December 21, 2014 3:51 PM • Log InREGISTER

Money > Consumer Affairs

renter2

Rental Payments Will Count Toward Credit History

How paying your rent on-time is a new way to build good credit

If you don’t own a home, have little credit card history, or don’t own a…

By Sheiresa Ngo

Posted: Tags: , , , , , ,
pig bank

Save For a Rainy Day!

Join the America Saves Week Challenge this week and learn how to stash your cash

February 20 through February 27 is America Saves Week. Take on this week’s challenge to…

By Sheiresa Ngo

Posted: Tags: , , ,
Lexus goes hybrid with the 2011 CT200 (Source: Press)

Minorities Don’t Drive Green: 4 Ways Obama Can Change That

Despite the President's push to get more electric cars on the roads, many in the Black community remain resistant to change

In President Obama’s recent State of the Union Address, he called on the car industry…

By Jeff Fortson

Posted: Tags: , , , , , , , , , , ,
Happy-businesswoman

12 Things Every Entrepreneur Needs to Succeed in Marketing

Tina Wells continues dishing out invaluable advice with this 12-step program to a better business strategy

<ul> <li><em>(All Images: Thinkstock)</em></li> </ul> If you’ve taken a marketing class—whether it was at the…

By Tina Wells

Posted: Tags: , , , , , , , , , , , ,
stk127354rke

Surprise! The IRS Counts Forgiven Debt As Taxable ‘Income’

Just because your lender cleared you of a debt doesn't mean Uncle Sam will when filing your tax return

Consumers are receiving so-called 1099-c “cancellation of debt” tax notices, informing them that the IRS…

By John Simons

Posted: Tags: , , , , ,

Love & Money: Online Dating Financial Scams

Dont let your search for love ruin your finances.

Valentine’s Day is quickly approaching. If Cupid hasn’t been returning your texts, it might be…

By Sheiresa Ngo

Posted: Tags: , , , , , , , , , , , , , ,

What to Do If You’re Contacted about an Expired Debt

The wrong move could wreak havoc on your finances by having you pay for something you didn't have to

In part one of this article, we explained what the statute of limitations is and…

By Sheiresa Ngo

Posted: Tags: , , , , , , ,

The Statute of Limitations on Debt

Make sure you know the rules of how to deal with long-term debt

The statute of limitations. You’ve most likely heard the term before, but you may not…

By Sheiresa Ngo

Posted: Tags: , , , , , ,

New Bank Fees? No Problem. You Can Still Get Free Checking

Look for the loopholes and don't get charged for accessing your own money

You might see a new addition to your checking account in a few weeks. No,…

By Sheiresa Ngo

Posted: Tags: , , , , , , , , , ,

4 Things You Might Not Know About Credit

Think you know everything about credit? You might be surprised by these overlooked options

How much do you know about credit? Below are four things you might not be…

By Sheiresa Ngo

Posted: Tags: , , , , , , , , , ,
For more 4/11 coverage, read: 4/11: Green Machines - 11 Eco-Friendly Cars for 2011 4/11: 11 Life-Altering Trends to Watch For in 2011 4/11: Get Your Money Right - Financial advice for 2011

4/11: Leaders of the New School

Schools in session! See why these 11 young, innovative leaders will soar in the new year

</a>With 2010 logged into the history books, it’s time to look forward to the future…

By Janel Martinez

Posted: Tags: , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , ,
For more holiday tips, read: Holiday Bonuses: A Thing of the Past or on the Comeback? Holiday Entertaining on a Budget  Holiday Gift-Giving Made Easy

‘Tis the Season to ‘Buy Black’

The Anderson family shares tips on how to check "shop at Black-owned businesses"

Blackenterprise.com spoke with the Andersons, founders of EE, about the importance of supporting black-owned businesses,…

By Janel Martinez

Posted: Tags: , , , , , , , , ,

Your Get-out-of-Debt Checklist

Celebrate the New Year by resolving to attack debt with these simple steps

A new year is almost upon us. If you’re struggling with a mountain of debt,…

By Sheiresa Ngo

Posted: Tags: , , , , , ,
debt2

Opinion: Student Loans Should NOT Be Discharged in Bankruptcy

Students in financial trouble do deserve a break. But bankruptcy is not the answer

The last thing a young person needs on their credit report coming out of college…

By Alfred Edmond, Jr.

Posted: Tags: , , , , , ,

Get Your Tax Credit Before It’s Too Late!

