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	<title>BLACK ENTERPRISE &#187; Retirement</title>
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	<description>Your Ultimate Source for Wealth Creation</description>
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		<title>Planning, Diligence Key in Re-entering Workforce after Retirement</title>
		<link>http://www.blackenterprise.com/wealth-for-life/retirement/2009/01/21/planning-diligence-key-in-re-entering-workforce-after-retirement</link>
		<comments>http://www.blackenterprise.com/wealth-for-life/retirement/2009/01/21/planning-diligence-key-in-re-entering-workforce-after-retirement#comments</comments>
		<pubDate>Wed, 21 Jan 2009 18:46:19 +0000</pubDate>
		<dc:creator>Margarette Burnette</dc:creator>
				<category><![CDATA[Retirement]]></category>
		<category><![CDATA[First Genesis Financial Group]]></category>
		<category><![CDATA[IRA]]></category>
		<category><![CDATA[Roth IRA]]></category>
		<category><![CDATA[Social Security]]></category>
		<category><![CDATA[Steven Sanders]]></category>
		<category><![CDATA[Taxes]]></category>

		<guid isPermaLink="false">http://blackenterprise.com/?p=23147</guid>
		<description><![CDATA[If you're a retiree who has been receiving Social Security benefits, pension payments, or distributions from retirement accounts, a return to the workforce could cause a complicated tax situation. To prevent any unwelcome surprises, ask yourself a few questions before accepting a new job.]]></description>
		<wfw:commentRss>http://www.blackenterprise.com/wealth-for-life/retirement/2009/01/21/planning-diligence-key-in-re-entering-workforce-after-retirement/feed</wfw:commentRss>
		<slash:comments>2</slash:comments>
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		<title>Retirement Funds and Your Small Business</title>
		<link>http://www.blackenterprise.com/wealth-for-life/retirement/2008/11/03/retirement-funds-and-your-small-business</link>
		<comments>http://www.blackenterprise.com/wealth-for-life/retirement/2008/11/03/retirement-funds-and-your-small-business#comments</comments>
		<pubDate>Mon, 03 Nov 2008 22:53:06 +0000</pubDate>
		<dc:creator>Margarette Burnette</dc:creator>
				<category><![CDATA[Retirement]]></category>
		<category><![CDATA[401k]]></category>
		<category><![CDATA[retirement funds]]></category>
		<category><![CDATA[Roth IRA]]></category>

		<guid isPermaLink="false">http://blackenterprise.com/?p=5943</guid>
		<description><![CDATA[With the current economic environment, many entrepreneurs believe they can’t afford to give their employees retirement benefits. But, offering a retirement package can help attract talent, which is crucial to business success. Fortunately, SEP-IRAs and even 401(k) retirement plans can be cost-effective options for employers.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Blacks Lag in Retirement Savings</title>
		<link>http://www.blackenterprise.com/wealth-for-life/retirement/2008/10/15/blacks-lag-in-retirement-savings</link>
		<comments>http://www.blackenterprise.com/wealth-for-life/retirement/2008/10/15/blacks-lag-in-retirement-savings#comments</comments>
		<pubDate>Wed, 15 Oct 2008 20:46:14 +0000</pubDate>
		<dc:creator>Deborah Creighton Skinner</dc:creator>
				<category><![CDATA[Retirement]]></category>
		<category><![CDATA[Ariel Investments]]></category>
		<category><![CDATA[Charles Schwab]]></category>

		<guid isPermaLink="false">http://beta.blackenterprise.com/?p=4564</guid>
		<description><![CDATA[African Americans save far less each month and have considerably smaller nest eggs than their white counterparts, according to a recent survey. The 11th annual Ariel/Schwab Black Investor Survey, sponsored by Ariel Investments L.L.C. and The Charles Schwab Corp., found that saving for retirement does not resonate in the same way for blacks as it does among whites.]]></description>
		<wfw:commentRss>http://www.blackenterprise.com/wealth-for-life/retirement/2008/10/15/blacks-lag-in-retirement-savings/feed</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
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		<title>Saving Early for Your Retirement</title>
		<link>http://www.blackenterprise.com/wealth-for-life/retirement/2008/10/03/saving-early-for-your-retirement</link>
		<comments>http://www.blackenterprise.com/wealth-for-life/retirement/2008/10/03/saving-early-for-your-retirement#comments</comments>
		<pubDate>Fri, 03 Oct 2008 20:30:24 +0000</pubDate>
		<dc:creator>Ilana Polyak</dc:creator>
				<category><![CDATA[Retirement]]></category>
		<category><![CDATA[401k]]></category>

		<guid isPermaLink="false">http://beta.blackenterprise.com/?p=4559</guid>
		<description><![CDATA[n your 20s, retirement is a bit like global warming. You know the day of reckoning will come, but it's still decades away. But those years have a way of creeping up on you. Better to develop good saving habits now than to be staring down the barrel of 50 with just your collection of iTunes and Crocs in 20 colors as the sum total of your net worth.]]></description>
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		<slash:comments>1</slash:comments>
		</item>
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		<title>Report: Economic Gains for Blacks Reversing</title>
		<link>http://www.blackenterprise.com/wealth-for-life/retirement/2008/09/29/report-economic-gains-for-blacks-reversing</link>
		<comments>http://www.blackenterprise.com/wealth-for-life/retirement/2008/09/29/report-economic-gains-for-blacks-reversing#comments</comments>
		<pubDate>Mon, 29 Sep 2008 18:24:13 +0000</pubDate>
		<dc:creator>Aisha I. Jefferson</dc:creator>
				<category><![CDATA[Retirement]]></category>
		<category><![CDATA[Economic Policy Institute]]></category>

