Credit & Debt Management Archives - Black Enterprise

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Credit Score

Personal Credit Score vs. Business Credit Score: Everything You Need to Know (And More)

Both your personal credit and business credit are criteria that play an important role in…

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Credit Score

7 Ways to Fix Your Bad Credit

Use these steps to restore your credit and obtain the credit you deserve

There are certain steps you need to take to restore your credit. Use these 7…

By Cameka Smith

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Student loan debt

5 Simple Boss Moves to Help You Confront Student Loan Debt

Get a head start on eliminating your student loan debt today

We all know the stats. Take charge of your student loan debt and get past…

By Janell Hazelwood

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Money Abuse

Are You Guilty of Money Abuse?

It's both common and socially accepted, but that makes money abuse no less destructive to your quality of life, including your finances

Money is not a toy to be played with and discarded. It’s a tool which,…

By Alfred Edmond, Jr.

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women investors

Could You Scrape Together $400 If You Had To?

There was a time when my husband and I couldn’t

But then I’ve made pretty imprudent choices of my own. I think it’s interesting that…

By Robin White Goode

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retail

Addicted to Retail? Stop Compulsive Spending

Also known as shopaholism, compulsive spending is an addiction. Here are three ways to help kick this detrimental habit

Also known as shopaholism or compulsive buying, compulsive spending should be taken as seriously as…

By Alfred Edmond, Jr.

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credit score

Does My Personal Credit Score Impact My Business?

Yes, your business credit can be impacted by your personal credit score. Here's what you need to know

Check out some need-to-know instances you may be unaware of when your business credit may…

By Black Enterprise

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Eliminating Debt

Eliminating Debt? Don’t Get Carried Away

These are tips to help you approach eliminating your debt strategically and responsibly

For many of us, eliminating debt is a top priority. That’s not a bad thing,…

By Alfred Edmond, Jr.

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Disaster

Relying on Credit Can Lead to Disaster

No one ever intends to end up in a financial hole. To dig yourself out, you must stop relying on credit

Has relying on credit pushed you to the brink of disaster? Time to face the…

By Alfred Edmond, Jr.

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credit abuse

Avoiding Credit Abuse: Before You Break Out the Plastic, Think!

Credit abuse may be socially accepted, but it often leads to chronic debt

While credit abuse is a socially accepted and commercially encouraged habit, it often leads to…

By Alfred Edmond, Jr.

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millennials

Just in Time for Halloween: 5 Frightening Money Mistakes That Can Haunt Millennials

Five frightening financial errors millennials must avoid

In the spirit of Halloween, check out this hair-raising list of 5 money mistakes that…

By Derek T. Dingle

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student loan debt

New Guidebook Helps College Grads With Student Loan Debt

Options for college grads, who don't make enough money to pay off their loans

Find out how this new guide helps with student loan debt consolidation for college grads…

By Carolyn M. Brown

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SmartApps

Use These 3 SmartApps to Reduce Debt

Using technology to eliminate debt

There is no sense of having a smartphone just to pay a high bill and…

By davisq

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Clinton

(DNC) What Clinton and Trump Can Tell You About Your Credit Score

Survey finds correlation between candidate choice and credit score

A study by WalletHub.com finds rare common ground between tenant Trump supporters. About a quarter…

By Stacey Tisdale

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loan

Why You Should Think Twice Before Co-Signing a Loan

The financial perils of putting your name on the bottom-line for a loved one

“Co-signing a loan for a family member or friend can go wrong in many ways,…

By Stacey Tisdale

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bad credit

The Best Gas Rewards Credit Cards (Even If You Have Bad Credit)

Getting the most bang for your buck during summer travel

This story looks at the results of the study from CardHub.com that analyzes the best…

By Stacey Tisdale

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What You Need to Know About Payday Loans

Pulling yourself out of the short-term debt spiral

The fact is, however, that many people rely on payday loans to make ends meet,…

By Stacey Tisdale

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credit cards

Millennials Shying Away From Credit Cards

The pros and cons of credit cards

“A credit card shouldn’t be seen as taboo. Used correctly, a credit card can…

By Stacey Tisdale

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debt

Fewer Americans Taking On Vacation Debt

Study finds more people using savings for travel

While the urge to move is often accompanied by the urge to splurge, a new…

By Stacey Tisdale

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Cities With Most and Least Student Loans

Where Americans are struggling the most with student loans

You can get income-based repayment plans for federal loans if the loan represents a significant…

By Stacey Tisdale

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How To

Apply to More Than 50 HBCUs at Once With the Common Black College Application

Students can apply to 52 of the more than 100 HBCUs by completing just one…

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Password Protect Your Flash Drive In Two Simple Steps

Flash drives, thumb drives, USB sticks: whatever you want to call them, they’re more than…

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