Home Ownership Archives - Page 8 of 10 - Black Enterprise

Money > Home Ownership

Money Matters: Do I Need This Type of Insurance?

Or was I duped into spending more money than I need to?

Along with monthly mortgage payments, I pay an additional $16 for insurance that will automatically…

By John Simons

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You Better Shop Around

Four steps to getting the best deal on a home loan

Some 92% of homebuyers finance their purchase with a mortgage, according to the National Association…

By Tara-Nicholle Nelson

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Your House is a Home—Not an ATM

Although property can serve as a valuable wealth-building too, it also serves a practical purpose�it's where you live

The nation may be in recovery mode but millions are still stuck in a financial…

By Earl "Butch" Graves Jr.

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Low-Cost Eco-Friendly Design Options for Your Home

Affordable strategies for greening your abode

Most families hear the word “green” or “eco-friendly” and immediately think that it means unaffordable.…

By Robin Wilson

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Don’t Walk Away

Weigh the pros and cons before you walk away from your home

Until recently, owning a home was the wealth-building move. These days, many homeowners are contending…

By Tara-Nicholle Nelson

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Learning From the Kennedy Green House Restoration

Turning a mold-infested house into an eco-healthy home

Eco-designer Robin Wilson discusses the Kennedy Green House restoration, and how you can green your…

By Robin Wilson

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Bank of America Offers Bailout to Homeowners

Plans to extend $3 billion in loan forgiveness to 45,000 homeowners struggling to stay afloat

If you have a mortgage with Bank of America, and you’re extremely underwater, you just…

By Sheiresa Ngo

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The Homebuyer’s Toolkit: Do it Yourself!

Today's lesson: Patching a hole in your drywall

From time to time, you may have to make interior improvements to your home such…

By LaToya M. Smith

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The Homebuyer’s Toolkit: Choosing the Right Neighborhood

When purchasing a home, it�s all about location, location, location

Found the perfect house? Make sure the environment is equally ideal. There’s nothing to be…

By LaToya M. Smith

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When Should You Refinance?

How to know when it�s time to apply for new mortgage terms

When 32-year-old James W. Johnson of Raleigh, North Carolina, bought his first home five years…

By Tamara E. Holmes

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Demystifying the Mortgage Modification Process

Rainbow/PUSH Coalition counselor advises delinquent homeowners

Loan modification counselor discusses when homeowners should modify their loan, why banks are not modifying…

By Marcia Wade Talbert

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The Homebuyer’s Toolkit: Title Insurance

Understand what title insurance can protect you from before buying a home

Buying a home entails much more than I anticipated. Just when I thought I had…

By LaToya M. Smith

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The Homebuyer’s Toolkit: Condo or Co-Op?

What you need to know before buying a condo or co-op

If shoveling snow, mowing the lawn, and general maintenance is not up your alley then…

By LaToya M. Smith

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Money Matters: Should I Ditch My Home?

Maintain your mortgage payments (if you can) even if you're "underwater"

I don’t have equity in the home I bought three years ago. When is it…

By John Simons

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The Homebuyers Toolkit: Renting vs. Buying

The pros and cons of both options should be considered when shopping for a home

In today’s market should you rent or buy? “Your decision to buy or rent depends…

By LaToya M. Smith

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How to Finance a Fixer-Upper on a Modest Budget

The house you want to buy needs some work, but you don�t have the money for repairs. Here�s one option.

A reader recently wrote to me asking about options for financing the purchase of a…

By John Simons

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The Homebuyer’s Toolkit: How Your Credit Score Adds Up

Understanding and protecting your credit score is an important key to homeownership

Do you request your credit report every year? Admittedly, I have to say I don’t.…

By LaToya M. Smith

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The Homebuyer’s Toolkit: Building Financial Security

Owning a home should be part of a larger commitment to gaining financial security

Over the Thanksgiving break I became addicted to a show called Till Debt Do U$…

By LaToya M. Smith

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Should You Have Faith In A Good Faith Estimate?

When mortgage shopping, break down the costs and make sure you are comparing apples to apples

I was speaking with a client yesterday who was thoroughly confused by the good faith…

By Kirk Charles

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What’s A Short Sale In The Long Run?

It's not a foreclosure, but it could still make it harder to buy another home

Yesterday afternoon I was in an attorney’s office and a gentleman came in for a…

By Kirk Charles

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How To

T-Shirt Business

How to Start a Profitable T-Shirt Business

T-shirts are contemporary wardrobe staples for men, women, and children today. Building an online T-shirt…

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(Image: Getty Images)

How to Invest in Cannabis Stocks

While some stocks in these sectors have been high fliers, even more have gone bust…

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