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Consumer Tip: Take Advantage of Free Shipping Day

You might not have to pay a dime for shipping today

If you’re still pulling your holiday shopping list together, today is your lucky day.

By Sheiresa Ngo

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(Image: www.business-week.com)

American Airlines Rewards Top-Paying Flyers with Mileage

First and business class travelers score extra miles

American Airlines recently announced that they would be rewarding its travelers who pay top dollar…

By Essence Gant

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oil

How To Profit from Falling Oil Prices

Oil is the lowest its been since 2009

According to Time.com, oil prices are the lowest they’ve been since 2009 due to “stagnant…

By Essence Gant

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MillenialsMain

Americans Say No to More Holiday Spending Depsite Lower Gas Prices

Americans, with the exception of millennials, shut their wallets despite cheaper gas

Gas prices are on a steady decline. According to USAToday.com, the Energy Department predicts that…

By Essence Gant

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(File: Image)

Four Funding Sources for Women

Going back to school or starting a business may be more realistic than you think

The average cost of a college education and starting a business is $30,000, according to College…

By Essence Gant

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student loan

CFPB Fights Student Debt Relief Scams

Bureau aims to put an end to underhanded practices

Some students seeking debt relief were lured into a sneaky scam.

By Sheiresa Ngo

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(Image: ThinkStock)

CFPB Announces Consumer Saving Research Project

Bureau aims to help consumers with saving

The CFPB announced a research program that would assess the effectiveness of certain habits designed…

By Sheiresa Ngo

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identity theft

Tips for National Identity Theft Prevention and Awareness Month

Take steps to protect your identity

Identity theft is the top consumer fraud in the United States, according to the Federal…

By Sheiresa Ngo

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(Photo: YouTube)

YouTube Paying Top Dollar to Keep Big Stars

Vloggers have all the power

YouTube, an entitiy of Google Inc, is offering its “celebrities” top dollar to sign exclusive…

By Essence Gant

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(Image: ThinkStock)

New Scam Lures Consumers with Letters from Santa

That note from the North Pole might bring you a world of trouble

You might want to do something extra special for the kiddos this Christmas, but you…

By Sheiresa Ngo

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Image: Instagram

BE Buy Black Holiday Gift Guide: Part One

Gifts from Beyoncé's stylist, Shark Tank cooks and more!

Image: Instagram
Despite African-Americans’ $1 trillion buying power, which is expected to reach $1.3 trillion by…

By Essence Gant

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Medical Billing Provider Settles FTC Charges for Misleading Consumers about Privacy

Your information might not be safe

You might not give a second thought to how your information is going to be…

By Sheiresa Ngo

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Five Legal Terms Every Business Owner Should Know

CFPB Takes Action Against Debt Settlement Firm

Bureau steps in to protect consumers

Sometimes debt collectors can be downright sneaky. Thankfully, the Consumer Financial Protection Bureau is here…

By Sheiresa Ngo

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PurchaseBlack.com Founder Brian Williams

Entrepreneur Provides Resource for ‘Buying Black’

Elevator Pitch finalist Brian Williams' PurchaseBlack.com, provides a place to find black owned businesses.

Purchaseblack.com provides a place to find black businesses.

By Raqiyah Mays

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Your partner is a credit fugitive…but there may be hope: The phone rings constantly throughout the day and early evening and your partner refuses to answer.  Or worse, you’re constantly meeting your partner somewhere new because they frequently have a new residence. While financial expert, Harrine Freeman notes such warning signals, she says before rushing to judgment one should attempt to have an open and honest conversation about credit. “In 2010, FICO Inc. showed that 25.5% of consumers—about 43.4 million people—have a credit score of 599 or below,” she states. “Many people have bad credit so don’t jump to conclusions. Find out the whole story before making decision if you want to continue dating them.”

Americans’ Top Financial Priority is Bills

Many Americans' focus is catching up on bills

Americans’ number one money concern is bills or staying current with living expenses for the…

By Essence Gant

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(Image: File)

ValPak 2014 Holiday Survey: Consumers are Shopping Smarter

Are you making wise shopping decisions?

This year, more consumers are focused on shopping smarter and saving money.

By Sheiresa Ngo

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Reports: Sony Refunds Consumers After Misleading Advertisement

FTC busts the tech company for claims involving functions of PS3 and PS Vita

Sony settles charge with FTC and refunds customers after misleading advertisement surrounding the PS Vita…

By Essence Gant

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Nielsen Study: African American Income, Education Exceeds Expectations

Watch out for Dangerous Toys on Store Shelves

Use caution when shopping for children's toys

If you plan to do some holiday shopping for the children in your life, be…

By Sheiresa Ngo

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poverty gap

Book Review: “How The Poor Can Save Capitalism”

How The Poor Can Save Capitalism brings hope to struggling economy

John Hope Bryant is one of America’s most famed empowerment leaders. The founder, chairman and…

By Essence Gant

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Watch out for Holiday Shopping Scams

Don't get fooled by fraudsters

You’re likely preparing to do some serious shopping this holiday season, but you need to…

By Sheiresa Ngo

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How To

T-Shirt Business

How to Start a Profitable T-Shirt Business

T-shirts are contemporary wardrobe staples for men, women, and children today. Building an online T-shirt…

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(Image: Getty Images)

How to Invest in Cannabis Stocks

While some stocks in these sectors have been high fliers, even more have gone bust…

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