Home Ownership Archives - Page 8 of 11 - Black Enterprise

Money > Home Ownership

New Study Shows 62 % Drop in Home Mortgage Approvals to Minorities

When the housing market collapsed, so did the number of home loans to Blacks and Latinos

Together, African-Americans and Hispanics were able to borrow 62 percent less to buy or refinance…

By Kenneth J. Cooper

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10 Power Moves to Help You Better Manage Your Money

Simple steps to help you spend, save and invest smarter

According to the 2010 Ariel Black Investor Survey, African Americans consistently saved and invested less…

By Derek T. Dingle

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Rescuing Communities of Color

The whole world prepares for Obama's first State of the Union Address of 2011 and his plans for our financial recovery

With less than a week before President Obama’s State of the Union Address, political and…

By Derek T. Dingle

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The Midterm Elections: Candidate Hansen Clarke

A review of Black candidates running for office in the Nov. 2nd elections

To help you be informed and prepared when you go to cast your vote on…

By Joyce Jones

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Soledad O'Brien

Soledad O’Brien on Why Some Black Families Struggle Financially

CNN's 'Black in America: Almighty Debt' host sheds light on the origin of our financial woes

“The impact of decades of slavery, Jim Crow and unfair hiring practices are still…

By Tomika Anderson

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How to Navigate Stricter Home Buying Guidelines

5 tips to help you be prepared before closing

Now that credit guidelines are stricter for potential home buyers, some may be wondering how…

By Robin White Goode

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Watch: CNN Tackles Almighty Debt on ‘Black in America’

Host Soledad O�Brien talks to Black Enterprise editors about our community�s struggles with debt management

Soledad O’Brien takes a look at “almighty debt,” its effect on the Black community and…

By Black Enterprise

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Four Reasons Midterm Elections Matter

Lawmakers, political analysts warn that changing of the guard will hurt most African Americans

Voter turnout for midterm elections tends to be anemic compared to presidential contests. In 2006,…

By Joyce Jones

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Is Owning Your Own Home Still Ideal?

In some cities it is actually cheaper to rent

Economic conditions may be driving more Americans to choose tenancy over the American dream of…

By Black Enterprise

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There’s No Place Like (A New) Home

Doliviera and Angela Henry take advantage of a nonprofit program to buy their first home

“We had to start building a future for ourselves, for our children, and that starts…

By LaToya M. Smith

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What To Do About An Underwater Mortgage

Should you maintain or bail?

Thirty-five percent of African American homeowners in the U.S. are currently underwater. If the home…

By John Simons

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Real Estate Insider: 4 Things to Know About Reverse Mortgages

Real estate news and advice for individuals and investors

With the number of potential borrowers growing with the aging population, it’s important that homeowners…

By Black Enterprise

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Nonprofit Insider: 4 Steps to Fundraising for Your Nonprofit

Information and resources for starting and growing your nonprofit

Samuel T. Jackson, founder and CEO of the Economic Empowerment Initiative, provides these four tips…

By Marcia Wade Talbert

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The Black Enterprise Wealth For Life Principles

Step-by-step guidelines to responsible saving, investing, and spending to build wealth and pass it on to future generations

The 10 Black Enterprise Wealth for Life principles are meant to serve as a step-by-step…

By Black Enterprise

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What Does Financial Reform Have To Do With Me?

Plenty. Here's a quick breakdown the parts of the bill that affect you.

After more than 8 million jobs were lost and hundreds of banks closed, financial reforms…

By Sheiresa Ngo

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Senate Overwhelmingly Approves Consumer Protection Bill

Legislation will protect blacks from discriminatory financial practices

The Senate voted Thursday to pass a Wall Street reform bill, which includes major reforms…

By Joyce Jones

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Foreclosing as a Financial Strategy

It's called strategic defaulting, and more homeowners are doing it

Fannie Mae recently announced that it would penalize borrowers who purposely forego their home loan…

By John Simons

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Administration Approves $1.5 Billion in Aid for Homeowners

Fund encourages states to develop less stringent solutions to prevent foreclosure

The U.S. Treasury announced Thursday that it has approved $1.5 billion in Hardest Hit Fund…

By Joyce Jones

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Billions in Wealth Lost Since Foreclosure Crisis Began

African American communities to lose $193 billion by 2012

Communities of color have lost billions in wealth since the current foreclosure crisis began, according…

By Deborah Creighton Skinner

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Money Matters: Do I Need This Type of Insurance?

Or was I duped into spending more money than I need to?

Along with monthly mortgage payments, I pay an additional $16 for insurance that will automatically…

By John Simons

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How To

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After 143 Million Left Vulnerable by Equifax Hack, Here’s What You Can Do

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How She Became a Full Stack JavaScript Developer In 5 Intensive Months

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