at least 10% of my income.
5 I will use homeownership as a foundation for building wealth.
6 I will devise an investment plan for my retirement needs and children’s education.
7 I will ensure that my entire family adheres to sensible money management principles.
8 I will support the creation and growth of minority-owned businesses.
9 I will guarantee my wealth is passed on to future generations through proper insurance and estate planning.
10 I will strengthen my community through philanthropy.
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