Planning & Budgeting Archives - Page 16 of 22 - Black Enterprise

Money > Planning & Budgeting

Monique Harps (Photo by Jeremy Charles)

Debt-Free Diet

Four years ago Monique A. Harps contended with more than $104,000 in debt. Although the…

By Aisha I. Jefferson

Posted: Tags: , , , , , , , , ,
piggy banks-300x232

3 Ways to Achieve Your Financial New Year’s Resolution In Just 30 Days

2012 is here. Is your money right? Use these tips to help you get on-track

Money coach Lynnnette Khalfani-Cox gives you three key tips to help you reach your financial…

By Lynnette Khalfani-Cox

Posted: Tags: , , , , , , , ,
(Image: Thinkstock)

How to Handle Holiday Tipping During Tough Times

The current economic situation hasn't changed Americans' tipping habits. See what you can do to show your gratitude without breaking the bank

Etiquette experts at The Emily Post Institute, Inc. provide pointers on holiday tipping during an…

By Sade K. Muhammad

Posted: Tags: , , , , , ,
Advocacy Releases Annual Small Business Lending Report

Ask the Money Coach: How to Improve Your Finances in 2012

What money questions you should ask yourself as you head into 2012

The Money Coach Lynnette Khalfani-Cox tells you what money questions you need to ask as…

By Lynnette Khalfani-Cox

Posted: Tags: , , , , , , , , , ,
img47

The Team You Need for Your Year-End Financial Checkup

At a time when it’s about the parties and festivities, it can be hard to…

By Black Enterprise

Posted: Tags: , , , , , , ,
(Image: File)

Coping With Depression When Money or Personal Problems Arise During the Holidays

Six tips on how to stay positive and enjoy (or endure) the holiday season

Lynnette Khalfani-Cox gives you six tips on how to handle depression, money and personal problems…

By Lynnette Khalfani-Cox

Posted: Tags: , , , , ,
For many Americans, a big part of the holidays involve giving presents to others. But it’s perfectly fine and feasible to not give gifts to family and friends and still enjoy the holiday season.
	
In fact, if the tough economy or a job layoff has taken a toll on your household budget, this could be the year to not spend any money at all on gifts. Even if you do have money in a bank account to spend, it’s important to realize that there are plenty of other ways to celebrate the season without making all the festivities centered on gift-giving.

	Still, the average American is expected to spend $704 on holiday gifts in 2011, according to the National Retail Federation. Should you opt out of this year’s holiday shopping frenzy like the folks who’ve joined Buy Nothing Day? Perhaps. Here are five reasons why it might be wise not to spend any money at all on gifts on Black Friday and this entire holiday season. —Lynnette Khalfani-Cox

5 Good Reasons To Buy Nothing & Avoid Holiday Shopping Completely

In a troubled economy, it's perfectly fine not to spend money during the holidays

Holiday shopping can land some people in the poor house. Given the current economic downturn…

By Lynnette Khalfani-Cox

Posted: Tags: , , , , , , , , , ,
Extra-Cash-620x480

5 More Ways to Earn Extra Cash Before Year’s End

The time to earn more is now

As the end of the year approaches, now is the time to start planning for…

By Lynnette Khalfani-Cox

Posted: Tags: , , , , , , , , , , ,
(Image: Thinkstock)

Ask the Money Coach: New Bank Fees Are Coming. Here’s What to Expect

Know how the new bank fees will affect your money

Money Coach Lynnette Khalfani-Cox tells you how the new bank fees will affect your money

By Lynnette Khalfani-Cox

Posted: Tags: , , , , , , , , ,
(Image: Thinkstock)

Ask the Money Coach: A Super Easy Budgeting Tip That Works

Learn how to make the most of your money with this simple rule

Money Coach Lynnette Khalfani-Cox tells you how to budget and make the most of your…

By Lynnette Khalfani-Cox

Posted: Tags: , , , ,
millionaire-budget-300x232

Even Millionaires Have Budgets. Two Reasons You Should, Too

Two rules to help you create a successful budget

No matter how you configure your budget, the money coach Lynnette Khalfani-Cox says to have…

By Lynnette Khalfani-Cox

Posted: Tags: , , , , ,
Image: Thinkstock

College Scholarships for Students in High School, Middle School and Kindergarten (Yes, Kindergarten!)

From newborns on up to adult children in graduate school, learn about resources available to pay for higher education expenses

From newborns on up to adult children in graduate school, learn about all the resources…

By Lynnette Khalfani-Cox

Posted: Tags: , , , , , , ,
Scary-financial-scams-Halloween-300x232.jpg

5 Scary Financial Scams That Can Wreck Your Budget Well Past Halloween

You never want to play “trick or treat” with financial con artists

Halloween or not, you never want to play “trick or treat” with financial con artists.

By Lynnette Khalfani-Cox

Posted: Tags: , , , ,
child-money-300x232.jpg

Ask the Money Coach: Resources to Help Teach Your Kids About Financial Literacy

Learning the value of money and saving at an early age will help your child make smart money choices in the future

The Money Coach Lynnette Khalfani-Cox tells you how to teach your kids the value of…

By Lynnette Khalfani-Cox

Posted: Tags: , , , , ,
(Image: Thinkstock)

Ask the Money Coach: 7 Ways to Survive Your Child’s College Costs

The Money Coach tells you the right way and the wrong way to help your child avoid student loan debt

Parents want to help their children avoid the plague of student loan debt from college…

By Lynnette Khalfani-Cox

Posted: Tags: , , , , , , , ,
Layla Doman

The DOs and DON’Ts of Charitable Giving

Give with your heart, but don’t forget to use your head

Layla Doman donates to a range of charities. This helped the Washington, D.C., resident lower…

By Tory Parrish

Posted: Tags: , ,
Kason Davis

Too Young to Think About Retirement? Think Again!

Just ask today’s retiring boomers whose retirement plans have fallen short. Even for those with…

By LaToya M. Smith

Posted: Tags: , , , , , ,
10-steps-to-build-wealth_crop.jpg

Ask the Money Coach: 5 Ways to Earn More Cash Before Year’s End

Smart and simple tips for making some extra money this year

Money Coach Lynnette Khalfani-Cox gives smart and simple tips for making some extra money this…

By Lynnette Khalfani-Cox

Posted: Tags: , , ,
Photo by Greg Plactha

Getting a Break for Funding Your Kid’s Education

Many parents and grandparents are aware of the benefits of 529 college savings plans. Earnings…

By Donald Jay Korn

Posted: Tags: , , , ,
Photo by Quantrell D. Colbert

How To Get A+ Credit

Follow these tips and get the best credit score you can

When Simone Griffin was young, she would watch her grandmother pay the bills on the…

By Tamara E. Holmes

Posted: Tags: , , , , , ,

How To

Startups

How to Start a Profitable T-Shirt Business

T-shirts are contemporary wardrobe staples for men, women, and children today. Building an online T-shirt…

Read More »
(Image: Getty Images)

How to Invest in Cannabis Stocks

While some stocks in these sectors have been high fliers, even more have gone bust…

Read More »