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Money > Planning & Budgeting

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The 3 Things That ‘Really’ Make Goals a Reality

Psychology professor Gail Matthews from Dominican University in California, heard about an often cited study…

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student loan

Don’t Let Student Loan Debt Stress You Out

Three tips that will help you breathe

Our society tends to make debt a moral question, in many instances, equating a person’s…

By Stacey Tisdale

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Twitter Chat: Jacquette Timmons to Talk Black Women and Finances

The financial expert to help us manage our purses

Financial behaviorist Jacquette Timmons will address financial planning as it relates to black women in…

By Essence Gant

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Making Her Daughter Money Smart

Suleni and Sulma's story of love, learning, and leading by example

Advice from Sulma Arzu-Brown and husband Maurice on raising financially savvy children.

By Stacey Tisdale

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Giving Your Daughter Strong Financial Values

Tips to help mothers create ‘money smart’ girls

Tips to help mothers create ‘money smart’ girls, helping their daughters have strong financial values.

By Stacey Tisdale

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Middle Class and Blacks Are More Charitable Than the Rich

A look at who gives more of their income to those in need

According to the Financial Tracking Service (FTS), the United States has contributed nearly $10 million…

By Stacey Tisdale

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How To Set Financial Goals

Black Enterprise’s Senior Personal Finance Editor Stacey Tisdale shares her tips on CNN’s HLN

Black Enterprise’s Senior Personal Finance Editor Stacey Tisdale shares her tips on CNN’s HLN.

By Stacey Tisdale

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5 Steps To Identifying Your Side-Hustle Potential

Improve your financial health by exploring ways to generate multiple streams of income.

Side hustles are a popular way improve your finances by creating additional sources of income.

By Alfred Edmond, Jr.

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Dawn Brown (Image: Brown)

5 Savvy Ways to Save For Your Child’s College Education

Senior financial adviser, Dawn Brown, offers tips and advice to ensure future success

Dawn Brown, senior financial adviser at Altfest Personal Wealth Management, offers options to save now…

By Robin White Goode

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Financial Literacy Month: Creating Financially ‘Chill’ Kids

Part 1: Teaching about money: Ages 4 -8

Whether you feel it’s important for your child to think of bills as a chore…

By Stacey Tisdale

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Financial Literacy Month: Teaching Teenagers How to Manage Money

Three things every parent should know

There are three necessary ingredients when it comes to helping your children develop financial behaviors…

By Stacey Tisdale

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Want to Quit Your Job? Read First This So You Don’t Go Broke

What to figure out before you take the plunge

There is an interesting trend taking place in the Labor market, read these tips so…

By Stacey Tisdale

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60s and beyond. Continue to work closely with your financial planner to make sure you are carefully managing your money.

Financial Literacy Month: What to Do if You or a Loved One is Retiring With Debt

Five tips that can lighten your load

Financial Literacy Month: What to do if you or a loved one is retiring…

By Stacey Tisdale

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social-security-card

Does Your Family Want an Extra $120k in Retirement Income? If Yes, Read This

What we don’t know about social security is costing us billions

Social Security along with America Saves, the American Savings Education Council, and the Women’s Institute…

By Stacey Tisdale

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women-and-money

Women’s History Month: 5 Tips to Get What You’re Worth

Don't shortchange yourself from getting the best for your life

If you’re a professional woman, you won’t want to forget these four pivotal tips in…

By Stacey Tisdale

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[Part 2] Setting Financial Goals: Where To Begin

How to set 'SMART' goals as 'America Saves Week' kicks off

In case you didn’t know, Feb. 23, is the kick off for the 9th annual…

By Stacey Tisdale

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‘Phased Retirement’ Growing Popular Among Baby Boomers

Transition into retirement with stress-free jobs

The last bunch of baby boomers just turned 50-years-old. As the group gears up for…

By Essence Gant

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Setting Financial Goals: Where to Begin Part 1

3 questions that can change your life

As a financial journalist for more than 20 years, I’ve had a unique …

By Stacey Tisdale

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black and latino students in colleges

Want to Lower college costs? Make Your Kid go to Class!