See how your plans to do energy-efficient improvements on your home could lead to cash back

If you plan on doing energy-efficient home improvements, now’s the time to do them. The…

By Sheiresa Ngo

Posted: Tags: , , , ,
graduationeducation

Opinion: All Student Loans Should Be Discharged in Bankruptcy

Students in financial trouble deserve a break.

For many of you, student loans were a necessary evil that have remained a thorn…

By Sheiresa Ngo

Posted: Tags: , , , , , ,

POLL: Payroll Debit Card or Paper Check?

Some employers are giving employees another option for getting paid: paper check or debit card. Is this a good idea or a terrible mistake?

More companies are offering their employees the option to receive their salary via payroll debit…

By Sheiresa Ngo

Posted: Tags: , , , , , , ,
02MONEY-TV

How to Get a Free TV

An informed consumer is an empowered consumer

Many of us cringe at the thought of making the dreaded phone call to a…

By Sheiresa Ngo

Posted: Tags: , , , , , , ,
Don't buy a product that doesn't meet your needs “It looks like a lot of the e-readers advertised on Black Friday sales are pretty good deals,” says Bradford. It is rumored that the Barnes and Noble Nook, which is usually $150 will be $99 just for Black Friday at Best Buy. “The only caveat is that it has WiFi and not 3G,” says Bradford. 3G is better because you can get an internet connection anywhere there is a cell phone signal, regardless of whether or not there is a WiFi signal. Also, the Nook gets free access to 3G and WiFi on AT&T’s network. “If WiFi is fine with you then that is a really good deal, says Bradford. “Most people aren’t going to need to download a book while standing out on a street corner.” But if downloading a book on the fly is your thing then you might want to spend more for 3G. Leading up to Black Friday stay informed about new models that are soon to be released. A lot of brands will be releasing newer models towards the end of this year and the beginning of the next year. If having the latest product is important to you, don’t buy an older version just because it is on sale.

SLIDESHOW: What to Look for When Buying Electronics on Black Friday

Make your list and check it twice. We tell you what to look for when hitting the store

Planning to purchase a laptop or other electronic on Black Friday, but not sure if…

By Marcia Wade Talbert

Posted: Tags: , , , ,
airlineSecurity2

Traveling? Know Your Rights When it Comes to Pat-Downs and Body Scanners

Know what should and should not happen at airport check points

The reality of terrorism in the United States has resulted in tighter airport security procedures.…

By Sheiresa Ngo

Posted: Tags: , , , , , , , , , , ,

7 Ways to Profit on Small Business Saturday

Follow this action plan for entrepreneurs who want to rack up big sales on Nov. 27

Tips that will help small business owners hear the cash register, paypal or online shopping…

By Melinda F. Emerson

Posted: Tags: , , ,
blackfriday

How Not to Go Broke on Black Friday

For the best deals, planning is key

Though Black Friday is all about getting the most bang for your short buck, there…

By Renita Burns

Posted: Tags: , , , , , , , , ,

Is Your Spouse Guilty of Financial Infidelity?

Take this quiz and find out

Financial infidelity is one of the top reasons for divorce. Many couples lie about their…

By Sheiresa Ngo

Posted: Tags: , ,
credit card images

Chase Waives Foreign Transaction Fees

Planning a trip overseas? You might want to take one of these cards with you

If you have a specialty credit card with Chase and you’re a frequent overseas traveler,…

By Sheiresa Ngo

Posted: Tags: , , , , , , ,

Credit Reporting Myths Exposed

Know how your report can affect your financial future

Your credit report and score can hold the key to your financial future. One mistake…

By Sheiresa Ngo

Posted: Tags: , , , , , , , ,

4 Credit Reporting Myths and Realities

Arm yourself with the right information

If you plan to make a big purchase in the near future, it’s important to…

By Sheiresa Ngo

Posted: Tags: , , , , , ,
FrugalistaFiles

How to be Frugal AND Fabulous

Author Natalie P. McNeal tells you how to save money without sacrificing your lifestyle

Being frugal doesn’t have to be painful. Finding ways to save money can be fun…

By Sheiresa Ngo

Posted: Tags: , , , , , , , , ,
money_burning

The 7 Deadly Sins of Money Management

Avoid these blunders to save your finances.

Avoid these blunders to save your finances.

By Sheiresa Ngo

Posted: Tags: , , , , ,
The "forgetful" borrower. Don't be surprised when you lend money to a cousin or your favorite uncle and you never get it back. If you lend money to a family member, consider it a gift. Family members are usually the worst when it comes to repaying a loan. So when Christmas comes around and they find an empty box under the tree, say Christmas came early—when you “lent” them $200 earlier in the year.

