July 29, 2015 12:41 AM • Log InREGISTER

Money > Planning & Budgeting

Use coupons for price reductions. Don’t miss out on a great deal--- compliments of a coupon---when you’re forced to purchase a brand new textbook. Sites like RetailMeNot.com and PromoCodes.com list the latest coupons and special offers by several major retailers that sell textbooks and other college supplies. A quick search is all it takes to find some attractive discounts on your next purchase.  Coupons are a good idea if you have any college courses that require you to purchase the latest edition of a book. Just be prepared for some serious sticker shock. It’s not uncommon for a new college textbook to cost $100 or more.

7 Ways to Save on College Textbooks and Supplies

Use these smart tips to save as much as 80% on books and supplies this year!

Lynnette Khalfani-Cox gives smart tips that could save you as much as 80% on textbooks…

By Lynnette Khalfani-Cox

Posted: Tags: , , , , ,
(Image: Thinkstock)

How to Create a Solid Financial Back-Up Plan

Why the Plan B tips can save you in tough economic times

Life never goes exactly according to plan. So what’s your plan B?

By Lynnette Khalfani-Cox

Posted: Tags: , , , , , , ,
Money-Cash-Black-Enterprise-Business-Large

The Right Way to Use Coupons for Big Savings

The process can be worth the time investment to cut costs

Here are four tips on how to work those coupon savings in your favor.

By Sheiresa Ngo

Posted: Tags: , , , , , , , , ,
(Image: Thinkstock)

Your Cheat Sheet: A Quick Guide to Student Loans for College

Student loans may be your only option for college. Here are tips for understanding (and repaying) your college loans

Taking out a student loan may be the only way to make college affordable. But…

By Lynnette Khalfani-Cox

Posted: Tags: , , , , , ,
Woman-stress-busines-career-office-620480

Get it Together, Diva: Plans B, C, and D are Always a Good Look

Proper prioritizing and preparation can help to cushion life's bumps

When it comes to life, prioritizing and practicing due diligence in all aspects is def.…

By Janell Hazelwood

Posted: Tags: , , , , , ,
(Image: ThinkStock)

Lessons in Money Management from My Mom

Knowing how to handle money should start in the home from our first teachers

Saving for the future should start at childhood and that responsibility fall son our parents…

By Caroline Clarke

Posted: Tags: , , , , , , , ,
78313806

Nightlife: How to Budget When Out on the Town

Your after-work leisure doesn't have to break your pockets

Madame Noire details how to save your wallet while enjoying nightlife.

By BlackEnterprise.com

Posted: Tags: , , , , , , ,
How much do you think you need to save for retirement? According to a survey of registered investment advisors (RIAs) commissioned by Scottrade Services, the average American believes they need around $1 million to retire comfortably. However, many advisors say that most couples could need two to three times this amount to make sure they don't outlive their money. (Use this calculator from cnnmoney.com to estimate how much you need.)  Regardless of whether you’ll truly need $300,000 or $3 million, The cold, hard truth is that many baby boomers and pre-retirees simply will not save enough money to retire comfortably. Thus, retirement in the traditional sense is simply out of the question. If you’re one of those people, what choices do you have? Here are some options to consider.---Lynnette Khalfani-Cox

What to Do If Retirement is No Longer an Option

Times have changed, and so have dreams of an early retirement. Use these tips to make sure to make sure you prepare for your future

Times have changed, and so have dreams of an early retirement. If you’re close that…

By Lynnette Khalfani-Cox

Posted: Tags: , , ,
Wedding season is in full swing with some states like New York getting a few extra brides and grooms this year thanks to the recent passing of the same sex marriage bill. Regardless of your orientation, starting a life together generally comes with a hefty price tag. However, you don’t have to break the bank just to say, “I do.” In fact, BlackBridalBliss.com features weekly profiles from real brides, who share their first-hand advice on ways to save money when planning the big day as part of the popular Tie the Knot Tuesdays series. Whether you’re in the process of planning or still dreaming of the day, here are 11 practical ways to save money on your wedding day. —Bridgette Bartlett

11 Ways to Save Money on Your Wedding Day

It may be your "big day" but that doesn't mean you have to spend in a big way

Weddings can get expensive fast, but there are cost-effective ways you can save money while…

By Bridgette Bartlett

Posted: Tags: , , , , , , , , , , , , , , ,
burning money

Stop Burning Cash!

