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black unemployment

Study: Despite Economic Upturn, Long-term Unemployed Still Experiencing Difficulty

You may have a rough road ahead of you

John J. Heldrich Center for Workforce Development research finds only 14% of long-term unemployed able…

By Sheiresa Ngo

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Single-black-woman

Money Problems Plague Americans

Consumers are tortured by debt

A drastic increase in debt, while not having enough savings for retirement, makes things…

By Sheiresa Ngo

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(File: Image)

[Part 2] App Helps Parents Teach Kids Budgeting

One-on-one with Allowance Manager creator Dan Meader

An allowance can serve as a learning tool.

By Sheiresa Ngo

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Image: Black Enterprise

Bestselling Author ‘Zane’ Files For Bankruptcy

Erotica writer owes $540,000 in back taxes

Kristina Laferne Roberts, better known as Zane, owes $540,000 in back taxes to the IRS.…

By Kevin L. Clark (@KevitoClark)

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black-woman-with-child-piggy-bank

Q & A With Allowance Manager Creator Dan Meader

New app helps parents manage their children’s money

If you’ve been having trouble keeping track of your kids’ allowance, you’ll be happy to…

By Sheiresa Ngo

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Image: Thinkstock

Student Loan Defaults Decline, Yet Number Remains High

For-profit schools account for the majority of defaults

Among all colleges, about 13.7% defaulted within three years of entering repayment.

By Sheiresa Ngo

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piggy bank college fund

Older Americans Saddled with Student Loan Debt

Student loans are starting to linger into borrowers' golden years

Student loan debt has an impact on a much larger group of people than might…

By Sheiresa Ngo

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(Image: Thinkstock)

Federal Reserve Decides Not to Change Swipe Fees

Fees will remain unchanged

The Federal Reserve has decided to keep current credit card swipe fees in place.

By Sheiresa Ngo

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student loan

Citizens Bank Offers Student Borrowers a Chance to Refinance at Lower Rate

Borrowers may get a rate lower than what they are already paying

If you’re looking to refinancing your student loan, you now have a new option.

By Sheiresa Ngo

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Credit-Cards-620x480

Study: One in Five Can’t Live without Credit Cards

Are you lost without credit?

Don’t start an unhealthy love affair with your plastic.

By Sheiresa Ngo

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Credit Cards

Study: More Millennials Saying No to Credit Cards

More than 60% of millennials are without a credit card

A new Bankrate survey reveals that more than 60% of millennials are shying away from…

By Courtney Connley

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Credit Cards

Computer Chips Coming to a Credit Card Near You

Notice something different about your credit card?

The new computer chips make it harder for thieves to get your information from your…

By Sheiresa Ngo

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(Image: Thinkstock)

Infographic: Where College Students Spend Their Money

How college students go broke

Check out this infograhic breakdown of how college students use—and mishandle—their money.

By Sheiresa Ngo

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Credit Cards

5 Reasons Your Credit Card Application Was Denied

Here's why you were turned down

No one applies for a credit card hoping their application will be rejected.

By Sheiresa Ngo

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Five Legal Terms Every Business Owner Should Know

FTC Requests Shutdown of Fake Credit-Debt Scheme

The government agency aims to protect consumers

Phony debt relief/credit repair programs, allegedly made false statements that they were funded by the…

By Sheiresa Ngo

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(Image: Thinkstock)

Report: Late Auto Payments on the Rise

More consumers are paying their car loans late

If you’re late on your auto loan payment, you have some company.

By Sheiresa Ngo

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economic-recession

Study: Consumers Still Recovering from the Recession

Raises and promotions stay stagnant while Americans' savings accounts are dwindling.

If you’re still feeling the pinch, you’re not alone.

By Sheiresa Ngo

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(Image: File)

Beware of a New Scam on Facebook

Sneaky tool tricks user into hacking themselves

Make sure to keep a close eye on all of your social media accounts.

By Sheiresa Ngo

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Credit Cards

Study: One in Three Americans with Credit File Has Debt in Collections

Nevada tops the list

A debt in collections will remain on your credit report for seven years.

By Sheiresa Ngo

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Credit Cards

Credit Card Interest Rates on the Rise

Rates are slowly creeping up

The most significant increases can be seen when it comes to secured credit cards.

By Sheiresa Ngo

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How To

Cultural bias

Ask Sheree: When an Employee Suffers Cultural Bias

What should I do when I sense that my manager is culturally biased against me?
First…

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Startups

How to Start a Profitable T-Shirt Business

T-shirts are contemporary wardrobe staples for men, women, and children today. Building an online T-shirt…

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