6 Financial Deadbeats to Avoid

Make sure you don't turn into one

Make sure you don’t turn into one

By Sheiresa Ngo

Posted: Tags: , , , , ,

Do Money Disorders Exist?

What it means to have a dysfunctional relationship with money

During one of our daily meetings, I brought up the topic of money disorders and…

By Sheiresa Ngo

Posted: Tags: , , , , ,

Could You Have a Money Disorder?

If money controls you, the reason could be deeper than a lack of willpower.

The act of shopping and spending money is a normal activity that we all in…

By Sheiresa Ngo

Posted: Tags: , , , , ,

How to Keep Up With Product Recalls

A couple of government agencies can help

I’m expecting my first child and preparing to buy things she’ll need like a stroller…

By Sheiresa Ngo

Posted: Tags: , , ,
Dysfunctional spending habits could eventually blow up in your face

Four Behaviors That Could Destroy Your Finances

What you don't know about your spending habits can hurt you

Each one of us has a certain “money personality” that drives our financial behavior. And…

By Sheiresa Ngo

Posted: Tags: , , , , , ,

Tools to Curb Holiday Spending

Getting a jump on holiday plans? Here are three resources to get you through the season

Along with browsing for gifts and holiday party wear, you may want to peruse these…

By Renita Burns

Posted: Tags: , , , ,

5 Ways to Save Money in a Divorce

Getting divorced doesnt mean going broke

Divorce isn’t something that anyone hopes for but life happens. Here are five cost-cutting moves…

By Sheiresa Ngo

Posted: Tags: , , , , ,

Shopping Insider: Shopping While Black

How to get the best steals and deals, for people who take their shopping seriously

I’m sure it has happened to you. You’re shopping in a store, minding your own…

By Sheiresa Ngo

Posted: Tags: , , , , , , , ,

Love & Money: Managing Debt as a Couple

Your guide to managing matters of finance and romance

Debt is never pleasant, but when you’re in a relationship and you share the bills,…

By Sheiresa Ngo

Posted: Tags: , , , , , ,

Money Expert Q&A: How to Have Perfect Credit

Anyone can have great credit. Read on and find out how.

In personal finance expert Lynnette Khalfani-Cox’s latest book, Perfect Credit: 7 Steps to a Great…

By Sheiresa Ngo

Posted: Tags: , , , , , , , , ,

Shopping Insider: Stick To a List to Save Time And Money

How to get the best steals and deals, for people who take their shopping seriously

Shopping isn’t always fun. The reality is, shopping for items such as groceries or school…

By Sheiresa Ngo

Posted: Tags: , , , , , , , , , , ,

Managing Credit: How to Prove You’re Not Dead

Your guide to building and protecting your credit

It’s time to replace your car, so you shop around for the best deal, pick…

By Sheiresa Ngo

Posted: Tags: , , , , , , , , ,

Shopping Insider: Don’t Let Your Gift Cards Go to Waste

How to get the best steals and deals, for people who take their shopping seriously

As the holidays approach, many well-meaning relatives will be doling out gift cards—often because they…

By Shandra Hill Smith

Posted: Tags: , , , ,

Kids & Money: Dollar Savvy Apps for Kids

Money lessons we need to teach to our kids from K-12

Whether you’re on an Apple, Droid or RIM operating system, more and more companies are…

By Renita Burns

Posted: Tags: , , , , , , , , , ,

Shopping Insider: Online Labor Day Deals

How to get the best steals and deals, for people who take their shopping seriously

The Labor Day holiday is once again upon us. If you plan to take a…

By Sheiresa Ngo

Posted: Tags: , , , , , , , , , , ,

5 Things You Should Know If Your Bank Fails

2010 may bring more bank collapses than last year. Here's how to protect your money

Through June of this year, 118 banks have failed—and have been taken over by the…

By John Simons

Posted: Tags: , , , , , ,

Shopping Insider: Are You Addicted to Spending?