In three real-life situations, experts show how to create a workable budget so you can take control of your money and meet your short- and long-term goals.

Do you smell the odor of burning currency? If you ever find yourself wondering where…

By Bridget McCrea

Posted: Tags: , , , , , ,
Photo by Chris Edwards

Overcoming Life’s Debt

Ever growing liabilities keep the Brookses from enjoying their life

With $158,000 in debt outside their mortgage, Kenric and Christina Brooks of Charlotte, North Carolina,…

By Sakina P. Spruell

Posted: Tags: , ,
Photo by Quantrell D. Colbert

Blending Families and Finances

When Julia Hamilton and her life partner Keesha Gipson Monroe committed to each other they vowed to raise money-smart kids

Adhering to sound money management principles requires substantial discipline for most individuals. So imagine…

By Aisha I. Jefferson

Posted: Tags: , ,
P

When Your Household Finances Fall Apart

You promised to love each other during good times and bad. Here's what to do when bad financial times come sooner than expected

You promised to love each other during good times and bad. But sometimes the bad…

By Sheiresa Ngo

Posted: Tags: , , , , ,
Teens window shopping

7 Money Lessons Teens Learned from the Recession

A new study shows the Great Recession turned out to be teens’ most effective teacher.

You’ve probably talked to your teens about money management numerous times. And you’ve probably felt…

By Sheiresa Ngo

Posted: Tags: , , ,
D

7 Simple Facts About Saving Money

How much do you know about saving for a rainy day? Here are seven facts you need to know from AmericaSavesWeek.org

How much do you know about saving for a rainy day? Here are seven facts…

By Sheiresa Ngo

Posted: Tags: , , , ,
Following your passion is great, but no one wants to struggle to pay the bills after graduating from college. That's why for some students it's important to avoid majors that traditionally don't pay well. A recent study by Georgetown University Center on Education and the Workforce identified a list of college degrees that place African Americans at the lowest end of the pay scale. Following our look at the highest paying degrees for African Americans, here's a look at the majors most likely to leave your wallet a little lighter.

10 Lowest-Paying College Degrees for African Americans

Will you be struggling to pay the bills after you graduate? Graduating with one of these degrees may make that your reality

Following your passion is great, but no one wants to struggle to pay the bills.…

By Sheiresa Ngo

Posted: Tags: , , , , , , , , , ,
05Money Sharee Hall1c

MoneyTips for New College Grads

Five ways to manage your cash so you’re equipped for the “real world”

When Sharece Hall, 25, was a student at the Georgia Institute of Technology, she, like…

By Brittany Hutson

Posted: Tags: , ,
moneysignsuccess

End of the World Checklist: Do You Have Your Financial House in Order?

What will your financial legacy say about you when your world ends?

BlackEnterprise.com’s checklist to prepare to leave behind your financial legacy via estate planning and living…

By Janell Hazelwood

Posted: Tags: , , , , , ,
M

5 Tips on How to Handle Sudden Wealth

Whether you just signed a multi-million dollar contract or inherited property from a wealthy relative, here are some tips to help you keep—and grow—your wealth responsibly

Whether you’ve just signed a multi-million dollar contract, won the lottery, or inherited property from…

By Robert J. Gordon

Posted: Tags: , , , , ,
teen_on_computer

10 Twitter Accounts That Can Prep You For College

From SAT prep to financial assistance, follow these 10 Twitter handles

From SAT prep to financial assistance, follow these 10 Twitter handles

By Janel Martinez

Posted: Tags: , , , , , , , ,
College-Blues-300x232

5 Ways to Avoid Major Student Loan Debt

A financial expert provides tips for handling the dreaded student loan

Preparing for college means planning ahead. Financial expert Curtis Johnson provides parents and students with…

By Janel Martinez

Posted: Tags: , , , , , , ,
Black student graduating

10 Tips for Filing Your FAFSA Form for College Financial Aid

How to fill out the Free Application for Federal Student Aid and get more money to finance your education

How to fill out the Free Application for Federal Student Aid and get more money…

By Janel Martinez

Posted: Tags: , , , , ,
If you’re going to tuck your money away, you might as well make it work for you. Before the advent of the Internet that generally meant opening up a traditional savings account, but with more and more banks offering high-yielding online accounts, customers have new options to keep their funds liquid while still maximizing their returns. But how does one decide between an online account and a traditional savings account? BlackEnterprise.com breaks down the differences between the two.

