Planning & Budgeting Archives - Page 17 of 22 - Black Enterprise

Money > Planning & Budgeting

FinancialAid

How to Negotiate a Better Financial Aid Package

Use these tips to get the best deal on college financing

In addition to buying a home, funding a college education is probably one of the…

By Tamara E. Holmes

Posted: Tags: , , , , ,
Photo by Chris Hamilton

Tackling a Prosperous Retirement

Business investments are paying off for ex-football player Tony Jones and wife Kamilla

Retired NFL offensive tackle Tony Jones and his wife, Kamilla, have heard the horror stories…

By Aisha I. Jefferson

Posted: Tags: , , , , ,
Photo by Zave Smith

Digging Out of Debt

Nearly drowned by credit card debt, Joseph McKinley needs a solid savings and investing plan to make up for lost time

Joseph McKinley got into credit card debt the way a lot of people do—using plastic…

By LaToya M. Smith

Posted: Tags: , , , ,
Man-Cash-Money-620480

3 Signs Your Man is Bad with Money

Here's how to handle a beau who spends beyond his means

Madame Noire details 3 signs that your gent isn’t good with his finances. Take note…

By BlackEnterprise.com

Posted: Tags: , , , , , , ,
piggy bank college fund

4 Tax Breaks for College Students

How to be smart and save with a tax break on your tuition

A college education is probably the most expensive purchase you’ll make besides a home. Who…

By Sheiresa Ngo

Posted: Tags: , , , , ,
Sick-Partner-620x480

5 Financial Steps to Take When a Parent or Loved One is Dying

Preparing for the loss of a family member is a matter of life and debt

Death is a reality of life that most try to avoid but when you know…

By Lynnette Khalfani-Cox

Posted: Tags: , , , , , , ,
Use coupons for price reductions. Don’t miss out on a great deal--- compliments of a coupon---when you’re forced to purchase a brand new textbook. Sites like RetailMeNot.com and PromoCodes.com list the latest coupons and special offers by several major retailers that sell textbooks and other college supplies. A quick search is all it takes to find some attractive discounts on your next purchase.  Coupons are a good idea if you have any college courses that require you to purchase the latest edition of a book. Just be prepared for some serious sticker shock. It’s not uncommon for a new college textbook to cost $100 or more.

7 Ways to Save on College Textbooks and Supplies

Use these smart tips to save as much as 80% on books and supplies this year!

Lynnette Khalfani-Cox gives smart tips that could save you as much as 80% on textbooks…

By Lynnette Khalfani-Cox

Posted: Tags: , , , , ,
(Image: Thinkstock)

How to Create a Solid Financial Back-Up Plan

Why the Plan B tips can save you in tough economic times

Life never goes exactly according to plan. So what’s your plan B?

By Lynnette Khalfani-Cox

Posted: Tags: , , , , , , ,
Money-Cash-Black-Enterprise-Business-Large

The Right Way to Use Coupons for Big Savings

The process can be worth the time investment to cut costs

Here are four tips on how to work those coupon savings in your favor.

By Sheiresa Ngo

Posted: Tags: , , , , , , , , ,
(Image: Thinkstock)

Your Cheat Sheet: A Quick Guide to Student Loans for College

Student loans may be your only option for college. Here are tips for understanding (and repaying) your college loans

Taking out a student loan may be the only way to make college affordable. But…

By Lynnette Khalfani-Cox

Posted: Tags: , , , , , ,
Woman-stress-busines-career-office-620480

Get it Together, Diva: Plans B, C, and D are Always a Good Look

Proper prioritizing and preparation can help to cushion life's bumps

When it comes to life, prioritizing and practicing due diligence in all aspects is def.…

By Janell Hazelwood

Posted: Tags: , , , , , ,
(Image: ThinkStock)

Lessons in Money Management from My Mom

Knowing how to handle money should start in the home from our first teachers

Saving for the future should start at childhood and that responsibility fall son our parents…

By Caroline Clarke

Posted: Tags: , , , , , , , ,
78313806

Nightlife: How to Budget When Out on the Town

Your after-work leisure doesn't have to break your pockets

Madame Noire details how to save your wallet while enjoying nightlife.

