Home Ownership Archives - Page 9 of 11 - Black Enterprise

Money > Home Ownership

Demystifying the Mortgage Modification Process

Rainbow/PUSH Coalition counselor advises delinquent homeowners

Loan modification counselor discusses when homeowners should modify their loan, why banks are not modifying…

By Marcia Wade Talbert

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The Homebuyer’s Toolkit: Title Insurance

Understand what title insurance can protect you from before buying a home

Buying a home entails much more than I anticipated. Just when I thought I had…

By LaToya M. Smith

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The Homebuyer’s Toolkit: Condo or Co-Op?

What you need to know before buying a condo or co-op

If shoveling snow, mowing the lawn, and general maintenance is not up your alley then…

By LaToya M. Smith

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Money Matters: Should I Ditch My Home?

Maintain your mortgage payments (if you can) even if you're "underwater"

I don’t have equity in the home I bought three years ago. When is it…

By John Simons

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The Homebuyers Toolkit: Renting vs. Buying

The pros and cons of both options should be considered when shopping for a home

In today’s market should you rent or buy? “Your decision to buy or rent depends…

By LaToya M. Smith

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How to Finance a Fixer-Upper on a Modest Budget

The house you want to buy needs some work, but you don�t have the money for repairs. Here�s one option.

A reader recently wrote to me asking about options for financing the purchase of a…

By John Simons

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The Homebuyer’s Toolkit: How Your Credit Score Adds Up

Understanding and protecting your credit score is an important key to homeownership

Do you request your credit report every year? Admittedly, I have to say I don’t.…

By LaToya M. Smith

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The Homebuyer’s Toolkit: Building Financial Security

Owning a home should be part of a larger commitment to gaining financial security

Over the Thanksgiving break I became addicted to a show called Till Debt Do U$…

By LaToya M. Smith

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Should You Have Faith In A Good Faith Estimate?

When mortgage shopping, break down the costs and make sure you are comparing apples to apples

I was speaking with a client yesterday who was thoroughly confused by the good faith…

By Kirk Charles

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What’s A Short Sale In The Long Run?

It's not a foreclosure, but it could still make it harder to buy another home

Yesterday afternoon I was in an attorney’s office and a gentleman came in for a…

By Kirk Charles

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Foreclosures of the Rich and Famous

A look back at celebrity homeownership woes

Since the highly publicized foreclosure woes of Evander Holyfield and Michael Jackson, more celebrities have…

By Janell Hazelwood

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The Homebuyers Toolkit: Money Attitudes and Budgeting

Homeownership means learning to understand and manage your finances

Last weekend I attended The Money Conference for Women in Hartford, CT. A 26-year-old woman…

By LaToya M. Smith

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ARMed And Dangerous? Don’t File For Bankruptcy

An adjustable rate mortgage can turn a Chapter 13 filing from bad to ugly

Just got a phone call from a couple thinking of filing Chapter 13 bankruptcy. …

By Kirk Charles

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The Homebuyers Toolkit: Let’s Talk Money

There may be grants to help you buy your home�if you know where to look

The biggest hurdle to homeownership for some is the down payment and closing costs. These…

By LaToya M. Smith

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The Homebuyers Toolkit: Key Players

The role of the realtor, attorney and home inspector

Buying a home is a personal decision, but the process is not so private. Generally,…

By LaToya M. Smith

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Congress Expands Homeowner Tax Breaks

First-time homebuyer tax credit extended to June

If you were rushing to close on a house before the end of the year,…

By Renita Burns

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The Homebuyers Toolkit: Qualifying For A Mortgage

Know your options for financing your purchase�and paying off the loan

“What happens when you go to a lender,” asked Deborah Johnson, vice president and relationship…

By LaToya M. Smith

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The Homebuyer’s Toolkit: Getting Started

How to know if you're ready and what banks are looking for

The process of buying a home can be overwhelming. I feel your pain, I’m there…

By LaToya M. Smith

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Scam Alert: Cash For Home Offer May Not Be What You Think

Tempting offer proves to be fool's gold

“Sell you home for cash” signs are ubiquitous, and unfortunately, sketchy, says Manny Alvarado, operation…

By Renita Burns

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Choosing a Contractor

This home improvement guide will show you how to choose the best person to work on your dwelling

After experiencing a home break-in this summer, Atlanta residents Jamilia and Charles Smith decided to…

By Lauren Lea

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How To

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