4 Ways to Live Within Your Means

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2. Delay Major Purchases   	By providing routine maintenance and care on their existing vehicles, the Johnsons ensure that their vehicles will last. “Our decision to delay purchasing a new automobile is inclusive of our budget philosophy and living within our means,” says Terry. 	What you can do: Think twice before reaching for the plastic. Instead, plan for major purchases by allocating a certain amount of savings toward that goal each pay period. Learn to distinguish between what’s a necessity and what can wait, stick to your budget, and plan your purchases effectively.

2. Delay Major Purchases By providing routine maintenance and care on their…

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