Consumer Tip: How to Handle Medical Identity Theft

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Medical identity theft often occurs when someone steals your health insurance card or some other personal information, and then receives medical care under your identity.

There are a few things you can do to reduce your chances of becoming a victim:

  • Guard your health insurance card number. Make sure to report the loss or theft of your card right away so that you can obtain a new number.
  • Keep an eye on insurance claims. Read each Explanation of Benefits statement. If you see a service that you did not receive, report it to your insurer.
  • Review your medical records. Have each healthcare provider send you a copy of your records and check it closely for any discrepancies.

If you’ve been victimized by a medical identity thief, file a claim with the Federal Trade Commission ( Also file a police report. Furthermore, get in touch with the medical office where your identity was stolen so that your files can be updated.

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