Building On Success

Good budgeting practices have helped Kysa and Derwin Daniels handle a layoff

Lee Sherman Yolanda Sherman

HOUSEHOLD INCOME

Full-time consultant $ 75,000
Freelance design 75,000
Total $150,000

ASSETS

IRA $9,000
Roth IRAs 5,600
401(k) 5,000
Money Market 5,000
Custodial Account 350
Market Value of Home 220,000
Total $ 244,950

LIABILITIES

Mortgage Balance $155,500
Student Loans 5,000
Credit Card Debt 2,500
Total $163,000
NET WORTH $ 81,950
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