What’s Your Score

risk and scores only 585.

CONSUMER A Score: 706

Credit Limit

Balance

Current
Rating

Historical
Deliquency

Credit Card

$5,000

$1,500

Current Credit Card

3,000

0

Current 120 days,
4 years ago Retailer

300

0

Current Retailer

1,000

0

Current Auto Loan

8,000

2,000

Current Dates opened: Credit cards are both 11 years old; retail cards are both eight years old; and the auto loan is four years old
Recent credit inquiries: None
Public record/collection items: One collection item, four years ago, for $500 CONSUMER B Score: 585

Credit Limit

Balance

Current
Rating

Historical
Deliquency

Credit Card

$3,000

$2,700

30 days late Credit Card

1,500

1,600

Current Retailer

750

300

Current Retailer

500

450

Current Dates opened: One retail credit card is two years old; all others have been opened within the past year
Public credit inquiries; Five within the last 18 months, including three int he last six months
Public record/collection items: None Sourc