Online vs. Traditional Savings: Which Account Has Your Best ‘Interests’ in Mind?

There's more than one way to save money. Make sure to find the account that works for you.

There’s more than one way to save money. Make sure to find the account that…

By Renita Burns

Posted: Tags: , , , , , , , ,
M

3 Ways to Organize Your Financial Life

Expert tips on creating a simple savings strategy for your short, mid, and long-term financial goals

Expert tips on creating a simple savings strategy for your short, mid, and long-term financial…

By LaToya M. Smith

Posted: Tags: , , , , , , , , , , , , ,
A tip from a trusted friend or relative, a little monetary incentive or even just the location can usually steer consumers to their bank of choice. But one look at the fine print can have potential customers re-thinking their decision. While Capitol Hill has banks scrambling to make up new revenue sources, consumers are usually the ones slighted as new fees means less banking value for your buck. With the savings rate up 5.8% in January, according to the Bureau of Economic Analysis—the highest since August—it’s important to make sure the financial institution you decide to do business with is giving you the best service. Here’s a checklist of questions you should always ask to ensure you’re getting the most out of a savings or checking account.

14 Questions to Ask Before Opening a Checking or Savings Account

Not all bank accounts are created equal. Mind your money with these essential questions

Not all bank accounts are created equal. Mind your money with these essential questions

By Renita Burns

Posted: Tags: , , , , , , ,
elderly-mom-300x232

Caring for An Aging Relative? Don’t Overlook Your Tax Breaks

When writing off your relatives...on your taxes...makes sense

When writing off your relatives…on your taxes…makes sense

By John Simons

Posted: Tags: , , , , ,
Grad-with-parent-300x232

Poll: Is it OK for New College Grads to Move Back Home?

Good financial sense or a surefire way to kill a kid's desire for independence? You decide

Good financial sense or a surefire way to kill a kid’s desire for independence? You…

By Sheiresa Ngo

Posted: Tags: , , , ,
(Image: Thinkstock)

How to Cope with Rising Prices at the Pump

Tips on what you can do in your everyday life to get you through the ups and downs

Tips on what you can do in your everyday life to get you through the…

By Andre Williams

Posted: Tags: , , , , , , ,
Spending less than you earn seems like a simple rule, but as straightforward as it may appear, every year many Americans become the casualty of their spendthrift ways. Making purchases you cannot afford or don’t need, in turn, leads to uncontrollable debt. 	Terry and Tyra Johnson of Yardley, Pennsylvania, have maintained a frugal lifestyle even though they make a combined six-figure salary. Here are four tips from the Johnsons that help them live below their means.

4 Ways to Live Within Your Means

Couple shares tips on how to avoid financial pitfalls

Couple shares tips on how to avoid financial pitfalls

By Glenn Townes

Posted: Tags: , , ,
Black-Doctor-300x232

8 Ways to Save Money on Health Care and Health Insurance

Health care reform was signed into law a year ago but much of it goes into effect in 2014. Here's how to save now!

Health care reform was signed into law a year ago but much of it goes…

By keithmendonsa

Posted: Tags: , , , , , , , ,
200444215-001

Test Your Financial IQ!

Take our quiz to determine how financially savvy you are, and to get tips on how to better manage your money

The financial decisions you make can have a lasting impact on your credit and your…

By LaToya M. Smith

Posted:
Jennifer Norman [Photo: Rayon Richards]

A New Financial Game Plan

While overcoming a debt setback, Jennifer Norman is on the right track to reducing her taxes and maximizing her investments

Norman’s debt struggles are typical of many young college graduates. The misuse of credit cards…

By Carolyn M. Brown

Posted: Tags: , , , , , , ,
The Johnsons [Photo: Zave Smith]

Thrifty Family Living

Terry and Tyra Johnson stick to a few simple practices to cut expenses and save more money

One of the first big changes Terry made: “We used to get large tax refunds…

By Glenn Townes

Posted: Tags: , , , , ,
02MONEY-EricGrant

Thinking In Threes

Eric Grant recommends a trio of funds that can work well in any portfolio

When helping clients configure their retirement portfolios, Eric Grant often likes to suggest mutual funds…

