Credit & Debt Management Archives - Page 10 of 24 - Black Enterprise

Money > Credit & Debt Management

Credit Cards

The Lowdown on Investment Rewards Credit Cards

Weigh the pros and cons before making a decision

Investment rewards credit cards are touted as a savings tool

By Sheryl Nance-Nash

Posted: Tags: ,

FTC Warns: “Beware of Fake Debt Collectors”

Don’t get bullied into paying for a debt you might not owe

If you receive a call about a debt you don’t recognize, take action

By Sheiresa Ngo

Posted: Tags: , ,
financial head start

Chances Are, You Won’t Be Able to Afford College

The high cost of a higher education might stop some from achieving their dreams

Student loan debt is surpassing $1 trillion in national debt as well as mortgage and…

By Roy Paul

Posted: Tags: , ,

TIAA-CREF Release Results of Financial Advice Survey

Survey shows some are fearful when it comes to managing money

A random group of 1,000 adults across the nation were asked about their attitudes, preferences…

By Sheiresa Ngo

Posted: Tags: , ,

Facing the Signs of Debt Addiction

If you are stuck in a never-ending cycle of indebtedness, regardless of changes in income, you may be in denial.

How much debt do you have?

By Alfred Edmond, Jr.

Posted: Tags: , , , , ,

Options for Disabled Student Loan Borrowers

Tips for discharging student loan debt due to disability.

This past July, the U.S. Department of Education enforced new regulations that made it easier…

By Sheiresa Ngo

Posted: Tags: , , ,

Are You Trying to Maintain a Reality Show Lifestyle?

Are reality stars really paying for the lavish lifestyles they live on TV?

If you are trying to keep up with the reality show lifestyle, stop it.

By Jennifer Streaks

Posted: Tags:
Credit Cards

Beware of These Dirty Credit Card Tricks

Steer clear of these credit land mines.

Be on your guard when free credit offers come your way.

By Sheiresa Ngo

Posted: Tags: , , , ,

Tips on How to Negotiate Your Credit Card Debt

Advice on how to successfully negotiate credit card debt.

If you’re struggling to pay down credit card debt, you can negotiate more favorable terms.…

By Sheiresa Ngo

Posted: Tags: , , ,

#WealthforLife Wednesdays: The Real Cost of Payday Loans

Repeat borrowing often results in a cycle of debt

For a fast, dangerous payday loan, borrowers usually only need a checking account and proof…

By LaToya M. Smith

Posted: Tags: ,
Morgan State

4 Tips for Managing Student Loan Debt

Start life after college on the right foot

The joy of graduating can turn into dread once student loan notices start pouring in.

By Candace Myers

Posted: Tags: , ,

Credit Card Usage is Up. Here’s What to Do As a Consumer.

Don't turn to credit cards as a backup to your money issues

Smart ways to make credit cards a part of your financial picture.

By Jennifer Streaks

Posted: Tags:

Single and Financially Sound: On Correctly Handling Your Credit and Taxes

Financial setbacks need to be taken care of

And remember, just because you are single now does not mean that credit and taxes…

By Jennifer Streaks

Posted: Tags:

When Getting a Credit Card for Your Business Is the Right Move

Meeting your business' needs is an easier proposition than you think

There is an old saying that “you’ve got to have money, to make money.”

By Bill Fay

Posted: Tags:

20 Percent of African Americans Too Broke for Bank Accounts

Banks charge an average of $6 to cash checks

A large segment of the black community is unbanked

By Makkada B. Selah

Posted: Tags:

So You Filed Your Taxes. Now What?

Taking action after you file can get you ahead of the game

A list of things to do April 15th — and beyond.

By Jennifer Streaks

Posted: Tags: ,
student loan

Student Debt Becomes Chief Concern for College Applicants

Majority of college applicants say debt is a deciding factor in choosing schools

President Barack Obama and credit reporting agency Moody’s called on colleges to cut student costs.

By Gerren Keith Gaynor

Posted: Tags: ,

6 Things Debt Collectors Can and Can’t Do

Consumer Financial Protection Bureau includes debt-collection guidelines in annual report.

The Consumer Financial Protection Bureau released its annual report outlining how it has worked to…

By Sheiresa Ngo

Posted: Tags: , , ,

Survey: 1 in 7 Denied Jobs Because of Credit Issues

Are we witnessing the dawn of new standards in hiring?

More people than previously thought are being denied jobs because of a spotty credit history.

By Darren Sands

Posted: Tags: ,
Cash Mobs Support Small Businesses

Online Banks: Too Good to be True?

Online Banking isn't quite what it used to be

A few things to consider before opening an account in 2013

By Ashley R. Harris

Posted: Tags: , , ,

How To


How to Watch Black Enterprise’s New Tech Podcast on Any Device

Tune into Black Enterprise’s BE The Code podcast hosted by Sequoia Blodgett for all the…

Read More »

Here’s How to Stop Living Paycheck to Paycheck

Living paycheck to paycheck can be a vicious cycle that seems so hard to break.…

Read More »