August 27, 2014 4:50 AM • Log InREGISTER
HOT TOPICS:
Relief for Student Loan Borrowers School Daze Uh-Oh, I Can’t Repay My Student Loans Pursuing the American Dream Hard Lessons in Home Economics The Cutting Edge Q&A: Rebounding After a Custody Battle Do As I Say, Not As I Do? The Cutting Edge: Big Tax Refund? You Might Want to Think Twice The Cutting Edge: Tax Tips for First-Time Filers Say No to Overdraft Fees 4. I Will Save At Least 10% of My Income 5. I Will Use Homeownership as a Foundation for Building Wealth 7. I Will Ensure That My Entire Family Adheres to Sensible Money Management Principles Safe Haven Women & Money: When to File Bankruptcy Who Benefits Most From New FICO Scoring Method? Growing Their Wealth Women & Money: Your Finances at Your Life Stage Women & Money: Conflict Resolution for Your Financial Woes Three Tips for Managing Cash Flow Women & Money: When ‘Mine’ Becomes ‘His & Hers’ Women & Money: Handling Your Spouse’s Financial Missteps Women & Money: Tips for Financial Empowerment Women & Money: Tips for Financial Empowerment Living the Abundant Life Goodbye Credit Card Rate Hikes? What You Should Know Before Filing for Bankruptcy An Alternative to Credit: Layaway You Don’t Have to Cancel Christmas, but… On Shaky Ground From Wall Street to Main Street Risky Solutions to Debt Elimination Deep in Business Debt? Boost Your Credit Score Good News For College Loans Capital Crunch for Black Businesses Economic Woes Could Seep into the Student Loan Market Proposed Education Cuts A New FICO Scoring Model Perfect Score

Money > Credit & Debt Management

Relief for Student Loan Borrowers

Income-Based Repayment plan reduces monthly minimum payments

College graduates facing mounting student loan debt may find relief in the new Income-Based Repayment…

By Renita Burns

Posted: Tags: , , , ,
07WFL-BLOCKSON

School Daze

Getting a Ph.D. left Laquita Blockson with dizzying debt. Now, she seeks a financial plan to pay it all off

Borrowing money to further your education—and by extension, your earning power—is what most financial…

By Sheiresa Ngo

Posted: Tags: , , , ,

Uh-Oh, I Can’t Repay My Student Loans

Four tips for grads struggling to avoid the perils of default

The parties are over, Thirsty Thursdays are a mere memory, and early morning wake-up calls…

By Renita Burns

Posted: Tags: , , ,
06WFL-CHERRY

Pursuing the American Dream

Richard Cherry strives to build wealth through homeownership

Richard Cherry is more interested in being wealthy than looking wealthy. Living well below his…

By Carolyn M. Brown

Posted: Tags: , ,

Hard Lessons in Home Economics

Rocked by declining property values and job loss, the Carrs are searching for answers

Sherley Bretous-Carré and Edenswear Carré still believe in the American dream. Starting in 2002, the…

By Sheryl Nance-Nash

Posted: Tags: ,

The Cutting Edge Q&A: Rebounding After a Custody Battle

Be diligent in finding solutions to manage debt

Since last year, I have fallen behind on the majority of my bills due to…

By Renita Burns

Posted: Tags: , ,

Do As I Say, Not As I Do?

Is borrowing reckless or responsible? Depends on whether debt is "good" or "bad"

A few days ago, I was confronted with a very interesting issue by Black…

By John Simons

Posted: Tags: , ,

The Cutting Edge: Big Tax Refund? You Might Want to Think Twice

Overpaying Uncle Sam is like giving him an interest-free loan

There is such a thing as overpaying Uncle Sam. Though buxom tax returns can seem…

By Renita Burns

Posted: Tags: ,

The Cutting Edge: Tax Tips for First-Time Filers

Don�t let ignorance cost you money, time

If this is your first time filing as an independent, or you’ve just started taking…

By Renita Burns

Posted: Tags: , , , , ,

Say No to Overdraft Fees

10 Days Left to Tell Fed to Say No to Banks

Ever had to pay an additional $30 for a $5 hamburger or a $15 meal?…

By Renita Burns

Posted: Tags:
1. Make sure your investment portfolio has exposure to emerging markets like China and India. They recommend that no more than 10% of your portfolio holdings should be invested in these assets.

4. I Will Save At Least 10% of My Income

It’s not enough to just make ends meet with the salary you are earning. You…

By Carolyn M. Brown

Posted: Tags: , , , ,
(Image: Thinkstock)

5. I Will Use Homeownership as a Foundation for Building Wealth

While these are uncertain economic times, financial experts agree that owning a home is still…

By Carolyn M. Brown

Posted: Tags: , , ,
wflprinciple7

7. I Will Ensure That My Entire Family Adheres to Sensible Money Management Principles

Talking about money matters at the dinner table may not have been polite conversation long…

By Carolyn M. Brown

Posted: Tags: , , , , , , , ,

Safe Haven

Sylvia King's financial discipline kept her afloat during tough times

Sylvia King’s financial discipline kept her afloat during tough times

By Sheryl Nance-Nash

Posted: Tags: , , ,

Women & Money: When to File Bankruptcy

Chapter 7 and Chapter 13 should be your last resort

Savvy money management skills are a necessity to weather these tough economic times. BlackEnterprise.com has…

By BlackEnterprise.com

Posted:

Who Benefits Most From New FICO Scoring Method?

Modifications could be a plus for some, big minus for others

After years of tweaking, Fair Isaac Corp. finally rolled out its revamped FICO score method.…

By Renita Burns

Posted: Tags: , , , , ,

Growing Their Wealth

Richelle and Niko Perazich seek strategies to expand their nest egg.

