Credit & Debt Management Archives - Page 15 of 23 - Black Enterprise

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How to Avoid Tax Audit Triggers

Make sure the tax man has no reason to come knocking

Make sure the tax man has no reason to come knocking

By Sheiresa Ngo

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green folder labeled Income Tax

Your Financial Records: What to Save, What to Shred and When

If tax season has you rifling through bank statements and canceled checks, these tips will help you know how and when to purge

If tax time has you rifling through old bank statements, credit card bills, canceled checks,…

By BlackEnterprise.com

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Stop throwing your money away on bad advice (Image: Thinkstock)

Financial Advice You Should Ignore

How to steer clear of faulty financial tips that could cost you

How to steer clear of faulty financial tips that could cost you

By Sheiresa Ngo

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Should Debt Collectors Use Facebook to “Poke” You?

New measures aim to protect consumers from debt collectors abusing social media

Recently, consumers have reported harassement by debt collectors on Facebook and other social media. In…

By Sheiresa Ngo

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How to be ‘dfree’—Breaking Out of Financial Slavery

Author DeForest Soaries, Jr. lays out a program of deliverance from debt, deficits and delinquencies

How many of us actually see ourselves as slaves to our debts and other financial…

By Alfred Edmond, Jr.

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March 6 to 12 was National Consumer Protection Week, but it's important for you to protect yourself each and every day.  Doing so is key to making sure that your rights as a consumer are not violated and that your safety is preserved. Here are five tips to help you become a more empowered consumer, protect your privacy, manage your finances and detect harmful frauds and scams.

Protect Your Consumer Rights

Preserve your privacy, manage your finances and detect harmful frauds and scams

Preserve your privacy, manage your finances and detect harmful frauds and scams

By Sheiresa Ngo

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Test Your Financial IQ!

Take our quiz to determine how financially savvy you are, and to get tips on how to better manage your money

The financial decisions you make can have a lasting impact on your credit and your…

By LaToya M. Smith

Posted:
credit report

4 Circumstances that Qualify You for a Free Credit Report

Knowing the facts will allow you to get the information you need

If you think the only time you can get free credit reports is when you…

By Sheiresa Ngo

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Pay4College

The Do’s & Don’ts of Paying for College

College financing has changed since you went to school. In light of the dismal job…

By Robin White Goode

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Marriage and Money: Getting on the Same Page

Lateshia Woodley and Alex Kelly must �balance their contrasting money styles to budget their finances and grow their assets

Lateshia Woodley, 35, and Alex Kelly, 33, of Ellenwood, Georgia, have come a long way.…

By Carolyn M. Brown

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Volunteer Your Way Out of Student Debt

SponsorChange.org rewards volunteer service with student loan payments

In April 2009, Raymar and Robert Hampshire started SponsorChange.org, a Pittsburgh-based philanthropic organization that helps…

By Glenn Townes

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MonopolyHouses

How to Navigate Stricter Mortgage Lending Guidelines

Six tips to help you prepare for a home purchase

Now is the ideal time to purchase a home. Interest rates are at historic lows…

By Robin White Goode

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How to Negotiate the Best Deal on a New Car

Arm yourself with the right information and snag a great price

Here’s what you need to know and what you need to do to get the…

By Tamara E. Holmes

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Get what you deserve this tax season (Image: Thinkstock)

4 Tax Law Changes That Will Affect Your Small Business

Before filing for your biz this tax season, be sure to look out for these potential money savers

As tax time draws near, it’s imperative that entrepreneurs be aware of the impact of…

By Alan Hughes

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renter2

Rental Payments Will Count Toward Credit History

How paying your rent on-time is a new way to build good credit

If you don’t own a home, have little credit card history, or don’t own a…

By Sheiresa Ngo

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pig bank

Save For a Rainy Day!

Join the America Saves Week Challenge this week and learn how to stash your cash

February 20 through February 27 is America Saves Week. Take on this week’s challenge to…

By Sheiresa Ngo

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Surprise! The IRS Counts Forgiven Debt As Taxable ‘Income’

Just because your lender cleared you of a debt doesn't mean Uncle Sam will when filing your tax return

Consumers are receiving so-called 1099-c “cancellation of debt” tax notices, informing them that the IRS…

By John Simons

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New Study Shows 62 % Drop in Home Mortgage Approvals to Minorities

When the housing market collapsed, so did the number of home loans to Blacks and Latinos

Together, African-Americans and Hispanics were able to borrow 62 percent less to buy or refinance…

By Kenneth J. Cooper

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According to the 2010 Ariel Black Investor Survey, African Americans consistently saved and invested less than whites of similar incomes over the past decade. As BLACK ENTERPRISE CEO Earl "Butch" Graves, Jr. wrote in a recent Executive Memo: "Make money work for you, not against you. We must reverse this trend by taking a disciplined approach." For the February issue of BLACK ENTERPRISE magazine, I charged our Finance Editor John Simons and our Consumer Affairs Editor Sheiresa Ngo with wwweloping 10 power moves to improve our readers' finances. Follow these tips to better manage your money today an dreap huge benefits tomorrow!--Derek Dingle

10 Power Moves to Help You Better Manage Your Money

Simple steps to help you spend, save and invest smarter

According to the 2010 Ariel Black Investor Survey, African Americans consistently saved and invested less…

By Derek T. Dingle

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Power Moves: 10 Steps to Build Wealth Now!

Our editors have developed "The Power Issue" to help our readers find ways to advance their business, professional and financial lives

Our editors have developed “The Power Issue” to help our readers find ways to advance…

By Derek T. Dingle

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How To

Cultural bias

Ask Sheree: When an Employee Suffers Cultural Bias

What should I do when I sense that my manager is culturally biased against me?
First…

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Startups

How to Start a Profitable T-Shirt Business

T-shirts are contemporary wardrobe staples for men, women, and children today. Building an online T-shirt…

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