Technology aims to help reduce the est. $31 Billion annual cost of skipped classes

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A few weeks ago, University of Indiana Sophomore, Andrew Havill was telling his father…

By Stacey Tisdale

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3 Easy Money Management Tips for Millennials

Start making better money choices with three simple steps

Stacey Tisdale offers these easy tips for young professionals to incorporate into their financial lifestyles.

By Essence Gant

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What Wendy Williams Taught Me About Lending Money to Friends and Family

Five tips handle the pressure to give away your hard-earned cash

Here are five tips that have helped others learn healthy money-lending habits with friends and…

By Stacey Tisdale

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Taking the Pain out of Changing Your Flight

Survival tips for weather-related flight cancellations

Changing Flights
As if Super Bowl hangovers weren’t enough, air travelers in the United States are…

By Stacey Tisdale

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Barksdale3

A ‘Financial Fumble’ We Can All Learn From

What former NFL wide-receiver Rod Barksdale learned about friends and family in ‘financial need’

Financial experts say friends and family are one of the leading causes, as players have…

By Stacey Tisdale

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Millennials More Likely to Overdraft

Younger bank customers tend to spend more than they have

Overdraft and insufficient funds fees make up most of the checking account fees paid by…

By Sheiresa Ngo

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money

Bankrate.com’s Claes Bell Talks Saving Money

Are you putting enough away for a rainy day?

Only 38% of Americans have enough savings to cover unexpected expenses such as a $1,000…

By Sheiresa Ngo

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Poll: Consumers are Concerned about Financial Stability

Do finances keep you up at night?

Roughtly 66% of respondents are not sure how to attain financial stability.

By Sheiresa Ngo

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What Are You Willing To Sacrifice To Save Money?

Six daily tips to help save you up to $4,400 a year

While it’s certainly true that you must have goals to get your finances on track,…

By Kandia Johnson

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37% of Americans Say They’re Too Broke to Save

Is reduced cash flow preventing you from building your nest egg?

Do you feel like you don’t have enough money to save?

By Sheiresa Ngo

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Infographic: How Well Are Small Business Websites Meeting Your Needs?

Shoppers desire more web interaction

Are small business websites meeting your online shopping needs?

By Sheiresa Ngo

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Consumer Tip: Conduct a Financial Checkup (Part 2)

Take time to make sure your finances are in order

Now that the holidays are coming to a close, it’s a great time to take…

By Leslie E. Royal

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Consumer Tip: Conduct a Financial Checkup

Take time to make sure your finances are in order

Now that the holidays are coming to a close, it’s a great time to take…

By Leslie E. Royal

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7 Creative Ways to Cover Conference Expenses

Boost your marketability by using these tips to ensure you network toward success

Conferences can be expensive, but you don’t have to go broke to upgrade your marketability.…

By Michelle Y. Talbert, Esq.

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Infographic: How Millennials Can Get Involved in Philanthropy

Young people are giving back to their communities

An increasing number of millennials are looking to make a difference by donating their time,…

By Sheiresa Ngo

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retirement

Many Baby Boomers Say They’ll Never Retire

Will you work until you die?

Are you making plans to work until you draw your last breath? You’ve got some…

By Sheiresa Ngo

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5 Ways to Prep for Retirement

Consider these tips if you're near retirement

We know retirement is inevitable, but it can feel far away so we drag our…

By Essence Gant

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student loan debt

10 College Scholarships for Minority Students

Top college funding opportunities and resources

Check out this roundup of some of the top scholarship opportunities designed to benefit minority…

By Courtney Connley

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5 Tips for Lowering Your Winter Heating Bill

Keep more cash in your wallet

If you’re looking for ways to save on your heating bill, there are plenty of…

By Sheiresa Ngo

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car insurance

Watch out for Car and Home Insurance Surprises

Don't get caught off guard

If your goal is to save money this coming year, then you should definitely be…

By Sheiresa Ngo

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Single-black-woman

Lack of Long Term Care Insurance Leaves Women Vulnerable (Part 2)

Are you prepared?