By Sheryl Nance-Nash

Posted: Tags:

Women & Money: Your Finances at Your Life Stage

The right steps whether you're single or over 40

Savvy money management skills are a necessity to weather these tough economic times. BlackEnterprise.com has…

By BlackEnterprise.com

Posted: Tags: , , ,

Women & Money: Conflict Resolution for Your Financial Woes

Don't let money problems ruin your relationship

Savvy money management skills are a necessity to weather these tough economic times. BlackEnterprise.com has…

By BlackEnterprise.com

Posted: Tags: , ,

Three Tips for Managing Cash Flow

In a tight times, due diligence in tracking your dollars is key

With tightening credit markets, entrepreneurs are being advised to watch their dollars carefully. Many companies…

By Margarette Burnette

Posted: Tags: , , , ,

Women & Money: When ‘Mine’ Becomes ‘His & Hers’

How to change your mindset from solo to partnership

Savvy money management skills are a necessity to weather these tough economic times. BlackEnterprise.com has…

By BlackEnterprise.com

Posted: Tags: , ,

Women & Money: Handling Your Spouse’s Financial Missteps

Help your mate learn how to successfully manage finances

Savvy money management skills are a necessity to weather these tough economic times. BlackEnterprise.com has…

By BlackEnterprise.com

Posted: Tags: , ,

Women & Money: Tips for Financial Empowerment

Ways to combat salary disparities

Over the next two weeks, we’ll have money management tips and strategies from Harrine Freeman,…

By BlackEnterprise.com

Posted: Tags: , , ,

Women & Money: Tips for Financial Empowerment

Credit counseling CEO gives insights on money management

Savvy money management skills are a necessity to weather these tough economic times. BlackEnterprise.com has…

By BlackEnterprise.com

Posted: Tags: , , , ,

Living the Abundant Life

Norris and Reneau Curl are taking steps to grow and protect their cash cushion.

By Sheryl Nance-Nash

Posted: Tags:

Goodbye Credit Card Rate Hikes?

New rules add protections for consumers

For many of us, credit cards have been a saving grace in times of need…

By Renita Burns

Posted: Tags: , ,

What You Should Know Before Filing for Bankruptcy

Bankruptcy has gotten more difficultand expensive.

It was the daily flood of phone calls that finally did it. They became so…

By Ilana Polyak

Posted: Tags: ,

An Alternative to Credit: Layaway

Tips for getting the most out of your shopping

With its roots in the Great Depression, layaway allows shoppers who don’t have enough money…

By Tamara E. Holmes

Posted: Tags: , , , , ,

You Don’t Have to Cancel Christmas, but…

Making a list and checking it twice could result in the best gift of all: a debt-free New Year.

The pressure has already started to get us to start our holiday shopping and spend…

By Alfred Edmond, Jr.

Posted: Tags: , , , , , , ,

On Shaky Ground

Adriene and Rob Lambert work toward achieving financial unity.

By Sheryl Nance-Nash

Posted:

From Wall Street to Main Street

The credit crisis' impact on you

The wave of bank failures and the wrangling in Congress over a $700 billion rescue…

By Renita Burns

Posted: Tags: ,

Risky Solutions to Debt Elimination

Taking shortcuts can lead to compounding woes

Desperate for alternative ways to pay down debt, many people rely on quick-fix solutions that…

By Zakiyyah El-Amin

Posted: Tags: , ,

Deep in Business Debt?

Here is how you can pay your creditors and keep your doors open

If you’re like most small business owners, at some point you have robbed Peter to…

By Wendy Harris

Posted: Tags: , ,

Boost Your Credit Score

Bringing up your points pays off

Ever since subprime mortgages became more “sub” than “prime,” lenders have been tightening up on…

By Donald Jay Korn

Posted: Tags: , , ,

Good News For College Loans

President Bush signs law increasing access to federal funds

If you’re the parent of a college student, you know how expensive higher education
can be.…

By Donald Jay Korn

Posted: Tags: ,

Capital Crunch for Black Businesses

Fed report reveals tightened lending standards for smaller firms

A Federal Reserve report released this week underscores the increasing difficulty that small business owners…

By Tamara E. Holmes

Posted: Tags: , ,

Economic Woes Could Seep into the Student Loan Market

Current credit crunch has college lenders tightening standards

With the annual cost of tuition and fees at a four-year private institution averaging $23,712,…

By Tamara E. Holmes

Posted: Tags: , , , ,

Proposed Education Cuts

How President Bush's 2009 Budget May Affect HBCUs

President Bush’s 2009 education budget proposal has many black educators concerned about the impact of…

By Ann Brown

Posted: Tags: , ,

A New FICO Scoring Model

Could it affect your score?

Fair Isaac Corp., creators of the FICO credit score, announced a new scoring model expected…

By Sheiresa Ngo

Posted: Tags: ,

Perfect Score

Taking The Mystery Out Of Building A-1 Credit

Like many, Lisa Ndiaye filled out an application for her first Visa credit card in…

By Sakina P. Spruell

Posted: Tags: , , , ,

Women of Power

(File)

REGISTER NOW: Black Enterprise Women of Power Summit’s 10th Anniversary

It will be a landmark year for the Black Enterprise Women of Power Summit in…

Read More »
Venus Williams

Watch Sonia Alleyne’s Interview with Venus Williams at This Year’s Women of Power Summit [Video]

Venus Williams was one of the featured speakers at this year’s Women of Power Summit.

Read More »