’re looking for savings on food and clothing, March is your month.

By Sheiresa Ngo

Posted: Tags: , , , ,

What to Buy in February

Timing your purchases can help you snag a great deal and save a ton of…

By Sheiresa Ngo

Posted: Tags: , , ,

Keep Track of Recalls

A new way to keep you and your loved ones safe

Hearing about a product recall on television weeks after the product has been declared unsafe…

By Sheiresa Ngo

Posted: Tags: , , , , ,
customer_is_always_right

You the Consumer Have the Power

Black Enterprise's President/CEO reminds consumers of their financial power and right to great customer service

For decades, African Americans have been hit with what has been called the “Black tax.”…

By Earl "Butch" Graves Jr.

Posted: Tags: , , , , , , , , , , , ,
JaguarXJ

How to Negotiate the Best Deal on a New Car

Arm yourself with the right information and snag a great price

Here’s what you need to know and what you need to do to get the…

By Tamara E. Holmes

Posted: Tags: , ,

Love & Money: Are You Legally Responsible for Your Stepchildren?

You might be surprised about what you can and cant do.

If you’ve gotten married recently and your new love has kids, congratulations—you’re a step parent!…

By Sheiresa Ngo

Posted: Tags: , , , , ,
renter2

Rental Payments Will Count Toward Credit History

How paying your rent on-time is a new way to build good credit

If you don’t own a home, have little credit card history, or don’t own a…

By Sheiresa Ngo

Posted: Tags: , , , , , ,
pig bank

Save For a Rainy Day!

Join the America Saves Week Challenge this week and learn how to stash your cash

February 20 through February 27 is America Saves Week. Take on this week’s challenge to…

By Sheiresa Ngo

Posted: Tags: , , ,
Lexus goes hybrid with the 2011 CT200 (Source: Press)

Minorities Don’t Drive Green: 4 Ways Obama Can Change That

Despite the President's push to get more electric cars on the roads, many in the Black community remain resistant to change

In President Obama’s recent State of the Union Address, he called on the car industry…

By Jeff Fortson

Posted: Tags: , , , , , , , , , , ,
Happy-businesswoman

12 Things Every Entrepreneur Needs to Succeed in Marketing

Tina Wells continues dishing out invaluable advice with this 12-step program to a better business strategy

<ul> <li><em>(All Images: Thinkstock)</em></li> </ul> If you’ve taken a marketing class—whether it was at the…

By Tina Wells

Posted: Tags: , , , , , , , , , , , ,
stk127354rke

Surprise! The IRS Counts Forgiven Debt As Taxable ‘Income’

Just because your lender cleared you of a debt doesn't mean Uncle Sam will when filing your tax return

Consumers are receiving so-called 1099-c “cancellation of debt” tax notices, informing them that the IRS…

By John Simons

Posted: Tags: , , , , ,

Love & Money: Online Dating Financial Scams

Dont let your search for love ruin your finances.

Valentine’s Day is quickly approaching. If Cupid hasn’t been returning your texts, it might be…

By Sheiresa Ngo

Posted: Tags: , , , , , , , , , , , , , ,

What to Do If You’re Contacted about an Expired Debt

The wrong move could wreak havoc on your finances by having you pay for something you didn't have to

In part one of this article, we explained what the statute of limitations is and…

By Sheiresa Ngo

Posted: Tags: , , , , , , ,

The Statute of Limitations on Debt

Make sure you know the rules of how to deal with long-term debt

The statute of limitations. You’ve most likely heard the term before, but you may not…

By Sheiresa Ngo

Posted: Tags: , , , , , ,

New Bank Fees? No Problem. You Can Still Get Free Checking

Look for the loopholes and don't get charged for accessing your own money

You might see a new addition to your checking account in a few weeks. No,…

By Sheiresa Ngo

Posted: Tags: , , , , , , , , , ,

4 Things You Might Not Know About Credit

Think you know everything about credit? You might be surprised by these overlooked options

How much do you know about credit? Below are four things you might not be…

By Sheiresa Ngo

Posted: Tags: , , , , , , , , , ,
For more 4/11 coverage, read: 4/11: Green Machines - 11 Eco-Friendly Cars for 2011 4/11: 11 Life-Altering Trends to Watch For in 2011 4/11: Get Your Money Right - Financial advice for 2011

4/11: Leaders of the New School

Schools in session! See why these 11 young, innovative leaders will soar in the new year

</a>With 2010 logged into the history books, it’s time to look forward to the future…

By Janel Martinez

Posted: Tags: , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , ,
For more holiday tips, read: Holiday Bonuses: A Thing of the Past or on the Comeback? Holiday Entertaining on a Budget  Holiday Gift-Giving Made Easy

‘Tis the Season to ‘Buy Black’

The Anderson family shares tips on how to check "shop at Black-owned businesses"

Blackenterprise.com spoke with the Andersons, founders of EE, about the importance of supporting black-owned businesses,…

By Janel Martinez

Posted: Tags: , , , , , , , , ,

Your Get-out-of-Debt Checklist

Celebrate the New Year by resolving to attack debt with these simple steps

A new year is almost upon us. If you’re struggling with a mountain of debt,…

By Sheiresa Ngo

Posted: Tags: , , , , , ,
debt2

Opinion: Student Loans Should NOT Be Discharged in Bankruptcy

Students in financial trouble do deserve a break. But bankruptcy is not the answer

The last thing a young person needs on their credit report coming out of college…

By Alfred Edmond, Jr.