If you’re a woman, chances are you’ll require some long-term financial support when it comes…

By Sheiresa Ngo

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Employees Close to Retirement Wish They Had Saved Sooner

Did you start saving early enough?

Do you find yourself regretting the fact that you didn’t start saving for retirement when…

By Sheiresa Ngo

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NFCC Offers Holiday Financial Checklist

Get your finances in order for the New Year

Have you been financially naughty or nice this holiday season?

By Sheiresa Ngo

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Lack of Long Term Care Insurance Leaves Women Vulnerable

Are you covered?

Women are at a higher risk of needing long term care insurance.

By Sheiresa Ngo

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4 Easy Apps To Manage and Track Your Money

Get a great start on the New Year with these resources

The best mobile solutions for your finances can help you monitor your bank account, and…

By Kandia Johnson

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Consumer Tip: Teaching Your Children about Philanthropy

Emphasize the importance of giving back

The holidays are an excellent time to teach your children about giving to those who…

By Sheiresa Ngo

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5 Smart Gifts To Ask For While You’re Still Young

Save money and get money this Holiday

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Take advantage of your youth. You still have a little time before Mom, Dad, and…

By Essence Gant

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Close-up of a young businesswoman holding a pair of glasses

Report: Many Women Unprepared for Retirement

More than 20% associated the word “retirement” with insecurity

A number of women experience tremendous anxiety when it comes to preparing for retirement, according…

By Sheiresa Ngo

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How to Save Cash on a Kitchen Remodel

Electrolux’s Julie Fritz shares her tips

If you’re planning to do a kitchen remodel, you’re probably looking for ways to save…

By Sheiresa Ngo

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Holiday Tipping: How Much Should You Tip?

Are you giving enough?

You want to show your appreciation for their help, but what dollar amount is appropriate?

By Sheiresa Ngo

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Nielsen Study: African American Income, Education Exceeds Expectations

Survey: Consumers Likely to Rein in Holiday Spending

Will you be doing some belt tightening?

If you’re planning to cut back on holiday spending, you have some company.

By Sheiresa Ngo

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irs

IRS Offers Tips for Year-End Gifts to Charity

Familiarize yourself with updated rules for charitable donations

If you’re in the giving spirit and planning to make a few gifts to charity,…

By Sheiresa Ngo

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Updates to Flexible Spending Accounts for 2015

Changes coming for next year

Be aware that Flexible Spending Accounts are going through a few changes next year.

By Sheiresa Ngo

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Ways to Save When Finding Your First Apartment

Cut costs when finding your first apartment

Photo: Apartment Therapy
If ever in your teenage years you mumbled, “I can’t wait to get…

By Essence Gant

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Study: Men and Women Equally Guilty of Impulse Shopping

The need to for instant gratification gets the best of us all

A CreditCards.com report reveals that three in four adult Americans have made impulse purchases.

By Essence Gant

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seniors-smiling-couple

How to Use Life Insurance To Protect Your Wealth

Find the right policy to ensure security at any age

Being financially prepared for a breadwinner’s death saves families from the added grief of losing…

By Cliff Hocker

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Why Do 1 in 4 Women Take a Backseat When it Comes to Finances?

Fidelity's Kristen Robinson weighs in

Roughly 1 in 4 women are not taking part in household financial decision making.

By Sheiresa Ngo

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Living Single: 5 Easy Money-Saving Tips for Young Adults

What other money saving tips can you think of? Share below

Living single in your 20′s? Help maximize your funds by trying these five easy money…

By Essence Gant

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black woman texting

Fidelity Study: 1 in 4 Women Don’t Take the Lead When it Comes to Finances

Don't let your lack of confidence hold you back

Many women will become the sole financial decision maker at some point in their lives.…

By Sheiresa Ngo

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seniors-smiling-couple

How to Manage Finances for Senior Family Members

Finance leader Carla A. Harris shares insights on healthcare and cost-of-living planning

Finance leader Carla A. Harris shares how to manage finances for the elderly.

By Raqiyah Mays

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How to Teach Children About Money

Author Sabrina Lamb offers advice on starting money management training early

Author and financial expert Sabrina Lamb teaches parents how to teach children about money management.