How to get the best steals and deals, for people who take their shopping seriously

Do you like to shop a little too much? Occasionally treating yourself to something…

By Sheiresa Ngo

Posted: Tags: , , , , , , ,

Money Basics: How to Handle a Bank Error

Lessons on the fundamentals of personal finance and money management

A bank error can take days, sometimes weeks, to resolve. Here are the steps you…

By Sheiresa Ngo

Posted: Tags: , , , , , , , , ,

Economista: 5 Secrets to Getting Free Phone Service

Don't renew your phone contract without negotiating for the best possible deal

Just because a phone provider offers one and two-year-contracts doesn’t mean you can’t ask for…

By Renita Burns

Posted: Tags: , , , , , , , , ,

Shopping Insider: 5 Web Sources for Back-to-School Deals

How to get the best steals and deals, for people who take their shopping seriously

Summer will soon be coming to a close. It’s almost time to stay up late…

By Sheiresa Ngo

Posted: Tags: , , , , , , , ,
The American Medical Association announced in June that 20% of medical claims are processed inaccurately by health insurers. Medical billing advocates say the number is even higher.

Fight Medical Billing Errors

Failure to look at bills closely could cost you thousands. Here's how to protect yourself.

When Beverly Browning of Mesa, Arizona, checked into a hospital for a biopsy in 2003,…

By Tamara E. Holmes

Posted: Tags: , , , , , ,

What the Future Holds for Consumers

In 40 years, �the customer is always right� will be more than a catchphrase

I remember how excited my husband and I were when we first ordered groceries online.…

By Sheiresa Ngo

Posted: Tags: , , , , , , , ,

Cutting Edge: The Science of Booking Last-Minute Flights

It�s good to wait, but not too late

When looking for cheap flights, when is too late, well, too late?

By Renita Burns

Posted: Tags: , , , ,

Help! I Can’t Open a Checking Account!

3 ways to get your check-writing privileges restored

If you’ve been reported to a consumer checking history database such as ChexSystems, you won’t…

By Sheiresa Ngo

Posted: Tags: , , , , , , ,

On Standby: New Airline Passenger Rules

These proposed changes might take the frustration out of your next flight

If you’ve ever been bumped from a flight, you know the frustration that comes with…

By Sheiresa Ngo

Posted: Tags: , , , , , , ,
P

Find the Best Summer Travel Deals for Your Family

Vacations don't have to cost an arm and a leg. Here's how one family saves and still has fun

Summer vacations–whether for families, couples, singles or groups– don’t have to be expensive to be…

By Leslie E. Royal

Posted: Tags: , , , , , , , , , , , , ,

Get Ready for Changes to Your Debit Card

You can say buh-bye to those pesky overdraft fees, but you'll have to really watch your balance

As of July 1, new changes are coming to debit card overdraft fees. The Federal…

By Sheiresa Ngo

Posted: Tags: , , , , , , , , ,

Oil Spill Cleanup Scams

From bogus stocks to fake job opportunities, don�t let con artists get away with your cash

Whenever there’s an opportunity, scammers often find a way to use their dirty little tricks…

By Sheiresa Ngo

Posted: Tags: , , , , , , , , , , , ,

Ask Your Advocate: Charge, Credit, Debit—What’s The Diff?

They're all plastic, but the features are not the same

I recently got an offer in the mail for a charge card. How is this…

By Sheiresa Ngo

Posted: Tags: , , , , , , , , , ,

Who Should Have Your Social Security Number?

Protect one of your most valuable pieces of information

Last July, Harrine Freeman was at a gas station when thieves busted her car window…

By Tamara E. Holmes

Posted: Tags: , , , , , ,

iPhone Apps that Save You Money

Tools to help you keep a handle on debt, score great deals, and save some hard-earned cash

If you own an iPhone, you probably have dozens of apps and can’t wait for…

By Sheiresa Ngo

Posted: Tags: , , , , , , , ,

Steer Clear of Moving Scams

From hidden fees to damaged belongings, unscrupulous movers can take you for a ride

Whether you’re relocating to another state or moving into your dream home, you should be…

By Sheiresa Ngo

Posted: Tags: , , , , , , ,

Cutting Edge: 9 Tweeters for the Cost-Conscious

Twitter accounts sure to help you save a buck or two

I like to consider myself a connoisseur of “free.” Not just of free, but of…

By Renita Burns

Posted: Tags: , , , , , , , , , ,

When Identity Theft Hits Close to Home

What to do when a family member steals your identity

Imagine if when you were a child, one of your parents opened a few credit…

By Renita Burns

Posted: Tags: , , , , , , , , ,

Ask Your Advocate

I try to take advantage of deals when I go shopping and compare prices. But…

By Sheiresa Ngo

Posted: Tags: , , , , , , , ,

MasterCard Opens Online Store

Another advancement for online shopping, but be sure to protect your privacy and your money