		<guid isPermaLink="false">http://content.blackenterprise.com/?p=8408</guid>
		<description><![CDATA[Released by the Economic Policy Institute (EPI), a report, "Reversal of Fortune: Economic Gains of 1990s Overturned for African Americans From 2000-07," examines how employment rates, homeownership gains, increased poverty rates, and crime have contributed to a reversal that took place between 2000 and 2007. Even though there was economic growth from 2000 to 2007, the benefits have been concentrated among the very wealthy of Americans, the EPI report states.]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>In Your 30s, Think About Your 60s</title>
		<link>http://www.blackenterprise.com/wealth-for-life/retirement/2008/09/19/in-your-30s-think-about-your-60s</link>
		<comments>http://www.blackenterprise.com/wealth-for-life/retirement/2008/09/19/in-your-30s-think-about-your-60s#comments</comments>
		<pubDate>Fri, 19 Sep 2008 17:49:56 +0000</pubDate>
		<dc:creator>Donald Jay Korn</dc:creator>
				<category><![CDATA[Retirement]]></category>
		<category><![CDATA[401k]]></category>
		<category><![CDATA[retirement funds]]></category>

		<guid isPermaLink="false">http://content.blackenterprise.com/?p=8389</guid>
		<description><![CDATA[Young investors have a valuable asset, yet many neglect to take advantage. The more years you invest prior to retirement, the more time you have to profit from the earnings on your investments. ]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Retiring In Your 40s</title>
		<link>http://www.blackenterprise.com/wealth-for-life/retirement/2008/09/03/retiring-in-your-40s</link>
		<comments>http://www.blackenterprise.com/wealth-for-life/retirement/2008/09/03/retiring-in-your-40s#comments</comments>
		<pubDate>Wed, 03 Sep 2008 19:04:18 +0000</pubDate>
		<dc:creator>Ilana Polyak</dc:creator>
				<category><![CDATA[Retirement]]></category>
		<category><![CDATA[401k]]></category>
		<category><![CDATA[Retirement Accounts]]></category>

		<guid isPermaLink="false">http://beta.blackenterprise.com/?p=4555</guid>
		<description><![CDATA[Those intermittent aches and pains in your 40s are a very powerful reminder that retirement isn't as far away as it used to be. But with two decades or more to go, you still have many years of disciplined, systematic savings in front of you.]]></description>
		<wfw:commentRss>http://www.blackenterprise.com/wealth-for-life/retirement/2008/09/03/retiring-in-your-40s/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>You Can Retire Early</title>
		<link>http://www.blackenterprise.com/wealth-for-life/retirement/2008/06/20/you-can-retire-early</link>
		<comments>http://www.blackenterprise.com/wealth-for-life/retirement/2008/06/20/you-can-retire-early#comments</comments>
		<pubDate>Fri, 20 Jun 2008 07:55:00 +0000</pubDate>
		<dc:creator>Donald Jay Korn</dc:creator>
				<category><![CDATA[Retirement]]></category>
		<category><![CDATA[401k]]></category>
		<category><![CDATA[IRA]]></category>
		<category><![CDATA[Social Security]]></category>

		<guid isPermaLink="false">http://content.blackenterprise.com/2008/06/20/you-can-retire-early/</guid>
		<description><![CDATA[If you’re not sure about when to retire, you’re not alone.]]></description>
		<wfw:commentRss>http://www.blackenterprise.com/wealth-for-life/retirement/2008/06/20/you-can-retire-early/feed</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Market Mayhem</title>
		<link>http://www.blackenterprise.com/wealth-for-life/retirement/2008/03/19/market-mayhem</link>
		<comments>http://www.blackenterprise.com/wealth-for-life/retirement/2008/03/19/market-mayhem#comments</comments>
		<pubDate>Wed, 19 Mar 2008 13:50:00 +0000</pubDate>
		<dc:creator>Tamara E. Holmes</dc:creator>
				<category><![CDATA[Retirement]]></category>
		<category><![CDATA[Ariel Capital Management]]></category>
		<category><![CDATA[Bear Stearns]]></category>
		<category><![CDATA[Wealth For Life]]></category>

		<guid isPermaLink="false">http://content.blackenterprise.com/2008/03/19/market-mayhem/</guid>
		<description><![CDATA[The federally backed buyout of Bear Stearns Cos. Inc. by J.P. Morgan Chase &#038; Co. over the weekend was perhaps the most glaring example yet of a dismal economic climate. But while acknowledging its significance, financial experts and advisers say African American investors should keep the collapse of Bear Stearns in perspective when considering its impact on their own financial strategies.]]></description>
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		<slash:comments>1</slash:comments>
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