By Raqiyah Mays

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Survey: African Americans Put Family First When Making Financial Decisions

Who influences your money choices? Voice your opinions on key financial topics below

The presence or absence of a sound financial foundation directly impacts overall well-being.

By Sheiresa Ngo

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car insurance

Infographic: Pre-Sale Car Fixes to Help You Get More Money Back

A few upgrades can mean more money in your pocket

Simple fixes could make a world of difference.

By Sheiresa Ngo

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How Millennials Can Score in the Game of Wealth Building

Conserve your cash, increase your financial acumen, and invest money in vehicles that produce solid long-term returns

Millennials, when should you start planning for your financial future? Today. Here’s how.

By Earl "Butch" Graves Jr.

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Merrill Lynch Study Explores Impact of Health on Retirement

Poor health can ruin your wealth

Poor health can mean significant retirement challenges, so staying in top condition is important.

By Sheiresa Ngo

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ICBA Study: Millennials Value Community Banks, Want to Be Bosses

New research analyzes opinions and values of generation Y

Roughly 46% of the respondents reported that they are interested in learning the process of…

By Sheiresa Ngo

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Money Advice for the Sandwich Generation

Don't let competing demands ruin your retirement plans

Many Sandwichers say their adult children pose more of a financial strain than their parents.…

By Sheiresa Ngo

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How to Run Your Home More Like a CEO

4 tips for time & budget management from a business development expert

All successful CEOs have one thing in common: They’re able to maintain a big-picture perspective.…

By Carolyn M. Brown

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student loan

10 Worst States for Student Loan Debt

Is your state one of them?

Personal finance website Wallet Hub recently conducted a study highlighting the best and worst states…

By Sheiresa Ngo

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Consumers Cut Back on Spending

Are you doing some belt tightening?

Two-thirds of Americans are reducing their monthly spending. One of the main reasons is the…

By Sheiresa Ngo

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Survey: Millennials Rely on Personal Networks for Financial Advice

Generation Y is getting more serious about money management

Young people are demonstrating an interest in taking an active role with their finances.

By Sheiresa Ngo

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4 Things No One Has Ever Told You About Budgeting

Before you make a financial plan, take these steps

There are some hard truths you must know before creating a good budget that will…

By Patrice C. Washington

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ATM Overdraft Fees Reach All-Time High

It will cost you more if you bank outside the network

The average overdraft fee of $32.74 set a new record high for the 16th consecutive…

By Sheiresa Ngo

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Infographic: The Financial Lives of Working Mothers

More working mothers are the heads of their household

Roughly 40% of working mothers are taking the lead when it comes to providing for…

By Sheiresa Ngo

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Cost of Caregiving Takes Many by Surprise

Caring for loved ones can take a toll

A little under half of family caregivers say they spend more than $5,000 annually on…

By Sheiresa Ngo

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hacienda2a

Timeshare Nightmare: Waking Up & Walking Out Can Be Just A Pipe Dream

A valid, binding contract almost impossible to get out of

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On a vacation in Mexico six years ago, Jessica Martinez and her husband took…

By Richard Spiropoulos

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TD Bank offers Franchise Financing Options for Veterans

Back-to-School: CFPB Works to Protect Student Veterans

The organization aims to shield veterans from abusive and deceptive recruiting practices by schools

The Consumer Financial Protection Bureau is looking to help veterans looking to go back to…

By Sheiresa Ngo

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MoneyandHealth

Hospitals Team Up with Banks to Offer Interest-Free Loans

Will this hurt or help patients?

One hospital has created a new payment option that will help patients pay for the…

By Sheiresa Ngo

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September is Life Insurance Awareness Month

An overview of life insurance buying habits

Many people put off buying life insurance until a major life event occurs. That’s not…

By Sheiresa Ngo

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Infographic: Tips for Managing Your Student Loan

Here's what to do before contacting the ombudsman

Here are a few helpful tips for managing your student loans.

