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Creating A Financial Plan You Can Stick To

Why so many of us have trouble with the ‘B’ word

The word ‘budget’ conjures up feelings of deprivation and sacrifice – feelings humans avoid. Seeing…

By Stacey Tisdale

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Setting Financial Goals: Where to Begin (Part 1)

3 questions that can change your life

As a financial journalist for more than 20 years, I’ve had a unique opportunity to…

By Stacey Tisdale

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All They Want For Christmas Is You

There's nothing like the gift of your undivided attention

Don’t give in to the mad rush and pressure. This Christmas, help your pocketbook and…

By Robin White Goode

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[WATCH] BE’s Stacey Tisdale Talks Keeping Spending and Emotions in Check on ABC’s ‘Here and Now’

Protecting your budget from the holiday urge to splurge

‘Tis the season when even the best budgeters have a hard time staying on track,…

By Stacey Tisdale

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3 Questions to Keep Your Emotions and Spending in Check this Holiday Season

Taking an honest look at why you feel pressured to spend

There’s more to holiday overspending than just dollars and cents. This story looks at some…

By Stacey Tisdale

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For many Americans, a big part of the holidays involve giving presents to others. But it’s perfectly fine and feasible to not give gifts to family and friends and still enjoy the holiday season.
	
In fact, if the tough economy or a job layoff has taken a toll on your household budget, this could be the year to not spend any money at all on gifts. Even if you do have money in a bank account to spend, it’s important to realize that there are plenty of other ways to celebrate the season without making all the festivities centered on gift-giving.

	Still, the average American is expected to spend $704 on holiday gifts in 2011, according to the National Retail Federation. Should you opt out of this year’s holiday shopping frenzy like the folks who’ve joined Buy Nothing Day? Perhaps. Here are five reasons why it might be wise not to spend any money at all on gifts on Black Friday and this entire holiday season. —Lynnette Khalfani-Cox

Ho Ho No! Parents Tapping Retirement to Buy Holiday Presents

Survey finds parents sacrificing short and long-term financial security

“Our long-term goals, such as retirement savings and having an emergency fund, should always take…

By Stacey Tisdale

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Where to Find the Best Deals During Cyber Week

Here are the biggest discounts to be found this holiday season

“The four days starting from Black Friday were filled with deals,” says Jie Zhang, an…

By Stacey Tisdale

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How to Budget For a 529 Plan

Saving even a little now will make a big difference later

Saving for college must be considered one of your overall goals. In establishing a budget…

By BlackEnterprise.com

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RAISE ENOUGH MONEY BEFORE OPENING FOR BUSINESS

Redding opened up Amy Ruth’s in 1998 with a $73,000 investment and it went on to become a $3 million company. While that achievement is to be lauded, under further inspection it should also to be avoided because Redding launched his business undercapitalized, a trend that he believes is all too common for many African American-owned businesses. “As Black people we always end up opening businesses underfunded,” he notes. “Due to that we rob Peter to pay Paul and don’t pay taxes or purveyors or utilities. Redding knew that opening his latest restaurant would mean securing enough funding—$2 million to be exact. The only way he was able to achieve that round of fundraising was by revising his business plan, something that he recommends for every entrepreneur looking to start over. “You have to put your new business together with a solid business plan so that you can get proper funding.”

Want to Save More? Give Your Savings Account a Name

Strategies for building savings and peace of mind

Lapin says in order to eliminate stress around savings make it personal, “it’s time to…

By Stacey Tisdale

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The Hon. Lauren Lake, host of Paternity Court

5 Legal Matters Prospective Parents May Want to Consider

Lauren Lake, of Paternity Court, talks financial planning for new families

Lauren Lake of ‘Paternity Court,’ shares five legal matters that prospective parents may want to…

By Brittany Dandy

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[VIDEO] “Being Mary Jane” Producer Mara Brock Akil Gets Real About Passion and Money

Akil shares her secrets for creating financial security at every stage of her career

Mara Brock Akil sat down with BE Senior Editor Stacey Tisdale and shared how she…

By Stacey Tisdale

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Whatever you do, don't avoid or delay conversations about money.

College Students to Parents: Help Us Understand Money

Survey finds students lack confidence in personal finance and want parents help

A survey finds that college students lack confidence and knowledge about managing money and look…

By Stacey Tisdale

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6 Tips to Help You Budget Better

Budgeting strategies for different personality types

There are different budgeting styles and strategies suitable for a various personality types.

By Denise Campbell Laidler

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Creating a Viable Budget With Irregular Income

How to stay on top of your money

Conference calls in your pajamas, extended lunch hours, no worries about arriving late – these…

By Denise Campbell Laidler

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What the Labor Department’s New Ruling Means for Your Retirement

Advisors would have to put your interests first

Banks and financial institutions across the country are on tinder hooks as they await the…

By Denise Campbell Laidler

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Low and Middle Income Moms Hit Hardest by ‘Financial Stress’

Coping with the demands of motherhood and economics

A study finds ‘financial stress levels’ of mothers ages 30 to 55 earning less than…

By Stacey Tisdale

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Expecting to Work After Retirement? Don’t Count On It

A study finds the ‘unexpected’ keeping majority of retirees out of the workforce

A study finds that a majority of Americans who plan to work in retirement are…

By Stacey Tisdale

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The Price We’ll Pay for Our Children’s Education: Are There Better Options?

Part 2: How Race Plays Out in Our Financial Experience

A ‘good’ education does not have to mean an ‘expensive’ education.This story helps us take…

By Stacey Tisdale

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Don’t Let Student Loan Debt Stress You Out

Three tips that will help you breathe

Our society tends to make debt a moral question, in many instances, equating a person’s…

By Stacey Tisdale

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Twitter Chat: Jacquette Timmons to Talk Black Women and Finances

The financial expert to help us manage our purses

Financial behaviorist Jacquette Timmons will address financial planning as it relates to black women in…

By Essence Gant

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How To

Startups

How to Start a Profitable T-Shirt Business

T-shirts are contemporary wardrobe staples for men, women, and children today. Building an online T-shirt…

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How to Invest in Cannabis Stocks

While some stocks in these sectors have been high fliers, even more have gone bust…

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