Credit & Debt Management Archives - Page 12 of 23 - Black Enterprise

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Protect Your Child from Back-to-School ID Theft

Disclosing sensitive information could place your child in danger of being victimized by an identity thief.

Disclosing sensitive information could place your child in danger of being victimized by an identity…

By Sheiresa Ngo

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The Harsh Reality Of Single Black Women And Bankruptcy

Study shows the racial wealth gap is still alive

Study shows the racial wealth gap is still alive

By Black Enterprise

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More Black Women Going Bankrupt [Report]

Studies show that black women continue to fall short financially in comparison to their white counterparts

Studies show that black women continue to fall short financially in comparison to their white…

By Black Enterprise

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job applicant

Job Credit Checks Are Becoming a Thing of the Past

Depending on your state of residence, you might no longer be subjected to a credit check when applying for a job.

You might no longer be subjected to a credit check when applying for a job.

By Sheiresa Ngo

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Clockwise from top: Brown, Gumbs, Young, Douglass, Alleyne, Epperson and St. Claire (Photo by Lonnie C. Major)

Get Excited About Your Money

Our Wealth for Life mission is to ensure that you become an active participant in…

By Alisa Gumbs

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Cindy McField-Asamoah, a vice president with the Corcoran Group (left) and Robin A. Young, president of Women Behaving Wealthy (Photo by Rayon Richards)

Peek In Your Purse

“A woman behaving wealthy spends on the basis of what is important to her on…

By Carolyn M. Brown

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Farrah Gray (@RealFarrahGray)  	The entrepreneurial spirit burns bright in Farrah Gray. Since the age of 6, the CEO of Farrah Gray Publishing has been a salesman and by the age of 16, he launched close to a dozen small businesses and social enterprises. This entrepreneur has received many awards and accolades for his noteworthy accomplishments, including the Young Entrepreneur Trumpet Award, an honorary doctorate degree of humane letters from Allen University, The National Urban League Whitney M. Young Jr. Entrepreneurship Award and The Urban Business Roundtable's Top 40 Game Changers of Chicago.

Free!! Books of the Week – Get Real, Get Rich

Having a hard time controlling your personal expenses, or could you be looking toward future…

By Sasha King

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Should You Use Credit Cards for Everything? Yes and No.

Credit card usage doesn't have to be a gamble.

There are reasons why you should be careful with your credit card, but do they…

By Jennifer Streaks

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(Image: Thinkstock)

WATCH: Amid Criticism, Suze Orman Defends Her New Prepaid Debit Card

In a video interview with theGrio.com/CNBC reporter Sharlita Brantley, Suze Orman goes on the defensive about launching her own prepaid card

In a video interview with theGrio.com/CNBC reporter Sharlita Brantley, Suze Orman goes on the defensive…

By Elayne Fluker

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RUSH COMMUNICATIONS: Russell Simmons, founder of Def Jam (1984) and Rush Communications (1991) (pictured). Def Jam is responsible for launching the career of LL Cool J and the Beastie Boys, and Rush Communications is the parent company for media, entertainment, apparel, financial and philanthropic companies.

Russell Simmons to the Financial Press: ‘Is It Because I’m Hip Hop?’

Amid prepaid debit card criticism, the RushCard founder demands to know why he's considered a "celebrity endorser"

As prepaid debit cards by Suze Orman and Lil Wayne are criticized, RushCard founder Russell…

By Elayne Fluker

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How Radio Personality Angela Yee Dug Herself Out of Debt

The New York DJ recounts her financial missteps before getting back on track

Power 105 radio host Angela Yee found herself struggling with credit debt until she decided…

By Janee Bolden

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(Image: File)

7 Signs that You are a Woman Behaving Wealthy

Time for a purse check, ladies. These tips tell you what you need to do to go from 'just making it' or 'plain broke' to truly wealthy

