The Cutting Edge: Lowering Your Healthcare Costs

Finding ways to get affordable coverage, medicines

insurance discount is more than the cash price.” You can also pay cash for your own lab work at Directlabs.com and Mymedlab.com.

Be sure to ask questions. If you have a health savings account or high deductible plan, ask your doctor if you really need the test. “If [doctors] know you’re price sensitive, they react in a different way than if you have HMO,” Herrick says.

Do your research. Before you begin your search, find out exactly what you need in a healthcare plan. “How will you be covered in an emergency? What will happen if you need some kind of surgery?” Benjamin says. “You want to make sure you get a comprehensive policy so that you are getting the core of what you need,” he adds. Also important are any policy exclusions such as eye or dental care.

For more on slashing healthcare costs, visit my Cost Cutting blog.

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  • Tracy Haugabook, Jr.

    Health care is an issue of big concern in our society today and you, the author, has done a great job of informing consumers of their financial options. However, I’m afraid you have left out one big option in modern health, and that is the Discount Medical Plan organizations available today. These organizations such as Ameriplan and others, reduce health care costs by up to 80% and deny no one because of current illnesses. This option usually works well for patients because the price has already been negotiated for them, plus they know that they will not be denied as long as they choose a doctor with-in the organization. This is not usually a problem seeing as how most subscribers doctors are already a part of such organizations.Doctors are also highly trained professional with practices in good standing. Please look into these organizations also an option to your readers.

    Thank You,
    Tracy Haugabook, Jr.
    Student
    Argosy University

  • Gleyton

    And is there a dfcnerefie between the rights military industral complex and Obamas? Its owned by the elites and to say oh the right is always wanting to go to war . well what the fuck changed? nothing? Frank you are one STUPID ASS FUCKING DOUCHEBAG LOSER.