By Sheiresa Ngo

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money

Consumer Tip: Watch Out for Hidden College Costs

Be mindful of these budget busters

College is an expensive venture. Don’t kill your budget by not taking into account some…

By Sheiresa Ngo

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Infographic: Navigating the World of Financial Aid

A quick guide to making sense of the financial aid system

Figuring out the ins and outs of financial aid can be overwhelming. Here are some…

By Sheiresa Ngo

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Infographic: Best Practices for Purchasing Life Insurance

Tips for buying life insurance

Here are a few tips for purchasing life insurance.

By Sheiresa Ngo

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Infographic: Save on Labor Day Travel

Keep more cash in your pocket

Use these tips will save you money this holiday. Check out this infographic breakdown.

By Sheiresa Ngo

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Consumer Tip of the Day: Negotiating a Financial Aid Package

Use these tips to get a better deal

Expect to pay $22,826 for tuition at an in-state public college and $44,750 at a…

By Sheiresa Ngo

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Consumer Tip of the Day: Track Spending

Tips for getting a handle on your cash

Check out this money-saving strategy.

By Sheiresa Ngo

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MoneyandHealth

Survey: Healthcare Providers Fall Short in Providing Cost Transparency

Consumers are consistently shocked by their medical bills

Consumers are almost always surprised by out-of-pocket medical costs.

By Sheiresa Ngo

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Infographic: How Much Do You Spend on Coffee?

How those small purchases add up to big losses for your pockets

Do you buy coffee every morning? Here’s how those seemingly small purchases add up to…

By Sheiresa Ngo

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Infographic: Car Insurance Mistakes

Don't make these blunders

Take advantage of overlooked perks.

By Sheiresa Ngo

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Infographic: Ways to Tame Your Spending

Tips for keeping cash in your pocket

Check out these quick tips on how to tame your spending and save more money.

By Sheiresa Ngo

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Least Expensive States to Own a Car

Is your state on the list?

If you own a car in one of these states, you’ll have a little extra…

By Sheiresa Ngo

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Infographic: Student Loan Debt is Ruining Your Finances

Here's how "good debt" is making you poor

Prepare to eat beans noodles for a very long time.

By Sheiresa Ngo

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Most Expensive States to Own a Car

Is your state on the list?

If you own a car in one of these states, expect a lighter wallet.

By Sheiresa Ngo

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Don’t Wait To Plan Your Holiday Shopping

Tips and strategies to handle holiday spending without destroying your finances

The 2014 holiday season is a few short months away, yet many are financially unprepared…

By BLACK ENTERPRISE

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Family Affair: How One Couple Keeps Household Finances in Order

Anisha and Russ Bailey are serious about saving money

Anisha and Russ Bailey talk family finances and how they’re able to juggle it all.…

By Sheiresa Ngo

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Single-black-woman

Poll: Consumers Losing Sleep over Money and Working at Miserable Jobs

What are you losing sleep over?

If you can’t sleep because you’re underpaid and hate your job, join the club.

By Sheiresa Ngo

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Study: Many Data-Breach Victims Don’t Fight Back

Don't make it easy for fraudsters

Consumers underestimate the likelihood they will become the victim of a security breach.

By Sheiresa Ngo

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Personal Finance Trivia: What Do You Know About U.S. Currency?

Your daily money bite

Learn some fun facts about U.S. currency.

By Sheiresa Ngo

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old-black-couple-smiling

Infographic: Grandparents Influence Grandchildren’s Money Views

Seniors have more impact than you think

Grandchildren are open about talking money with their grandparents.

By Sheiresa Ngo

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AARP and SBA Share Start Up Advice on Entrepreneurship for the 50 Plus

New Social Security Rule Affects Boomers

Those who've had both private and public jobs may see adjustments

Social Security is calculated in favor of low wage earners.

By Sheiresa Ngo

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Infographic: The Cost of Summer Fun Then and Now

A comparison of summer fun throughout the years

Nowadays, fun is going to cost you.

By Sheiresa Ngo

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Error in FAFSA Form May Affect Financial Aid Offers

Approximately 200,000 students were affected

Some schools began to see many applicants with unusual salaries on FAFSA.

