Credit & Debt Management Archives - Page 21 of 24 - Black Enterprise

Money > Credit & Debt Management

A Life Raft for Student Loan Borrowers

Task force recommendation could lessen repayment load

If you’re experiencing financial difficulty, student loan payments can feel like a weight on your…

By Sheiresa Ngo

Posted: Tags: , , , ,

Credit Inquiries—Hard Pulls vs. Soft Pulls

Here's the lowdown on how multiple inquiries impact your credit score

Learn how certain types of inquiries on your credit report can impact your credit standing.

By LaToya M. Smith

Posted: Tags: , , ,

3 Things to Know About Debt Collectors

What they can and can�t do when collecting on a debt

While the days of debt collectors sending sheriffs to your home are long gone, for…

By Renita Burns

Posted: Tags: , ,

Help! My Dad Has a Credit Card in My Name

What to do when a family member steals your identity

When “Jonathan” was 14-years-old, his Dad opened a few credit cards and acquired a few…

By Renita Burns

Posted: Tags: , , , ,

5 Ways to Reduce Debt

Start the new year on the right foot. These tips will show you how to lighten your financial load

In 2002, Kristen Tate decided that debt free was the way to be. With a…

By Leslie E. Royal

Posted: Tags: , , , , , ,

High Hopes

Jason Gray aims to focus his goals and map out a wealth plan.

Jason Gray has big plans. He wants to be the first of his five siblings…

By Sheryl Nance-Nash

Posted: Tags: , , ,

Say Buh-Bye to Your Bank?

Why you might want to join a credit union

If you’re thinking about giving your bank the old heave-ho, joining a credit union may…

By Renita Burns

Posted: Tags: , ,

Hell Hath No Fury Like a Credit Cardholder Scorned

Consumers use power of closure to fight rate raises

Oh geez, you’ll never guess who decided to take up arms and join the civil…

By Renita Burns

Posted: Tags: , , ,

The Homebuyer’s Toolkit: How Your Credit Score Adds Up

Understanding and protecting your credit score is an important key to homeownership

Do you request your credit report every year? Admittedly, I have to say I don’t.…

By LaToya M. Smith

Posted: Tags: , , , , , , ,

5 Credit Repair Tips for the Recent Grad

How to clean up the fallout of bad credit card use

You made it! The tassel has been moved to the other side of the cap…

By Renita Burns

Posted: Tags: , ,

Reaching the Next Level

BE takes a look at the 2008 Financial Fitness contest winners to see if theyre closer to a secure financial future.

This year has been tough for almost everyone. Belts are tighter and wallets are opening…

By Sheiresa Ngo

Posted: Tags: ,

Check Yourself Before You Wreck Yourself

Before hitting stores, take the NFCC's Holiday Spending Quiz

Once again, it’s the time of year when pressure on consumers to do their part…

By Alfred Edmond, Jr.

Posted: Tags: , , , , , , ,

ARMed And Dangerous? Don’t File For Bankruptcy

An adjustable rate mortgage can turn a Chapter 13 filing from bad to ugly

Just got a phone call from a couple thinking of filing Chapter 13 bankruptcy. …

By Kirk Charles

Posted: Tags: , , , , , ,

Making Changes

Richard Battles adjusts his finances after retiring from the military

Richard Battles created a lifetime of memories during his 20-year Naval career. He lived in…

By Sheryl Nance-Nash

Posted: Tags: , , , ,

What To Do Today to Prepare For This Year’s Taxes

Don�t let Uncle Sam catch you off guard

It’s not tax season yet, but by the time you finish feasting on turkey and…

By Renita Burns

Posted: Tags: , , ,

Balancing Act

Shelly Robertson works to maintain financial health

After Shelly Robertson’s nine-year marriage ended in 2006, she quickly adjusted her lifestyle. As part…

By Sheiresa Ngo

Posted: Tags: , , ,

Tax Collectors Mine Social Networks

Google, Facebook, and MySpace yield results in search for cheaters

Uncle Sam is tracking down tax deadbeats through social networks and making them pay up.

By Renita Burns

Posted: Tags: , , , ,

The Tangled Web of Debit Cards

Overdraft fees a cash cow for banks

I always thought that using a debit card for my purchases was a safe alternative…

By Renita Burns

Posted: Tags: , , , ,

Private Lenders Up in Arms Over Student Loan Bill

Legislation would benefit those who need relief most

While private lenders may lose a portion of funds from the federally backed loans in…

By Renita Burns

Posted: Tags: , , , ,

Getting on Track

Tyvi Small works to improve his financial discipline

Tyvi Small is pursuing a doctorate in higher education administration. But when it comes to…

By Sheiresa Ngo

Posted: Tags: , , , ,

How To

change

“The only woman in the room” & how to change that by 2186

With passionate voices working every day to redefine the standard for gender equality, I believe…

Read More »
manage

Ask Sheree: How to Manage an Overload of Work

It is very common for a busy professional to feel overwhelmed with their job commitments…

Read More »