Do you like to shop online? If you do, one credit card company would be…

By Sheiresa Ngo

Posted: Tags: , , , , , , , ,

Cash for Clunker Appliances: Time is Running Out

Don't delay�get your rebate before it's gone

If you’re planning to take advantage of the appliance rebate program, you better put some…

By Sheiresa Ngo

Posted: Tags: , , , ,

Ask Your Advocate: Protecting Your Identity While Shopping

Know your rights when asked for ID

When I pay for an item with a credit card, sometimes I’m asked to show…

By Sheiresa Ngo

Posted: Tags: , , , ,

Cyberwise: How to Choose an E-Reader

I really want to get an e-reader, but I’m not sure which one is right…

By Dale Coachman

Posted: Tags: , , , ,

Beware of Census Scams

Fill out your form, but keep in mind these four tips to keep you and your information safe

It’s that time again. The deadline to submit your census form is drawing near–April 1,…

By Sheiresa Ngo

Posted: Tags: , , , ,

Protect Your Privacy

Once it's gone, it�s hard to get it back. Avoid these three common mistakes.

In this fast-paced, digital age, everyone is connected. Unfortunately, that makes it very easy for…

By Sheiresa Ngo

Posted: Tags: , , , , ,

Six Ways to Save

These tips will help you build a cash cushion in no time

Whether you need a professional financial plan or just a “Savings 101” refresher, these six…

By Keesa Schreane

Posted: Tags: , ,

Navigating the Abyss of Airline Customer Service

Steps for getting a complaint resolved

I flew the friendly skies for my honeymoon last month. The honeymoon was great but…

By Sheiresa Ngo

Posted: Tags: , , ,

Cutting Edge: Check Yourself with Self-Checkout

How paying more attention can save you dollars

When it comes to budgeting your dollars, paying attention to every detail—from the coupons you…

By Renita Burns

Posted: Tags: , , , , , ,

Ask Your Advocate: Winter Heating Bill Woes

How to lighten the load on your wallet

My heating bill tends to be very high each winter. What can I do to…

By Sheiresa Ngo

Posted: Tags: , , ,

Credit Card Reform Starts Today

Consumers gain rights with new provisions

The landmark legislation that Obama signed in the spring of 2009 that was designed to…

By Renita Burns

Posted: Tags: , , , ,

Get Ready For The New Credit Card Rules

Excellent advice from the National Foundation for Credit Counseling

The clock is ticking toward implementation of the Credit Card Accountability Responsibility and Disclosure Act…

By BLACK ENTERPRISE

Posted: Tags: , , , , , , ,

Cutting Edge: Move Your Money

Consumers offer banks a lesson, but will they learn?

Can you be part of the campaign to move your accounts from large banks to…

By Renita Burns

Posted: Tags: , , ,

What to Know Before You Donate to Haitian Relief

There�s nothing charitable about getting scammed

Before you give to any organizations, here are a couple of tips to help you…

By Renita Burns

Posted: Tags: , ,

3 Things to Know About Debt Collectors

What they can and can�t do when collecting on a debt

While the days of debt collectors sending sheriffs to your home are long gone, for…

By Renita Burns

Posted: Tags: , ,

Auto Financing or Bust

Getting auto financing when you�ve been rejected

After months of sputtering hither and to, days spent in the shop, and that noxious…

By Renita Burns

Posted: Tags: ,

Check Yourself Before You Wreck Yourself

Before hitting stores, take the NFCC's Holiday Spending Quiz

Once again, it’s the time of year when pressure on consumers to do their part…

By Alfred Edmond, Jr.

Posted: Tags: , , , , , , ,

I’m Not Rosa Parks. He’s Not Dr. King.

But they are The Empowerment Experiment

Dr. King tells me that even though he and Rosa Parks and all the other…

By Maggie Anderson

Posted: Tags: , , , , ,

How Healthcare Reform Affects You

Separating fact from fiction

The ongoing debate over healthcare reform is as intense as ever, but nothing has been…

By Joyce Jones

Posted: Tags: , , ,

My Powerful Life As Mrs. Buy-Black America

Thanks to the Empowerment Experiment, we've met some extraordinary entrepreneurs

When we created The Empowerment Experiment, we knew things would be different. We knew…

By Maggie Anderson

Posted: Tags: , , , , ,

Five Need-to-Know Tips Before Closing Your Checking Account

It�s not as simple as you think

Let’s face it, bounced checks, account overdrafts, and poor account management can make severing ties…

By Renita Burns

Posted: Tags: , , ,

Your Back to School Shopping — Made Affordably Easy

Find the best deals through proper planning

There’s something about the August air that stirs a sense of uneasiness and excitement among…

By Renita Burns

Posted: Tags: , , , , , , ,

Our Choice: To Empower

Can a middle-class, professional, suburban black couple lead a Black Power movement?

