Offer Your Kids the Best, Yet Trim Costs

Teaching children fundamentals of budgeting can save you money

maximize Internet resources. Collegeboard.com, the administrator of the SATs, and StudyHall.com provide sample, timed tests and test prep tips. Also, local community centers and organizations often have their own programs. Check with your city’s Board of Education and the school guidance or career counselor to find out what’s available in your area.

Price-match and negotiate. The price of shopping for children can be steep, since for most children needs and wants are synonymous. If you’ve found a store coupon or ad for an item at a lower price, don’t hesitate to bring it to a competing store and talk them down further. Remember, no price is set, even at big name chain stores. As for that holiday hairdo or cut, take your child to the local beauty school. They charge a fraction of the price for the same services as regular salons and barbers.

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