Measuring fund Returns

Are you getting what you're paying for?

www.morningstar.com, and http://finance.yahoo.com. Both sites also provide total cost projections for a three-, five-, and 10-year investment.

Expense ratio: This ratio is a percentage of the mutual fund’s total assets that are used to cover operating and management expenses, e.g., payroll and marketing. Expense ratios vary, and certain types of funds will generally have lower expenses.

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