My family made a choice, publicly, to spend as much money as possible with Black…

By Maggie Anderson

Posted: Tags: , , , , ,

Banking on Our Own

Investing in black-owned financial institutions is investing in ourselves

It’s expensive to be black in America. Recent studies and lawsuits prove we are overcharged…

By Zachary Raynell Rinkins

Posted: Tags: , , ,

Oh, the Mumbo-Jumbo

Don't let jargon lead you into a bad deal

At the behest of my landlord, I alone signed the lease on our first post-college…

By Renita Burns

Posted: Tags: , ,

The Cutting Edge: Why I Paid $180 for an $80 Auto Repair

Failing to maintain your car could cost you time and money

Misty BleuIt was a dark and stormy night – well, it was by no means…

By Renita Burns

Posted: Tags: , , ,

‘One Size Does Not Fit All’

NAACP panelists want more diversified healthcare approach

At two forums on healthcare reform at the NAACP’s Centennial Convention Saturday, panelists presented a…

By Marcia Wade Talbert

Posted: Tags: ,

FCC to Hold ‘Soft Test’ for DTV Transition

Analog programming to be interrupted with reminders

Local broadcasters will be participating in coordinated digital television (DTV) transition “soft tests” Thursday in…

By Deborah Creighton Skinner

Posted: Tags: ,

A Random Walk Down Wall Street (With Protesters)

With the economy in terrible shape, everyone has a favorite scapegoat. For some, it's bankers and bureaucrats.

On my lunch hour last Friday, I went down to lower Manhattan’s financial district—the nerve…

By John Simons

Posted: Tags: ,

Fools Gold?

Determining if Cash4Gold is worth its weight

Out of all the cash for gold companies shilling on television, Cash4Gold has managed to…

By Renita Burns

Posted: Tags: , , ,

The Cutting Edge: ‘Just in Case’ Recession Specials

Companies offer deals tailored to an uncertain job market

Yesterday, I blogged on recession-friendly deals companies are offering. But there’s more to the wave…

By Renita Burns

Posted: Tags: , , , ,

The Cutting Edge: Recession Specials

Deals sure to be kind to your wallet

For consumers clutching their purse strings and wallets, companies are hoping to loosen that grip…

By Renita Burns

Posted: Tags: , , , , , ,

The Cutting Edge: Beware of Stimulus-Related Scams

Don't get sucked in by con artists with fraudulent claims

Waiting for your cut from President Barack Obama’s $787 billion stimulus package? Well, don’t hold…

By Renita Burns

Posted: Tags: , , , , ,

FDIC’s New Campaign Promotes Deposit Insurance Awareness

Initiative includes Spanish calculator, PSAs targeting blacks

Anyone who banks has seen the phrase “FDIC Insured,” but to make sure that they…

By Marcia Wade Talbert

Posted: Tags: , , ,

Better Business Bureau Kicks Off National Consumer Protection Week

Chicago branch opens, offers resources for residents

As part of National Consumer Protection Week (NCPW), March 1-7, the Better Business Bureau (BBB),…

By Renita Burns

Posted: Tags: ,

The Cutting Edge: Avoiding Credit Consolidation Scams

Don't get swindled trying to settle your debts

Scam artists prey on desperation. With the unemployment rate spiraling to its highest level in…

By Renita Burns

Posted: Tags: , ,

Women & Money: Joint Accounts a Good Idea … If You’re Married

Unmarried couples advised not to tie finances together

Savvy money management skills are a necessity to weather these tough economic times. BlackEnterprise.com has…

By BlackEnterprise.com

Posted: Tags: , , ,

Women & Money: Give Your Kids the Tools for Financial Success

Be sure your children know how to budget, save

Savvy money management skills are a necessity to weather these tough economic times. BlackEnterprise.com has…

By BlackEnterprise.com

Posted: Tags: , , ,

Women & Money: Managing Credit Card Debt Through Negotiation

Open communication key when when handling bills

Savvy money management skills are a necessity to weather these tough economic times. BlackEnterprise.com has…