By John Simons

Posted: Tags: , , , , ,
Pay4College

The Do’s & Don’ts of Paying for College

College financing has changed since you went to school. In light of the dismal job…

By Robin White Goode

Posted: Tags: , , , , , ,
Over the years, producer Chuck Harmony has worked with everyone from Celine Dion (“I Got Nothing Left”), Mary J. Blige (“I Can Do Bad”) and Janet Jackson (“Let Me Know”) to Keri Hilson (“Pretty Girl Rock”), Fantasia (“Bittersweet”) and Ne-Yo (“One in a Million”).  In that time he’s seen overflowing budgets and newcomers blow their advances on expensive homes, cars and jewelry. In observing his colleagues’ ups, downs and pitfalls, Harmony’s views on finance, investing and, more importantly, how to save is very different than most. The creator of Los Angeles based Harmony House Entertainment shares a few of his financial tips for aspiring musicians and entrepreneurs with BlackEnterprise.com.

5 Financial Pitfalls to Avoid When You Come into New Money

Music producer Chuck Harmony shares advice on how to handle success the fiscally smart way

Over the years, producer <strong>Chuck Harmony</strong> has worked with everyone from <strong>Celine Dion</strong> (“I Got…

By Anslem Samuel

Posted: Tags: , , , , , , , , , ,
77006236

Washington Report: Dems and GOP Fight Over Funding; Black Farmers Still Seek Relief; SBA Helps with Refinancing

BLACK ENTERPRISE Washington Correspondent Joyce Jones reports on the latest news from the White House…

By Derek T. Dingle

Posted: Tags: , , , , , , , , , , , , , , ,
Budget cuts

Why Democrats and Republicans Hate Obama’s New Budget

While both sides argue over new proposal, African-Americans brace for "negative effect" of spending cuts

President Obama delivered his 2012 budget proposal to Congress this week, citing it will reduce…

By Joyce Jones

Posted: Tags: , , , , , , , , , , , , , , ,
Photo by Lonnie C. Major

Nailing It?

Duo looks to make their polish a beauty industry best seller

With just $2,000 from their personal savings, H. Ginger Johnson and Sara “Liz” Pickett have…

By BLACK ENTERPRISE Editors

Posted: Tags: , , , , , ,
The Lipscombs (Photo by Kevin Allen)

Paying for the High Cost of Higher Education

Brenda and Mike Lipscomb relocated from New Jersey to Maryland in 2007 for better employment…

By Carolyn M. Brown

Posted: Tags: , , , , , , , , ,
debt2

Opinion: Student Loans Should NOT Be Discharged in Bankruptcy

Students in financial trouble do deserve a break. But bankruptcy is not the answer

The last thing a young person needs on their credit report coming out of college…

By Alfred Edmond, Jr.

Posted: Tags: , , , , , ,
graduationeducation

Opinion: All Student Loans Should Be Discharged in Bankruptcy

Students in financial trouble deserve a break.

For many of you, student loans were a necessary evil that have remained a thorn…

By Sheiresa Ngo

Posted: Tags: , , , , , ,
How are you planning to meet your children’s college expenses? If you’re a student, what strategies are you using? Feel free to comment below.

5 Dos and Don’ts of College Financing

Now more than ever higher education comes at a high cost. Here are a few tips to lighten the long term financial load.



College financing has changed since most of today’s parents went to school. The average college…

By Robin White Goode

Posted: Tags: , , , ,
Middle age. In your 40s and 50s, retirement should be top of mind now more than ever. Make sure that you’re taking full advantage of your company’s retirement plan. Contribute at least enough to receive the full match. Also make sure that you haven’t underestimated your time horizon. You don’t want to run out of money too soon.

Smart Money Moves for Every Stage of Life

You're never too young to start planning for your financial future

No matter what stage of life you’re in, it’s never to early–or late–to begin managing…

By Sheiresa Ngo

Posted: Tags: , , , , , , , , ,

How to Achieve Your Financial Freedom

Author and finance expert Ryan Mack gives tips on breaking free from financial burdens

In his new book, Living in the Village: Build Your Financial Future and Strengthen Your…

By Sheiresa Ngo

Posted: Tags: , , , , ,

Economista: 5 Strategies for Getting College Scholarships

Don't apply for scholarships without following these steps

It pays to be strategic with how you look for college financing. Check out these…

By Renita Burns

Posted: Tags: , , , , ,

Economista: Why Micro-lenders Will Replace Sallie Mae

Social lending becomes an alternative to private student loan giants

There seems to be a new trend taking root when it comes to college financing.…

By Renita Burns

Posted: Tags: , , , , , , ,

Economista: Micro-loans for College Students?

