Credit & Debt Management Archives - Page 10 of 24 - Black Enterprise

Money > Credit & Debt Management

Looking for a Valentine’s Day Gift? Try Your Credit Report

Nothing says 'I love you' like financial planning together

According to Morris, couples are often reluctant to discuss money matters and that finances are…

By Alan Hughes


Black Enterprise’s Financial All-Stars: Aaron W. Smith Talks Raising Capital

Advice from Black Enterprise's top experts

What are the best ways to raise capital?

By Sheiresa Ngo

Posted: Tags: , ,

US Lagging Behind Globally in Improving Credit Card Security

Merchants prepare for cards with embedded chips that make it harder for thieves to steal personal information

Small business owners may want to prepare for and embrace the change

By Carolyn M. Brown

Posted: Tags: , , , , , ,
ATM Keypad

ATM Fraud Explosion Might be Looming

Experts say fraudsters could be set to target ATMs

Skilled criminals are able to attach a skimmer to an ATM in less than a…

By Sheiresa Ngo

Posted: Tags: , ,
Credit Cards

The Lowdown on Investment Rewards Credit Cards

Weigh the pros and cons before making a decision

Investment rewards credit cards are touted as a savings tool

By Sheryl Nance-Nash

Posted: Tags: ,

FTC Warns: “Beware of Fake Debt Collectors”

Don’t get bullied into paying for a debt you might not owe

If you receive a call about a debt you don’t recognize, take action

By Sheiresa Ngo

Posted: Tags: , ,
financial head start

Chances Are, You Won’t Be Able to Afford College

The high cost of a higher education might stop some from achieving their dreams

Student loan debt is surpassing $1 trillion in national debt as well as mortgage and…

By Roy Paul

Posted: Tags: , ,

TIAA-CREF Release Results of Financial Advice Survey

Survey shows some are fearful when it comes to managing money

A random group of 1,000 adults across the nation were asked about their attitudes, preferences…

By Sheiresa Ngo

Posted: Tags: , ,

Facing the Signs of Debt Addiction

If you are stuck in a never-ending cycle of indebtedness, regardless of changes in income, you may be in denial.

How much debt do you have?

By Alfred Edmond, Jr.

Posted: Tags: , , , , ,

Options for Disabled Student Loan Borrowers

Tips for discharging student loan debt due to disability.

This past July, the U.S. Department of Education enforced new regulations that made it easier…

By Sheiresa Ngo

Posted: Tags: , , ,

Are You Trying to Maintain a Reality Show Lifestyle?

Are reality stars really paying for the lavish lifestyles they live on TV?

If you are trying to keep up with the reality show lifestyle, stop it.

By Jennifer Streaks

Posted: Tags:
Credit Cards

Beware of These Dirty Credit Card Tricks

Steer clear of these credit land mines.

Be on your guard when free credit offers come your way.

By Sheiresa Ngo

Posted: Tags: , , , ,

Tips on How to Negotiate Your Credit Card Debt

Advice on how to successfully negotiate credit card debt.

If you’re struggling to pay down credit card debt, you can negotiate more favorable terms.…

By Sheiresa Ngo

Posted: Tags: , , ,

#WealthforLife Wednesdays: The Real Cost of Payday Loans

Repeat borrowing often results in a cycle of debt

For a fast, dangerous payday loan, borrowers usually only need a checking account and proof…

By LaToya M. Smith

Posted: Tags: ,
Morgan State

4 Tips for Managing Student Loan Debt

Start life after college on the right foot

The joy of graduating can turn into dread once student loan notices start pouring in.

By Candace Myers

Posted: Tags: , ,

Credit Card Usage is Up. Here’s What to Do As a Consumer.

Don't turn to credit cards as a backup to your money issues

Smart ways to make credit cards a part of your financial picture.

By Jennifer Streaks

Posted: Tags:

Single and Financially Sound: On Correctly Handling Your Credit and Taxes

Financial setbacks need to be taken care of

And remember, just because you are single now does not mean that credit and taxes…

By Jennifer Streaks

Posted: Tags:

When Getting a Credit Card for Your Business Is the Right Move

Meeting your business' needs is an easier proposition than you think

There is an old saying that “you’ve got to have money, to make money.”

By Bill Fay

Posted: Tags:

20 Percent of African Americans Too Broke for Bank Accounts

Banks charge an average of $6 to cash checks

A large segment of the black community is unbanked

By Makkada B. Selah

Posted: Tags:

So You Filed Your Taxes. Now What?

Taking action after you file can get you ahead of the game

A list of things to do April 15th — and beyond.

By Jennifer Streaks

Posted: Tags: ,

How To

Password Protect Your Flash Drive In Two Simple Steps

Flash drives, thumb drives, USB sticks: whatever you want to call them, they’re more than…

Read More »

Black Female Voice Actor on How to Break into the Lucrative Voice-Over Business

“The secret society [of the voice-over business] is due in part because it’s a career…

Read More »