Posted: Tags: , , , , , ,

Get Your Tax Credit Before It’s Too Late!

See how your plans to do energy-efficient improvements on your home could lead to cash back

If you plan on doing energy-efficient home improvements, now’s the time to do them. The…

By Sheiresa Ngo

Posted: Tags: , , , ,
graduationeducation

Opinion: All Student Loans Should Be Discharged in Bankruptcy

Students in financial trouble deserve a break.

For many of you, student loans were a necessary evil that have remained a thorn…

By Sheiresa Ngo

Posted: Tags: , , , , , ,

POLL: Payroll Debit Card or Paper Check?

Some employers are giving employees another option for getting paid: paper check or debit card. Is this a good idea or a terrible mistake?

More companies are offering their employees the option to receive their salary via payroll debit…

By Sheiresa Ngo

Posted: Tags: , , , , , , ,
02MONEY-TV

How to Get a Free TV

An informed consumer is an empowered consumer

Many of us cringe at the thought of making the dreaded phone call to a…

By Sheiresa Ngo

Posted: Tags: , , , , , , ,
Don't buy a product that doesn't meet your needs “It looks like a lot of the e-readers advertised on Black Friday sales are pretty good deals,” says Bradford. It is rumored that the Barnes and Noble Nook, which is usually $150 will be $99 just for Black Friday at Best Buy. “The only caveat is that it has WiFi and not 3G,” says Bradford. 3G is better because you can get an internet connection anywhere there is a cell phone signal, regardless of whether or not there is a WiFi signal. Also, the Nook gets free access to 3G and WiFi on AT&T’s network. “If WiFi is fine with you then that is a really good deal, says Bradford. “Most people aren’t going to need to download a book while standing out on a street corner.” But if downloading a book on the fly is your thing then you might want to spend more for 3G. Leading up to Black Friday stay informed about new models that are soon to be released. A lot of brands will be releasing newer models towards the end of this year and the beginning of the next year. If having the latest product is important to you, don’t buy an older version just because it is on sale.

SLIDESHOW: What to Look for When Buying Electronics on Black Friday

Make your list and check it twice. We tell you what to look for when hitting the store

Planning to purchase a laptop or other electronic on Black Friday, but not sure if…

By Marcia Wade Talbert

Posted: Tags: , , , ,
airlineSecurity2

Traveling? Know Your Rights When it Comes to Pat-Downs and Body Scanners

Know what should and should not happen at airport check points

The reality of terrorism in the United States has resulted in tighter airport security procedures.…

By Sheiresa Ngo

Posted: Tags: , , , , , , , , , , ,

7 Ways to Profit on Small Business Saturday

Follow this action plan for entrepreneurs who want to rack up big sales on Nov. 27

Tips that will help small business owners hear the cash register, paypal or online shopping…

By Melinda F. Emerson

Posted: Tags: , , ,
blackfriday

How Not to Go Broke on Black Friday

For the best deals, planning is key

Though Black Friday is all about getting the most bang for your short buck, there…

By Renita Burns

Posted: Tags: , , , , , , , , ,

Is Your Spouse Guilty of Financial Infidelity?

Take this quiz and find out

Financial infidelity is one of the top reasons for divorce. Many couples lie about their…

By Sheiresa Ngo

Posted: Tags: , ,
credit card images

Chase Waives Foreign Transaction Fees

Planning a trip overseas? You might want to take one of these cards with you

If you have a specialty credit card with Chase and you’re a frequent overseas traveler,…

By Sheiresa Ngo

Posted: Tags: , , , , , , ,

Credit Reporting Myths Exposed

Know how your report can affect your financial future

Your credit report and score can hold the key to your financial future. One mistake…

By Sheiresa Ngo

Posted: Tags: , , , , , , , ,

4 Credit Reporting Myths and Realities

Arm yourself with the right information

If you plan to make a big purchase in the near future, it’s important to…

By Sheiresa Ngo

Posted: Tags: , , , , , ,

Women of Power

Lisa Nichols

Author and Motivator Lisa Nichols Inspires During Social Media Event

Lisa Nichols inspired participant during her tweet chat with Black Enterprise, detailing her latest business…

Read More »
Image: File

Susan L. Taylor Talks Mentorship and Passing on a Legacy via CARES

Sharing tips on passing on a legacy and the need for mentorship, Susan L. Taylor…

Read More »