How social loans are becoming a viable source for student borrowers

Companies have been springing up offering a micro lending model to student loans which aims…

By Renita Burns

Posted: Tags: , , , , , , , , , , ,

Kids & Money: Paying for College and The Myth of Financial Independence

Money lessons we need to teach to our kids from K-12

Whether you have a child that’s prepping for college or your young one has finally…

By Renita Burns

Posted: Tags: , , , , , ,

Dealing With Debt: More Ways to Finance Your Education

Everything you need to know to tame your debt and keep it under control

More options for managing student loan debt.

By Renita Burns

Posted: Tags: , , , , , , ,

Economista: How to Pay for Grad School

A money guide for 20-somethings

While some students are fortunate enough to attend grad school for free through various programs,…

By Renita Burns

Posted: Tags: , , , , , , , , ,

Kids & Money: How to Put Stocks in Your Child’s Name

Money lessons we need to teach to our kids from K-12

Since opening a brokerage account is out of the question for your minor opening a…

By Renita Burns

Posted: Tags: , , , , , , , ,

Economista: Alternative Ways to Pay For College

Can�t get enough scholarship money and balking at students loans? Look no further.

Even after exhausting all the well-known avenues to help pay for college – scholarships, grants,…

By Renita Burns

Posted: Tags: , , , , , , ,

Millions Available to Pay for School

College scholarships for single mothers�and fathers, too

Women Who Rule the World, a one-day networking and dinner event sponsored by eLearners.com, a…

By Dale Coachman

Posted: Tags: , , , , , , ,

College Aid 101

How to save the most money and still remain eligible for the best financial aid package

Although inflation is relatively dormant in most areas of the economy, it’s running wild on…

By Donald Jay Korn

Posted: Tags: , , , , ,

Money Matters: College Savings Vehicles

Sending a nephew to college

Last December, I became the primary caregiver of my late sister’s 5-year-old son. I’m currently…

By John Simons

Posted: Tags: , , , , , , , ,

Free and Low-Cost Resources to Help College Students Stay Afloat

Tuition is expensive, but living doesn�t have to be

There’s no question that college is one of the most memorable experiences in the transition…

By Renita Burns

Posted: Tags: , ,

An Action Plan for Black Friday

Tips to help you brave the crowds and get the best deals

While the holiday shopping season is in full swing, the “official” kick off is nigh:…

By Deborah Creighton Skinner

Posted: Tags: , , , , , ,

Slash Your College Prep Expenses

How to cut the costs of pursuing higher education

Your college prep budget doesn’t have to break the bank. Check out these quick tips…

By Renita Burns

Posted: Tags: , ,

The Homebuyers Toolkit: Let’s Talk Money

There may be grants to help you buy your home�if you know where to look

The biggest hurdle to homeownership for some is the down payment and closing costs. These…

By LaToya M. Smith

Posted: Tags: , , , , , , ,

What To Do Today to Prepare For This Year’s Taxes

Don�t let Uncle Sam catch you off guard

It’s not tax season yet, but by the time you finish feasting on turkey and…

By Renita Burns

Posted: Tags: , , ,

Tools to Help You Track Your Dollars

Take the stress out of money management

I recently tested three programs, Microsoft Excel, Mint.com, and Google Docs, to find the pros…

By Renita Burns

Posted: Tags: , , ,

Finding the Right Personal Finance Applications

See how these virtual money-tracking tools stack up

For your convenience – and my own – I tested three personal finance apps, iBear…

By Renita Burns

Posted: Tags: , , ,

Your Back to School Shopping — Made Affordably Easy

Find the best deals through proper planning

There’s something about the August air that stirs a sense of uneasiness and excitement among…

By Renita Burns

Posted: Tags: , , , , , , ,

Oh, the Mumbo-Jumbo

Don't let jargon lead you into a bad deal

At the behest of my landlord, I alone signed the lease on our first post-college…

