October 25, 2014 1:54 AM • Log InREGISTER
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The Homebuyer’s Toolkit: How Your Credit Score Adds Up 5 Credit Repair Tips for the Recent Grad Reaching the Next Level Check Yourself Before You Wreck Yourself ARMed And Dangerous? Don’t File For Bankruptcy Making Changes What To Do Today to Prepare For This Year’s Taxes Balancing Act Tax Collectors Mine Social Networks The Tangled Web of Debit Cards Private Lenders Up in Arms Over Student Loan Bill Getting on Track Credit Card Companies Go On the Defense Preparing for the Future Hey, Mr. President, How About A Holiday? Establishing A Legacy of Wealth: Part 4 Establishing A Legacy of Wealth: Part 3 The Credit Card Fee Hustle Why America Needs Uncle Sam’s Financial Lessons Relief for Student Loan Borrowers School Daze Uh-Oh, I Can’t Repay My Student Loans Pursuing the American Dream Hard Lessons in Home Economics The Cutting Edge Q&A: Rebounding After a Custody Battle Do As I Say, Not As I Do? The Cutting Edge: Big Tax Refund? You Might Want to Think Twice The Cutting Edge: Tax Tips for First-Time Filers Say No to Overdraft Fees 4. I Will Save At Least 10% of My Income 5. I Will Use Homeownership as a Foundation for Building Wealth 7. I Will Ensure That My Entire Family Adheres to Sensible Money Management Principles Safe Haven Women & Money: When to File Bankruptcy Who Benefits Most From New FICO Scoring Method? Growing Their Wealth Women & Money: Your Finances at Your Life Stage Women & Money: Conflict Resolution for Your Financial Woes Three Tips for Managing Cash Flow Women & Money: When ‘Mine’ Becomes ‘His & Hers’ Women & Money: Handling Your Spouse’s Financial Missteps Women & Money: Tips for Financial Empowerment Women & Money: Tips for Financial Empowerment Living the Abundant Life Goodbye Credit Card Rate Hikes? What You Should Know Before Filing for Bankruptcy An Alternative to Credit: Layaway You Don’t Have to Cancel Christmas, but… On Shaky Ground From Wall Street to Main Street Risky Solutions to Debt Elimination Deep in Business Debt? Boost Your Credit Score Good News For College Loans Capital Crunch for Black Businesses Economic Woes Could Seep into the Student Loan Market Proposed Education Cuts A New FICO Scoring Model Perfect Score

Money > Credit & Debt Management

The Homebuyer’s Toolkit: How Your Credit Score Adds Up

Understanding and protecting your credit score is an important key to homeownership

Do you request your credit report every year? Admittedly, I have to say I don’t.…

By LaToya M. Smith

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5 Credit Repair Tips for the Recent Grad

How to clean up the fallout of bad credit card use

You made it! The tassel has been moved to the other side of the cap…

By Renita Burns

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Reaching the Next Level

BE takes a look at the 2008 Financial Fitness contest ­winners to see if they’re closer to a secure financial future.

This year has been tough for almost everyone. Belts are tighter and wallets are opening…

By Sheiresa Ngo

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Check Yourself Before You Wreck Yourself

Before hitting stores, take the NFCC's Holiday Spending Quiz

Once again, it’s the time of year when pressure on consumers to do their part…

By Alfred Edmond, Jr.

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ARMed And Dangerous? Don’t File For Bankruptcy

An adjustable rate mortgage can turn a Chapter 13 filing from bad to ugly

Just got a phone call from a couple thinking of filing Chapter 13 bankruptcy. …

By Kirk Charles

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11WFL-Battles

Making Changes

Richard Battles adjusts his finances after retiring from the military

Richard Battles created a lifetime of memories during his 20-year Naval career. He lived in…

By Sheryl Nance-Nash

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What To Do Today to Prepare For This Year’s Taxes

Don�t let Uncle Sam catch you off guard

It’s not tax season yet, but by the time you finish feasting on turkey and…

By Renita Burns

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10WFL-Robertson

Balancing Act

Shelly Robertson works to maintain financial health

After Shelly Robertson’s nine-year marriage ended in 2006, she quickly adjusted her lifestyle. As part…

By Sheiresa Ngo

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Tax Collectors Mine Social Networks

Google, Facebook, and MySpace yield results in search for cheaters

Uncle Sam is tracking down tax deadbeats through social networks and making them pay up.

By Renita Burns

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The Tangled Web of Debit Cards

Overdraft fees a cash cow for banks

I always thought that using a debit card for my purchases was a safe alternative…

By Renita Burns

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Private Lenders Up in Arms Over Student Loan Bill

Legislation would benefit those who need relief most

While private lenders may lose a portion of funds from the federally backed loans in…

By Renita Burns

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09WFL-Small-LIVE

Getting on Track

Tyvi Small works to improve his financial discipline

Tyvi Small is pursuing a doctorate in higher education administration. But when it comes to…

By Sheiresa Ngo

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Credit Card Companies Go On the Defense

Issuers hike rates as CARD Act set to take effect

1231_CostCuttingBlogCreditCardLooks like credit card issuers are playing a tough game of defense against sweeping legislation…

By Renita Burns

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Preparing for the Future

Jason and Carol Wooden are expecting a bundle of joy. Will they be able to quit their day jobs early and enter semiretirement?

