← 12 Financial New Year’s Resolutions for 2012

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By Elayne Fluker | Published December 21, 2011 | Full size is 620 × 480 pixels

2. Reduce debt Consumer Reports has found that in late 2011, 14 million Americans were still paying off their holiday bills from 2010. If you haven't been able to get out of credit card debt on your own, try boosting your financial fitness by joining a free financial boot camp offered online like MyMoneyCircles.com. This practical, step-by-step program, which I help lead with a team of experts, will help you reduce debt, figure out how to save money and reach a host of financial goals, including all of the financial New Year’s resolutions on this list.

2. Reduce debt

Consumer Reports has found that in late 2011, 14 million Americans were still…