By BlackEnterprise.com

Posted: Tags: , , , , , , ,
How much do you think you need to save for retirement? According to a survey of registered investment advisors (RIAs) commissioned by Scottrade Services, the average American believes they need around $1 million to retire comfortably. However, many advisors say that most couples could need two to three times this amount to make sure they don't outlive their money. (Use this calculator from cnnmoney.com to estimate how much you need.)  Regardless of whether you’ll truly need $300,000 or $3 million, The cold, hard truth is that many baby boomers and pre-retirees simply will not save enough money to retire comfortably. Thus, retirement in the traditional sense is simply out of the question. If you’re one of those people, what choices do you have? Here are some options to consider.---Lynnette Khalfani-Cox

What to Do If Retirement is No Longer an Option

Times have changed, and so have dreams of an early retirement. Use these tips to make sure to make sure you prepare for your future

Times have changed, and so have dreams of an early retirement. If you’re close that…

By Lynnette Khalfani-Cox

Posted: Tags: , , ,
Wedding season is in full swing with some states like New York getting a few extra brides and grooms this year thanks to the recent passing of the same sex marriage bill. Regardless of your orientation, starting a life together generally comes with a hefty price tag. However, you don’t have to break the bank just to say, “I do.” In fact, BlackBridalBliss.com features weekly profiles from real brides, who share their first-hand advice on ways to save money when planning the big day as part of the popular Tie the Knot Tuesdays series. Whether you’re in the process of planning or still dreaming of the day, here are 11 practical ways to save money on your wedding day. —Bridgette Bartlett

11 Ways to Save Money on Your Wedding Day

It may be your "big day" but that doesn't mean you have to spend in a big way

Weddings can get expensive fast, but there are cost-effective ways you can save money while…

By Bridgette Bartlett

Posted: Tags: , , , , , , , , , , , , , , ,
burning money

Stop Burning Cash!

In three real-life situations, experts show how to create a workable budget so you can take control of your money and meet your short- and long-term goals.

Do you smell the odor of burning currency? If you ever find yourself wondering where…

By Bridget McCrea

Posted: Tags: , , , , , ,
Photo by Chris Edwards

Overcoming Life’s Debt

Ever growing liabilities keep the Brookses from enjoying their life

With $158,000 in debt outside their mortgage, Kenric and Christina Brooks of Charlotte, North Carolina,…

By Sakina P. Spruell

Posted: Tags: , ,
Photo by Quantrell D. Colbert

Blending Families and Finances

When Julia Hamilton and her life partner Keesha Gipson Monroe committed to each other they vowed to raise money-smart kids

Adhering to sound money management principles requires substantial discipline for most individuals. So imagine…

By Aisha I. Jefferson

Posted: Tags: , ,
P

When Your Household Finances Fall Apart

You promised to love each other during good times and bad. Here's what to do when bad financial times come sooner than expected

You promised to love each other during good times and bad. But sometimes the bad…

By Sheiresa Ngo

Posted: Tags: , , , , ,
Teens window shopping

7 Money Lessons Teens Learned from the Recession

A new study shows the Great Recession turned out to be teens’ most effective teacher.

You’ve probably talked to your teens about money management numerous times. And you’ve probably felt…

By Sheiresa Ngo

Posted: Tags: , , ,

How To

Startups

How to Start a Profitable T-Shirt Business

T-shirts are contemporary wardrobe staples for men, women, and children today. Building an online T-shirt…

Read More »
(Image: Getty Images)

How to Invest in Cannabis Stocks

While some stocks in these sectors have been high fliers, even more have gone bust…

Read More »