Herb White, a certified financial planner and founder of Life Certain Wealth Strategies in Denver,…

By Sheiresa Ngo

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Hey, Mr. President, How About A Holiday?

Let's give homeowners the option of not paying their mortgages for one full year

I am talking about a one year Mortgage Holiday where homeowners will not be required…

By Warren Ballentine

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Establishing A Legacy of Wealth: Part 4

We must take control of our destinies

When all is said and done, we have the ability to take control of our…

By Ryan Mack

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Establishing A Legacy of Wealth: Part 3

We must take stock of how we spend

Many African Americans are more concerned with what we are wearing, what we are driving…

By Ryan Mack

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The Credit Card Fee Hustle

Minimum purchases on credit cards are a violation

It’s a shared feeling among many debit and credit cardholders. You head to the local…

By Renita Burns

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Why America Needs Uncle Sam’s Financial Lessons

Is it government�s job to convince more Americans to save and invest?

One of the arguments conservatives are leveling against President Barack Obama’s proposed Consumer Financial Protection…

By John Simons

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Relief for Student Loan Borrowers

Income-Based Repayment plan reduces monthly minimum payments

College graduates facing mounting student loan debt may find relief in the new Income-Based Repayment…

By Renita Burns

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07WFL-BLOCKSON

School Daze

Getting a Ph.D. left Laquita Blockson with dizzying debt. Now, she seeks a financial plan to pay it all off

Borrowing money to further your education—and by extension, your earning power—is what most financial…

By Sheiresa Ngo

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Uh-Oh, I Can’t Repay My Student Loans

Four tips for grads struggling to avoid the perils of default

The parties are over, Thirsty Thursdays are a mere memory, and early morning wake-up calls…

By Renita Burns

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06WFL-CHERRY

Pursuing the American Dream

Richard Cherry strives to build wealth through homeownership

Richard Cherry is more interested in being wealthy than looking wealthy. Living well below his…

By Carolyn M. Brown

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Hard Lessons in Home Economics

Rocked by declining ­property values and job loss, the Carrés are searching for answers

Sherley Bretous-CarrĂ© and Edenswear CarrĂ© still believe in the American dream. Starting in 2002, the…

By Sheryl Nance-Nash

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The Cutting Edge Q&A: Rebounding After a Custody Battle

Be diligent in finding solutions to manage debt

Since last year, I have fallen behind on the majority of my bills due to…

By Renita Burns

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Do As I Say, Not As I Do?

Is borrowing reckless or responsible? Depends on whether debt is "good" or "bad"

A few days ago, I was confronted with a very interesting issue by Black…

By John Simons

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The Cutting Edge: Big Tax Refund? You Might Want to Think Twice

Overpaying Uncle Sam is like giving him an interest-free loan

There is such a thing as overpaying Uncle Sam. Though buxom tax returns can seem…

By Renita Burns

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The Cutting Edge: Tax Tips for First-Time Filers

Don�t let ignorance cost you money, time

If this is your first time filing as an independent, or you’ve just started taking…

By Renita Burns

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Say No to Overdraft Fees

10 Days Left to Tell Fed to Say No to Banks

Ever had to pay an additional $30 for a $5 hamburger or a $15 meal?…

By Renita Burns

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1. Make sure your investment portfolio has exposure to emerging markets like China and India. They recommend that no more than 10% of your portfolio holdings should be invested in these assets.

4. I Will Save At Least 10% of My Income

It’s not enough to just make ends meet with the salary you are earning. You…

By Carolyn M. Brown

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5. I Will Use Homeownership as a Foundation for Building Wealth

While these are uncertain economic times, financial experts agree that owning a home is still…

By Carolyn M. Brown

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wflprinciple7

7. I Will Ensure That My Entire Family Adheres to Sensible Money Management Principles

Talking about money matters at the dinner table may not have been polite conversation long…

By Carolyn M. Brown

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Safe Haven

Sylvia King's financial discipline kept her afloat during tough times

Sylvia King’s financial discipline kept her afloat during tough times

By Sheryl Nance-Nash

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Women & Money: When to File Bankruptcy

Chapter 7 and Chapter 13 should be your last resort

Savvy money management skills are a necessity to weather these tough economic times. BlackEnterprise.com has…

By BlackEnterprise.com

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Who Benefits Most From New FICO Scoring Method?

Modifications could be a plus for some, big minus for others

After years of tweaking, Fair Isaac Corp. finally rolled out its revamped FICO score method.…

By Renita Burns

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Growing Their Wealth

Richelle and Niko Perazich seek strategies to expand their nest egg.

