← 4/11: 11 Ways to Get Your Money Right for the New Year

401K Match

By Elayne Fluker | Published January 9, 2011 | Full size is 979 × 1000 pixels

4) Look for the perfect match: If your company matches at least 3% of the contributions you put in your company 401K, White says it’s a no brainer: Contribute to your 401K. “It’s asinine not to do so. You’re losing money. It never ceases to amaze me how many people don’t take advantage of matching funds.” But if the company that you work for doesn’t have enough investment options to your liking in the 401K, White says once you put in enough to equal the matching percentage, you can consider opening an IRA, which gives you many more options.

4) Look for the perfect match: If your company matches at least 3% of the…