Time for a purse check, ladies. These tips tell you what you need to do…

By Robin A. Young

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Monique Harps (Photo by Jeremy Charles)

Debt-Free Diet

Four years ago Monique A. Harps contended with more than $104,000 in debt. Although the…

By Aisha I. Jefferson

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3 Ways to Achieve Your Financial New Year’s Resolution In Just 30 Days

2012 is here. Is your money right? Use these tips to help you get on-track

Money coach Lynnnette Khalfani-Cox gives you three key tips to help you reach your financial…

By Lynnette Khalfani-Cox

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If one of your New Year’s resolutions for 2012 is to improve your finances in some way, join the club.

According to a survey from TD Ameritrade, 73% of Americans will make at least one money-related New Year’s resolution. Regardless of your current economic circumstances, here are 12 crucial and doable financial goals worth putting on your list of New Year’s resolutions for 2012 – along with some tips and resources to ensure your financial success.---Lynnette Khalfani-Cox, Askthemoneycoach.com

12 Financial New Year’s Resolutions for 2012

Money Coach Lynnette Khalfani-Cox tells you 12 easy steps to get your money matters in order for 2012!

Money Coach Lynnette Khalfani-Cox tells you 12 easy steps to get your money matters in…

By Lynnette Khalfani-Cox

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(Image: ThinkStock)

3 Things You Should’ve Been Focused on Besides Black Friday Sales

There's nothing wrong with spending if it's for a good cause and not consumer greed and gluttony

Despite being in a recession, American spending continues as 2011 marks the biggest Black Friday…

By Caroline Clarke

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In these financially-strapped times, the thought of using money you barely have to enjoy yourself might ignite stressful feelings. In fact, a lack of disposable income can lead some to almost never involve themselves in fun or extracurricular activities outside of basic cost of living. However, some mental health experts believe working to pay bills without making time for recreation can lead to major stress. If you desire to have fun but you’re constantly void of funds, here are seven ways to have a good time on a budget. —Quassan Castro

7 Ways To Have Fun On A Budget

You don't always have to spend money to have a good time

In this economy everyone is about saving money which leaves fun by the wayside, well…

By Quassan Castro

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From Black Friday door buster specials to pre- and after-Christmas sales, the start of the holiday shopping frenzy may soon engage your inner shopaholic—and leave you with a mound of debt by New Year’s. The average American is expected to spend a little more than $700 on holiday gifts and seasonal merchandise in 2011, according to the National Retail Federation’s 2011 Holiday Consumer Intentions and Actions Survey. Nationwide, sales are expected to reach $465.6 billion, putting retailers in the black.

If the shopaholic in you is ready to be unleashed, take steps to control your spending habits so you aren’t left in the red, with credit card debt and an empty savings account before the year is over. Here are some useful tips to control your inner shopaholic this holiday season. —Lynette Khalfani-Cox

5 Holiday Shopping Tips for Shopaholics

Don't get caught up in the craziness of the holiday shopping season, here are a few tips to stay on course

It’s holiday shopping season and shopaholics need be wary of falling into financial trouble. Here…

By Lynnette Khalfani-Cox

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(Image: ThinkStock)

How to Shop Safe & Save Money on Cyber Monday

Shopping from the comfort of your own home never sounded so good

When it comes to Cyber Monday you have to apply the same preparation and due…

By Lynnette Khalfani-Cox

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(Image: ThinkStock)

Best Black Friday Deals & the Worst Shopping Traps to Avoid

Holiday shopping season officially starts with Black Friday, here's how to come out on top without breaking the bank

Black Friday is all about the deals and low prices, but that doesn’t mean you…

By Lynnette Khalfani-Cox

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How To

Startups

How to Start a Profitable T-Shirt Business

T-shirts are contemporary wardrobe staples for men, women, and children today. Building an online T-shirt…

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How to Invest in Cannabis Stocks

While some stocks in these sectors have been high fliers, even more have gone bust…

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