By Sheryl Nance-Nash

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Women & Money: Your Finances at Your Life Stage

The right steps whether you're single or over 40

Savvy money management skills are a necessity to weather these tough economic times. BlackEnterprise.com has…

By BlackEnterprise.com

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Women & Money: Conflict Resolution for Your Financial Woes

Don't let money problems ruin your relationship

Savvy money management skills are a necessity to weather these tough economic times. BlackEnterprise.com has…

By BlackEnterprise.com

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Three Tips for Managing Cash Flow

In a tight times, due diligence in tracking your dollars is key

With tightening credit markets, entrepreneurs are being advised to watch their dollars carefully. Many companies…

By Margarette Burnette

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Women & Money: When ‘Mine’ Becomes ‘His & Hers’

How to change your mindset from solo to partnership

Savvy money management skills are a necessity to weather these tough economic times. BlackEnterprise.com has…

By BlackEnterprise.com

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Women & Money: Handling Your Spouse’s Financial Missteps

Help your mate learn how to successfully manage finances

Savvy money management skills are a necessity to weather these tough economic times. BlackEnterprise.com has…

By BlackEnterprise.com

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Women & Money: Tips for Financial Empowerment

Ways to combat salary disparities

Over the next two weeks, we’ll have money management tips and strategies from Harrine Freeman,…

By BlackEnterprise.com

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Women & Money: Tips for Financial Empowerment

Credit counseling CEO gives insights on money management

Savvy money management skills are a necessity to weather these tough economic times. BlackEnterprise.com has…

By BlackEnterprise.com

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Living the Abundant Life

Norris and Reneau Curl are taking steps to grow and protect their cash cushion.

By Sheryl Nance-Nash

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Goodbye Credit Card Rate Hikes?

New rules add protections for consumers

For many of us, credit cards have been a saving grace in times of need…

By Renita Burns

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What You Should Know Before Filing for Bankruptcy

Bankruptcy has gotten more difficult—and expensive.

It was the daily flood of phone calls that finally did it. They became so…

By Ilana Polyak

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An Alternative to Credit: Layaway

Tips for getting the most out of your shopping

With its roots in the Great Depression, layaway allows shoppers who don’t have enough money…

By Tamara E. Holmes

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You Don’t Have to Cancel Christmas, but…

Making a list and checking it twice could result in the best gift of all: a debt-free New Year.

The pressure has already started to get us to start our holiday shopping and spend…

By Alfred Edmond, Jr.

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On Shaky Ground

Adriene and Rob Lambert work toward achieving financial unity.

By Sheryl Nance-Nash

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From Wall Street to Main Street

The credit crisis' impact on you

The wave of bank failures and the wrangling in Congress over a $700 billion rescue…

By Renita Burns

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Risky Solutions to Debt Elimination

Taking shortcuts can lead to compounding woes

Desperate for alternative ways to pay down debt, many people rely on quick-fix solutions that…

By Zakiyyah El-Amin

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Deep in Business Debt?

Here is how you can pay your creditors and keep your doors open

If you’re like most small business owners, at some point you have robbed Peter to…

By Wendy Harris

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Boost Your Credit Score

Bringing up your points pays off

Ever since subprime mortgages became more “sub” than “prime,” lenders have been tightening up on…

By Donald Jay Korn

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Good News For College Loans

President Bush signs law increasing access to federal funds

If you’re the parent of a college student, you know how expensive higher education
can be.…

By Donald Jay Korn

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Capital Crunch for Black Businesses

Fed report reveals tightened lending standards for smaller firms

A Federal Reserve report released this week underscores the increasing difficulty that small business owners…

By Tamara E. Holmes

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Economic Woes Could Seep into the Student Loan Market

Current credit crunch has college lenders tightening standards

With the annual cost of tuition and fees at a four-year private institution averaging $23,712,…

By Tamara E. Holmes

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Proposed Education Cuts

How President Bush's 2009 Budget May Affect HBCUs

President Bush’s 2009 education budget proposal has many black educators concerned about the impact of…

By Ann Brown

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A New FICO Scoring Model

Could it affect your score?

Fair Isaac Corp., creators of the FICO credit score, announced a new scoring model expected…

By Sheiresa Ngo

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Perfect Score

Taking The Mystery Out Of Building A-1 Credit

Like many, Lisa Ndiaye filled out an application for her first Visa credit card in…

By Sakina P. Spruell

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Women of Power

Image: File/Facebook

On the Move: Jocelyn Allen to Lead GM Diversity Efforts; Chicago Defender Gets First Female Exec Editor

Both General Motors and the Chicago Defender appoint female power players to top leadership positions.

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(Image: File)

Meet Dariany Santana, Co-Host of Women of Power TV

Model and actress Dariany Santana is one of the hosts of Women of Power TV.…

Read More »