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Money > Wealth Management

3 Ways to Organize Your Financial Life

Expert tips on creating a simple savings strategy for your short, mid, and long-term financial goals

Expert tips on creating a simple savings strategy for your short, mid, and long-term financial…

By LaToya M. Smith

Posted: April 8, 2011 Tags: 401k, budgeting, budgets, checking account, exchange trade funds, Investing, IRA, life insurance, Money, mutual funds, Real Estate, Retirement, savings, stocks

Spending less than you earn seems like a simple rule, but as straightforward as it may appear, every year many Americans become the casualty of their spendthrift ways. Making purchases you cannot afford or don’t need, in turn, leads to uncontrollable debt. Terry and Tyra Johnson of Yardley, Pennsylvania, have maintained a frugal lifestyle even though they make a combined six-figure salary. Here are four tips from the Johnsons that help them live below their means.

4 Ways to Live Within Your Means

Couple shares tips on how to avoid financial pitfalls

By Glenn Townes

Posted: March 30, 2011 Tags: IRS, Terry Johnson, Turbo Tax, Tyra Johnson

8 Ways to Save Money on Health Care and Health Insurance

Health care reform was signed into law a year ago but much of it goes into effect in 2014. Here's how to save now!

Health care reform was signed into law a year ago but much of it goes…

By keithmendonsa

Posted: March 25, 2011 Tags: health care, health care costs, health insurance, health plans, health savings account, healthcare costs, healthcare expenses, How To, money-saving ideas

The tax deadline is fast approaching and many last-minute filers are still waiting for the final moment to prepare their federal tax documents—despite having the cut-off date extended this year to April 18 from the usual April 15 deadline. According to the Internal Revenue Service, up to 25% of filers submit their paperwork in the last two weeks before the deadline. Being that today is April 11, BlackEnterprise.com spoke to IRS Media Relations Specialist Jodie Reynolds to get the 4/11 about the benefits of filing electronically, in what case filing for an extension is a feasible option, and the importance of verifying information. So, for those who haven’t gotten around to compiling a year’s worth of paperwork or individuals just brave enough to chance the fast turnaround, here are 11 tips that will have you (and your finances) in order in the final days of this tax season.

10 Ways to Save Money on Your Tax Return

It's that time of year. Here's how to prepare and save!

It’s that time of year. Here’s how to prepare and save!

By John Simons

Posted: March 18, 2011 Tags: income tax, IRS, tax returns, tax strategies, Taxes

Every Adult Needs a Living Will. Here’s How to Draft One.

When it comes to your healthcare, better smart than sorry

Every adult 21 and older should have a living will, but studies suggest African Americans…

By Elayne Fluker

Posted: March 15, 2011

The Stock Market Rally Lives On. But Can It Continue?

Today marks the two-year anniversary of the stock market rally; is good or bad news ahead?

Today marks the two-year anniversary of the stock market rally; is good or bad news…

By John Simons

Posted: March 9, 2011 Tags: Better Investing, Dow Jones Industrial Average, Investing, investing trends, investment strategies, long term investing, stock investing, stock market, stocks

5 Steps to Improving the Investment Options in Your Employer’s 401(k) Plan

Here's how to get your employer to explore more 401(k) options

Here’s how to get your employer to explore more 401(k) options

By Renita Burns

Posted: March 8, 2011 Tags: 401k, How To, Investing, investment strategies, mutual funds

Save For a Rainy Day!

Join the America Saves Week Challenge this week and learn how to stash your cash

February 20 through February 27 is America Saves Week. Take on this week’s challenge to…

By Sheiresa Ngo

Posted: February 21, 2011 Tags: america saves week, debt, saving, women and money

Why Democrats and Republicans Hate Obama’s New Budget

While both sides argue over new proposal, African-Americans brace for "negative effect" of spending cuts

President Obama delivered his 2012 budget proposal to Congress this week, citing it will reduce…

By Joyce Jones

Posted: February 18, 2011 Tags: $1.1 trillion deficit reduction, black unemeployment. poverty, Community Development Block Grants, Congressional Black Caucus, energy assistance for the poor, FY 2012 federal budget, House Budget Committee Chairman Paul Ryan, House Speaker John Boehner, Medicaid, Medicare, Pell Grant program, president barack obama, Social Security, The Urban Institute, Washington Report, White House

According to the 2010 Ariel Black Investor Survey, African Americans consistently saved and invested less than whites of similar incomes over the past decade. As BLACK ENTERPRISE CEO Earl "Butch" Graves, Jr. wrote in a recent Executive Memo: "Make money work for you, not against you. We must reverse this trend by taking a disciplined approach." For the February issue of BLACK ENTERPRISE magazine, I charged our Finance Editor John Simons and our Consumer Affairs Editor Sheiresa Ngo with wwweloping 10 power moves to improve our readers' finances. Follow these tips to better manage your money today an dreap huge benefits tomorrow!--Derek Dingle

10 Power Moves to Help You Better Manage Your Money

Simple steps to help you spend, save and invest smarter

According to the 2010 Ariel Black Investor Survey, African Americans consistently saved and invested less…

By Derek T. Dingle

Posted: February 9, 2011 Tags: credit, debt, How To, Investing, Money Management, mortgage, Retirement, savings

Money > Wealth Management

By LaToya M. Smith

By Glenn Townes

By keithmendonsa

By John Simons

By Elayne Fluker

By John Simons

By Renita Burns

By Sheiresa Ngo

By Joyce Jones

By Derek T. Dingle

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