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The Good, the Bad, and the Ugly: 8 Black Lottery Winners Who Hit Big

From triumph to murder, how these minority winners lives were forever changed

Here’s a snapshot of minority winners and what they did with their millions.

By Sasha King

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WINBIG

Free!!! Only the Crazy and Fearless Win BIG!

Get a chance to win free copy of self-made millionaire Arthur Wylie’s book that unlocks…

By Sasha King

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Rodd Herbert (Photo by Kevin Foley)

Coping With Unexpected Health Issues

“When you’re 40 and the doctor tells you that you may not be able to…

By Sheryl Nance-Nash

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Creshinda Clark (Photo by Aaron Raymond)

Think Like a Woman … Manage Your Money Like a Man

According to sociologist Mariko Chang, women’s earnings are currently at about 78% of men’s, yet…

By Bridget McCrea

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Earl "Butch" Graves Jr., President & CEO, Black Enterprise

Women, Control Your Financial Destiny

This month’s column is dedicated to our loyal female readers. My wise grandmother always encouraged…

By Earl "Butch" Graves Jr.

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Image: Thinkstock

Are You a Woman Behaving Wealthy?

What does the amount you spent on your purse (and everything in it!) says about you?

What does the amount you spent on your purse (and everything in it!) says about…

By Elayne Fluker

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Is It Time to Negotiate a Higher Salary?

Timely, strategic steps towards establishing and proving your worth

How do you know it’s time to ask your employer for more money?

By Patrice C. Washington

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Jeremy McMullen (Photo by Brian Dressler)

Portfolio Repair

Many people would love to be in Jeremy McMullen’s shoes. At 30, he has little…

By Black Enterprise

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Create Your Own Financial Recovery

Although the unemployment rate among workers 55 and older is relatively low at 6.4%, it…

By Jeffrey McKinney

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Earl "Butch" Graves Jr., President & CEO, Black Enterprise

Make a Financial Commitment to Yourself

Our mission at Black Enterprise is Wealth for Life, providing our audience with the information…

By Earl "Butch" Graves Jr.

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Bernadette Clay (Photo by Kevin Allen)

Year-End Tax Tips for the Self-Employed

When Bernadette Clay established her sole proprietorship in 2007, tax preparation took place between Jan.…

By Tamara E. Holmes

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The Team You Need for Your Year-End Financial Checkup

At a time when it’s about the parties and festivities, it can be hard to…

By Black Enterprise

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Financial Fitness Performance Review

With $2,000 to get them started, our previous winners managed to navigate a volatile market…

By Sakina P. Spruell

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For many Americans, a big part of the holidays involve giving presents to others. But it’s perfectly fine and feasible to not give gifts to family and friends and still enjoy the holiday season.
	
In fact, if the tough economy or a job layoff has taken a toll on your household budget, this could be the year to not spend any money at all on gifts. Even if you do have money in a bank account to spend, it’s important to realize that there are plenty of other ways to celebrate the season without making all the festivities centered on gift-giving.

	Still, the average American is expected to spend $704 on holiday gifts in 2011, according to the National Retail Federation. Should you opt out of this year’s holiday shopping frenzy like the folks who’ve joined Buy Nothing Day? Perhaps. Here are five reasons why it might be wise not to spend any money at all on gifts on Black Friday and this entire holiday season. —Lynnette Khalfani-Cox

5 Good Reasons To Buy Nothing & Avoid Holiday Shopping Completely

In a troubled economy, it's perfectly fine not to spend money during the holidays

Holiday shopping can land some people in the poor house. Given the current economic downturn…

By Lynnette Khalfani-Cox

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Ask the Money Coach: Are You Ever Too Old to Start a 401(K)?

Whether it's you or your grandma, here's what you need to know about saving for retirement

Money Coach Lynnette Khalfani-Cox tells you if you’re ever told old to start planning for…

By Lynnette Khalfani-Cox

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MellodyHobson

Don’t Let the Debt Downgrade Scare You

The worst thing to do is panic in today’s market. You can reach long-term goals if you stay the course

Although it was well-telegraphed, I was still plenty surprised when Standard & Poor’s downgraded the…

By Mellody Hobson

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Cain Vs. Obama: A Comparison of Economic Issues

A breakdown of the numbers and the issues

Lynnette Khalfani-Cox gives a breakdown of the numbers and the issues

By Lynnette Khalfani-Cox

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David Banner

David Banner’s 4 Money Management Lessons for Black America

The rapper/actor shares his perspective on the Black community's misuse of its spending power

Inspired by the Pew Research Center’s minority wealth gap report, rapper/producer/actor David Banner shares his…

By David Banner

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Venture Capital Firms Profit from Funding Women-led Businesses

7 Excuses That Are Delaying Your Retirement

Time is the most vital element in building your nest egg. Start now, or pay later

Time is the most vital element in building your nest egg. Start now or pay…

By LaToya M. Smith

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WATCH: Finance Expert Ryan Mack Sounds Off on Occupy Wall Street

The author and financial literacy advocate says it's about more than marching

The author and financial literacy advocate says it’s about more than marching

By Elayne Fluker

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How To

Cultural bias

Ask Sheree: When an Employee Suffers Cultural Bias

What should I do when I sense that my manager is culturally biased against me?
First…

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Startups

How to Start a Profitable T-Shirt Business

T-shirts are contemporary wardrobe staples for men, women, and children today. Building an online T-shirt…

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