By BlackEnterprise.com

Posted: Tags: , ,

Women & Money: Looking Great Without Breaking the Bank

Don't let vanity come between you and financial stability

Savvy money management skills are a necessity to weather these tough economic times. BlackEnterprise.com has…

By BlackEnterprise.com

Posted: Tags: ,

Women & Money: Rebounding After a Divorce

Savvy money management skills are a necessity to weather these tough economic times. BlackEnterprise.com has…

By BlackEnterprise.com

Posted: Tags: , , , ,

Cut Your Insurance Costs Without Sacrificing Coverage

Affordable ways to manage your healthcare

With people looking to cut costs in a tight economy, some may be thinking about…

By Tamara E. Holmes

Posted: Tags: ,

The Cutting Edge: Cell Phone Bills

Ways to manage your wireless plan, save money

Cell phones have gone from a luxury to a necessity for people of all ages.…

By Renita Burns

Posted: Tags: , , , , ,

Diligence is Key in Slashing Your Cell Phone Expenses

What every cell phone subscriber should know

While researching information about cutting costs on cell phone bills, I stumbled upon information on…

By Renita Burns

Posted: Tags: , ,

Report: Disparities in Higher Education for Blacks

Study says African Americans still lacking in opportunities

As the U.S. government works to overhaul the nation’s financial system and contemplates bailing out…

By Aisha I. Jefferson

Posted: Tags: , ,

Scam Artists Adapt to Economic Crisis

Avoid those who prey on your financial woes

While scams are always a concern of law enforcement, experts are warning that the tough…

By Tamara E. Holmes

Posted: Tags: , , , , ,

The Cutting Edge: New Year’s Eve

Bring in a party with more bang for your buck

New Year’s Eve is just around the corner, and if you haven’t cemented plans to…

By Renita Burns

Posted: Tags: , ,

The Cutting Edge: Getting the Most From Your Gym

Making sure you get the workout and not your wallet

The New Year is almost here, and if you’re one of the countless people who’ve…

By Renita Burns

Posted: Tags: , , ,

The Cutting Edge: Furnishing Your First Apartment

Simple steps to make the new move less costly

Finally, you’re fresh out of college and ready to settle into your first apartment. Sure…

By Renita Burns

Posted: Tags: , ,

The Cutting Edge: Lowering Your Healthcare Costs

Finding ways to get affordable coverage, medicines

Whether you’re searching for health coverage or have a plan, here are a few tips…

By Renita Burns

Posted: Tags: , , ,

Lending Money to Friends and Family

How to avoid heartache when loaning to a loved one

It is part of the African American spirit to help our friends and family who…

By Margarette Burnette

Posted: Tags: ,

Black Retailers Gear Up for the Holidays

Frugal shoppers to make for a tough season for small businesses

Anxiety over the poor economy, including worries about home foreclosures, tightening credit and unemployment, has…

By Michael Dabney

Posted: Tags: , , ,

Stepping Away From the Frenzy

On keeping shopping simple and free of Black Friday madness

A truncated shopping period between Thanksgiving and Christmas, combined with the absence of an “it”…

By Renita Burns

Posted: Tags: , ,

Cutting Edge: My Virtual Trip to the Grocery Store

Put together a meal for under $60!

By Renita Burns

Posted: Tags:

The Cutting Edge: Thanksgiving

Find ways to save while creating the perfect holiday feast

Thanksgiving is around the corner and so is the big dinner with all the family’s…

By Renita Burns

Posted: Tags: , ,
HANDSHAKE

‘Tis Better to Give, But Don’t Get Taken

Peak season for legitimate charities is also prime time for fund-raising scams.

It’s the holiday season, when generosity and goodwill toward others—reinforced by the gifting traditions…

By Alfred Edmond, Jr.

Posted: Tags: , , , ,

While Holiday Shopping, Guard Against Identity Theft

Frenzied shopping and a tidal wave of phone, mail and Internet marketing create just the right environment of distraction for crooks.

The holiday season is prime time for identity theft. It’s no wonder: the mix…

By Alfred Edmond, Jr.