By Sheiresa Ngo

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Consumer Tip of the Day: Watch out for Hotel Scams

Your daily money bite

Some scammers are taking advantage of unsuspecting hotel guests.

By Sheiresa Ngo

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Consumer Tip of the Day: Conduct a Financial Inventory

You must know where you are to get where you want to go financially

Be sure to take into account how you’re spending your money to ensure you’re on…

By Sheiresa Ngo

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Financial Help for Out-of-State College Students

New service created to help students qualify for in-state tuition

Some companies are making an effort to alleviate the financial burdens faced by out-of-state students.

By Sheiresa Ngo

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Report: One in Four Consumers Has No Emergency Savings

Are you financially ready for a rainy day?

A recent report by Bankrate.com finds that one in four consumers have no emergency savings.

By Sheiresa Ngo

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Savings Expert Marsha Barnes Talks about Frugal Living

You can live well on less

A recent national survey by the Consumer Federation of America finds that only about one-third…

By Jennifer Streaks

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America Saves Survey: More Consumers Automate Savings

But some still stash cash at home

If you’ve ever wondered how your saving habits compare to those around you, wonder no…

By Sheiresa Ngo

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black-woman-with-child-piggy-bank

National Black Church Initiative Partners with TrustEgg

Organization will help one million children start a savings account

The National Black Church Initiative, a faith-based coalition of 34,000 churches, recently announced a partnership…

By Sheiresa Ngo

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know-your-banker

The 5 Best States for Banking

Did your state make the list?

If you’ve ever wondered which states have the best banks and how they compare to…

By Sheiresa Ngo

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how-to-budget-beginners

Budgeting for Success

Careful budgeting allowed former football player Michael Jackson to start his dream business

Becoming a sports star can be a dream-come-true. However, for many athletes, that dream quickly…

By Sheiresa Ngo

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Initiative may help some homeowners stay afloat.

Study: Older Americans Struggle with Mortgage Payments

The retirement plans of older homeowners are being affected by the fact that many are…

By Sheiresa Ngo

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PocketsBrokeMoney

How to Deal With a Financial Crisis

There are many successful people who had to start from scratch after a financial meltdown

Financial crisis does not, however, have to be the end of your world

By Sheiresa Ngo

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black-woman-with-child-piggy-bank

3 Lessons to Teach Your Kids About Money

Does your child understand the basics of money?

It is very tempting to give children allowances, but this does not teach them that…

By Sheiresa Ngo

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4 Ways To Boost Your Money IQ For Financial Literacy Month

A simple regimen to help you commit—or recommit—to your financial education.

Boost your IQ with these proven steps

By Alfred Edmond, Jr.

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piggy banks-300x232

Lost Control of Your Finances? Here’s 5 Ways to Get Back on Track

Have you been terrible with handling money?

Everyone struggles with money at some point in their lives

By Sheiresa Ngo

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Are You an Unemployed College Grad? Here’s How to Manage Your Money

Were you unemployed after graduating school? Do you know of anyone who is?

Several factors are affecting the job market: the unstable economy, outsourcing, and baby boomers delaying…

By Sheiresa Ngo

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Pensions: Should You Take a Lump Sum or Monthly Payout?

Make sure to choose wisely

If you’re ever in a position where you’re offered to take your pension as either…

By Sheiresa Ngo

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<ul> 	<li><strong>Salary is inadequate:</strong></li> </ul> <strong> </strong>If you’re barely making ends meet when it comes to your bills, debt payments or providing for your family, then either you’re not budgeting correctly or your salary is too low.  If it’s the latter, Price suggests that you seek another job.  “If you don’t feel like you’re being compensated enough to handle living arrangements then something has to change,” he says.  “If you can look for another job that pays more then by all means go and pursue that.”

Are You Living Paycheck to Paycheck? [Infographic]

If you’re barely making ends meet when it comes to your bills, debt payments or…

By Sheiresa Ngo

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Personal Finance Word of the Day: Meeting of Creditors

Your daily money bite

Even though it’s called a meeting of creditors, the creditors rarely attend

By Sheiresa Ngo

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How to Change Your Bad Money Habits [Infographic]

You don't have to let routine ruin your finances

How will you improve?