By Renita Burns

Posted: Tags: , ,

In Disaster, Cash Is King

Be prepared with an in-house emergency fund

If you lived in or around New York City during the summer of 2003, surely…

By Renita Burns

Posted: Tags: , ,

College Finance 101: A Money-Saving Crash Course for Parents

Lesson 4: Think outside the box when exploring your options

In the closing portion of this crash course, we encourage parents and students to be…

By Donald Jay Korn

Posted: Tags: , , ,

College Finance 101: A Money-Saving Crash Course for Parents

HBCU1

It’s great that you’re still basking in the warm, proud glow of your child’s high…

By Donald Jay Korn

Posted: Tags: , , , , , ,

Money Planner for Teens

Cash Cache helps create goals and develop financial plan

Between iPods, Facebook, MySpace, Twitter and text messaging, getting your teen’s attention long enough to…

By Renita Burns

Posted: Tags: , ,

College Finance 101: A Money-Saving Crash Course for Parents

Lesson 3: Home purchase may save money in the long run

To save on room and board, consider a housing purchase. One way to trim this…

By Donald Jay Korn

Posted: Tags: , , ,

College Finance 101: A Money-Saving Crash Course for Parents

Lesson 2: Borrow wisely when exploring loan options

Most students finance their education with borrowed funds. According to FinAid.org, 65.6% of students graduate…

By Donald Jay Korn

Posted: Tags: , , ,

College Finance 101: A Money-Saving Crash Course for Parents

Ways to cut costs in paying for higher education

It’s great that you’re still basking in the warm, proud glow of your child’s high…

By Donald Jay Korn

Posted: Tags: , , ,

Parents, Back Away From the Piggy Bank!

Tapping into kids' funds in hard times a bad idea

Who stole the cookie from the cookie jar? It may be mom or dad, according…

By renita burns

Posted: Tags: , , ,

Uh-Oh, I Can’t Repay My Student Loans

Four tips for grads struggling to avoid the perils of default

The parties are over, Thirsty Thursdays are a mere memory, and early morning wake-up calls…

By Renita Burns

Posted: Tags: , , ,

Money Savvy Pig for Kids

Boost the financial literacy of children beyond saving and spending

In today’s financial crunch, if you haven’t sprung into action to sharpen your child’s money…

By Renita Burns

Posted: Tags: , , , , ,

Love Don’t Cost a Thing

Personal touches can add bang to a wedding without the bucks

Television is overrun with shows about weddings. Some focus on finding a gown, some profile…

By Alisa Gumbs

Posted: Tags: , , ,

Rep. Sheila Jackson Lee Pushes for Financial Literacy Lessons

NYSE event highlights importance of money savvy

Duncan Niederauer NYSE CEO, John Hope Bryant, vice chairman of the U.S. President’s Advisory…

By Renita Burns

Posted: Tags: , ,

Update: ‘Just in Case’ Specials

More companies are joining the brigade to get you to open up your wallet

If you read my earlier post on Just in Case specials you know that companies…

By Renita Burns

Posted: Tags: ,

When Your ‘Something Blue’ Meets the Pink Slip

What to do if a layoff forces you to slash your wedding budget

Sometimes the “for worse” part of “for better or for worse” comes early. In this…

By Alisa Gumbs

Posted: Tags: , , ,

It’s Earth Day. Get Some Real Green

Not really into saving the environment? Then focus on saving cold, hard cash.

Unless you live on another planet (literally), you know that today, April 22, is Earth…

By Alfred Edmond, Jr.

Posted: Tags: , , , ,

How to Plan a Wedding During a Recession

Say "I do" to the marriage but "I don�t" to the debt

There are some things you still need to spend money on, even when the economy’s…

By Alisa Gumbs

Posted: Tags: , , ,

Foreclosure Prevention Gone Awry?