Posted: Tags: , ,

Combating Identity Theft

Ways to prevent a costly, widespread nuisance

There was a time when online identity theft was largely the domain of hackers who…

By Bridget McCrea

Posted: Tags: , , ,

The Cutting Edge: Auto Maintenance

Getting your car to go the extra mile

Hefty maintenance costs that come along with owning an automobile can seem to be more…

By Renita Burns

Posted: Tags: , , ,

Offer Your Kids the Best, Yet Trim Costs

Teaching children fundamentals of budgeting can save you money

Children can be life’s greatest joy—and it’s most expensive. From the necessary expenses, such as…

By Renita Burns

Posted: Tags: , ,

Cutting Edge: Halloween

Taking the fright out of fun festivities

This year, Americans will spend $5.77 billion for Halloween, according to the National Retail Federation.…

By Renita Burns

Posted: Tags: ,

Reinforcing Principals of Personal Finance

The ripple effect of an economic bust

Purse strings are being pulled tighter than ever as consumers brace for the ripples of…

By Renita Burns

Posted: Tags: ,

How to Handle Bank Closure

Learn to be proactive, diligent in managing your accounts

It seems like every month a bank closure is being announced, most stemming from the…

By Ann Brown

Posted: Tags: ,

Cutting Edge: Leisure & Entertainment

Enjoy low-cost leisure activities

The nature of today’s economy may have put a damper on your summer plans by…

By Brittany Hutson

Posted: Tags:

AT&T Loses Racial Discrimination Lawsuit

Sales representative awarded more than $400,000

A Dallas jury ruled AT&T Corp. racially discriminated against a worker and ordered the telecommunications…

By Renita Burns

Posted: Tags: ,

Cutting Edge: Utilities and Energy

Slash utility costs

Its old news that’s still putting a hurting on your wallet: soaring energy and utility…

By Renita Burns

Posted: Tags: , ,

The Cutting Edge: Back to School

Tips to help cut back on school spending

As you head back to school here a few additional resources to help you be…

By Renita Burns

Posted: Tags: , ,

Cutting Edge: Throwing Green After Green

Are you spending too much on your lawn?

Are you finding that more and more of your money is being spent on maintaining…

By Gia Parker

Posted: Tags: , ,

Cutting Edge: Squeezing Out the Extra Mile

Are you doing everything you can to save on gas?

Is there no end in sight? It’s getting increasingly hard to remember when gas was…

By Maya Yette

Posted: Tags: , ,

Cutting Edge: BBQ Bargains

Trim the fat off the cost of your holiday entertaining

As the Fourth of July approaches, surging gas prices and soaring food costs have many…

By Renita Burns

Posted: Tags: , ,
T

9 Tips to Help You Cut Your Vacation Costs

Smart tips to help you save money on your summer travel plans

It’s hard to escape the news about prices at the pump. But with all the…

By Chris Taylor

Posted: Tags: , ,

Cutting Edge: It All Adds Up

Avoid banking fees

A $3.00 fee here; a $25.00 charge there. You’ve probably noticed—with growing alarm—how small banking…

By Chris Taylor

Posted: Tags: ,

Cutting Edge: Deals for Dad

Ways to save some money this Fathers Day

Many of us are finding that our pockets aren’t quite as deep as they once…

By Dale Coachman

Posted: Tags: ,

The Cutting Edge

Do you need to cut costsand fast? Here are several ways to get your family finances back under control

The Spences have become true virtuosos at saving money. Whether it’s heating up frozen meals…

By Chris Taylor

Posted: Tags: , , ,

It’s Not Too Late to Cut Taxes for 2007

Here are six things you can still do to save

The IRS filing deadline for your income tax return is days away, so you may…

By Donald Jay Korn

Posted: Tags: ,

Gas Hits All-Time High

But you can fight soaring fuel prices at the pump

As consumers drove up to their neighborhood gas stations this weekend, they probably noticed prices…

By Carolyn M. Brown

Posted: Tags: , ,

BE’s Top 20 Month-End Auto Deals

Fuel prices, slow sales mean deep discounts for consumers

Today’s gas prices have almost tripled since 2001, when automakers delivered 631,632 full-size SUVs. And…

By Jeff Fortson

Posted: Tags: , , , ,

It’s a Buyer’s Market

For sports coupes, convertibles and trucks, there seems to be no shortage

For sports coupes, convertibles and trucks, there seems to be no shortage

By Jeff Fortson

Posted: Tags: ,

Women of Power

(Image: ColoredGirlConfidential.com)

Quality Connections: How to Use Social Media to Advance Your Professional Brand

Black Enterprise Women of Power Summit panelist LC Johnson teaches women how to brand themselves…

Read More »
(Image: File)

Legacy Award Honoree: How Charlayne Hunter-Gault Helped Desegregate Schools

Legacy Award recipient and journalist Charlayne Hunter-Gault was one of the first blacks to desegregate…

Read More »