Credit & Debt Management Archives - Page 22 of 24 - Black Enterprise

Money > Credit & Debt Management

Establishing A Legacy of Wealth: Part 4

We must take control of our destinies

When all is said and done, we have the ability to take control of our…

By Ryan Mack

Posted: Tags: , , , ,

Establishing A Legacy of Wealth: Part 3

We must take stock of how we spend

Many African Americans are more concerned with what we are wearing, what we are driving…

By Ryan Mack

Posted: Tags: , , , ,

The Credit Card Fee Hustle

Minimum purchases on credit cards are a violation

It’s a shared feeling among many debit and credit cardholders. You head to the local…

By Renita Burns

Posted: Tags: ,

Why America Needs Uncle Sam’s Financial Lessons

Is it government�s job to convince more Americans to save and invest?

One of the arguments conservatives are leveling against President Barack Obama’s proposed Consumer Financial Protection…

By John Simons

Posted: Tags: , , ,

Relief for Student Loan Borrowers

Income-Based Repayment plan reduces monthly minimum payments

College graduates facing mounting student loan debt may find relief in the new Income-Based Repayment…

By Renita Burns

Posted: Tags: , , , ,

School Daze

Getting a Ph.D. left Laquita Blockson with dizzying debt. Now, she seeks a financial plan to pay it all off

Borrowing money to further your education—and by extension, your earning power—is what most financial…

By Sheiresa Ngo

Posted: Tags: , , , ,

Uh-Oh, I Can’t Repay My Student Loans

Four tips for grads struggling to avoid the perils of default

The parties are over, Thirsty Thursdays are a mere memory, and early morning wake-up calls…

By Renita Burns

Posted: Tags: , , ,

Pursuing the American Dream

Richard Cherry strives to build wealth through homeownership

Richard Cherry is more interested in being wealthy than looking wealthy. Living well below his…

By Carolyn M. Brown

Posted: Tags: , ,

Hard Lessons in Home Economics

Rocked by declining ­property values and job loss, the Carrés are searching for answers

Sherley Bretous-Carré and Edenswear Carré still believe in the American dream. Starting in 2002, the…

By Sheryl Nance-Nash

Posted: Tags: ,

The Cutting Edge Q&A: Rebounding After a Custody Battle

Be diligent in finding solutions to manage debt

Since last year, I have fallen behind on the majority of my bills due to…

By Renita Burns

Posted: Tags: , ,

Do As I Say, Not As I Do?

Is borrowing reckless or responsible? Depends on whether debt is "good" or "bad"

A few days ago, I was confronted with a very interesting issue by Black…

By John Simons

Posted: Tags: , ,

The Cutting Edge: Big Tax Refund? You Might Want to Think Twice

Overpaying Uncle Sam is like giving him an interest-free loan

There is such a thing as overpaying Uncle Sam. Though buxom tax returns can seem…

By Renita Burns

Posted: Tags: ,

The Cutting Edge: Tax Tips for First-Time Filers

Don�t let ignorance cost you money, time

If this is your first time filing as an independent, or you’ve just started taking…

By Renita Burns

Posted: Tags: , , , , ,

Say No to Overdraft Fees

10 Days Left to Tell Fed to Say No to Banks

Ever had to pay an additional $30 for a $5 hamburger or a $15 meal?…

By Renita Burns

Posted: Tags:

4. I Will Save At Least 10% of My Income

It’s not enough to just make ends meet with the salary you are earning. You…

By Carolyn M. Brown

Posted: Tags: , , , ,

5. I Will Use Homeownership as a Foundation for Building Wealth

While these are uncertain economic times, financial experts agree that owning a home is still…

By Carolyn M. Brown

Posted: Tags: , , ,

7. I Will Ensure That My Entire Family Adheres to Sensible Money Management Principles

Talking about money matters at the dinner table may not have been polite conversation long…

By Carolyn M. Brown

Posted: Tags: , , , , , , , ,

Safe Haven

Sylvia King's financial discipline kept her afloat during tough times

Sylvia King’s financial discipline kept her afloat during tough times

By Sheryl Nance-Nash

Posted: Tags: , , ,

Women & Money: When to File Bankruptcy

Chapter 7 and Chapter 13 should be your last resort

Savvy money management skills are a necessity to weather these tough economic times. BlackEnterprise.com has…

By BlackEnterprise.com

Posted:

Who Benefits Most From New FICO Scoring Method?

Modifications could be a plus for some, big minus for others

After years of tweaking, Fair Isaac Corp. finally rolled out its revamped FICO score method.…

By Renita Burns

Posted: Tags: , , , , ,

How To

podcast

How to Watch Black Enterprise’s New Tech Podcast on Any Device

Tune into Black Enterprise’s BE The Code podcast hosted by Sequoia Blodgett for all the…

Read More »
paycheck

Here’s How to Stop Living Paycheck to Paycheck

Living paycheck to paycheck can be a vicious cycle that seems so hard to break.…

Read More »