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By Anslem Samuel | Published July 27, 2011 | Full size is 620 × 480 pixels

Your partner has a fear of credit cards: According to a 2010 circulation report from major credit card companies, there are approximately 1.5 billion credit cards in use in the United States. If your partner is one of those without a credit card and/or who prefers to use their debit card as credit then you may want to seriously investigate why. “In these days and times pulling from a checking account with all of the identity theft issues is not a smart thing to do,” says Lockard. “Plus, so many credit cards offer rewards, benefits and they help you establish credit to move forward in life. It makes no sense not to have a credit card.” While some may just be wary of falling into the credit card trap, there are those that have no choice in the matter because they have a low credit rating and his or her applications are rejected.

Your partner has a fear of credit cards: According to a 2010 circulation report from…

(Image: ThinkStock)

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