By Sheiresa Ngo

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The Cost of Raising a Child Continues to Rise

Buy a Bentley? Or have a baby? The Bentley could be cheaper

Raising children is more expensive than you think

By Alfred Edmond, Jr.

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Black Enterprise Financial All-Star: Sonya Smith-Valentine

Advice from Black Enterprise's top experts

Learn how to manage your credit

By Sheiresa Ngo

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Black Enterprise Financial All-Star: Michelle Oliver

Advice from Black Enterprise's top experts

Life insurance purchases are important

By Sheiresa Ngo

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America Saves Week: Where Does Your Money Go? [Infographic]

Are you saving enough?

Does your pocket seem to always have a hole in it?

By Sheiresa Ngo

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America Saves Week: “Why You Should Save”

Your saving habits could have life-long consequences

Save now for a rainy day

By Sheiresa Ngo

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Be sure to also read...  	5 Podcasts to Boost Your Financial Brainpower 	7 Money Lessons from the Bible 	The 7 Deadly Sins of Money Management  How are you teaching your children about money? What age did you start?

America Saves Week: Play the Savings Game

Test your savings skills with this educational game

How did you do?

By Sheiresa Ngo

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Economy of You ART

US News & World Report Editor Talks New Book “The Economy of You”

Kimberly Palmer talks about creating an economy that you control

Take hold of your financial destiny

By Sheiresa Ngo

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Learn How to Save Money During ‘America Saves’ Week

Give your nest egg a boost

Use this week develop sound saving habits

By Sheiresa Ngo

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Looking for a Valentine’s Day Gift? Try Your Credit Report

Nothing says 'I love you' like financial planning together

According to Morris, couples are often reluctant to discuss money matters and that finances are…

By Alan Hughes

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Black Enterprise Financial All-Star: Katrina H. Everett Talks Income Strategy

Advice from Black Enterprise's top experts

Make sure you have sufficient liquidity in cash reserves in case of an emergency

By Sheiresa Ngo

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Divorce and Your Finances: The Basics

As with marriage, divorce is a major life-transition that requires financial planning

No one likes to plan for divorce, especially married people

By Alfred Edmond, Jr.

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3 Retirement Killers: Protect Yourself Now or Regret it Later

The odds are better than ever that you'll live long enough to regret not planning for retirement

If you haven’t started saving for retirement, you need to start today

By Alfred Edmond, Jr.

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SHARE YOUR EXPERTISE BY TEACHING You've accumulated a lifetime of real-world work experience and general life experiences. Why not share your expertise with the world by becoming a teacher? A part-time teaching job or instructor position could help you bring in a steady paycheck during your golden years or amid a period of semi-retirement. Teaching is also a great way to keep your mind stimulated and help you connect with others. By contributing to young people's development, you'll make a difference in the world beyond your own life. You may not get rich teaching part-time; but you will enjoy a richer life.

Personal Finance Word of the Day: myRA

Your daily money bite

Description of new retirement account

By Sheiresa Ngo

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6 Steps for Getting Noticed in Any Setting

4 Tips for Keeping Business and Personal Finances Separate

Advice for keeping your money in order

Don’t forget to keep a close eye on both your business and personal finances

By Sheiresa Ngo

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10 Dumb Things We Do With Our Money

We need to unlearn bad habits, not just learn the right financial moves to make

As important as learning what to do with money is knowing what not to do

By Alfred Edmond, Jr.

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3 Habits For Better Money Outcomes in 2014

Make sure your money is right or else everything in your life will go wrong

Commit to good habits, not just desired outcomes

By Alfred Edmond, Jr.

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Ways to Save on Car Insurance Costs [Video]

Tips for keeping more cash in your pocket

Does the cost of car insurance have you reeling? It might be time to look…

By Sheiresa Ngo

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"How will my business make money if no one wants to pay?"