'Justice League' clamps down on home mortgage scams

The ink on President Barack Obama’s massive stimulus plan hadn’t dried before spurious Websites sprouted…

By Renita Burns

Posted: Tags: , , , , ,

The Cutting Edge: Big Tax Refund? You Might Want to Think Twice

Overpaying Uncle Sam is like giving him an interest-free loan

There is such a thing as overpaying Uncle Sam. Though buxom tax returns can seem…

By Renita Burns

Posted: Tags: ,

The Cutting Edge: Tax Tips for First-Time Filers

Don�t let ignorance cost you money, time

If this is your first time filing as an independent, or you’ve just started taking…

By Renita Burns

Posted: Tags: , , , , ,

Say No to Overdraft Fees

10 Days Left to Tell Fed to Say No to Banks

Ever had to pay an additional $30 for a $5 hamburger or a $15 meal?…

By Renita Burns

Posted: Tags:

The Cutting Edge: ‘Just in Case’ Recession Specials

Companies offer deals tailored to an uncertain job market

Yesterday, I blogged on recession-friendly deals companies are offering. But there’s more to the wave…

By Renita Burns

Posted: Tags: , , , ,

The Cutting Edge: Recession Specials

Deals sure to be kind to your wallet

For consumers clutching their purse strings and wallets, companies are hoping to loosen that grip…

By Renita Burns

Posted: Tags: , , , , , ,
1. Make sure your investment portfolio has exposure to emerging markets like China and India. They recommend that no more than 10% of your portfolio holdings should be invested in these assets.

4. I Will Save At Least 10% of My Income

It’s not enough to just make ends meet with the salary you are earning. You…

By Carolyn M. Brown

Posted: Tags: , , , ,
(Image: Thinkstock)

5. I Will Use Homeownership as a Foundation for Building Wealth

While these are uncertain economic times, financial experts agree that owning a home is still…

By Carolyn M. Brown

Posted: Tags: , , ,
wflprinciple6

6. I Will Devise an Investment Plan for My Retirement Needs and Childrens’ Education

The reality is that your chances of building wealth are optimized when you invest. It…

By Carolyn M. Brown

Posted: Tags: , , , , , , , , , ,
wflprinciple7

7. I Will Ensure That My Entire Family Adheres to Sensible Money Management Principles

Talking about money matters at the dinner table may not have been polite conversation long…

By Carolyn M. Brown

Posted: Tags: , , , , , , , ,

The Cutting Edge: Filling Out Your FAFSA

Tap all resources and start early to get the funds you need

If you’re entering college for the first time next fall, or you’re a returning student…

By Renita Burns

Posted: Tags: , , , , ,

The Cutting Edge: Don’t Get Taken By Your Tax Preparer

Diligence could save you trouble and money

We’re in the heat of tax season and if you haven’t filed yet, a bigger…

By renita burns

Posted: Tags: , , , ,

The Cutting Edge: Managing the Aftermath of a Layoff

Know your options when you've lost your job

For those seeking financial stability after a layoff, aside from unemployment benefits and severance packages,…

By Renita Burns

Posted: Tags: , , ,

Three Tips for Managing Cash Flow

In a tight times, due diligence in tracking your dollars is key

With tightening credit markets, entrepreneurs are being advised to watch their dollars carefully. Many companies…

By Margarette Burnette

Posted: Tags: , , , ,

The Cutting Edge: Money Market Accounts

Gain better rates and more savings

It was two years ago that I learned the compounding greatness of money market accounts.…

By Renita Burns

Posted: Tags: , ,

Saving: The Solution for Women When Crisis Arise

Ladies, want to start saving, but aren’t sure how to start or are you concerned…

By Marcia Wade Talbert

Posted:

Diligence is Key in Slashing Your Cell Phone Expenses

What every cell phone subscriber should know

While researching information about cutting costs on cell phone bills, I stumbled upon information on…

By Renita Burns

Posted: Tags: , ,

Flex Your Buying Muscle

Flexible spending account a viable option to cover healthcare costs

If your insurance provider is cutting back while you are forced to pay more, don’t…

By Renita Burns

Posted: Tags: , ,

You Don’t Have to Cancel Christmas, but…

Making a list and checking it twice could result in the best gift of all: a debt-free New Year.

The pressure has already started to get us to start our holiday shopping and spend…

By Alfred Edmond, Jr.

Posted: Tags: , , , , , , ,

Navigating Financial Aid

Tips for understanding the financial aid process

Navigating the financial aid process can be just as daunting and perplexing as choosing…

By Renita Burns

Posted: Tags: , ,

Women of Power

(Image: Thinkstock)

Women of Power: 4 Boss Moves to Get Salary You Deserve

As the pay gap for women and men is highlighted today for Equal Pay Day,…

Read More »
(Image: File)

10th Women of Power Summit Most Successful of All Time

Last week, Black Enterprise’s 10th Women of Power Summit, hosted by State Farm in Ft.…

Read More »