Credit & Debt Management Archives - Page 14 of 24 - Black Enterprise

Money > Credit & Debt Management

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How To Get A+ Credit

Follow these tips and get the best credit score you can

When Simone Griffin was young, she would watch her grandmother pay the bills on the…

By Tamara E. Holmes

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6 Tips for Decreasing Student Loan Debt Post Grad

Get educated on paying off that college debt faster

Student loans are usually the beginning of a cycle of debt that holds us back…

By Kahliah A. Laney

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credit cards

Watch Out For Business Credit Cards

Don’t put your personal finances at risk

The Pew Charitable Trusts released a study showing that millions of individuals and small business…

By Sheiresa Ngo

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creditscore

The Lending Score You’ve Never Heard Of

It takes more than a good credit score to get the best terms on a loan

If you thought a great credit score was all you needed to get the best…

By Sheiresa Ngo

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(Image: Thinkstock)

Relearning the Value of a Dollar

Making a habit of using credit and debit cards over cash can lead to a financial pitfall

More and more Americans use credit and debit cards for everyday purchases, creating a cycle…

By Janel Martinez

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stocks

5 Ways To Upgrade Your Investments As Nation Deals With Debt Downgrade

Even though investors are reeling from the toughest market since 2008 you can still build your portfolio & protect your assets

Standard & Poor’s downgrade of the United States’ AAA credit rating to a AA+ could…

By Derek T. Dingle

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Author, Dr. Marc Lamont Hill, host of Our World with Black Enterprise

How Obama and the Democrats Dropped the Ball…Again

Dr. Marc Lamont Hill says America is left with the burden of paying for the embarrassing ineptitude of Obama and the Democrats

With the passing of the debt-ceiling bill, Dr. Marc Lamont Hill says America is left…

By Marc Lamont Hill

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burning money

Stop Burning Cash!

In three real-life situations, experts show how to create a workable budget so you can take control of your money and meet your short- and long-term goals.

Do you smell the odor of burning currency? If you ever find yourself wondering where…

By Bridget McCrea

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What You Need to Know about Co-signing on a Loan

When friends and family ask you to co-sign on a loan you might think you’re doing them a favor, but you’re actually entering into some risky business.

If you decide to co-sign on a loan for someone, there is a three out…

By LaToya M. Smith

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When Your Household Finances Fall Apart

You promised to love each other during good times and bad. Here's what to do when bad financial times come sooner than expected

You promised to love each other during good times and bad. But sometimes the bad…

By Sheiresa Ngo

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The Truth About Bankruptcy: Why All Your Debts WON’T Go Away

What you need to know before you file

While it’s true that Chapter 7 bankruptcy can wipe out many consumer debts, such as…

By Lynnette Khalfani-Cox

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credit-card-debt-management

6 Steps to Take If a Debt Collector Tries to Sue You

Whether its a debt you forgot about or one you simply couldn't pay, knowing your options can help you manage the situation

One minute you’re going about your day, not a care in the world. The next,…

By Sheiresa Ngo

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Subject: Deanna Walker

5 Situations When It’s OK to Close a Credit Card

Sometimes it’s all right to go against the grain

Whenever Macy’s announced a sale on Jones New York suits or high-heeled sandals, Deanna S.…

By Leslie E. Royal

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credit report

4 Circumstances That Qualify You for a Free Credit Report

Knowing the facts will allow you to get the information you need

If you think the only time you can get free credit reports is when you…

By Sheiresa Ngo

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credit cards

Watch Out for Interest Rate Reduction Scams

Don't let the promise of a lower interest rate ruin your finances.

If you receive a pre-recorded message promising a lower interest rate on your credit card,…

By Sheiresa Ngo

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Rental Payments Will Count Toward Credit History

How paying your rent on-time is a new way to build good credit

If you don’t own a home, have little credit card history, or don’t own a…

By Sheiresa Ngo

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Financial Advice for 2011 College Graduates (Beyond ‘Get a Job!’)

Strategies to help students do the right thing after getting that diploma

Our Money columnist Lynnette Khalfani-Cox offers tips to help college grads do the right (and…

By Lynnette Khalfani-Cox

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Why a Good Credit Score Isn’t Enough

You’ll need more than excellent credit to get the best terms on a loan

If you thought a great credit score was all you needed to get the best…

By Sheiresa Ngo

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6 Common Lies Debt Collectors Will Tell You

And how to spot them a mile away...plus know the truth about your rights as a consumer

If you’ve ever had to deal with debt collectors, you know that many of them…

By Lynnette Khalfani-Cox

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How Not to Get Scammed by Movers

Moving season is around the corner. Be sure follow these tips to protect yourself from movers who mean you harm

Summer is just around the corner, and moving season will soon be in full swing.…

By Sheiresa Ngo

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How To

India

#TechieTips: 4 Things to Consider When Working With Remote Developers in India

India is one of the top countries where startups and other businesses look for talent…

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resolutions

How to Keep Your Healthy New Year’s Resolutions Going Strong

For millions of people, the new year is also starting with new year resolutions around…

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