Tips on Overcoming and Surviving a Financial Crisis

The best time to overcome a financial crisis is before there is one

Karl Hardesty, CEO of Hardesty LLC, offers tips for overcoming a financial crisis and avoiding…

By C. Daniel Baker

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Rodd Herbert (Photo by Kevin Foley)

Black Enterprise Financial Fitness Contest: Rodd Herbert Talks 1 Year Later

A look back at contest winners from the Black Enterprise 2012 Financial Fitness Contest

Herbert strives to manage finances in the face of declining health

By Sheiresa Ngo

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Black Enterprise’s Financial Fitness Contest Recap: Lachelle Metcalf Talks 1 Year Later

A look back at 2012 contest winners

Metcalf has made moves toward her financial goals

By Sheiresa Ngo

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5 Reasons To Get Real With Your Holiday Spending

It's okay to believe in Santa Claus, as long as you never forget that he won't be paying your bills

Reminders to avoid financial choices that detract from the true spirit of the season

By Alfred Edmond, Jr.

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If you are considering offering a retirement plan for your employees, doing so before the end of the year could provide tax benefits.  Your business might be eligible for a $500 tax credit for the first three years of your plan to help defray setup costs. In addition, any employer contributions to employee plans enjoy tax deductions, and a business owner can realize personal tax savings by contributing to a plan.

5 Must-Haves to Get Your Retirement Plan Started

Financial planner offers tips to help get you on the right track

Financial planner offers tips to help get you on the right track

By Alan Hughes

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More Optimistic About Financial Well-Being

Sources of Financial Advice You Can Afford

Don't let fear of the costs of hiring a financial planner stop you from getting the help you need to improve your financial situation.

Many of us know that we need financial advice from qualified professionals, but we often…

By Alfred Edmond, Jr.

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How to Save on Grocery Shopping by Making These Treats at Home

Take care of your health and your budget with these homemade food choices

Indulging in a healthy treat can be hard with a busy schedule and a low…

By Sasha King

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Emmy Award Winning Journalist Provides 6 Tips for Wealth Building

Money management expert Valerie Morris explains how to start a financial plan

BLACK ENTERPRISE spoke with Morris during the American Express OPEN for Women: CEO BootCamp, a…

By Alan Hughes

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Business Continuity Tips Discussed at Free Webinar Hosted by SBA and Agility Recovery

More Help for Those Focused on Fixing Their Finances

The Sharpen Your Financial Focus initiative is a great new resource to help you to gain financial freedom and build wealth for life.

Sharpen Your Financial Focus is a comprehensive effort to help you move toward financial stability.…

By Alfred Edmond, Jr.

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Dealing With Debt That Won’t Die

A charge off is not loan forgiveness.

A charged-off account could cause you trouble for years to come.

By Sheiresa Ngo

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If you are considering offering a retirement plan for your employees, doing so before the end of the year could provide tax benefits.  Your business might be eligible for a $500 tax credit for the first three years of your plan to help defray setup costs. In addition, any employer contributions to employee plans enjoy tax deductions, and a business owner can realize personal tax savings by contributing to a plan.

What to Do When Your Retirement Nest Egg Starts to Dwindle

Here’s how to handle financial curveballs during your golden years.

How can pre-retirees avoid or minimize the impact of an economic downturn on their retirement…

By Sheryl Nance-Nash

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How Do You Get Started on your Business Continuity Plan?

Can Your Retirement Fund Your Next Business?

Retirement accounts can fund your next business, but beware of tax penalties

Can you use the money in your retirement account as capital for your business without…

By C. Daniel Baker

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Are You Trying to Maintain a Reality Show Lifestyle?

Are reality stars really paying for the lavish lifestyles they live on TV?

If you are trying to keep up with the reality show lifestyle, stop it.

By Jennifer Streaks

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What to Do if You’ve Ever Been Denied a Bank Account

Not to worry, you still have options

Ever been denied a bank account or had a check declined? If so, here’s why…

By Jennifer Streaks

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Women of Power

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Women of Power: 4 Boss Moves to Get Salary You Deserve

As the pay gap for women and men is highlighted today for Equal Pay Day,…

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10th Women of Power Summit Most Successful of All Time

Last week, Black Enterprise’s 10th Women of Power Summit, hosted by State Farm in Ft.…

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