Making More With Less

Winner No. 35 James & Beverly Parks

per child to 529 college savings plans. He recommends the plan offered by the state of Kansas since the funds can be used toward any U.S. college or university. The plan’s sponsor is American Century Mutual Funds. Smith suggests investing the money in moderate growth funds.

ADDITIONAL MEASURES
Smith says the Parkses should increase their rental income to $725, so that they are not losing money on their investment. He also suggests the Parkses take advantage of the government pretax cafeteria plan to reduce the $400 cost of daycare.

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